<PAGE>
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report: March 15, 2000
CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
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(Originator of the Trust referred to herein)
CHASE MANHATTAN AUTO OWNER TRUST 1997-A
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(Issuer)
(Exact name of the registrant as specified in its charter)
United States 333-7575 22-2382028
- ---------------------------- ------------------------ -------------------
(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
802 Delaware Avenue, Wilmington, Delaware 19801
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (302) 575-5033
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Item 5. Other Events:
Chase Manhattan Auto Owner Trust 1997-A is the issuer of 5 classes of Asset
Backed Notes and a single class of Asset Backed Certificates. The notes and
certificates are serviced in accordance with the Sale and Servicing Agreement,
dated as of February 28, 1997, as amended. The parties to the Sale and Servicing
Agreement are: Chase Manhattan Bank USA, National Association, as seller and as
servicer, and Chase Manhattan Owner Trust, as issuer.
On March 15, 2000, Chase USA, as servicer, distributed monthly interest to
the holders of the notes and certificates. Chase USA furnished a copy of the
monthly statement to certificateholders for the series as required by the Sale
and Servicing Agreement. A copy of the monthly statement to certificateholders
is being filed as Exhibit 20.1 to this Current Report on Form 8-K.
Item 7(c). Exhibits
Exhibits Description
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20.1 Monthly Statement to Certificateholders with
respect to the March 15, 2000 distribution.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.
Dated: March 22, 2000
By: THE CHASE MANHATTAN BANK, USA, NATIONAL
ASSOCIATION
as Servicer
By: /s/ Patricia Garvey
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Name: Patricia Garvey
Title: Vice President
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INDEX TO EXHIBITS
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Exhibit No. Description
- ----------- -----------
20.1 Statement to Certificateholders dated 3/15/2000
delivered pursuant to Section 5.8 of the Sale and
Servicing Agreement dated as of February 28, 1997.
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Page 1
Chase Manhattan Auto Owner Trust 1997-A
Statement to Certificateholders
March 15, 2000
<TABLE>
<CAPTION>
DISTRIBUTION
IN DOLLARS CURRENT
ORIGINAL PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS FACE VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
- ----- ----- ------- --------- -------- ----- ----- -------- -------
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A4 165,000,000.00 112,374,595.81 15,713,864.24 599,331.18 16,313,195.42 0.00 0.00 96,660,731.57
A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00
B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13
TOTALS 1,170,653,718.13 233,028,313.94 15,713,864.240 1,257,266.37 16,971,130.61 0.00 0.00 217,314,449.70
<CAPTION>
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL PASS THRU
CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE
- ----- ------ --------- -------- ----- ------ ----- ----
<S> <C> <C> <C> <C> <C> <C> <C>
A1 .00000000 .00000000 .00000000 .00000000 .00000000 A1 5.545000%
A2 .00000000 .00000000 .00000000 .00000000 .00000000 A2 5.950000%
A3 .00000000 .00000000 .00000000 .00000000 .00000000 A3 6.250000%
A4 681.05815642 95.23554085 3.63231018 98.86785103 585.82261558 A4 6.400000%
A5 1,000.00000000 .00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000%
B1 1,000.00000000 .00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000%
TOTALS 199.05827858 13.42315323 1.07398657 14.49713980 185.63512534
</TABLE>
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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Page 2
Chase Manhattan Auto Owner Trust 1997-A
Statement to Certificateholders
March 15, 2000
IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: [email protected]
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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Page 3
Chase Manhattan Auto Owner Trust 1997-A
March 15, 2000
STATEMENT TO CERTIFICATEHOLDERS
Due Period 36
Due Period Beginning Date 02/01/00
Due Period End Date 02/29/00
Determination Date 03/10/00
Section 5.8(iii) Servicing Fee 194,190.26
Section 5.8(iii) Servicing Fee per $1000 0.16588190
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00085422
Section 5.8(vi) Pool Balance at the end of the Collection
Period 217,314,449.70
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 97,771.58
TOTAL 97,771.58
Section 5.8(viii) Realized Net Losses for Collection Period 212,464.27
Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89
Section 5.8(x) Specified Reserve Account Balance 8,779,902.89
Section 5.8(xi) Total Distribution Amount 17,280,815.39
Servicing Fee 194,190.26
Administration Fee 1,000.00
Noteholders Distribution Amount 16,776,320.42
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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Page 4
Chase Manhattan Auto Owner Trust 1997-A
March 15, 2000
Certficateholders Distribution Amount 194,810.19
Deposit to Reserve Account 114,494.52
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
