<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report: December 15, 1999
THE CHASE MANHATTAN BANK
(formerly known as "The Chase Manhattan Bank, N.A.")
----------------------------------------------------------
(Originator of the Trust referred to herein)
(Exact name of the registrant as specified in its charter)
CHASE MANHATTAN GRANTOR TRUST 1996-A
-------------------------------------
(Issuer with respect to Certificates)
New York 33-99544 13-4994650
- ----------------------------- ------------------------ -------------------
(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
270 Park Avenue, New York, New York 10017
---------------------------------------- ----------
(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (212) 270-6000
<PAGE>
Item 5. Other Events:
Chase Manhattan Grantor Trust 1996-A is the issuer of a single class of
Automobile Loan Pass-Through Certificates. The certificates are serviced in
accordance with the Pooling and Servicing Agreement, dated as of February 1,
1996, as amended. The parties to the Pooling and Servicing Agreement are: The
Chase Manhattan Bank, as seller and as servicer, and Norwest Bank Minnesota,
National Association, as trustee.
On December 15, 1999, Chase, as servicer, distributed monthly interest
to the holders of the certificates. Chase furnished a copy of monthly statement
to certificateholders for the series as required by the Pooling and Servicing
Agreement. A copy of the monthly statement to certificateholders is being filed
as Exhibit 20.1 to this Current Report on Form 8-K.
Item 7(c). Exhibits
Exhibits Description
--------- -----------
20.1 Monthly Statement to Certificateholders with
respect to the December 15, 1999 distribution.
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.
Dated: December 23, 1999
THE CHASE MANHATTAN BANK,
as Servicer
By: /s/ Jeffrey D. Hammer
------------------------------
Name: Jeffrey D. Hammer
Title: Vice President
<PAGE>
INDEX TO EXHIBITS
-----------------
Exhibit No. Description
- ----------- -----------
20.1 Statement to Certificateholders dated 12/15/1999
delivered pursuant to Section 5.7 of the Pooling
and Servicing Agreement dated as of February 1, 1996.
<PAGE>
Chase Manhattan Grantor Trust 1996-A
Statement to Certificateholders
December 15, 1999
<TABLE>
<CAPTION>
- -----------------------------------------------------------------------------------------------------------------------------
DISTRIBUTION IN DOLLARS
- -----------------------------------------------------------------------------------------------------------------------------
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSSES INTERREST BALANCE
- -----------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A 1,474,263,764.33 95,139,270.16 10,545,572.29 412,270.17 10,957,842.46 0.00 0.00 84,593,697.87
- -----------------------------------------------------------------------------------------------------------------------------
TOTALS 1,474,263,764.33 95,139,270.16 10,545,572.29 412,270.17 10,957,842.46 0.00 0.00 84,593,697.87
- -----------------------------------------------------------------------------------------------------------------------------
</TABLE>
- --------------------------------------------------------------------------------
FACTOR INFORMATION PER $1,000 OF ORIGINAL FACE
- --------------------------------------------------------------------------------
PRIOR CURRENT
PRINCIPAL PRINCIPAL
CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR
- --------------------------------------------------------------------------------
A 64.53341150 7.15311096 0.27964478 7.43275574 57.38030054
- --------------------------------------------------------------------------------
TOTALS 64.53341150 7.15311096 0.27964478 7.43275574 57.38030054
