<PAGE>
Page 1
Chase Manhattan Auto Owner Trust 1997-B
Statement to Certificateholders
December 15 2000
<TABLE>
<CAPTION>
DISTRIBUTION IN DOLLARS
ORIGINAL PRIOR
FACE PRINCIPAL
CLASS VALUE BALANCE PRINCIPAL INTEREST TOTAL
----- ----- ------- --------- -------- -----
<S> <C> <C> <C> <C> <C>
A1 200,000,000.00 0.00 0.00 0.00 0.00
A2 294,000,000.00 0.00 0.00 0.00 0.00
A3 227,000,000.00 0.00 0.00 0.00 0.00
A4 133,000,000.00 22,926,606.40 9,797,193.37 124,185.78 9,921,379.15
A5 70,000,000.00 70,000,000.00 0.00 385,000.00 385,000.00
B1 29,148,275.79 29,148,275.79 0.00 163,959.05 163,959.05
-------------- -------------- ------------ ---------- -------------
TOTALS 953,148,275.79 122,074,882.19 9,797,193.37 673,144.83 10,470,338.20
</TABLE>
(RESTUBBED TABLE)
<TABLE>
<CAPTION>
CURRENT
REALIZED DEFERRED PRINCIPAL
CLASS LOSES INTEREST BALANCE
----- ----- -------- -------
<S> <C> <C> <C>
A1 0.00 0.00 0.00
A2 0.00 0.00 0.00
A3 0.00 0.00 0.00
A4 0.00 0.00 13,129,413.03
A5 0.00 0.00 70,000,000.00
B1 0.00 0.00 29,148,275.79
---- ---- --------------
TOTALS 0.00 0.00 112,277,688.82
</TABLE>
<TABLE>
<CAPTION>
FACTOR INFORMATION PER $1000 OF ORIGINAL FACE
PRIOR CURRENT
PRINCIPAL PRINCIPAL
CLASS FACTOR PRINCIPAL INTEREST TOTAL FACTOR
----- ------ --------- -------- ----- ------
<S> <C> <C> <C> <C> <C>
A1 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
A2 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
A3 0.00000000 0.00000000 0.00000000 0.00000000 0.00000000
A4 172.38049925 73.66310805 0.93372767 74.59683571 98.71739120
A5 1,000.00000000 0.00000000 5.50000000 5.50000000 1,000.00000000
B1 1,000.00000000 0.00000000 5.62499995 5.62499995 1,000.00000000
-------------- ----------- ---------- ----------- --------------
TOTALS 128.07543725 10.27877154 0.70623307 10.98500461 117.79666571
</TABLE>
(RESTUBBED TABLE)
<TABLE>
<CAPTION>
PASS-THROUGH RATES
CURRENT
CLASS PASS THRU
CLASS RATE
----- ----
<S> <C> <C>
A1 A1 5.744000%
A2 A2 6.100000%
A3 A3 6.350000%
A4 A4 6.500000%
A5 A5 6.600000%
B1 B1 6.750000%
--------
</TABLE>
IF THERE, ARE ANY QUESTIONS OR PROBLEMS WITH THIS STATEMENT PLEASE CONTACT THE
ADMINISTRATOR LISTED BELOW:
Kimberly Costa
The Chase Manhattan Bank - Structured Finance Services
450 W. 33rd Street, 14th Floor,
New York, New York 10001
Tel: (212) 946-3247
Email: [email protected]
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION
<PAGE>
Page 2
Chase Manhattan Auto Owner Trust 1997-B
<TABLE>
<CAPTION>
Statement to Certificateholders
December 15 2000
<S> <C> <C>
Due Period 42
Due Period Beginning Date 11/01/00
Due Period End Date 11/30/00
Determination Date 12/08/00
Section 5.8(iii) Servicing Fee 101,729.07
Section 5.8(iii) Servicing Fee per $1000 0.10672953
Section 5.8(iv) Administration Fee 1,000.00
Section 5.8(iv) Administration Fee per $1000 0.00104915
Section 5.8(vi) Pool Balance at the end of the Collection Period 112,277,688.82
Section 5.8(vii) Repurchase Amounts for Repurchased Receivable
By Seller 0.00
By Servicer 84,078.95
TOTAL 84,078.95
Section 5.8(viii) Realized Net Losses for Collection Period 187,494.25
Section 5.8(ix) Reserve Account Balance after Disbursement 7,148,612.07
Section 5.8(x) Specified Reserve Account Balance 7,148,612.07
Section 5.8(xi) Total Distribution Amount 10,573,067.27
Servicing Fee 101,729.07
Administration Fee 1,000.00
Noteholders Distribution Amount 10,306,379.15
Certficateholders Distribution Amount 163,959.05
Deposit to Reserve Account 0.00
</TABLE>
(C)COPYRIGHT 1999, CHASE MANHATTAN CORPORATION