<PAGE>
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
REPORT FOR THE CALENDAR YEAR OR QUARTER ENDED: 3/31/00
CHECK HERE IF AMENDMENT ( ); AMENDMENT NUMBER:
THIS AMENDMENT (CHECK ONLY ONE.): ( ) IS A RESTATEMENT.
( ) ADDS NEW HOLDINGS ENTRIES
INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT:
NAME: NORWEST BANK INDIANA, N.A.
ADDRESS: P.O.BOX 960
FORT WAYNE, IN 46801-960
13F FILE NUMBER: 28-2873
THE INSTITUTIONAL INVESTMENT MANAGER FILING THIS REPORT AND THE PERSON BY WHOM
IT IS SIGNED HEREBY REPRESENT THAT THE PERSON SIGNING THE REPORT IS AUTHORIZED
TO SUBMIT IT, THAT ALL INFORMATION CONTAINED HEREIN IS TRUE, CORRECT AND
COMPLETE, AND THAT IT IS UNDERSTOOD THAT ALL REQUIRED ITEMS, STATEMENTS
SCHEDULES, LISTS, AND TABLES, ARE CONSIDERED INTEGRAL PARTS OF THIS FORM.
PERSON SIGNING THIS REPORT ON BEHALF OF REPORTING MANAGER:
NAME: JAMES E. HAMMOND
TITLE: TRUST OPERATIONS MANAGER
PHONE: (219) 461-7777
SIGNATURE, PLACE, AND DATE OF SIGNING:
JAMES E. HAMMOND FORT WAYNE, IN 4/24/00
REPORT TYPE (CHECK ONLY ONE.):
( X) 13F HOLDINGS REPORT
( ) 13F NOTICE
( ) 13F COMBINATION REPORT
LIST OF OTHER MANAGERS REPORTING FOR THIS MANAGER:
NONE
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE ACT OF 1934.
<PAGE>
FORM 13F SUMMARY PAGE
REPORT SUMMARY:
NUMBER OF OTHER INCLUDED MANAGERS: 0
FORM 13F INFORMATION TABLE ENTRY TOTAL: 511
FORM 13F INFORMATION TABLE VALUE TOTAL: $935,314
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
A T & T CORP COM COMMON STOCK 001957109 8843 157032 SH OTHER 155732 0 1300
ABBOTT LABS COMMON STOCK 002824100 28 800 SH DEFINED 800 0 0
ABBOTT LABS COMMON STOCK 002824100 8463 240509 SH OTHER 235824 0 4685
ABERCROMBIE & FITCH CO CL A COMMON STOCK 002896207 1 54 SH OTHER 54 0 0
ACM MUN SECS INCOME FD INC COM COMMON STOCK 000942102 17 1600 SH OTHER 1600 0 0
ACNIELSEN CORP COM COMMON STOCK 004833109 4 166 SH OTHER 166 0 0
ACX TECHNOLOGIES INC COM COMMON STOCK 005123104 1 150 SH OTHER 150 0 0
ADAMS EXPRESS CO COMMON STOCK 006212104 262 7023 SH OTHER 7023 0 0
ADOBE SYS INC 1 COM & 1 TAKEOV COMMON STOCK 00724F101 22 200 SH OTHER 200 0 0
AETNA INC COM COMMON STOCK 008117103 56 1000 SH OTHER 1000 0 0
AFLAC INC COMMON STOCK 001055102 14 300 SH OTHER 300 0 0
AGRIBRANDS INTERNATIONAL, INC COMMON STOCK 00849R105 2 50 SH OTHER 50 0 0
AIR PRODS & CHEMS INC COM COMMON STOCK 009158106 1299 45678 SH OTHER 41578 0 4100
ALBEMARLE CORP COM COMMON STOCK 012653101 12 600 SH OTHER 600 0 0
ALBERTSONS INC 1 COM & 1 TAKEO COMMON STOCK 013104104 32 1050 SH OTHER 1050 0 0
ALLERGAN INC COMMON STOCK 018490102 5 100 SH OTHER 100 0 0
ALLERGAN SPECIALTY THERAP-A CO COMMON STOCK 018494104 0 2 SH OTHER 2 0 0
ALLIANCE PHARMACEUTICAL CORP COMMON STOCK 018773101 75 5000 SH OTHER 5000 0 0
ALLMERICA FINL CORP COM COMMON STOCK 019754100 229 4484 SH OTHER 4484 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 2861 120131 SH OTHER 120131 0 0