- --------------------------------------------------------------------------------
- --------------------------
PASS THRU RATES
- --------------------------
CURRENT
PASS-THRU
CLASS RATE
- --------------------------
A 5.200000%
- --------------------------
- --------------------------------------------------------------------------------
IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT,
PLEASE CONTACT THE ADMINISTRATOR LISTED BELOW:
Mark McDermott
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor
New York, New York 10001
Tel: (212) 946-7016
Email: [email protected]
- --------------------------------------------------------------------------------
[x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Grantor Trust 1996-A
December 15, 1999
MONTHLY REPORT
<TABLE>
<S> <C> <C>
Due Period 46
Due Period Beginning Date 11/01/99
Due Period End Date 11/30/99
Determination Date 12/10/99
I. Monthly Expense Summary
A. Servicing Fee Disbursement 79,282.73
B. Cash Collateral Account Expense 0.00
C. Total Expenses Paid (per $1000 of Original Principal Amount) 0.05377784
II. Cash Collateral Account Deposit Amount 0.00
III. Outstanding Advance Summary
A. From Prior Period 3,661,065.51
B. From Current Period 3,648,745.18
C. Change in Amount Between Periods (Line B - A) -12,320.33
IV. Available Cash Collateral Account Information for Due Period
A. Available Cash Collateral Amount 11,056,978.23
B. Available Cash Collateral Amount Percentage 11.62188675%
V. Available Cash Collateral Account Information for Next Period
A. Available Cash Collateral Amount 11,056,978.23
B. Available Cash Collateral Amount Percentage 13.07068790%
VI. Required Cash Collateral Amount
A. For the Current Collection Period 11,056,978.23
B. For the Next Collection Period 11,056,978.23
VII. Payment Summary for Servicer
A. Monthly Servicing Fees
1. Scheduled Monthly Servicing Fee 79,282.73
B. Monthly Disbursements to Servicer
1. Monthly Servicing Fee and Unpaid Servicing Fee 79,282.73
2. Reimbursed Advance Amount 121,781.83
3. Net Investment Earnings on Certificate Account 0.00
4. Total (Lines 1 thru 3) 201,064.56
C. Advance by Servicer 109,461.50
D. Net Disbursement to Seller (Lines B - C) 91,603.06
VIII. Certificate Account Surplus from Cert Acct to Cash Collateral Acct 0.00
IX. Disbursements on Cash Collateral Loan
A. Interest Payment on Loan 0.00
B. Fees and Expenses on Loan 0.00
C. Principal Payment on Loan 0.00
</TABLE>
[x] (C) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Grantor Trust 1996-A
December 15, 1999
<TABLE>
<S> <C> <C>
X. Repayment to Seller
A. From Available Cash Collateral Funds 49,295.69
B. From Certificate Account
1. Excess Funds 239,322.18
2. Certificate Amount Surplus 0.00
3. Excess Amount (Lines 1 - 2) 239,322.18
C. Excess Amount Paid Seller (Lines A + B) 288,617.87
XI. Recoveries of Defaulted Receivables for Due Period 27,735.33
XII. Recoveries of Interest Delinquencies for Due Period 121,781.83
</TABLE>
[x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Grantor Trust 1996-A
December 15, 1999
MONTHLY SERVICER CERTIFICATE REPORT
<TABLE>
<S> <C> <C>
I. Available Amount in the Certificate Account
A. Credits
1. Payments form Obligors Applied to Collection Period
a. Principal Payments 10,438,147.71
b. Recovery of Advance 119,012.57
c. Other Interest Payments 612,568.59
d. Total (A thru C) 11,169,728.87
2. Repurchase Amount from Repurchased Receivables
a. Principal before Cutoff Date 0.00
b. Interest before Cutoff Date 0.00
c. Principal Payments 89,589.79
d. Recovery of Advance 1,120.53
e. Other Interest Payments 593.18
f. Total (A thru E) 91,303.50
3. Reversal from Defaulted Contracts 0.00
4. Recovery of Defaulted Receivables 27,735.33
5. Recovery Amount Before Cutoff Date (Excluding
Repurchased Receivables
