<TABLE> <S> <C>
<ARTICLE> 5
<LEGEND>
This schedule contains summary financial information extracted from the balance
sheet and statements of operations filed as part of the Company's quarterly
report on Form 10-QSB for the nine months ended September 30, 2000 and is
qualified in its entirety by reference to such report.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 430,847
<SECURITIES> 0
<RECEIVABLES> 4,759,878
<ALLOWANCES> 1,724,200
<INVENTORY> 0
<CURRENT-ASSETS> 4,356,698
<PP&E> 0
<DEPRECIATION> 0
<TOTAL-ASSETS> 4,668,986
<CURRENT-LIABILITIES> 4,403,832
<BONDS> 1,000,000
0
0
<COMMON> 32,036
<OTHER-SE> (766,882)
<TOTAL-LIABILITY-AND-EQUITY> 4,668,986
<SALES> 0
<TOTAL-REVENUES> 212,300
<CGS> 0
<TOTAL-COSTS> 391,234
<OTHER-EXPENSES> 2,032,527
<LOSS-PROVISION> 200,000
<INTEREST-EXPENSE> 26,121
<INCOME-PRETAX> 0
<INCOME-TAX> 1,999
<INCOME-CONTINUING> (2,162,007)
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> (2,162,007)
<EPS-BASIC> (.78)
<EPS-DILUTED> (.78)
</TABLE>
