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[NATIONWIDE INSURANCE LETTERHEAD]
May 3, 1996
VIA EDGAR
- ---------
The United States Securities
and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Subject: Nationwide VLI Separate Account - 3 of
Nationwide Life Insurance Company
SEC File No. 33-44789
CIK No. 0000866064
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 (the "1933 Act") and
on behalf of the Nationwide VLI Separate Account - 3 (the "Separate Account"),
and Nationwide Life Insurance Company (the "Company"), we certify that the form
of the Prospectus that would have been filed under paragraph (b) under Rule 497
does not differ from the form of the Prospectus contained in Post-Effective
Amendment No. 7 to the Registration Statement for the Company and the Separate
Account which was filed with the Securities and Exchange Commission
electronically and became effective on May 1, 1996.
If there are any questions in connection with this filing, please contact Brian
M. Bacon, Esq. at (614) 249-7452.
Very truly yours,
NATIONWIDE LIFE INSURANCE COMPANY
Joseph P. Rath
Vice President and Associate
General Counsel
JPR/cw
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