a. Principal 0.00
b. Interest 0.00
c. Total (A thru B) 0.00
6. Investment Earnings on Certificate Account 0.00
7. Net Adjustments 0.00
8. Advance by Servicer 109,461.50
9. Overpayment from Obligors 0.00
10. Total Credits 11,398,229.20
B. Debits
1. Overpayments from Obligors 0.00
2. Recovery Amount Before Cutoff Date to Seller
a. Principal 0.00
b. Interest. 0.00
c. Total (Lines A thru B) 0.00
3. Reversal from Defaulted Contracts 0.00
4. Reimbursement of Advance
a. From Payments of Non-Defaulted Receivables 120,133.10
b. From Recovery of Defaulted Receivables 0.00
c. Total (Lines A thru B) 120,133.10
5. Net Investment Earnings on Certificate Account 0.00
6. Total Debits (Lines 1 thru 5) 120,133.10
C. Total Available Amount 11,278,096.10
</TABLE>
[x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Grantor Trust 1996-A
December 15, 1999
MONTHLY SERVICER CERTIFICATE REPORT
<TABLE>
<S> <C> <C>
II. Reimbursement of Advance on Defaulted Receivables
A. Recovery of Advance 282.55
B. Unreimbursed Advance from Prior Period 0.00
C. Reimbursed Amount (Min: Lines A and B) 0.00
III. Excess Collections for Collection Period
A. Excess Spread Amount 231,070.37
B. Net Recovery of Defaulted Receivables
1. Recovery of Defaulted Receivables 27,735.33
2. Reimbursement of Advance 0.00
3. Net Recovery of Defaulted Receivables (lines 1-2) 27,735.33
C. Excess Spread Amount to this Periods Defaulted Receivables
1. Balance on Defaulted Receivables
a. Principal 17,834.79
b. Advanced Interest 1,648.73
c. Unadvanced Interest 0.00
d. Total (Lines A thru C) 19,483.52
2. Amount Applied to Default Balance (Min: Lines A+B and C.1) 19,483.52
D. Principal Carryover Shortfall 0.00
E. Adjustment to Excess Collection 0.00
F. Excess Collections 239,322.18
IV. Scheduled Monthly Disbursements
A. Unreimbursed Advance on Defaulted Receivables 0.00
B. Principal and Interest to Certificateholders
1. Monthly Prinicpal
a. From Repurchsed Receivables 89,589.79
b. From Defaulted Receivables 17,834.79
c. Principal Payment 10,438,147.71
d. Total (Lines A thru C) 10,545,572.29
2. Monthly Interest 412,270.17
3. Unpaid Interest 0.00
4. Principal Carryover Shortfall 0.00
5. Total 10,957,842.46
C. Servicing Fee to Servicer
1. Monthly Servicing Fee 79,282.73
2. Overdue Monthly Servicing Fee 0.00
3. Total (Lines 1 thru 2) 79,282.73
D. Total (Lines A thru C) 11,037,125.19
V. Payment Deficiency Amount
A. Scheduled Monthly Disbursements 11,037,125.19
B. Available Distribution Amount
1. Available Amount in Certificate Account 11,278,096.10
2. Excess Collections in Certificate Account 239,322.18
3. Reimbursed Advance on Defaulted Receivables from Excess Spread 1,648.73
4. Available Distribution Amount (Lines 1-2-3) 11,037,125.19
C. Payment Deficiency Amount (Max: (Lines A-B) and 0.00) 0.00
</TABLE>
[x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Grantor Trust 1996-A
December 15, 1999
MONTHLY SERVICER CERTIFICATE REPORT
<TABLE>
<S> <C> <C>
VI. Cash Collateral Account Withdrawal
A. Available Cash Collateral Amount for the Collection Period 11,056,978.23
B. Payment Deficiency Amount 0.00
C. Cash Collateral Account Withdrawal 0.00
VII. Disbursements from the Certificate Account with CCA Withdrawal
A. Available Distribution Amount
1. Available Distribution Amount from Certificate Account 11,278,096.10
2. Excess Collections 239,322.18
3. Cash Collateral Account Withdrawal 0.00
4. Reimbursed Advance on Defaulted Receivables from Excess Spread 1,648.73
5. Available Amount (Lines 1 - 2 + 3 - 4) 11,037,125.19
B. Disbursements of Advance on Defaulted Receivables 0.00
C. Disbursements to Certificateholders 10,957,842.46
D. Monthly Servicing Fee and Overdue Servicing Fee 79,282.73
E. Excess Funds from Certificate Account
1. Available Amount after Distribution (Lines A - B - C - D) 0.00
