<PAGE> 1
May 2, 1997
VIA EDGAR
- ---------
The United States Securities
and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Subject: Nationwide VLI Separate Account - 3 of
Nationwide Life Insurance Company
SEC File No. 33-44789
CIK No. 0000866064
Ladies and Gentlemen:
Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide VLI Separate Account - 3 (the "Variable Account") and Nationwide Life
Insurance Company (the "Company"), we certify that the form of the Prospectus
and the Statement of Additional Information that would have been filed under
paragraphs (b) or (c) under Rule 497 does not differ from the form of the
Prospectus and Statement of Additional Information contained in Post-Effective
Amendment No. 8 to the Registration Statement for the Company and the Variable
Account which became effective May 1, 1997.
If there are any questions in connection with the enclosed, please contact
Heather Harker Nye at (614) 249-0075.
Very truly yours,
NATIONWIDE LIFE INSURANCE COMPANY
Heather Harker Nye
Compliance Counsel
cc: Mr. Kevin Kirchoff, Esq.
Branch Chief
Stop 10-6
Office of Insurance Products and Legal Compliance
