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<PAGE> PAGE 5
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<PAGE> PAGE 6
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<PAGE> PAGE 7
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<PAGE> PAGE 9
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<PAGE> PAGE 10
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<PAGE> PAGE 11
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<PAGE> PAGE 12
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<PAGE> PAGE 13
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<PAGE> PAGE 14
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<PAGE> PAGE 15
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<PAGE> PAGE 16
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<PAGE> PAGE 17
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<PAGE> PAGE 18
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<PAGE> PAGE 19
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<PAGE> PAGE 20
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<PAGE> PAGE 21
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<PAGE> PAGE 22
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<PAGE> PAGE 23
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<PAGE> PAGE 24
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SIGNATURE J. KEVIN KENELY
TITLE TREASURER
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
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<NAME> KEYSTONE FLORIDA TAX FREE FUND CLASS A
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
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<NAME> KEYSTONE FLORIDA TAX FREE FUND CLASS B
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
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<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
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<NUMBER> 103
<NAME> KEYSTONE FLORIDA TAX FREE FUND CLASS C
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<TABLE> <S> <C>
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<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
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<SERIES>
<NUMBER> 101
<NAME> PENNSYLVANIA TAX FREE FUND CLASS A
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<TABLE> <S> <C>
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<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
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<NAME> PENNSYLVANIA TAX FREE FUND CLASS B
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<TABLE> <S> <C>
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<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
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</LEGEND>
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<NUMBER> 103
<NAME> PENNSYLVANIA TAX FREE FUND CLASS C
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WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
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<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
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</LEGEND>
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<NUMBER> 101
<NAME> TEXAS TAX FREE FUND CLASS A
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<DISTRIBUTIONS-OF-INCOME> (5,101)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 71
<NUMBER-OF-SHARES-REDEEMED> (127,195)
<SHARES-REINVESTED> 88
<NET-CHANGE-IN-ASSETS> (1,331,791)
<ACCUMULATED-NII-PRIOR> 18,107
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> (112,018)
<GROSS-ADVISORY-FEES> (571)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (1,874)
<AVERAGE-NET-ASSETS> 0
<PER-SHARE-NAV-BEGIN> 0.00
<PER-SHARE-NII> 0.00
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 0.00
<EXPENSE-RATIO> 0.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
RECORDS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH ACCOUNTING
RECORDS.
</LEGEND>
<SERIES>
<NUMBER> 102
<NAME> TEXAS TAX FREE FUND CLASS B
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1997
<PERIOD-START> APR-01-1996
<PERIOD-END> SEP-30-1996
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 3,691,390
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (15,836)
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (137,810)
<ACCUM-APPREC-OR-DEPREC> 54,591
<NET-ASSETS> 3,592,335
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 17,831
<OTHER-INCOME> 0
<EXPENSES-NET> (4,409)
<NET-INVESTMENT-INCOME> 13,422
<REALIZED-GAINS-CURRENT> (234)
<APPREC-INCREASE-CURRENT> (31,615)
<NET-CHANGE-FROM-OPS> (18,427)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (12,255)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 1,177
<NUMBER-OF-SHARES-REDEEMED> (352,066)
<SHARES-REINVESTED> 634
<NET-CHANGE-IN-ASSETS> (3,722,560)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> (16,883)
<OVERDIST-NET-GAINS-PRIOR> (137,576)
<GROSS-ADVISORY-FEES> (1,617)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (7,528)
<AVERAGE-NET-ASSETS> 3,586,490
<PER-SHARE-NAV-BEGIN> 0.00
<PER-SHARE-NII> 0.00
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 0.00
<EXPENSE-RATIO> 0.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
RECORDS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH ACCOUNTING
RECORDS.
