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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 15
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<PAGE> PAGE 17
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<PAGE> PAGE 19
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074 V020400 0.00
074 W000400 0.9999
074 X000400 4
074 Y000400 0
075 A000400 3319
075 B000400 0
076 000400 0.00
SIGNATURE BRENDA KOELEMAY
TITLE VP/TREASURER
[ARTICLE] 6
[CIK] 0000867050
[NAME] AMERICAN NATIONAL INVESTMENT ACCOUNTS, INC.
[SERIES]
[NUMBER] 01
[NAME] GROWTH PORTFOLIO
<TABLE>
<S> <C>
[PERIOD-TYPE] 6-MOS
[FISCAL-YEAR-END] DEC-31-1998
[PERIOD-END] JUN-30-1998
[INVESTMENTS-AT-COST] 10727756
[INVESTMENTS-AT-VALUE] 13782874
[RECEIVABLES] 9763
[ASSETS-OTHER] 100
[OTHER-ITEMS-ASSETS] 34940
[TOTAL-ASSETS] 13827677
[PAYABLE-FOR-SECURITIES] 0
[SENIOR-LONG-TERM-DEBT] 0
[OTHER-ITEMS-LIABILITIES] 17760
[TOTAL-LIABILITIES] 17760
[SENIOR-EQUITY] 0
[PAID-IN-CAPITAL-COMMON] 10107877
[SHARES-COMMON-STOCK] 7741920
[SHARES-COMMON-PRIOR] 6961372
[ACCUMULATED-NII-CURRENT] 72745
[OVERDISTRIBUTION-NII] 0
[ACCUMULATED-NET-GAINS] 496758
[OVERDISTRIBUTION-GAINS] 0
[ACCUM-APPREC-OR-DEPREC] 3055118
[NET-ASSETS] 13809917
[DIVIDEND-INCOME] 69339
[INTEREST-INCOME] 58601
[OTHER-INCOME] 0
[EXPENSES-NET] 55195
[NET-INVESTMENT-INCOME] 72745
[REALIZED-GAINS-CURRENT] 339838
[APPREC-INCREASE-CURRENT] 920370
[NET-CHANGE-FROM-OPS] 1332953
[EQUALIZATION] 0
[DISTRIBUTIONS-OF-INCOME] 0
[DISTRIBUTIONS-OF-GAINS] 0
[DISTRIBUTIONS-OTHER] 0
[NUMBER-OF-SHARES-SOLD] 997502
[NUMBER-OF-SHARES-REDEEMED] (216954)
[SHARES-REINVESTED] 0
[NET-CHANGE-IN-ASSETS] 1350048
[ACCUMULATED-NII-PRIOR] 0
[ACCUMULATED-GAINS-PRIOR] 156920
[OVERDISTRIB-NII-PRIOR] 0
[OVERDIST-NET-GAINS-PRIOR] 0
[GROSS-ADVISORY-FEES] 30390
[INTEREST-EXPENSE] 0
[GROSS-EXPENSE] 74552
[AVERAGE-NET-ASSETS] 12736232
[PER-SHARE-NAV-BEGIN] 1.60
[PER-SHARE-NII] .01
[PER-SHARE-GAIN-APPREC] .17
[PER-SHARE-DIVIDEND] 0
[PER-SHARE-DISTRIBUTIONS] 0
[RETURNS-OF-CAPITAL] 0
[PER-SHARE-NAV-END] 1.78
[EXPENSE-RATIO] .87
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0<F1>
<FN>
<F1>EXPENSES FOR THE CALCULATION ARE NET OF A REIMBURSEMENT FROM SECURITIES
MANAGEMENT & RESEARCH, INC. WITHOUT THIS REIMBURSEMENT, THE RATIO OF EXPENSES
TO AVERAGE NET ASSETS WOULD HAVE BEEN 1.17% (ANNUALIZED).
</FN>
</TABLE>
[ARTICLE] 6
[CIK] 0000867050
[NAME] AMERICAN NATIONAL INVESTMENT ACCOUNTS, INC.
