AMERICAN NATIONAL INVESTMENT ACCOUNTS INC
NSAR-A, 1996-08-26
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<PAGE>      PAGE  1
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001 A000000 AMERICAN NATIONAL INVESTMENT ACCOUNTS, INC.
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SIGNATURE   BRENDA KOELEMAY                              
TITLE       VP/TREASURER        
 

[ARTICLE] 6
[CIK] 0000867050
[NAME] AMERICAN NATIONAL INVESTMENT ACCOUNTS, INC.
[SERIES]
   [NUMBER] 01
   [NAME] GROWTH PORTFOLIO
<TABLE>
<S>                             <C>
[PERIOD-TYPE]                   6-MOS
[FISCAL-YEAR-END]                          DEC-31-1996
[PERIOD-END]                               JUN-30-1996
[INVESTMENTS-AT-COST]                          5017654
[INVESTMENTS-AT-VALUE]                         6015503
[RECEIVABLES]                                     6809
[ASSETS-OTHER]                                     346
[OTHER-ITEMS-ASSETS]                             37198
[TOTAL-ASSETS]                                 6059856
[PAYABLE-FOR-SECURITIES]                             0
[SENIOR-LONG-TERM-DEBT]                              0
[OTHER-ITEMS-LIABILITIES]                         7433
[TOTAL-LIABILITIES]                               7433
[SENIOR-EQUITY]                                      0
[PAID-IN-CAPITAL-COMMON]                        450300
[SHARES-COMMON-STOCK]                          4407702
[SHARES-COMMON-PRIOR]                          3774720
[ACCUMULATED-NII-CURRENT]                        46472
[OVERDISTRIBUTION-NII]                               0
[ACCUMULATED-NET-GAINS]                         150080
[OVERDISTRIBUTION-GAINS]                             0
[ACCUM-APPREC-OR-DEPREC]                        997849
[NET-ASSETS]                                   6052423
[DIVIDEND-INCOME]                                44063
[INTEREST-INCOME]                                26942
[OTHER-INCOME]                                       0
[EXPENSES-NET]                                   24165
[NET-INVESTMENT-INCOME]                          46840
[REALIZED-GAINS-CURRENT]                         77913
[APPREC-INCREASE-CURRENT]                       306220
[NET-CHANGE-FROM-OPS]                           430973
[EQUALIZATION]                                       0
[DISTRIBUTIONS-OF-INCOME]                            0
[DISTRIBUTIONS-OF-GAINS]                             0
[DISTRIBUTIONS-OTHER]                                0
[NUMBER-OF-SHARES-SOLD]                         804976
[NUMBER-OF-SHARES-REDEEMED]                     171994
[SHARES-REINVESTED]                                  0
[NET-CHANGE-IN-ASSETS]                         1271248
[ACCUMULATED-NII-PRIOR]                              0
[ACCUMULATED-GAINS-PRIOR]                        72167
[OVERDISTRIB-NII-PRIOR]                            368
[OVERDIST-NET-GAINS-PRIOR]                           0
[GROSS-ADVISORY-FEES]                            13669
[INTEREST-EXPENSE]                                   0
[GROSS-EXPENSE]                                  39455
[AVERAGE-NET-ASSETS]                           5502159
[PER-SHARE-NAV-BEGIN]                             1.27
[PER-SHARE-NII]                                    .01
[PER-SHARE-GAIN-APPREC]                            .09
[PER-SHARE-DIVIDEND]                                 0
[PER-SHARE-DISTRIBUTIONS]                            0
[RETURNS-OF-CAPITAL]                                 0
[PER-SHARE-NAV-END]                               1.37
[EXPENSE-RATIO]                                    .87
[AVG-DEBT-OUTSTANDING]                               0
[AVG-DEBT-PER-SHARE]                                 0
</TABLE>
[ARTICLE] 6
[CIK] 0000086050
[NAME] AMERICAN NATIONAL INVESTMENT ACCOUNTS, INC.
