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CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the use in this Registration Statement on Form S-6
(Registration Statement No. 333-71677) of our report dated February 10, 2000,
except for Note 18(b), as to which the date is March 27, 2000 and Note 23(c), as
to which the date is March 8, 2000, relating to the consolidated financial
statements of MONY Life Insurance Company and Subsidiaries, which appears in
such Registration Statement. We also consent to the references to us under the
headings "Financial Statements" and "Independent Accountants" in such
Registration Statement.
PricewaterhouseCoopers LLP
New York, New York
December 12, 2000
