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Previous: COMMUNITY BANCSHARES INC /NC/, 10QSB, 2000-11-14 |
Next: PHOENIX LEASING CASH DISTRIBUTION FUND V L P, 10QSB, 2000-11-14 |
<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM COMMUNITY
BANCSHARES, INC. UNAUDITED FINANCIAL STATEMENTS FOR THE NINE-MONTH PERIOD
ENDED SEPTEMBER 30, 2000 AND 1999 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C> <C>
<PERIOD-TYPE> 9-MOS 9-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-END> SEP-30-2000 SEP-30-1999
<CASH> 3,053,233 3,961,983
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 1,700,000 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 20,950,010 22,858,802
<INVESTMENTS-CARRYING> 11,503,705 1,467,486
<INVESTMENTS-MARKET> 11,529,067 1,463,284
<LOANS> 74,514,562 73,363,199
<ALLOWANCE> 1,277,052 1,229,362
<TOTAL-ASSETS> 113,856,692 107,353,939
<DEPOSITS> 93,320,699 91,797,398
<SHORT-TERM> 5,671,545 2,668,689
<LIABILITIES-OTHER> 1,244,247 992,114
<LONG-TERM> 0 0
0 0
0 0
<COMMON> 4,451,652 4,401,852
<OTHER-SE> 9,168,549 7,473,886
<TOTAL-LIABILITIES-AND-EQUITY> 113,856,692 107,353,939
<INTEREST-LOAN> 6,175,840 5,629,679
<INTEREST-INVEST> 1,515,401 1,072,129
<INTEREST-OTHER> 0 0
<INTEREST-TOTAL> 7,691,240 6,701,808
<INTEREST-DEPOSIT> 3,253,407 2,823,247
<INTEREST-EXPENSE> 3,589,271 2,883,902
<INTEREST-INCOME-NET> 4,101,969 3,817,906
<LOAN-LOSSES> 105,000 120,000
<SECURITIES-GAINS> (36,039) (15,844)
<EXPENSE-OTHER> 2,494,988 2,197,130
<INCOME-PRETAX> 1,745,018 1,729,844
<INCOME-PRE-EXTRAORDINARY> 1,745,018 1,729,844
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 1,210,669 1,078,395
<EPS-BASIC> .82 .74
<EPS-DILUTED> .74 .67
<YIELD-ACTUAL> 5.06 5.10
<LOANS-NON> 96,838 75,815
<LOANS-PAST> 0 0
<LOANS-TROUBLED> 0 0
<LOANS-PROBLEM> 4,002,769 1,806,110
<ALLOWANCE-OPEN> 1,228,895 1,106,830
<CHARGE-OFFS> 137,632 13,482
<RECOVERIES> 80,789 16,014
<ALLOWANCE-CLOSE> 1,277,052 1,229,362
<ALLOWANCE-DOMESTIC> 1,250,000 1,170,000
<ALLOWANCE-FOREIGN> 0 0
<ALLOWANCE-UNALLOCATED> 27,052 59,362
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