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EXHIBIT 99.1
FOR IMMEDIATE RELEASE
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Hiram, Georgia. October 16, 2000. The board of directors of Community Trust
Financial Services Corporation announced its third quarter net earnings for 2000
of $351,941. For the nine months that ended September 30, 2000, Community
Trust's net earnings are $716,802. "Earnings have improved as compared to 1999,
while we have continued to experience good growth in assets," said Ronnie
Austin, chief executive officer of Community Trust.
Community Trust Financial Services is the parent company of Community Trust
Bank, Metroplex Appraisals, Inc., Community Loan Company, and owns 49% interest
in Cash Transactions L. L. C. As a publicly held company, Community Trust is a
registrant with the Securities and Exchange Commission. The company's common
stock is traded via the over-the-counter bulletin board with the symbol CTFV.
