CHASE MANHATTAN BANK USA
8-K, 2000-12-29
ASSET-BACKED SECURITIES
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                       SECURITIES AND EXCHANGE COMMISSION

                             Washington, D.C. 20549


                                    Form 8-K

                                 CURRENT REPORT


                         Pursuant to Section 13 or 15(d)
                     of the Securities Exchange Act of 1934

                        Date of Report: December 15, 2000


                 CHASE MANHATTAN BANK USA, NATIONAL ASSOCIATION
--------------------------------------------------------------------------------
                  (Originator of the Trust referred to herein)


                     CHASE MANHATTAN AUTO OWNER TRUST 1998-C
--------------------------------------------------------------------------------
                                    (Issuer)
           (Exact name of the registrant as specified in its charter)


      United States                     333-36939                22-2382028
-----------------------------      -------------------       ------------------
(State or other jurisdiction        (Commission File           (IRS Employer
of incorporation)                         Number)            Identification No.)


              802 Delaware Avenue, Wilmington, Delaware     19801
              ------------------------------------------  ---------
               (Address of principal executive offices)   (Zip Code)

Registrant's telephone number, including area code:  (302) 575-5033



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Item 5.  Other Events:

         Chase Manhattan Auto Owner Trust 1998-C is the issuer of four classes
of Asset Backed Notes and a single class of Asset Backed Certificates. The notes
and certificates are serviced in accordance with the Sale and Servicing
Agreement, dated as of June 1, 1998, as amended. The parties to the Sale and
Servicing Agreement are: Chase Manhattan Bank USA, National Association ("Chase
USA"), as seller and as servicer, and Chase Manhattan Owner Trust, as issuer.

         On December 15, 2000, Chase USA, as servicer, distributed monthly
interest to the holders of the notes and certificates. Chase USA furnished a
copy of the monthly Statement to Certificateholders for each of the series as
required by the Sale and Servicing Agreement. A copy of the monthly Statement to
Certificateholders is being filed as Exhibit 20.1 to this Current Report on Form
8-K.


Item 7(c).     Exhibits

               Exhibits     Description
               --------     ------------

                20.1        Monthly Statement to Certificateholder with respect
                            to the December 15, 2000 distribution.





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                                   SIGNATURES



         Pursuant to the requirements of the Securities Exchange Act of 1934,
the registrant has caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


Dated: December 26, 2000

                                   By: THE CHASE MANHATTAN BANK,
                                       USA, NATIONAL ASSOCIATION
                                       as Servicer


                                   By: /s/ Patricia Garvey
                                       -----------------------------------
                                       Name: Patricia Garvey
                                       Title:   Vice President





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                                INDEX TO EXHIBITS
                                -----------------

Exhibit No.                  Description
-----------                  -----------------
20.1                         Statement to Certificateholders dated
                             December 15, 2000 delivered pursuant to
                             Section 5.8 of the Sale and Servicing Agreement
                             dated as of June 1, 1998.


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