<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<S> <C> <C>
<PERIOD-TYPE> 6-MOS 6-MOS
<FISCAL-YEAR-END> DEC-31-2000 DEC-31-1999
<PERIOD-START> JAN-01-2000 JAN-01-1999
<PERIOD-END> JUN-30-2000 JUN-30-1999
<CASH> 5,673,557 7,279,826
<INT-BEARING-DEPOSITS> 0 0
<FED-FUNDS-SOLD> 1,290,000 0
<TRADING-ASSETS> 0 0
<INVESTMENTS-HELD-FOR-SALE> 26,683,499 22,209,185
<INVESTMENTS-CARRYING> 26,683,499 22,209,185
<INVESTMENTS-MARKET> 26,683,499 22,209,185
<LOANS> 102,597,873 84,797,639
<ALLOWANCE> 1,561,931 1,145,464
<TOTAL-ASSETS> 146,478,719 119,287,412
<DEPOSITS> 113,056,108 95,571,755
<SHORT-TERM> 0 0
<LIABILITIES-OTHER> 6,695,394 3,448,008
<LONG-TERM> 11,890,000 5,745,000
5,977,690 2,972,770
0 0
<COMMON> 0 0
<OTHER-SE> 8,859,527 11,549,879
<TOTAL-LIABILITIES-AND-EQUITY> 146,478,719 119,287,412
<INTEREST-LOAN> 5,300,129 4,112,711
<INTEREST-INVEST> 845,173 623,679
<INTEREST-OTHER> 49,600 87,873
<INTEREST-TOTAL> 6,194,902 4,824,263
<INTEREST-DEPOSIT> 2,153,241 1,483,408
<INTEREST-EXPENSE> 2,576,435 1,644,664
<INTEREST-INCOME-NET> 3,618,467 3,179,599
<LOAN-LOSSES> 333,566 301,059
<SECURITIES-GAINS> 154,814 0
<EXPENSE-OTHER> 3,982,856 3,028,721
<INCOME-PRETAX> 464,031 745,930
<INCOME-PRE-EXTRAORDINARY> 464,031 546,077
<EXTRAORDINARY> 0 0
<CHANGES> 0 0
<NET-INCOME> 364,861 546,077
<EPS-BASIC> .15 .24
<EPS-DILUTED> .15 .23
<YIELD-ACTUAL> 0 0
<LOANS-NON> 0 0
<LOANS-PAST> 0 0
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<RECOVERIES> 0 0
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</TABLE>