[SERIES]
   [NUMBER] 02
   [NAME] MANAGED PORTFOLIO
<TABLE>
<S>                             <C>
[PERIOD-TYPE]                   6-MOS
[FISCAL-YEAR-END]                          DEC-31-1996
[PERIOD-END]                               JUN-30-1996
[INVESTMENTS-AT-COST]                          4294642
[INVESTMENTS-AT-VALUE]                         5152356
[RECEIVABLES]                                    10998
[ASSETS-OTHER]                                     311
[OTHER-ITEMS-ASSETS]                             42626
[TOTAL-ASSETS]                                 5206291
[PAYABLE-FOR-SECURITIES]                             0
[SENIOR-LONG-TERM-DEBT]                              0
[OTHER-ITEMS-LIABILITIES]                        12668
[TOTAL-LIABILITIES]                              12668
[SENIOR-EQUITY]                                      0
[PAID-IN-CAPITAL-COMMON]                       1281180
[SHARES-COMMON-STOCK]                          3940502
[SHARES-COMMON-PRIOR]                          3325669
[ACCUMULATED-NII-CURRENT]                        51435
[OVERDISTRIBUTION-NII]                               0
[ACCUMULATED-NET-GAINS]                          62792
[OVERDISTRIBUTION-GAINS]                             0
[ACCUM-APPREC-OR-DEPREC]                        857714
[NET-ASSETS]                                   5193623
[DIVIDEND-INCOME]                                49369
[INTEREST-INCOME]                                23968
[OTHER-INCOME]                                       0
[EXPENSES-NET]                                   21872
[NET-INVESTMENT-INCOME]                          51465
[REALIZED-GAINS-CURRENT]                         57957
[APPREC-INCREASE-CURRENT]                       285782
[NET-CHANGE-FROM-OPS]                           395204
[EQUALIZATION]                                       0
[DISTRIBUTIONS-OF-INCOME]                            0
[DISTRIBUTIONS-OF-GAINS]                             0
[DISTRIBUTIONS-OTHER]                                0
[NUMBER-OF-SHARES-SOLD]                         756936
[NUMBER-OF-SHARES-REDEEMED]                     142103
[SHARES-REINVESTED]                                  0
[NET-CHANGE-IN-ASSETS]                         1165180
[ACCUMULATED-NII-PRIOR]                              0
[ACCUMULATED-GAINS-PRIOR]                         4835
[OVERDISTRIB-NII-PRIOR]                             30
[OVERDIST-NET-GAINS-PRIOR]                           0
[GROSS-ADVISORY-FEES]                            11739
[INTEREST-EXPENSE]                                   0
[GROSS-EXPENSE]                                  32560
[AVERAGE-NET-ASSETS]                           4731886
[PER-SHARE-NAV-BEGIN]                             1.21
[PER-SHARE-NII]                                    .01
[PER-SHARE-GAIN-APPREC]                             .1
[PER-SHARE-DIVIDEND]                                 0
[PER-SHARE-DISTRIBUTIONS]                            0
[RETURNS-OF-CAPITAL]                                 0
[PER-SHARE-NAV-END]                               1.32
[EXPENSE-RATIO]                                    .93
[AVG-DEBT-OUTSTANDING]                               0
[AVG-DEBT-PER-SHARE]                                 0
</TABLE>
[ARTICLE] 6
[CIK] 0000867050
[NAME] AMERICAN NATIONAL INVESTMENT ACCOUNTS, INC,
[SERIES]
   [NUMBER] 03
   [NAME] BALANCED PORTFOLIO
<TABLE>
<S>                             <C>
[PERIOD-TYPE]                   6-MOS
[FISCAL-YEAR-END]                          DEC-31-1996
[PERIOD-END]                               JUN-30-1996
[INVESTMENTS-AT-COST]                          3347445
[INVESTMENTS-AT-VALUE]                         3864325
[RECEIVABLES]                                    26104
[ASSETS-OTHER]                                     315
[OTHER-ITEMS-ASSETS]                             26186
[TOTAL-ASSETS]                                 3916930
[PAYABLE-FOR-SECURITIES]                             0
[SENIOR-LONG-TERM-DEBT]                              0
[OTHER-ITEMS-LIABILITIES]                         2573
[TOTAL-LIABILITIES]                               2573
[SENIOR-EQUITY]                                      0
[PAID-IN-CAPITAL-COMMON]                        132580
[SHARES-COMMON-STOCK]                          3140726
[SHARES-COMMON-PRIOR]                          2869276
[ACCUMULATED-NII-CURRENT]                        57560
[OVERDISTRIBUTION-NII]                               0
[ACCUMULATED-NET-GAINS]                          66611
[OVERDISTRIBUTION-GAINS]                             0
[ACCUM-APPREC-OR-DEPREC]                        516880
[NET-ASSETS]                                   3914357
[DIVIDEND-INCOME]                                23075
[INTEREST-INCOME]                                51433
[OTHER-INCOME]                                       0
[EXPENSES-NET]                                   16330
[NET-INVESTMENT-INCOME]                          58178
