<PAGE>
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report: December 15, 1999
CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
--------------------------------------------------
(Originator of the Trust referred to herein)
(Exact name of the registrant as specified in its charter)
CHASE MANHATTAN AUTO OWNER TRUST 1997-A
---------------------------------------
(Issuer)
Delaware 333-7575 22-2382028
- ----------------------------- ------------------------ -------------------
(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
802 Delaware Avenue, Wilmington, Delaware 19801
----------------------------------------- ----------
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (302) 575-5033
<PAGE>
Item 5. Other Events:
Chase Manhattan Auto Owner Trust 1997-A is the issuer of 5 classes of Asset
Backed Notes and a single class of Asset Backed Certificates. The notes and
certificates are serviced in accordance with the Sale and Servicing Agreement,
dated as of February 28, 1997, as amended. The parties to the Sale and Servicing
Agreement are: Chase Manhattan Bank USA, National Association, as seller and as
servicer, and Chase Manhattan Owner Trust, as issuer.
On December 15, 1999, Chase USA, as servicer, distributed monthly interest
to the holders of the notes and certificates. Chase USA furnished a copy of the
monthly statement to certificateholders for the series as required by the Sale
and Servicing Agreement. A copy of the monthly statement to certificateholders
is being filed as Exhibit 20.1 to this Current Report on Form 8-K.
Item 7(c). Exhibits
Exhibits Description
---------- ---------------
20.1 Monthly Statement to Certificateholders with
respect to the December 15, 1999 distribution.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.
Dated: December 23, 1999
By: THE CHASE MANHATTAN BANK,
USA, NATIONAL ASSOCIATION
as Servicer
By: /s/ Patricia Garvey
----------------------------------
Name: Patricia Garvey
Title: Vice President
<PAGE>
INDEX TO EXHIBITS
-----------------
Exhibit No. Description
- ----------- -----------
20.1 Statement to Certificateholders dated 12/15/1999
delivered pursuant to Section 5.8 of the Sale and
Servicing Agreement dated as of February 28, 1997.
<PAGE>
Chase Manhattan Auto Owner Trust 1997-A
Statement to Certificateholders
December 15, 1999
<TABLE>
<CAPTION>
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTEREST BALANCE
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A4 165,000,000.00 163,940,893.78 17,898,274.53 874,351.43 18,772,625.96 0.00 0.00 146,042,619.25
A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00
B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13
TOTALS 1,170,653,718.13 284,594,611.91 17,898,274.53 1,532,286.62 19,430,561.15 0.00 0.00 266,696,337.38
<CAPTION>
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL CLASS PASS-THRU
CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR RATE
<S> <C> <C> <C> <C> <C> <C> <C>
A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A1 5.545000%
A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A2 5.950000%
A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000 A3 6.250000%
A4 993.58117442 108.47439109 5.29909958 113.77349067 885.10678333 A4 6.400000%
A5 1,000.00000000 0.00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000%
B1 1,000.00000000 0.00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000%
TOTALS 243.10742579 15.28912799 1.30891535 16.59804334 227.81829780
</TABLE>
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Mark McDermott
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-7016
Email: [email protected]
[X] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Auto Owner Trust 1997-A
December 15, 1999
STATEMENT TO CERTIFICATEHOLDERS
Due Period 33
Due Period Beginning Date 11/01/99
Due Period End Date 11/30/99
Determination Date 12/10/99
Section 5.8(iii) Servicing Fee 237,162.18
Section 5.8(iii) Servicing Fee per $1000 0.20258952
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00085422
Section 5.8(vi) Pool Balance at the end of the
Collection Period 266,696,337.38
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 188,861.05
TOTAL 188,861.05
Section 5.8(viii) Realized Net Losses for Collection Period 152,423.84
Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89
Section 5.8(x) Specified Reserve Account Balance 8,779,902.89
Section 5.8(xi) Total Distribution Amount 19,980,055.14
Servicing Fee 237,162.18
Administration Fee 1,000.00
Noteholders Distribution Amount 19,235,750.96
Certficateholders Distribution Amount 194,810.19
Deposit to Reserve Account 311,331.81
[X] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