ALLTEL CORP 1 COM & 1 TAKEOVER COMMON STOCK 020039103 44 692 SH OTHER 692 0 0
ALZA CORP COM COMMON STOCK 022615108 3 80 SH OTHER 80 0 0
AMAZON COM INC COM COMMON STOCK 023135106 97 1450 SH OTHER 1250 0 200
AMBAC FINANCIAL GROUP, INC. CO COMMON STOCK 023139108 14 270 SH OTHER 270 0 0
AMERADA HESS CORP COMMON STOCK 023551104 97 1500 SH OTHER 1500 0 0
AMEREN CORP COM COMMON STOCK 023608102 9 300 SH OTHER 300 0 0
AMERIANA BANCORP COMMON STOCK 023613102 46 5426 SH OTHER 5426 0 0
AMERICA ONLINE INC DEL COM COMMON STOCK 02364J104 7 100 SH DEFINED 100 0 0
AMERICA ONLINE INC DEL COM COMMON STOCK 02364J104 8528 126463 SH OTHER 124163 0 2300
AMERICAN BIOGENETIC SCIENCES I COMMON STOCK 024611105 3 1500 SH OTHER 1500 0 0
AMERICAN ELEC PWR INC COMMON STOCK 025537101 263 8829 SH OTHER 8829 0 0
AMERICAN EXPRESS CO COMMON STOCK 025816109 8402 56413 SH OTHER 56413 0 0
AMERICAN GEN CORP 1 COM & 1 COMMON STOCK 026351106 206 3669 SH OTHER 3669 0 0
AMERICAN HOME PRODS CORP COMMON STOCK 026609107 21902 407485 SH OTHER 405185 0 2300
AMERICAN INTL GROUP INC COMMON STOCK 026874107 55 500 SH DEFINED 500 0 0
AMERICAN INTL GROUP INC COMMON STOCK 026874107 22480 205300 SH OTHER 201071 0 4229
AMERICAN MUN INCOME PORTFOLIO COMMON STOCK 027649102 6 500 SH OTHER 500 0 0
AMERICAN PWR CONVERSION CORP COMMON STOCK 029066107 1998 46600 SH OTHER 45300 0 1300
AMERICAN WTR WKS INC COMMON STOCK 030411102 17 736 SH OTHER 736 0 0
AMGEN INC COMMON STOCK 031162100 3145 51243 SH OTHER 48743 0 2500
AMOCO CORP COMMON STOCK 031905102 18 300 SH OTHER 300 0 0
AMRESCO INC COMMON STOCK 031909104 0 200 SH OTHER 200 0 0
AMSOUTH BANCORPORATION 1 COM & COMMON STOCK 032165102 50 3375 SH OTHER 3375 0 0
ANALOGIC CORP COM PAR $0.05 COMMON STOCK 032657207 4 100 SH OTHER 100 0 0
ANHEUSER BUSCH COS INC 1 COM & COMMON STOCK 035229103 619 9942 SH OTHER 9942 0 0
AON CORP COMMON STOCK 037389103 54 1687 SH OTHER 1687 0 0
APPLIED INDL TECHNOLOGIES INC COMMON STOCK 03820C105 11 675 SH OTHER 675 0 0
APPLIED MATLS INC 1 COM & 1 COMMON STOCK 038222105 943 10000 SH OTHER 10000 0 0
ARCH COAL INC COM COMMON STOCK 039380100 1 123 SH OTHER 123 0 0
ARCHER DANIELS MIDLAND CO COMMON STOCK 039483102 198 19202 SH OTHER 19202 0 0
ARROW ELECTRS INC 1 CMN AND 1 COMMON STOCK 042735100 25 700 SH OTHER 700 0 0
ASHLAND INC COM COMMON STOCK 044204105 17 500 SH OTHER 500 0 0
ASSOCIATES FIRST CAP CORP CL A COMMON STOCK 046008108 2028 94872 SH OTHER 94872 0 0
AT HOME CORPORATION COM COMMON STOCK 045919107 3 100 SH OTHER 100 0 0
ATLANTIC RICHFIELD COMMON STOCK 048825103 1018 11975 SH OTHER 11775 0 200
AUTOLIV INC COM COMMON STOCK 052800109 9 306 SH OTHER 306 0 0
AUTOMATIC DATA PROCESSING INC COMMON STOCK 053015103 1530 31700 SH OTHER 30000 0 1700
AUTOZONE INC COMMON STOCK 053332102 8 300 SH OTHER 300 0 0
AVERY DENNISON CORP COMMON STOCK 053611109 64 1047 SH OTHER 1047 0 0
AVON PRODS INC 1 COM & 1 TAKEO COMMON STOCK 054303102 13 460 SH OTHER 460 0 0
