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Previous: COMMERCIAL NATIONAL FINANCIAL CORP /PA, 10-Q, 2000-11-13 |
Next: BPI PACKAGING TECHNOLOGIES INC, NT 10-Q, 2000-11-13 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 9,715,498
<INT-BEARING-DEPOSITS> 276,222
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 118,935,475
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 212,982,480
<ALLOWANCE> (2,735,993)
<TOTAL-ASSETS> 350,272,821
<DEPOSITS> 275,997,753
<SHORT-TERM> 5,575,000
<LIABILITIES-OTHER> 2,019,152
<LONG-TERM> 25,000,000
0
0
<COMMON> 7,200,000
<OTHER-SE> 34,480,916
<TOTAL-LIABILITIES-AND-EQUITY> 350,272,821
<INTEREST-LOAN> 13,083,759
<INTEREST-INVEST> 6,520,311
<INTEREST-OTHER> 14,179
<INTEREST-TOTAL> 19,618,249
<INTEREST-DEPOSIT> 6,961,962
<INTEREST-EXPENSE> 8,725,349
<INTEREST-INCOME-NET> 10,892,900
<LOAN-LOSSES> 1,140,000
<SECURITIES-GAINS> (912,482)
<EXPENSE-OTHER> 7,136,525
<INCOME-PRETAX> 4,227,204
<INCOME-PRE-EXTRAORDINARY> 4,227,204
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 3,268,104
<EPS-BASIC> .93
<EPS-DILUTED> .93
<YIELD-ACTUAL> 7.61
<LOANS-NON> 0
<LOANS-PAST> 116,710
<LOANS-TROUBLED> 427,272
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,919,453
<CHARGE-OFFS> 353,979
<RECOVERIES> 30,519
<ALLOWANCE-CLOSE> 2,735,993
<ALLOWANCE-DOMESTIC> 2,735,993
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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