SUMMIT SECURITIES INC /ID/
8-A12G, 2000-01-24
INVESTORS, NEC
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                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-A

                FOR REGISTRATION OF CERTAIN CLASSES OF SECURITIES
                     PURSUANT TO SECTION 12(b) OR (g) OF THE
                         SECURITIES EXCHANGE ACT OF 1934
                             SUMMIT SECURITIES, INC.
                             -----------------------
             (Exact name of registrant as specified in its charter)

        Idaho                                           82-0438135
- --------------------------                    --------------------------------
(State of incorporation or                    (IRS Employer Identification No.)
 organization)

                    601 West 1st Ave, Spokane, WA 99201-5015
                    ----------------------------------------
                    (Address of principal executive offices)

Securities to be registered pursuant to Section 12(b) of the Act:

Title of each class                          Name of each exchange on which
to be so registered                          each class is to be registered

None
- -------------------------------------        -------------------------------

If this Form relates to the  registration  of a class of securities  pursuant to
Section  12(b)  of  the  Exchange  Act  and is  effective  pursuant  to  General
Instruction A.(c), check the following box. |_|

If this Form relates to the  registration  of a class of securities  pursuant to
Section  12(g)  of  the  Exchange  Act  and is  effective  pursuant  to  General
Instruction A.(d), check the following box. |X|

Securities Act registration statement file number to which this form relates:
33-57619, 333-00115 and 333-94127           (if applicable)
- --------------------------------------------

Securities to be registered pursuant to Section 12(g) of the Act:

              Variable Rate Cumulative Preferred Stock, Series S-1
              Variable Rate Cumulative Preferred Stock, Series S-2
              Variable Rate Cumulative Preferred Stock, Series S-3
      --------------------------------------------------------------------
                                (Title of Class)
<PAGE>
ITEM 1.  DESCRIPTION OF REGISTRANT'S SECURITIES TO BE REGISTERED

     The description of Summit Securities,  Inc.'s (the "Registrant")  Preferred
Stock Series S-1,  registered  on this Form 8-A, is described  under the heading
"DESCRIPTION  OF SECURITIES - Description of Preferred  Stock" in the Prospectus
contained in the Form S-2  Registration  Statement,  Registration  No. 33-57619,
filed by the  Registrant  with  the  Securities  and  Exchange  Commission  (the
"Commission") on February 7, 1995, and is incorporated herein by reference.

     The description of the Registrant's  Preferred Stock Series S-2, registered
on this Form 8-A, is described  under the heading  "DESCRIPTION  OF SECURITIES -
Description  of  Preferred  Stock" in the  Prospectus  contained in the Form S-2
Registration Statement, Registration No. 333-00115, filed by the Registrant with
the Commission on January 1, 1996, and is incorporated herein by reference.

     The description of the Registrant's  Preferred Stock Series S-3, registered
on this Form 8-A, is described  under the heading  "DESCRIPTION  OF SECURITIES -
Description  of  Preferred  Stock" in the  Prospectus  contained in the Form S-2
Registration Statement, Registration No. 333-94127, filed by the Registrant with
the Commission on January 5, 2000, and is incorporated herein by reference.

ITEM 2.  EXHIBITS

4.01   Statement of Rights,   Designations  and  Preferences  of  Variable  Rate
       Cumulative Preferred Stock,  Series S-1  (incorporated  by  reference  to
       Exhibit 4(c) to Registration Statement No.  33-57619,  filed  February 7,
       1995).

4.02   Statement of Rights,   Designations  and  Preferences  of  Variable  Rate
       Cumulative Preferred Stock,  Series S-2  (incorporated  by  reference  to
       Exhibit 4(c) to Registration Statement  No.  333-00115,  filed January 1,
       1996).

4.03   Statement  of  Rights, Designations  and  Preferences  of  Variable  Rate
       Cumulative  Preferred Stock, Series S-3  (incorporated  by  reference  to
       Exhibit  4(d) to  Registration Statement No.  333-19787,  filed April 25,
       1997).

<PAGE>
                                    SIGNATURE

     Pursuant to the  requirements of Section 12 of the Securities  Exchange Act
of 1934, the registrant has duly caused this registration statement to be signed
on its behalf by the undersigned, thereto duly authorized.

                                       SUMMIT SECURITIES, INC.



Date: January 24, 2000                  By /s/ Tom Turner
                                          ----------------------------------
                                          Tom Turner, President and Director


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