AXYS PHARMACEUTICALS INC COM COMMON STOCK 054635107 2 300 SH OTHER 300 0 0
BALDOR ELEC CO 1 COM & 1 TAKEO COMMON STOCK 057741100 5 300 SH OTHER 300 0 0
BALLARD POWER SYSTEMS INC COMMON STOCK 05858H104 85 1000 SH OTHER 1000 0 0
BALLYS HEALTH & TENNIS CORP CO COMMON STOCK 05873K108 31 1250 SH OTHER 1250 0 0
BANK NEW YORK INC 1 COM & 1 COMMON STOCK 064057102 224 5400 SH OTHER 5400 0 0
BAXTER INTL INC 1 COM & 1 TAKE COMMON STOCK 071813109 449 7165 SH OTHER 7165 0 0
BECKMAN COULTER INC COM COMMON STOCK 075811109 13 200 SH OTHER 200 0 0
BECTON DICKINSON & CO 1 COM & COMMON STOCK 075887109 4 160 SH OTHER 160 0 0
BED BATH & BEYOND INC COM COMMON STOCK 075896100 4 110 SH OTHER 110 0 0
BELL ATLANTIC CORP 1 COM & 1 COMMON STOCK 077853109 1360 22246 SH OTHER 22246 0 0
BELLSOUTH CORP 1 COM & 1 TAKEO COMMON STOCK 079860102 4173 89025 SH OTHER 88725 0 300
BERKSHIRE HATHAWAY INC DEL COMMON STOCK 084670108 1316 23 SH OTHER 23 0 0
BERKSHIRE HATHAWAY INC DEL CL COMMON STOCK 084670207 415 228 SH OTHER 118 0 110
BEST BUY INC COMMON STOCK 086516101 17 200 SH OTHER 200 0 0
BESTFOODS COM COMMON STOCK 08658U101 214 4580 SH OTHER 3680 0 900
BETHLEHEM STL CORP 1 COM & 1 COMMON STOCK 087509105 1 100 SH OTHER 100 0 0
BIOGEN INC 1 COM & 1 TAKEOVER COMMON STOCK 090597105 147 2100 SH OTHER 2100 0 0
BIOMATRIX INC COMMON STOCK 09060P102 12 500 SH OTHER 500 0 0
BIOMET INC COMMON STOCK 090613100 959 26360 SH OTHER 24660 0 1700
BLACK & DECKER MFG CO 1 COM & COMMON STOCK 091797100 8 200 SH OTHER 0 0 200
BLACKROCK INSD MUN TERM TR INC COMMON STOCK 092474105 9 970 SH OTHER 970 0 0
BLACKROCK 2001 TERM TR INC COM COMMON STOCK 092477108 11 1200 SH OTHER 1200 0 0
BOEING CO 1 COM & 1 TAKEOVER R COMMON STOCK 097023105 1036 27405 SH OTHER 25005 0 2400
BOSTON PROPERTIES INC COM COMMON STOCK 101121101 6 200 SH OTHER 0 0 200
BOSTON SCIENTIFIC CORP COM COMMON STOCK 101137107 21 1000 SH OTHER 1000 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 46 800 SH DEFINED 800 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 30640 528270 SH OTHER 518460 0 9810
BROWN FORMAN CORP COMMON STOCK 115637100 85 1650 SH OTHER 1650 0 0
BROWN FORMAN CORP CL B COMMON STOCK 115637209 23 424 SH OTHER 424 0 0
BUCKEYE PARTNERS L P UNIT LTD COMMON STOCK 118230101 10 400 SH OTHER 400 0 0
BURLINGTON NORTHN SANTA FE COR COMMON STOCK 12189T104 171 7501 SH OTHER 7501 0 0
BURLINGTON RES INC COM COMMON STOCK 122014103 129 3486 SH OTHER 3486 0 0
CAMPBELL SOUP CO COMMON STOCK 134429109 31 1005 SH OTHER 965 0 40
CARDINAL HEALTH INC COM COMMON STOCK 14149Y108 83 1812 SH OTHER 1512 0 300
CAREY DIVERSIFIED LLC COMMON STOCK 14174P105 17 1052 SH OTHER 1052 0 0
CARNIVAL CORP CL A COMMON STOCK 143658102 476 19200 SH OTHER 18100 0 1100
CAROLINA PWR & LT CO COMMON STOCK 144141108 6 200 SH OTHER 200 0 0
CARPENTER TECHNOLOGY CORP 1 CO COMMON STOCK 144285103 6 266 SH OTHER 266 0 0
CASCADE NAT GAS CORP 1 COM & COMMON STOCK 147339105 10 600 SH OTHER 600 0 0
