CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the use in this Registration Statement on Form S-6
(Registration No. 33-37442) of our report dated November 10, 2000, relating to
the financial statements of Templeton Capital Accumulator Plans, and our report
dated November 8, 2000 relating to the Consolidated Statement of Financial
Condition of Franklin Templeton Distributors, Inc. and Subsidiaries which appear
in such Registration Statement.
/s/PRICEWATERHOUSECOOPERS LLP
New York, New York
December 29, 2000
