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SchwabFunds(R)
101 Montgomery Street
San Francisco, CA 94104
November 17, 1999
VIA EDGAR
Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Schwab Investments - Post-Effective Amendment No. 31
Schwab California Long-Term Tax-Free Bond Fund
Schwab California Short/Intermediate Tax-Free Bond Fund
Schwab Long-Term Tax-Free Bond Fund
Schwab Short/Intermediate Tax-Free Bond Fund
Schwab Short-Term Bond Market Index Fund
Schwab Total Bond Market Index Fund
File Nos. 33-37459/811-6200
Dear Sir or Madam:
Pursuant to Rule 497(j) under the Securities Act of 1933, as amended, the
prospectuses and Statements of Additional Information, dated November 15, 1999,
for the above-named funds that would have been filed pursuant to Rule 497(c) do
not differ from the prospectuses and Statements of Additional Information in the
most recently electronically filed Post-Effective Amendment, as referenced
above, for the above-named Trust.
Sincerely,
/s/ Matthew M. O'Toole
Matthew M. O'Toole
Vice President and Senior Counsel
Charles Schwab Investment Management, Inc.