</LEGEND>
<SERIES>
<NUMBER> 103
<NAME> TEXAS TAX FREE FUND CLASS C
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1997
<PERIOD-START> APR-01-1996
<PERIOD-END> SEP-30-1996
<INVESTMENTS-AT-COST> 0
<INVESTMENTS-AT-VALUE> 0
<RECEIVABLES> 0
<ASSETS-OTHER> 0
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 0
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 0
<TOTAL-LIABILITIES> 0
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 369,278
<SHARES-COMMON-STOCK> 0
<SHARES-COMMON-PRIOR> 0
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (3,445)
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (33,132)
<ACCUM-APPREC-OR-DEPREC> (75,084)
<NET-ASSETS> 257,617
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 1,338
<OTHER-INCOME> 0
<EXPENSES-NET> (333)
<NET-INVESTMENT-INCOME> 1,005
<REALIZED-GAINS-CURRENT> (17)
<APPREC-INCREASE-CURRENT> (3,336)
<NET-CHANGE-FROM-OPS> (2,348)
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (920)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 333
<NUMBER-OF-SHARES-REDEEMED> (25,264)
<SHARES-REINVESTED> 360
<NET-CHANGE-IN-ASSETS> (369,836)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> (3,520)
<OVERDIST-NET-GAINS-PRIOR> (33,115)
<GROSS-ADVISORY-FEES> (121)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (566)
<AVERAGE-NET-ASSETS> 270,861
<PER-SHARE-NAV-BEGIN> 0.00
<PER-SHARE-NII> 0.00
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> 0.00
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 0.00
<EXPENSE-RATIO> 0.00
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
RECORDS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH ACCOUNTING
RECORDS.
</LEGEND>
<SERIES>
<NUMBER> 101
<NAME> MASSACHUSETTS TAX FREE FUND CLASS A
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1997
<PERIOD-START> APR-01-1996
<PERIOD-END> SEP-30-1996
<INVESTMENTS-AT-COST> 11,491,968
<INVESTMENTS-AT-VALUE> 11,730,301
<RECEIVABLES> 156,831
<ASSETS-OTHER> 9,794
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 11,896,926
<PAYABLE-FOR-SECURITIES> 305,250
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 59,036
<TOTAL-LIABILITIES> 364,286
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 1,992,497
<SHARES-COMMON-STOCK> 207,514
<SHARES-COMMON-PRIOR> 192,338
<ACCUMULATED-NII-CURRENT> 9,366
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (92,520)
<ACCUM-APPREC-OR-DEPREC> (785)
<NET-ASSETS> 1,908,558
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 54,455
<OTHER-INCOME> 0
<EXPENSES-NET> (6,784)
<NET-INVESTMENT-INCOME> 47,671
<REALIZED-GAINS-CURRENT> (44,375)
<APPREC-INCREASE-CURRENT> 31,775
<NET-CHANGE-FROM-OPS> 35,071
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (49,856)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 27,720
<NUMBER-OF-SHARES-REDEEMED> (15,237)
<SHARES-REINVESTED> 2,693
<NET-CHANGE-IN-ASSETS> 122,635
<ACCUMULATED-NII-PRIOR> 11,551
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> (4,969)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (15,657)
<AVERAGE-NET-ASSETS> 1,809,032
<PER-SHARE-NAV-BEGIN> 9.29
<PER-SHARE-NII> 0.24
<PER-SHARE-GAIN-APPREC> (0.08)
<PER-SHARE-DIVIDEND> (0.25)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.20
<EXPENSE-RATIO> 0.76
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
RECORDS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH ACCOUNTING
RECORDS.
</LEGEND>
<SERIES>
<NUMBER> 102
<NAME> MASSACHUSETTS TAX FREE FUND CLASS B
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1997
<PERIOD-START> APR-01-1996
<PERIOD-END> SEP-30-1996
<INVESTMENTS-AT-COST> 11,491,968
<INVESTMENTS-AT-VALUE> 11,730,301
<RECEIVABLES> 156,831
<ASSETS-OTHER> 9,794
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 11,896,926
<PAYABLE-FOR-SECURITIES> 305,250
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 59,036
<TOTAL-LIABILITIES> 364,286
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 7,492,318
<SHARES-COMMON-STOCK> 813,305
<SHARES-COMMON-PRIOR> 788,724
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (20,216)
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (231,460)
<ACCUM-APPREC-OR-DEPREC> 188,482
<NET-ASSETS> 7,429,124
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 218,349
<OTHER-INCOME> 0
<EXPENSES-NET> (54,284)
<NET-INVESTMENT-INCOME> 164,065
<REALIZED-GAINS-CURRENT> (183,288)
<APPREC-INCREASE-CURRENT> 123,405
<NET-CHANGE-FROM-OPS> 104,182
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (172,392)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 38,305
<NUMBER-OF-SHARES-REDEEMED> (25,337)
<SHARES-REINVESTED> 11,613
<NET-CHANGE-IN-ASSETS> 154,745
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> (11,889)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> (19,908)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (90,292)
<AVERAGE-NET-ASSETS> 7,237,963
<PER-SHARE-NAV-BEGIN> 9.22
<PER-SHARE-NII> 0.21
<PER-SHARE-GAIN-APPREC> (0.08)
<PER-SHARE-DIVIDEND> (0.22)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.13
<EXPENSE-RATIO> 1.50
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
RECORDS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH ACCOUNTING
RECORDS.
