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SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
Current Report
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
May 5, 1999
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Date of Report (Date of earliest event reported)
Community Trust Financial Services Corporation
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(Exact name of registrant as specified in its charter)
Georgia 0-19030 58-1856582
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(State or other jurisdiction (Commission File Number) (I.R.S. Employer
of incorporation) Identification No.)
3844 Atlanta Highway, Hiram, Georgia 30141
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code (770) 445-1014
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Not Applicable
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(Former name or former address, if changed since last report)
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Item 5. Other Events
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On May 5, 1999, letters were mailed to all stockholders of Community Trust
Financial Services Corporation (the "Company") from the President of the
Company, and from John Thornton, Senior Vice-President of Knox Wall, explaining
Knox Wall's relationship to the Company. Knox Wall is a division of Morgan
Keegan & Company, Inc., and Morgan Keegan became a market maker in the stock of
the Company.
Item 7. Exhibits
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99.1 Letter from the President of Community Trust Financial Services,
dated April 26, 1999, to the Company's stockholders
99.2 Letter from Knox Wall, dated May 5, 1999, to stockholders of the
Company
99.3 Card enclosed with letters from Knox Wall and the Company to
stockholders
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
Community Trust Financial Services Corporation
June 7, 1999 /s/Ronnie Austin
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Date By: Ronnie Austin
Title: President
EXHIBIT INDEX
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Exhibit No. Description Page No.
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99.1 Letter from the President of the Community 4
Trust Financial Services, dated April 26,
1999, to the Company's stockholders
99.2 Letter from John Thornton of Knox Wall,
dated May 5, 1999, to stockholders of the
Company 5
99.3 Card enclosed with letters from Knox Wall and
the Company to its stockholders 6
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EXHIBIT 99.1
[LETTER HEAD OF COMMUNITY TRUST FINANCIAL SERVICES APPEARS HERE]
April 26, 1999
Dear Shareholder,
As you know, our company completed a very successful stock offering in 1998,
selling 294,118 shares of common stock to increase shareholders' equity in
Community Trust Financial Services by approximately $5,000,000. Although many
of our existing shareholders and other people who knew us well here in Paulding
County bought much of the stock, Morgan Keegan & Company, Inc.("Morgan Keegan"),
who acted as placement agent for the offering helped us sell the rest. Our
company has enjoyed a long relationship with Knox Wall, a division of Morgan
Keegan, in other matters for the Bank, and we were very pleased to have their
assistance in 1998.
It is my pleasure now to announce that Morgan Keegan, will begin trading stock
in Community Trust Financial Services. As a market maker in our stock, Morgan
Keegan will facilitate trades, therefore providing our shareholders with the
ability to buy or sell company stock more easily. We have just completed the
registration process to be listed on the OTC (Over the Counter) Bulletin Board;
and our stock is being traded under the symbol CTFV.
We at Community Trust are excited about this next step in the success and growth
of our company. Morgan Keegan & Company, Inc. is a member of the New York Stock
Exchange, and we're proud to continue our relationship with Knox Wall, as a
division of Morgan Keegan. You will find enclosed a letter from Knox Wall
explaining their services in buying or selling our stock. Please direct any
questions you may have to John Thornton at Knox Wall, or to Angel Byrd, our
controller at Community Trust.
Sincerely,
/s/Ronnie Austin
Ronnie Austin
President / CEO
Enclosure
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EXHIBIT 99.2
[LETTERHEAD OF KNOX WALL APPEARS HERE]
May 5, 1999
Dear Shareholder,
Enclosed is this mailing you will find a letter from Mr. Ronnie Austin, CEO of
Community Trust Financial Services, explaining our relationship with that
company. We are very pleased to expand our services provided to all of you at
Community Trust.
I may contact you to explain personally how we hope to serve shareholders of
Community Trust. We would like to talk to any shareholder who may be interested
in buying or selling Community Trust Stock. Enclosed is a pre-addressed postcard
for your convenience. Our toll free number is 800-270-9473.
Knox Wall has enjoyed an excellent relationship with Community Trust for years,
and we look forward to serving you in the future.
Sincerely,
/s/ John P. Thornton
John P. Thornton
Senior Vice President
Enclosure
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EXHIBIT 99.3
[POSTAGE STAMP APPEARS HERE]
Name: ____________________________________________
Street Address:___________________________________
City: ________ State: ________ Zip Code: _________
Phone: ___________________________________________
[_] I would be interested in selling/buying
Community Trust Financial Services ("CTFV")
stock.
[_] I would be interested in receiving
information on CTFV.
