<PAGE>
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
Form 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d)
of the Securities Exchange Act of 1934
Date of Report: April 17, 2000
CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
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(Originator of the Trust referred to herein)
CHASE MANHATTAN AUTO OWNER TRUST 1997-A
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(Issuer)
(Exact name of the registrant as specified in its charter)
United States 333-7575 22-2382028
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(State or other jurisdiction (Commission File Number) (IRS Employer
of incorporation) Identification No.)
802 Delaware Avenue, Wilmington, Delaware 19801
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (302) 575-5033
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Item 5. Other Events:
Chase Manhattan Auto Owner Trust 1997-A is the issuer of 5 classes
of Asset Backed Notes and a single class of Asset Backed Certificates. The notes
and certificates are serviced in accordance with the Sale and Servicing
Agreement, dated as of February 28, 1997, as amended. The parties to the Sale
and Servicing Agreement are: Chase Manhattan Bank USA, National Association, as
seller and as servicer, and Chase Manhattan Owner Trust, as issuer.
On April 17, 2000, Chase USA, as servicer, distributed monthly interest to
the holders of the notes and certificates. Chase USA furnished a copy of the
monthly statement to certificateholders for the series as required by the Sale
and Servicing Agreement. A copy of the monthly statement to certificateholders
is being filed as Exhibit 20.1 to this Current Report on Form 8-K.
Item 7(c). Exhibits
Exhibits Description
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20.1 Monthly Statement to Certificateholders with
respect to the April 17, 2000 distribution.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has caused this report to be signed on its behalf by the undersigned
thereunto duly authorized.
Dated: April 26, 2000
By: THE CHASE MANHATTAN BANK, USA,
NATIONAL ASSOCIATION
as Servicer
By: /s/ Patricia Garvey
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Name: Patricia Garvey
Title: Vice President
<PAGE>
INDEX TO EXHIBITS
Exhibit No. Description
- ----------- -----------
20.1 Statement to Certificateholders dated 4/17/2000
delivered pursuant to Section 5.8 of the Sale and
Servicing Agreement dated as of February 28, 1997.
<PAGE>
Page 1
Chase Manhattan Auto Owner Trust 1997-A
Statement to Certificateholders
April 17 2000
<TABLE>
<CAPTION>
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR CURRENT
FACE PRINCIPAL REALIZED DEFERRED PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL LOSES INTEREST BALANCE
<S> <C> <C> <C> <C> <C> <C> <C> <C>
A1 250,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A2 365,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A3 270,000,000.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00
A4 165,000,000.00 96,660,731.57 16,472,745.11 515,523.90 16,988,269.01 0.00 0.00 80,187,986.46
A5 85,500,000.00 85,500,000.00 0.00 463,125.00 463,125.00 0.00 0.00 85,500,000.00
B1 35,153,718.13 35,153,718.13 0.00 194,810.19 194,810.19 0.00 0.00 35,153,718.13
TOTALS 1,170,653,718.13 217,314,449.70 16,472,745.11 1,173,459.09 17,646,204.20 0.00 0.00 200,841,704.59
</TABLE>
<TABLE>
<CAPTION>
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE PASS-THROUGH RATES
PRIOR CURRENT CURRENT
PRINCIPAL PRINCIPAL PASS THRU
CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR CLASS RATE
<S> <C> <C> <C> <C> <C> <C> <C>
A1 .00000000 .00000000 .00000000 .00000000 .00000000 A1 5.545000 %
A2 .00000000 .00000000 .00000000 .00000000 .00000000 A2 5.950000 %
A3 .00000000 .00000000 .00000000 .00000000 .00000000 A3 6.250000 %
A4 585.82261558 99.83481885 3.12438727 102.95920612 485.98779673 A4 6.400000 %
A5 1,000.00000000 .00000000 5.41666667 5.41666667 1,000.00000000 A5 6.500000 %
B1 1,000.00000000 .00000000 5.54166672 5.54166672 1,000.00000000 B1 6.650000 %
TOTALS 185.63512534 14.07140716 1.00239641 15.07380357 171.56371819
</TABLE>
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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Page 2
Chase Manhattan Auto Owner Trust 1997-A
Statement to Certificateholders
April 17 2000
IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: [email protected]
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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Page 3
Chase Manhattan Auto Owner Trust 1997-A
<TABLE>
<CAPTION>
April 17 2000
STATEMENT TO CERTIFICATEHOLDERS
<S> <C>
Due Period 37
Due Period Beginning Date 3/01/00
Due Period End Date 3/31/00
Determination Date 4/10/00
<CAPTION>
<S> <C>
Section 5.8(iii) Servicing Fee 181,095.37
SectFion 5.8(iii) Servicing Fee per $1000 0.15469594
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00085422
Section 5.8(vi) Pool Balance at the end of the Collection Period 200,841,704.59
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 137,813.32
TOTAL 137,813.32
Section 5.8(viii) Realized Net Losses for Collection Period 87,771.73
Section 5.8(ix) Reserve Account Balance after Disbursement 8,779,902.89
Section 5.8(x) Specified Reserve Account Balance 8,779,902.89
Section 5.8(xi) Total Distribution Amount 18,056,502.30
Servicing Fee 181,095.37
Administration Fee 1,000.00
Noteholders Distribution Amount 17,451,394.01
</TABLE>
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
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Page 4
Chase Manhattan Auto Owner Trust 1997-A
April 17 2000
Certficateholders Distribution Amount 194,810.19
Deposit to Reserve Account 228,202.73
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION