CHASE MANHATTAN BANK USA
8-K, EX-20.1, 2000-11-29
ASSET-BACKED SECURITIES
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                                                                          Page 1

Chase Manhattan Auto Owner Trust 1996-C
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                                                                Statement to Certificateholders
                                                                November 15 2000
     DISTRIBUTION IN DOLLARS
           ORIGINAL              PRIOR                                                                                   CURRENT
           FACE                  PRINCIPAL                                                      REALIZED     DEFERRED    PRINCIPAL
  CLASS    VALUE                 BALANCE             PRINCIPAL       INTEREST       TOTAL         LOSES      INTEREST    BALANCE
<S>        <C>                   <C>                <C>             <C>          <C>            <C>         <C>        <C>
A1         225,000,000.00                 0.00              0.00          0.00           0.00      0.00        0.00             0.00
A2         239,000,000.00                 0.00              0.00          0.00           0.00      0.00        0.00             0.00
A3         324,000,000.00                 0.00              0.00          0.00           0.00      0.00        0.00             0.00
A4         178,000,000.00        71,403,524.66      8,259,449.46    365,943.06   8,625,392.52      0.00        0.00    63,144,075.20
B1          30,938,845.63         9,517,286.60        264,234.19     49,569.20     313,803.39      0.00        0.00     9,253,052.41
TOTALS     996,938,845.63        80,920,811.26      8,523,683.65    415,512.26   8,939,195.91      0.00        0.00    72,397,127.61
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<TABLE>
<CAPTION>
    FACTOR INFORMATION PER $1000 OF ORIGINAL FACE                                                            PASS-THROUGH RATES
           PRIOR                                                                      CURRENT                            CURRENT
           PRINCIPAL                                                                  PRINCIPAL            CLASS         PASS THRU
 CLASS     FACTOR                PRINCIPAL          INTEREST          TOTAL           FACTOR                             RATE
<S>        <C>                  <C>                <C>               <C>              <C>                  <C>           <C>
A1           0.00000000          0.00000000         0.00000000        0.00000000        0.00000000          A1           5.489000%
A2           0.00000000          0.00000000         0.00000000        0.00000000        0.00000000          A2           5.750000%
A3           0.00000000          0.00000000         0.00000000        0.00000000        0.00000000          A3           5.950000%
A4         401.14339697         46.40140146         2.05585989       48.45726135      354.74199551          A4           6.150000%
B1         307.61608606          8.54053164         1.60216708       10.14269872      299.07555442          B1           6.250000%
TOTALS      81.16928297          8.54985608         0.41678811        8.96664419       72.61942689

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IF THERE ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT, PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: [email protected]

                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION


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                                                                          Page 2

Chase Manhattan Auto Owner Trust 1996-C
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<CAPTION>
                                                                       November 15 2000
                                                              STATEMENT TO CERTIFICATEHOLDERS

                                                                                   Due Period                                    47
                                                                                   Due Period Beginning Date               10/01/00
                                                                                   Due Period End Date                     10/31/00
                                                                                   Determination Date                      11/10/00

<S>                                     <C>                                                                           <C>
Section 5.8(iii)                        Servicing Fee                                                                     67,434.01
Section 5.8(iii)                        Servicing Fee per $1000                                                          0.06764107

Section 5.8(iv)                         Administration Fee                                                                 1,000.00
Section 5.8(iv)                         Administration Fee per $1000                                                     0.00100307

Section 5.8(vi)                         Pool Balance at the end of the Collection Period                              72,397,127.61

Section 5.8(vii)                        Repurchase Amounts for Repurchased Receivable
                                        By Seller                                                                              0.00
                                        By Servicer                                                                       81,815.75
                                        TOTAL                                                                             81,815.75

Section 5.8(viii)                       Realized Net Losses for Collection Period                                         60,575.33

Section 5.8(ix)                         Reserve Account Balance after Disbursement                                     7,477,041.34

Section 5.8(x)                          Specified Reserve Account Balance                                              7,477,041.34

Section 5.8(xi)                         Total Distribution Amount                                                      9,116,519.99
                                        Servicing Fee                                                                     67,434.01
                                        Administration Fee                                                                 1,000.00
                                        Noteholders Distribution Amount                                                8,625,392.52

                                        Certficateholders Distribution Amount                                            313,803.39
                                        Deposit to Reserve Account                                                       108,890.07
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                                  (C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION




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