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Previous: COMMERCIAL NATIONAL FINANCIAL CORP /PA, 10-Q, 2000-08-10 |
Next: FLEXTRONICS INTERNATIONAL LTD, PRE 14A, 2000-08-10 |
<TABLE> <S> <C>
<ARTICLE> 9
<S> <C>
<PERIOD-TYPE> 3-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> JUN-30-2000
<CASH> 9,368,603
<INT-BEARING-DEPOSITS> 128,950
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 143,016,192
<INVESTMENTS-CARRYING> 0
<INVESTMENTS-MARKET> 0
<LOANS> 210,114,087
<ALLOWANCE> (2,295,909)
<TOTAL-ASSETS> 371,790,408
<DEPOSITS> 272,589,879
<SHORT-TERM> 30,875,000
<LIABILITIES-OTHER> 2,311,741
<LONG-TERM> 25,000,000
0
0
<COMMON> 7,200,000
<OTHER-SE> 33,813,788
<TOTAL-LIABILITIES-AND-EQUITY> 371,790,408
<INTEREST-LOAN> 8,581,315
<INTEREST-INVEST> 4,270,707
<INTEREST-OTHER> 10,078
<INTEREST-TOTAL> 12,862,100
<INTEREST-DEPOSIT> 4,587,484
<INTEREST-EXPENSE> 5,643,973
<INTEREST-INCOME-NET> 7,218,127
<LOAN-LOSSES> 630,000
<SECURITIES-GAINS> (862,844)
<EXPENSE-OTHER> 4,749,139
<INCOME-PRETAX> 2,872,056
<INCOME-PRE-EXTRAORDINARY> 2,872,056
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,258,856
<EPS-BASIC> .64
<EPS-DILUTED> .64
<YIELD-ACTUAL> 7.62
<LOANS-NON> 0
<LOANS-PAST> 60,129
<LOANS-TROUBLED> 886,339
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 1,919,453
<CHARGE-OFFS> 278,949
<RECOVERIES> 25,405
<ALLOWANCE-CLOSE> 2,295,909
<ALLOWANCE-DOMESTIC> 2,295,909
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>
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