2. Excess Collections 239,322.18
3. Excess Funds (Lines 1 + 2) 239,322.18
VIII. Average Certificate Principal Balance for the Collection Period
A. Beginning Balance 95,139,270.16
B. Ending Balance 84,593,697.87
C. Average Balance (Lines (A + B) / 2 ) 89,866,484.02
IX. Delinquency and Defaults Information
</TABLE>
---------------------------------------------------------------------
Group 1
---------------------------------------------------------------------
Delinquency Principal
Period Number Amount Balance
---------------------------------------------------------------------
30-59 days 660 472,933.16 2,665,145.24
---------------------------------------------------------------------
60-89 days 128 120,885.75 454,833.40
---------------------------------------------------------------------
90-119 days 54 63,200.99 165,758.31
---------------------------------------------------------------------
120+149 days 18 24,966.66 61,520.59
---------------------------------------------------------------------
150+179 days 12 12,797.65 21,705.07
---------------------------------------------------------------------
180+209 days 10 16,919.04 29,711.25
---------------------------------------------------------------------
210+239 days 2 3,433.04 3,516.95
---------------------------------------------------------------------
240+Days Delinquent 0 0.00 0.00
---------------------------------------------------------------------
Total 884 715,136.29 3,402,190.81
---------------------------------------------------------------------
<TABLE>
<S> <C> <C>
B. Principal Amount of Loans in Defaulted Receivables 17,834.79
C. Delinquency Percentage
1. Outstanding Principal Balance for Deliquency >= 60 Days 737,045.57
2. Portfolio Principal Ending Balance for the Collection Period 84,593,697.87
3. Delinquency Percentage 0.87127716%
</TABLE>
[x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Grantor Trust 1996-A
December 15, 1999
MONTHLY SERVICER CERTIFICATE REPORT
<TABLE>
<S> <C> <C>
X. Portfolio Average Delinquency Rate
A. Delinquency Rate for Second Prior Period 0.77220867%
B. Delinquency Rate for Prior Period 0.84919765%
C. Delinquency Rate for Current Period 0.87127716%
D. Average Deliquency Rate 0.83089449%
XI. Portfolio Average Three Due Periods Charge Off Rate
A. Charge Off Rate for Second Prior Period 0.83902132%
B. Charge Off Rate for Prior Period 0.38667143%
C. Charge Off Rate for Current Period
1. Principal Recoveries of Defaulted Receivables 25,747.98
2. Principal on Defaulted Receivables 17,834.79
3. Average Pool Balance for Collection Period 89,866,484.02
4. Charge Off Rate (12 * (Lines (2 - 1) / 3) -0.10566596%
D. Average Charge Off Rate ((Lines A thru C) / 3) 0.37334227%
XII. Required Cash Collateral Amount for Next Collection Period
A. Cash Collateral Floor Amount
1. Maximum Amount 11,056,978.23
2. Possible Floor Amount
a. Pool Principal Balance at the Beginning of Collection Period 95,139,270.16
b. Cumulative Monthly Interest Through Final Distribution Date 10,719,024.44
c. Cumulative Monthly Servicing Fee Through Final Distribution Date 2,061,350.85
d. Total (Lines A thru C) 107,919,645.45
3. Cash Collateral Floor Amount (Min: Lines 1 & 2) 11,056,978.23
B. Possible Cash Collateral Amount
1. Cash Collateral Percentage
a. Average Three Period Delinquency Percentage 0.83089449%
b. Delinquency Percentage Trigger 1.25000000%
c. Average Three Period Charge Off Rate 0.37334227%
d. Charge Off Rate Trigger 1.25000000%
e. Maximum Cash Collateral Percentage Specified 7.00000000%
f. Minimum Cash Collateral Percentage Specified 5.00000000%
g. Cash Collateral Percentage Applied (If a>b or c>d, then e, else f) 5.00000000%
2. Pool Principal Balance 84,593,697.87
3. Possible Amount 4,229,684.89
