<TABLE> <S> <C>
<ARTICLE> 9
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM MBNA
CORPORATION'S FORM 10-Q FOR THE NINE MONTHS ENDED SEPTEMBER 30, 2000 AND
IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<CASH> 846,823
<INT-BEARING-DEPOSITS> 1,427,867
<FED-FUNDS-SOLD> 1,060,000
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 2,779,529
<INVESTMENTS-CARRYING> 332,078
<INVESTMENTS-MARKET> 306,329
<LOANS> 18,044,750<F1>
<ALLOWANCE> 428,925
<TOTAL-ASSETS> 36,344,519
<DEPOSITS> 21,594,846
<SHORT-TERM> 797,518
<LIABILITIES-OTHER> 1,791,282
<LONG-TERM> 5,871,633
0
86
<COMMON> 8,518
<OTHER-SE> 6,280,636
<TOTAL-LIABILITIES-AND-EQUITY> 36,344,519
<INTEREST-LOAN> 1,821,563<F1>
<INTEREST-INVEST> 132,995
<INTEREST-OTHER> 89,012
<INTEREST-TOTAL> 2,043,570
<INTEREST-DEPOSIT> 896,187
<INTEREST-EXPENSE> 1,217,152
<INTEREST-INCOME-NET> 826,418
<LOAN-LOSSES> 302,430
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 2,718,832
<INCOME-PRETAX> 1,435,713
<INCOME-PRE-EXTRAORDINARY> 1,435,713
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 888,706
<EPS-BASIC> 1.08
<EPS-DILUTED> 1.05
<YIELD-ACTUAL> 12.19<F2>
<LOANS-NON> 24,519<F3>
<LOANS-PAST> 183,517<F3>
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 246,302<F3>
<ALLOWANCE-OPEN> 355,959
<CHARGE-OFFS> 445,230
<RECOVERIES> 159,218
<ALLOWANCE-CLOSE> 428,925
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
<FN>
<F1> Includes loans held for securitization.
<F2> On a fully taxable equivalent basis.
<F3> Excludes loans held for securitization.
</FN>
</TABLE>