</LEGEND>
<SERIES>
<NUMBER> 103
<NAME> MASSACHUSETTS TAX FREE FUND CLASS C
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1997
<PERIOD-START> APR-01-1996
<PERIOD-END> SEP-30-1996
<INVESTMENTS-AT-COST> 11,491,968
<INVESTMENTS-AT-VALUE> 11,730,301
<RECEIVABLES> 156,831
<ASSETS-OTHER> 9,794
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 11,896,926
<PAYABLE-FOR-SECURITIES> 305,250
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 59,036
<TOTAL-LIABILITIES> 364,286
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 2,227,290
<SHARES-COMMON-STOCK> 240,495
<SHARES-COMMON-PRIOR> 249,905
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (5,112)
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (77,856)
<ACCUM-APPREC-OR-DEPREC> 50,636
<NET-ASSETS> 2,194,958
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 67,157
<OTHER-INCOME> 0
<EXPENSES-NET> (16,713)
<NET-INVESTMENT-INCOME> 50,444
<REALIZED-GAINS-CURRENT> (57,125)
<APPREC-INCREASE-CURRENT> 36,229
<NET-CHANGE-FROM-OPS> 29,548
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (53,022)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 315
<NUMBER-OF-SHARES-REDEEMED> (13,196)
<SHARES-REINVESTED> 3,471
<NET-CHANGE-IN-ASSETS> (108,061)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> (2,534)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> (6,119)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (27,785)
<AVERAGE-NET-ASSETS> 2,224,386
<PER-SHARE-NAV-BEGIN> 9.22
<PER-SHARE-NII> 0.20
<PER-SHARE-GAIN-APPREC> (0.07)
<PER-SHARE-DIVIDEND> (0.22)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.13
<EXPENSE-RATIO> 1.51
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
RECORDS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH ACCOUNTING
RECORDS.
</LEGEND>
<SERIES>
<NUMBER> 101
<NAME> NEW YORK TAX FREE CLASS A
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1996
<PERIOD-START> APR-01-1996
<PERIOD-END> SEP-30-1996
<INVESTMENTS-AT-COST> 23,530,957
<INVESTMENTS-AT-VALUE> 24,473,873
<RECEIVABLES> 348,744
<ASSETS-OTHER> 1,755
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 24,824,372
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 118,735
<TOTAL-LIABILITIES> 118,735
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 3,950,412
<SHARES-COMMON-STOCK> 422,303
<SHARES-COMMON-PRIOR> 408,090
<ACCUMULATED-NII-CURRENT> 9,186
<OVERDISTRIBUTION-NII> 0
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (51,168)
<ACCUM-APPREC-OR-DEPREC> 176,894
<NET-ASSETS> 4,085,324
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 114,004
<OTHER-INCOME> 0
<EXPENSES-NET> (14,757)
<NET-INVESTMENT-INCOME> 99,247
<REALIZED-GAINS-CURRENT> (33,393)
<APPREC-INCREASE-CURRENT> 35,009
<NET-CHANGE-FROM-OPS> 100,863
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (100,912)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 49,986
<NUMBER-OF-SHARES-REDEEMED> (41,611)
<SHARES-REINVESTED> 5,838
<NET-CHANGE-IN-ASSETS> 138,111
<ACCUMULATED-NII-PRIOR> 10,851
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> 0
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> (10,825)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (25,142)
<AVERAGE-NET-ASSETS> 3,935,254
<PER-SHARE-NAV-BEGIN> 9.67
<PER-SHARE-NII> 0.25
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> (0.25)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.67
<EXPENSE-RATIO> 0.76
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
RECORDS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH ACCOUNTING
RECORDS.