C. Required Cash Collateral Amount (Max: Lines A & B) 11,056,978.23
XIII. Deposit to Cash Collateral Account
A. Excess Funds from Certificate Account 239,322.18
B. Required Deposit to Cash Collateral Account
1. Required Cash Collateral Amount for Next Period 11,056,978.23
2. Available Cash Collateral Amount 11,056,978.23
3. Cash Collateral Account Withdrawal 0.00
4. Required Deposit Amount (Max: 0 & Lines 1-2+3) 0.00
C. Deposit Amount to Cash Collateral Account (Min: Lines A & B) 0.00
</TABLE>
[x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Grantor Trust 1996-A
December 15, 1999
MONTHLY SERVICER CERTIFICATE REPORT
<TABLE>
<S> <C> <C>
XIV. Memorandum Spread Account Unfunded Amount
A. Memorandum Spread Account Cap
1. Cash Collateral Floor Amount 11,056,978.23
2. Possible Cap
a. Pool Principal Balance 84,593,697.87
b. Memorandum Spread Account Cap Percentage
1. Average Three Period Charge Off Rate 0.37334227%
2. Minimum Charge Off Rate Trigger 1.25000000%
3. Average Three Period Delinquency Rate 0.83089449%
4. Minimum Delinquency Percentage 1.25000000%
5. Minimum Cap Percentage Specified 1.00000000%
6. Maximum Cap Percentage Specified 2.00000000%
7. Memorandum Spread Account Cap Percentage
(If 1<=2 and 3<=4 then 5 else 6) 1.00000000%
c. Possible Amount (Lines a * b) 845,936.98
3. Memorandum Spread Account Cap (Max: Lines (1 + 2)) 11,056,978.23
B. Memorandum Spread Account Amount
1. Available Cash Collateral Amount 11,056,978.23
2. Cash Collateral Account Deposit 0.00
3. Cash Collateral Account Withdrawal 0.00
4. Principal Balance on Cash Collateral Loan 0.00
5. Memorandum Spread Account Amount (Max: 0 & Lines 1 + 2 - 3 - 4) 11,056,978.23
C. Memorandum Spread Account Unfunded Amount (Max: 0 & Lines A - B) 0.00
XV. Available Cash Collateral Payment Funds
A. Certificate Account Surplus
1. Excess Funds from Certificate Account 239,322.18
2. Memorandum Spread Account Unfunded Amount 0.00
3. Certificate Account Surplus 0.00
B. Cash Collateral Account Surplus
1. Available Cash Collateral Amount 11,056,978.23
2. Cash Collateral Account Deposit 0.00
3. Cash Collateral Account Withdrawal 0.00
4. Required Cash Collateral Amount for Next Period 11,056,978.23
5. Cash Collateral Account Surplus (Max: 0 & Lines 1 + 2 - 3 - 4) 0.00
C. Investment Earnings on Cash Collateral Account 49,295.69
D. Available Cash Collateral Payment Funds 49,295.69
XVI. Scheduled Disbursement on Cash Collateral Loan
A. Scheduled Interest
1. Interest on Deposit Rate Portion 0.00
2. Interest on Base Rate Portion 0.00
3. Unpaid Interest 0.00
4. Total (Lines 1 thru 3) 0.00
B. Fees and Expenses
1. Fees and Expenses 0.00
2. Overdue Fees and Expenses 0.00
3. Total (Lines 1 thru 2) 0.00
C. Total (Lines A + B) 0.00
</TABLE>
[x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Grantor Trust 1996-A
December 15, 1999
MONTHLY SERVICER CERTIFICATE REPORT
<TABLE>
<S> <C> <C>
XVII. Excess From Memorandum Spread Account
A. Memorandum Spread Account Cap 11,056,978.23
B. Adjusted Memorandum Spread Account Amount
1. Memorandum Spread Account Amount 11,056,978.23
2. Investment Earnings on Cash Collateral Account 49,295.69
3. Interest Due to Cash Collateral Loan 0.00
4. Fees and Expenses to Cash Collateral Loan 0.00
5. Adjusted Memorandum Spread Account Amount (Max: 0 & Lines 1 + 2 - 3 - 4) 11,106,273.92
C. Excess from Memorandum Spread Account 49,295.69
XVIII. Disbursement of Available Cash Collateral Payment Funds
A. Available Cash Collateral Payment Funds 49,295.69
B. Interest Payment to Cash Collateral Loan 0.00
C. Fees and Expenses on Cash Collateral Depositor 0.00
D. Principal Payment to Cash Collateral Loan
1. Available Disbursement Amount
a. Available Amount after Disbursement of Interest, Fees, & Expenses 49,295.69
b. From Excess of Memorandum Spread Account 49,295.69
