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AS FILED WITH THE SECURITIES AND EXCHANGE COMMISSION ON DECEMBER 1, 1997.
REGISTRATION NO. 33-36073
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SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, DC 20549
FORM N-4
REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933
Pre-Effective Amendment No.
[X]
Post-Effective Amendment No. 10
and
REGISTRATION STATEMENT UNDER THE INVESTMENT COMPANY ACT OF 1940
[X]
Amendment No. 11
PROVIDIAN LIFE & HEALTH INSURANCE COMPANY SEPARATE ACCOUNT IV
(Exact Name of Registrant)
Providian Life & Health Insurance Company
(Name of Depositor)
20 Moores Road Frazer, Pennsylvania 19355
(Address of Depositor's Principal Executive Office)
Depositor's Telephone Number: (800) 523-7900
Providian Life & Health Insurance Company
Kimberly A. Scouller, Esquire
Providian Center
P.O. Box 32830
400 West Market Street
Louisville, KY 40232
(Name and Address of Agent for Service)
Copy to:
Michael Berenson, Esquire
Jorden Burt Berenson & Johnson LLP
1025 Thomas Jefferson St. N.W. Suite 400 E
Washington, DC 20007-0805
It is proposed that this filing will become effective (check appropriate box):
[X] Immediately upon filing pursuant to paragraph (b) of Rule 485.
[_] On December 1, 1997 pursuant to paragraph (b)(1)(v) of Rule 485.
[_] 60 days after filing pursuant to paragraph (a)(1) of Rule 485.
[_] On pursuant to paragraph (a)(1) of Rule 485.
[_] 75 days after filing pursuant to paragraph (a)(2) of Rule 485.
[_] On pursuant to paragraph (a)(2) of Rule 485.
Pursuant to Rule 24f-2 of the Investment Company Act of 1940, the Registrant
registered an indefinite amount of Securities being offered. Registrant filed
the 24f-2 notice for the fiscal year ended December 31, 1996, on February 27,
1997.
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The sole purpose of this filing is to file a current Consent of Independent
Auditors. The enclosed Consent of Independent Auditors is hereby filed as
Exhibit 10 and the contents of Post-Effective Amendment No. 9 to the
Registration Statement (Form N-4, No. 33-36073) filed by Registrant on November
17, 1997 are hereby incorporated by reference.
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Exhibit No. (10)
CONSENT OF INDEPENDENT AUDITORS
We consent to the reference to our firm under the caption "Auditors" and to the
use of our reports dated April 25, 1997 with respect to the financial
statements of Providian Life and Health Insurance Company Separate Account IV
and the statutory-basis financial statements of Providian Life and Health
Insurance Company contained or incorporated by reference in Post-Effective
Amendment No. 9, which is incorporated by reference in this Post-Effective
Amendment No. 10 to the Registration Statement (Form N-4 No. 33-36073) and
related Prospectus of Providian Life and Health Insurance Company Separate
Account IV.
/s/ Ernst & Young LLP
Louisville, Kentucky
November 26, 1997