[REALIZED-GAINS-CURRENT]                         68234
[APPREC-INCREASE-CURRENT]                        56257
[NET-CHANGE-FROM-OPS]                           182669
[EQUALIZATION]                                       0
[DISTRIBUTIONS-OF-INCOME]                            0
[DISTRIBUTIONS-OF-GAINS]                             0
[DISTRIBUTIONS-OTHER]                                0
[NUMBER-OF-SHARES-SOLD]                         371401
[NUMBER-OF-SHARES-REDEEMED]                      99951
[SHARES-REINVESTED]                                  0
[NET-CHANGE-IN-ASSETS]                          515529
[ACCUMULATED-NII-PRIOR]                              0
[ACCUMULATED-GAINS-PRIOR]                            0
[OVERDISTRIB-NII-PRIOR]                            618
[OVERDIST-NET-GAINS-PRIOR]                        1623
[GROSS-ADVISORY-FEES]                             9107
[INTEREST-EXPENSE]                                   0
[GROSS-EXPENSE]                                  29623
[AVERAGE-NET-ASSETS]                           3665659
[PER-SHARE-NAV-BEGIN]                             1.18
[PER-SHARE-NII]                                    .02
[PER-SHARE-GAIN-APPREC]                            .05
[PER-SHARE-DIVIDEND]                                 0
[PER-SHARE-DISTRIBUTIONS]                            0
[RETURNS-OF-CAPITAL]                                 0
[PER-SHARE-NAV-END]                               1.25
[EXPENSE-RATIO]                                    .89
[AVG-DEBT-OUTSTANDING]                               0
[AVG-DEBT-PER-SHARE]                                 0
</TABLE>
[ARTICLE] 6
[CIK] 0000867050
[NAME] AMERICAN NATIONAL INVESTMENT ACCOUNTS, INC.
[SERIES]
   [NUMBER] 04
   [NAME] MONEY MARKET PORTFOLIO
<TABLE>
<S>                             <C>
[PERIOD-TYPE]                   6-MOS
[FISCAL-YEAR-END]                          DEC-31-1996
[PERIOD-END]                               JUN-30-1996
[INVESTMENTS-AT-COST]                          2452759
[INVESTMENTS-AT-VALUE]                         2452759
[RECEIVABLES]                                      112
[ASSETS-OTHER]                                     129
[OTHER-ITEMS-ASSETS]                             25148
[TOTAL-ASSETS]                                 2478148
[PAYABLE-FOR-SECURITIES]                             0
[SENIOR-LONG-TERM-DEBT]                              0
[OTHER-ITEMS-LIABILITIES]                         9895
[TOTAL-LIABILITIES]                               9895
[SENIOR-EQUITY]                                      0
[PAID-IN-CAPITAL-COMMON]                             0
[SHARES-COMMON-STOCK]                          2468253
[SHARES-COMMON-PRIOR]                          2398008
[ACCUMULATED-NII-CURRENT]                            0
[OVERDISTRIBUTION-NII]                               0
[ACCUMULATED-NET-GAINS]                              0
[OVERDISTRIBUTION-GAINS]                             0
[ACCUM-APPREC-OR-DEPREC]                             0
[NET-ASSETS]                                   2468253
[DIVIDEND-INCOME]                                    0
[INTEREST-INCOME]                                65010
[OTHER-INCOME]                                       0
[EXPENSES-NET]                                   10490
[NET-INVESTMENT-INCOME]                          54520
[REALIZED-GAINS-CURRENT]                             0
[APPREC-INCREASE-CURRENT]                            0
[NET-CHANGE-FROM-OPS]                            54520
[EQUALIZATION]                                       0
[DISTRIBUTIONS-OF-INCOME]                        54520
[DISTRIBUTIONS-OF-GAINS]                             0
[DISTRIBUTIONS-OTHER]                                0
[NUMBER-OF-SHARES-SOLD]                          25562
[NUMBER-OF-SHARES-REDEEMED]                       9837
[SHARES-REINVESTED]                              54520
[NET-CHANGE-IN-ASSETS]                           70245
[ACCUMULATED-NII-PRIOR]                              0
[ACCUMULATED-GAINS-PRIOR]                            0
[OVERDISTRIB-NII-PRIOR]                              0
[OVERDIST-NET-GAINS-PRIOR]                           0
[GROSS-ADVISORY-FEES]                             6029
[INTEREST-EXPENSE]                                   0
[GROSS-EXPENSE]                                  19027
[AVERAGE-NET-ASSETS]                           2425785
[PER-SHARE-NAV-BEGIN]                             1.00
[PER-SHARE-NII]                                    .02
[PER-SHARE-GAIN-APPREC]                              0
[PER-SHARE-DIVIDEND]                               .02
[PER-SHARE-DISTRIBUTIONS]                            0
[RETURNS-OF-CAPITAL]                                 0
[PER-SHARE-NAV-END]                               1.00
[EXPENSE-RATIO]                                    .87
[AVG-DEBT-OUTSTANDING]                               0
[AVG-DEBT-PER-SHARE]                                 0
</TABLE>


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