c. Available Disbursement Amount 0.00
2. Principal Balance on Cash Collateral Loan 0.00
3. Principal Payment 0.00
E. Excess Amount to Seller 49,295.69
XIX. Available Cash Collateral Amount for Next Distrbution Date
A. Available Cash Collateral Amount
1. Available Cash Collateral Amount 11,056,978.23
2. Cash Collateral Account Deposit from Certificate Account 0.00
3. Cash Collateral Account Withdrawal 0.00
4. Cash Collateral Account Surplus 0.00
5. Available Cash Collateral Amount (Lines 1 + 2 - 3 - 4) 11,056,978.23
B. Available Cash Collateral Percentage 13.07068790%
XX. Reimbursed Advance
A. From Payment in Certificate Account 120,133.10
B. From Excess Spread 1,648.73
C. From Certificate Account with Cash Collateral Withdrawal 0.00
D. Total (Lines A thru C) 121,781.83
XXI. Excess Amount to Seller
A. From Available Cash Collateral Payment Funds 49,295.69
B. From Certificate Account
1. Excess Funds 239,322.18
2. Certificate Account Surplus 0.00
3. Excess Amount 239,322.18
C. Excess Amount to Seller (Lines A thru B) 288,617.87
XXII. Weighted Average Coupon as of Current Period 9.09465888%
XXIII. Weighted Average Maturity as of Current Period 11.60826484
</TABLE>
[x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Grantor Trust 1996-A
December 15, 1999
MONTHLY BALANCE REPORT
<TABLE>
<S> <C> <C>
I. Defaulted Receivables Summary
A. Beginning Balance
1. Principal 8,415,426.38
2. Interest 31,082.81
3. Total 8,746,509.19
B. Additions
1. Principal 17,834.79
2. Interest 1,648.73
3. Total (Lines 1 thru 2) 19,483.52
C. Net Recoveries
1. Principal 25,747.98
2. Interest 0.00
3. Excess 1,704.80
4. Total (Lines 1 thru 3) 27,452.78
D. Adjustments on Excess from Recoveries 1,704.80
E. Ending Balance
1. Principal 8,407,513.19
2. Interest 332,731.54
3. Total (Lines 1 + 2) 8,740,244.73
II. Outstanding Advances Summary
A. Beginning Balance 3,661,065.51
B. Additions 109,461.50
C. Reimbursements
1. For Defaulted Receivables
a. From Receivables Excess Spread 1,648.73
b. From Cash Collateral Withdrawal 0.00
c. From Recoveries of Defaulted Receivables 0.00
d. Total (Lines a thru c) 1,648.73
2. Others 120,133.10
3. Total (Lines 1 thru 2) 121,781.83
D. Ending Balance (Lines A + B - C) 3,648,745.18
III. Unreimbursed Advances of Defaulted Receivables Summary
A. Beginning Balance 0.00
B. Additions 1,648.73
C. Reimbursements
1. From Recoveries of Defaulted Receivables 0.00
2. From Excess Reserve Account 1,648.73
3. From Cash Collateral Withdrawal 0.00
4. Total 1,648.73
D. Ending Balance (Lines A + B - C) 0.00
</TABLE>
[x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Chase Manhattan Grantor Trust 1996-A
December 15, 1999
MONTHLY BALANCE REPORT
IV. Maturity Interest Deficiency Summary
A. Beginning Balance 2,456,685.85
B. Additions 71,200.83
C. Ending Balance 2,527,886.68
V. Certificate Principal Balance
A. Beginning Balance 95,139,270.16
B. Monthly Prinicpal
1. Defaulted Receivables 17,834.79
2. Repurchased Receivables 89,589.79
3. Principal Payment 10,438,147.71
4. Total (Lines 1 thru 3) 10,545,572.29
C. Ending Balance (Lines A - B) 84,593,697.87
VI. Automobiles Receivables Balance Summary
A. Beginning Balance 95,139,270.16
B. Automobile Receivable Monthly Principal
1. Defaulted Receivables 17,834.79
2. Others 10,527,737.50
3. Total (Lines 1 thru 2) 10,545,572.29
C. Ending Balance 84,593,697.87
VII. Automobiles Tally Summary
A. Beginning Number of Receivables 25,814
B. Additions 0
C. Deductions
1. Repurchased Receivables 17
2. Defaulted Receivables 14
3. Matured Receivables 1,916
4. Total (Lines 1 thru 3) 1,947
D. Ending Number of Receivables 23,867
VIII. Cash Collateral Loan Summary
A. Beginning Balance 0.00
B. Repayment of Loan 0.00
C. Ending Balance 0.00
[x] (Copyright) COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