</LEGEND>
<SERIES>
<NUMBER> 102
<NAME> NEW YORK TAX FREE CLASS B
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1996
<PERIOD-START> APR-01-1996
<PERIOD-END> SEP-30-1996
<INVESTMENTS-AT-COST> 23,530,957
<INVESTMENTS-AT-VALUE> 24,473,873
<RECEIVABLES> 348,744
<ASSETS-OTHER> 1,755
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 24,824,372
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 118,735
<TOTAL-LIABILITIES> 118,735
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 18,039,905
<SHARES-COMMON-STOCK> 1,920,654
<SHARES-COMMON-PRIOR> 1,789,124
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (55,294)
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (191,590)
<ACCUM-APPREC-OR-DEPREC> 619,340
<NET-ASSETS> 18,412,361
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 514,983
<OTHER-INCOME> 0
<EXPENSES-NET> (133,381)
<NET-INVESTMENT-INCOME> 381,602
<REALIZED-GAINS-CURRENT> (151,593)
<APPREC-INCREASE-CURRENT> 177,136
<NET-CHANGE-FROM-OPS> 407,145
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (392,622)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 254,270
<NUMBER-OF-SHARES-REDEEMED> (148,151)
<SHARES-REINVESTED> 25,411
<NET-CHANGE-IN-ASSETS> 1,260,894
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> (44,273)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> (48,901)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (180,529)
<AVERAGE-NET-ASSETS> 17,784,079
<PER-SHARE-NAV-BEGIN> 9.59
<PER-SHARE-NII> 0.21
<PER-SHARE-GAIN-APPREC> 0.00
<PER-SHARE-DIVIDEND> (0.21)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.59
<EXPENSE-RATIO> 1.51
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
<TABLE> <S> <C>
<ARTICLE> 6
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM ACCOUNTING
RECORDS AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH ACCOUNTING
RECORDS.
</LEGEND>
<SERIES>
<NUMBER> 103
<NAME> NEW YORK TAX FREE CLASS C
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> MAR-31-1996
<PERIOD-START> APR-01-1996
<PERIOD-END> SEP-30-1996
<INVESTMENTS-AT-COST> 23,530,957
<INVESTMENTS-AT-VALUE> 24,473,873
<RECEIVABLES> 348,744
<ASSETS-OTHER> 1,755
<OTHER-ITEMS-ASSETS> 0
<TOTAL-ASSETS> 24,824,372
<PAYABLE-FOR-SECURITIES> 0
<SENIOR-LONG-TERM-DEBT> 0
<OTHER-ITEMS-LIABILITIES> 118,735
<TOTAL-LIABILITIES> 118,735
<SENIOR-EQUITY> 0
<PAID-IN-CAPITAL-COMMON> 2,119,306
<SHARES-COMMON-STOCK> 230,375
<SHARES-COMMON-PRIOR> 239,549
<ACCUMULATED-NII-CURRENT> 0
<OVERDISTRIBUTION-NII> (5,823)
<ACCUMULATED-NET-GAINS> 0
<OVERDISTRIBUTION-GAINS> (52,213)
<ACCUM-APPREC-OR-DEPREC> 146,682
<NET-ASSETS> 2,207,952
<DIVIDEND-INCOME> 0
<INTEREST-INCOME> 63,359
<OTHER-INCOME> 0
<EXPENSES-NET> (16,402)
<NET-INVESTMENT-INCOME> 46,957
<REALIZED-GAINS-CURRENT> (18,540)
<APPREC-INCREASE-CURRENT> 18,104
<NET-CHANGE-FROM-OPS> 46,521
<EQUALIZATION> 0
<DISTRIBUTIONS-OF-INCOME> (48,300)
<DISTRIBUTIONS-OF-GAINS> 0
<DISTRIBUTIONS-OTHER> 0
<NUMBER-OF-SHARES-SOLD> 7,329
<NUMBER-OF-SHARES-REDEEMED> (20,384)
<SHARES-REINVESTED> 3,881
<NET-CHANGE-IN-ASSETS> (87,888)
<ACCUMULATED-NII-PRIOR> 0
<ACCUMULATED-GAINS-PRIOR> 0
<OVERDISTRIB-NII-PRIOR> (4,481)
<OVERDIST-NET-GAINS-PRIOR> 0
<GROSS-ADVISORY-FEES> (6,016)
<INTEREST-EXPENSE> 0
<GROSS-EXPENSE> (21,954)
<AVERAGE-NET-ASSETS> 2,186,861
<PER-SHARE-NAV-BEGIN> 9.58
<PER-SHARE-NII> 0.20
<PER-SHARE-GAIN-APPREC> 0.01
<PER-SHARE-DIVIDEND> (0.21)
<PER-SHARE-DISTRIBUTIONS> 0.00
<RETURNS-OF-CAPITAL> 0.00
<PER-SHARE-NAV-END> 9.58
<EXPENSE-RATIO> 1.51
<AVG-DEBT-OUTSTANDING> 0
<AVG-DEBT-PER-SHARE> 0
</TABLE>