[SERIES]
[NUMBER] 02
[NAME] MANAGED PORTFOLIO
<TABLE>
<S> <C>
[PERIOD-TYPE] 6-MOS
[FISCAL-YEAR-END] DEC-31-1998
[PERIOD-END] JUN-30-1998
[INVESTMENTS-AT-COST] 10694815
[INVESTMENTS-AT-VALUE] 13270493
[RECEIVABLES] 15685
[ASSETS-OTHER] 0
[OTHER-ITEMS-ASSETS] 11699
[TOTAL-ASSETS] 13297877
[PAYABLE-FOR-SECURITIES] 0
[SENIOR-LONG-TERM-DEBT] 0
[OTHER-ITEMS-LIABILITIES] 17258
[TOTAL-LIABILITIES] 17258
[SENIOR-EQUITY] 0
[PAID-IN-CAPITAL-COMMON] 10192370
[SHARES-COMMON-STOCK] 7817470
[SHARES-COMMON-PRIOR] 6265385
[ACCUMULATED-NII-CURRENT] 87300
[OVERDISTRIBUTION-NII] 0
[ACCUMULATED-NET-GAINS] 347096
[OVERDISTRIBUTION-GAINS] 0
[ACCUM-APPREC-OR-DEPREC] 2575678
[NET-ASSETS] 13280619
[DIVIDEND-INCOME] 82224
[INTEREST-INCOME] 58874
[OTHER-INCOME] 0
[EXPENSES-NET] 53798
[NET-INVESTMENT-INCOME] 87300
[REALIZED-GAINS-CURRENT] 201540
[APPREC-INCREASE-CURRENT] 592615
[NET-CHANGE-FROM-OPS] 881455
[EQUALIZATION] 0
[DISTRIBUTIONS-OF-INCOME] 0
[DISTRIBUTIONS-OF-GAINS] 0
[DISTRIBUTIONS-OTHER] 0
[NUMBER-OF-SHARES-SOLD] 1745088
[NUMBER-OF-SHARES-REDEEMED] (193003)
[SHARES-REINVESTED] 0
[NET-CHANGE-IN-ASSETS] 2616178
[ACCUMULATED-NII-PRIOR] 0
[ACCUMULATED-GAINS-PRIOR] 145556
[OVERDISTRIB-NII-PRIOR] 0
[OVERDIST-NET-GAINS-PRIOR] 0
[GROSS-ADVISORY-FEES] 27114
[INTEREST-EXPENSE] 0
[GROSS-EXPENSE] 66323
[AVERAGE-NET-ASSETS] 11664274
[PER-SHARE-NAV-BEGIN] 1.56
[PER-SHARE-NII] .01
[PER-SHARE-GAIN-APPREC] .13
[PER-SHARE-DIVIDEND] 0
[PER-SHARE-DISTRIBUTIONS] 0
[RETURNS-OF-CAPITAL] 0
[PER-SHARE-NAV-END] 1.70
[EXPENSE-RATIO] 0.93
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0<F1>
<FN>
<F1>EXPENSES FOR THE CALCULATION ARE NET OF A REIMBURSEMENT FROM SECURITIES
MANAGEMENT & RESEARCH, INC. WITHOUT THIS REIMBURSEMENT, THE RATIO OF EXPENSES
TO AVERAGE NET ASSETS WOULD HAVE BEEN 1.15% (ANNUALIZED).
</FN>
</TABLE>
[ARTICLE] 6
[CIK] 0000867050
[NAME] AMERICAN NATIONAL INVESTMENT ACCOUNTS, INC.
[SERIES]
[NUMBER] 03
[NAME] BALANCE PORTFOLIO
<TABLE>
<S> <C>
[PERIOD-TYPE] 6-MOS
[FISCAL-YEAR-END] DEC-31-1998
[PERIOD-END] JUN-30-1998
[INVESTMENTS-AT-COST] 5293518
[INVESTMENTS-AT-VALUE] 6709832
[RECEIVABLES] 37472
[ASSETS-OTHER] 1209
[OTHER-ITEMS-ASSETS] 16845
[TOTAL-ASSETS] 6765358
[PAYABLE-FOR-SECURITIES] 0
[SENIOR-LONG-TERM-DEBT] 0
[OTHER-ITEMS-LIABILITIES] 8281
[TOTAL-LIABILITIES] 8281
[SENIOR-EQUITY] 0
[PAID-IN-CAPITAL-COMMON] 5046321
[SHARES-COMMON-STOCK] 4442526
[SHARES-COMMON-PRIOR] 4024437
[ACCUMULATED-NII-CURRENT] 89695
[OVERDISTRIBUTION-NII] 0
[ACCUMULATED-NET-GAINS] 160322
[OVERDISTRIBUTION-GAINS] 0
[ACCUM-APPREC-OR-DEPREC] 1416314
[NET-ASSETS] 6757077
[DIVIDEND-INCOME] 24399
[INTEREST-INCOME] 92643
[OTHER-INCOME] 0
[EXPENSES-NET] 27347
[NET-INVESTMENT-INCOME] 89695
[REALIZED-GAINS-CURRENT] 64819
[APPREC-INCREASE-CURRENT] 388182
[NET-CHANGE-FROM-OPS] 542696
[EQUALIZATION] 0
[DISTRIBUTIONS-OF-INCOME] 0
[DISTRIBUTIONS-OF-GAINS] 0
[DISTRIBUTIONS-OTHER] 0
[NUMBER-OF-SHARES-SOLD] 503917
[NUMBER-OF-SHARES-REDEEMED] (85828)
[SHARES-REINVESTED] 0
[NET-CHANGE-IN-ASSETS] 619459
[ACCUMULATED-NII-PRIOR] 0
[ACCUMULATED-GAINS-PRIOR] 95503
[OVERDISTRIB-NII-PRIOR] 0
[OVERDIST-NET-GAINS-PRIOR] 0
[GROSS-ADVISORY-FEES] 14653
[INTEREST-EXPENSE] 0
[GROSS-EXPENSE] 44258
[AVERAGE-NET-ASSETS] 6163200
[PER-SHARE-NAV-BEGIN] 1.39
[PER-SHARE-NII] .02
[PER-SHARE-GAIN-APPREC] .11
[PER-SHARE-DIVIDEND] 0
[PER-SHARE-DISTRIBUTIONS] 0
[RETURNS-OF-CAPITAL] 0
[PER-SHARE-NAV-END] 1.52
[EXPENSE-RATIO] 0.90
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0<F1>
<FN>
<F1>EXPENSES FOR THE CALCULATION ARE NET OF A REIMBURSEMENT FROM SECURITIES
MANAGEMENT & RESEARCH, INC. WITHOUT THIS REIMBURSEMENT, THE RATIO OF EXPENSES
TO AVERAGE NET ASSETS WOULD HAVE BEEN 1.45% (ANNUALIZED).
