<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM MBNA
CORPORATION'S FORM 10-Q FOR THE SIX MONTHS ENDED JUNE 30, 2000 AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 491,345
<INT-BEARING-DEPOSITS> 1,358,245
<FED-FUNDS-SOLD> 400,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 2,781,524
<INVESTMENTS-CARRYING> 313,709
<INVESTMENTS-MARKET> 284,359
<LOANS> 17,121,482<F1>
<ALLOWANCE> 375,300
<TOTAL-ASSETS> 32,137,558
<DEPOSITS> 20,439,846
<SHORT-TERM> 342,832
<LIABILITIES-OTHER> 1,410,160
<LONG-TERM> 5,484,948
0
86
<COMMON> 8,018
<OTHER-SE> 4,451,668
<TOTAL-LIABILITIES-AND-EQUITY> 32,137,558
<INTEREST-LOAN> 1,197,635<F1>
<INTEREST-INVEST> 86,825
<INTEREST-OTHER> 50,131
<INTEREST-TOTAL> 1,334,591
<INTEREST-DEPOSIT> 568,073
<INTEREST-EXPENSE> 783,207
<INTEREST-INCOME-NET> 551,384
<LOAN-LOSSES> 189,147
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,826,649
<INCOME-PRETAX> 839,995
<INCOME-PRE-EXTRAORDINARY> 839,995
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 519,957
<EPS-BASIC> .64
<EPS-DILUTED> .62
<YIELD-ACTUAL> 12.19<F2>
<LOANS-NON> 18,503<F3>
<LOANS-PAST> 161,501<F3>
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 148,014<F3>
<ALLOWANCE-OPEN> 355,959
<CHARGE-OFFS> 298,200
<RECOVERIES> 109,138
<ALLOWANCE-CLOSE> 375,300
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1> Includes loans held for securitization.
<F2> On a fully taxable equivalent basis.
<F3> Excludes loans held for securitization.
</FN>
</TABLE>