</FN>
</TABLE>
[ARTICLE] 6
[CIK] 0000867050
[NAME] AMERICAN NATIONAL INVESTMENT ACCOUNTS, INC.
[SERIES]
[NUMBER] 04
[NAME] MONEY MARKET PORTFOLIO
<TABLE>
<S> <C>
[PERIOD-TYPE] 6-MOS
[FISCAL-YEAR-END] DEC-31-1998
[PERIOD-END] JUN-30-1998
[INVESTMENTS-AT-COST] 4114815
[INVESTMENTS-AT-VALUE] 4114815
[RECEIVABLES] 154
[ASSETS-OTHER] 754
[OTHER-ITEMS-ASSETS] 0
[TOTAL-ASSETS] 4115723
[PAYABLE-FOR-SECURITIES] 0
[SENIOR-LONG-TERM-DEBT] 0
[OTHER-ITEMS-LIABILITIES] 6832
[TOTAL-LIABILITIES] 6832
[SENIOR-EQUITY] 0
[PAID-IN-CAPITAL-COMMON] 4067802
[SHARES-COMMON-STOCK] 4108891
[SHARES-COMMON-PRIOR] 2820669
[ACCUMULATED-NII-CURRENT] 0
[OVERDISTRIBUTION-NII] 0
[ACCUMULATED-NET-GAINS] 0
[OVERDISTRIBUTION-GAINS] 0
[ACCUM-APPREC-OR-DEPREC] 0
[NET-ASSETS] 4108891
[DIVIDEND-INCOME] 0
[INTEREST-INCOME] 90493
[OTHER-INCOME] 0
[EXPENSES-NET] 14289
[NET-INVESTMENT-INCOME] 76204
[REALIZED-GAINS-CURRENT] 0
[APPREC-INCREASE-CURRENT] 0
[NET-CHANGE-FROM-OPS] 76204
[EQUALIZATION] 0
[DISTRIBUTIONS-OF-INCOME] (76204)
[DISTRIBUTIONS-OF-GAINS] 0
[DISTRIBUTIONS-OTHER] 0
[NUMBER-OF-SHARES-SOLD] 5252704
[NUMBER-OF-SHARES-REDEEMED] (4040686)
[SHARES-REINVESTED] 76204
[NET-CHANGE-IN-ASSETS] 1288222
[ACCUMULATED-NII-PRIOR] 0
[ACCUMULATED-GAINS-PRIOR] 0
[OVERDISTRIB-NII-PRIOR] 0
[OVERDIST-NET-GAINS-PRIOR] 0
[GROSS-ADVISORY-FEES] 7523
[INTEREST-EXPENSE] 0
[GROSS-EXPENSE] 24453
[AVERAGE-NET-ASSETS] 3318962
[PER-SHARE-NAV-BEGIN] 1.00
[PER-SHARE-NII] .02
[PER-SHARE-GAIN-APPREC] 0
[PER-SHARE-DIVIDEND] 0
[PER-SHARE-DISTRIBUTIONS] (0.02)
[RETURNS-OF-CAPITAL] 0
[PER-SHARE-NAV-END] 1.00
[EXPENSE-RATIO] .87
[AVG-DEBT-OUTSTANDING] 0
[AVG-DEBT-PER-SHARE] 0<F1>
<FN>
<F1>EXPENSES FOR THE CALCULATION ARE NET OF A REIMBURSEMENT FROM SECURITIES
MANAGEMENT & RESEARCH, INC. WITHOUT THIS REIMBURSEMENT, THE RATIO OF EXPENSES
TO AVERAGE NET ASSETS WOULD HAVE BEEN 1.49% (ANNUALIZED).
</FN>
</TABLE>