CATELLUS DEV CORP COMMON STOCK 149111106 34 2465 SH OTHER 2465 0 0
CATERPILLAR INC 1 COM & TAKEOV COMMON STOCK 149123101 401 10178 SH OTHER 9578 0 600
CBS CORPORATION COM COMMON STOCK 12490K107 215 3800 SH OTHER 3800 0 0
CENDANT CORP COM COMMON STOCK 151313103 48 2600 SH OTHER 2600 0 0
CENTRAL & SOUTH WEST CORP COMMON STOCK 152357109 10 589 SH OTHER 589 0 0
CERPROBE CORP COMMON STOCK 156787103 45 3000 SH OTHER 3000 0 0
CHASE MANHATTAN CORP NEW COM COMMON STOCK 16161A108 595 6825 SH OTHER 5125 0 1700
CHATEAU COMMUNITIES INC COM COMMON STOCK 161726104 8 320 SH OTHER 320 0 0
CHEVRON CORP 1 COM & 1 TAKEOVE COMMON STOCK 166751107 3751 40576 SH OTHER 40576 0 0
CHUBB CORP COM COMMON STOCK 171232101 7 100 SH OTHER 100 0 0
CIENA CORP COM COMMON STOCK 171779101 101 800 SH OTHER 500 0 300
CIGNA CORP 1 COM & 1 TAKEOVER COMMON STOCK 125509109 45 600 SH OTHER 600 0 0
CINCINNATI FINL CORP COMMON STOCK 172062101 515 13693 SH OTHER 13693 0 0
CINERGY CORP COM COMMON STOCK 172474108 23 1075 SH OTHER 1075 0 0
CIRCUIT CITY STORES INC GRUP COMMON STOCK 172737108 19 312 SH OTHER 312 0 0
CISCO SYS INC COMMON STOCK 17275R102 85233 1102446 SH OTHER 1087426 0 15020
CITIZENS UTILS CO DEL SER B COMMON STOCK 177342201 23 1383 SH OTHER 1383 0 0
CLEAR CHANNEL COMMUNICATIONS I COMMON STOCK 184502102 550 7959 SH OTHER 7959 0 0
CLOROX CO COMMON STOCK 189054109 26 800 SH OTHER 800 0 0
CMGI INC COMMON STOCK 125750109 11 100 SH OTHER 0 0 100
COACHMEN INDS INC COM COMMON STOCK 189873102 7 500 SH OTHER 500 0 0
COCA COLA CO COMMON STOCK 191216100 6701 142756 SH OTHER 140926 0 1830
COLGATE PALMOLIVE CO 1 COM & 1 COMMON STOCK 194162103 9725 172512 SH OTHER 172512 0 0
COMCAST CORP CL A SPL COMMON STOCK 200300200 17 400 SH OTHER 400 0 0
COMERICA INC 1 COM & TAKEOVER COMMON STOCK 200340107 67 1610 SH OTHER 1610 0 0
COMPAQ COMPUTER CORP 1 COM & 1 COMMON STOCK 204493100 689 25532 SH OTHER 25307 0 225
COMPUWARE CORP COM COMMON STOCK 205638109 264 12550 SH OTHER 12250 0 300
COMVERSE TECHNOLOGY USD COM COMMON STOCK 205862402 141 745 SH OTHER 745 0 0
CONAGRA INC 1 COM & 1 TAKEOVER COMMON STOCK 205887102 351 19374 SH OTHER 19374 0 0
CONSECO INC COMMON STOCK 208464107 16 1416 SH OTHER 1416 0 0
CONSOLIDATED EDISON INC COM COMMON STOCK 209115104 231 7917 SH OTHER 7917 0 0
COORS ADOLPH CO CL B COMMON STOCK 217016104 5 100 SH OTHER 100 0 0
CORDANT TRECHNOLOGIES INC COM COMMON STOCK 218412104 14 240 SH OTHER 240 0 0
CORN PRODS INTL INC COM COMMON STOCK 219023108 11 460 SH OTHER 460 0 0
CORNING INC COMMON STOCK 219350105 19 100 SH OTHER 100 0 0
COUNTRYWIDE CR INDS INC 1 COM COMMON STOCK 222372104 5 200 SH OTHER 200 0 0
COVANCE INC COM COMMON STOCK 222816100 0 25 SH OTHER 25 0 0
CTS CORP COMMON STOCK 126501105 2136 37468 SH OTHER 37468 0 0
CVS CORP COM COMMON STOCK 126650100 21 560 SH OTHER 560 0 0
CYGNUS INC COM COMMON STOCK 232560102 3 200 SH OTHER 200 0 0
CYTEC INDS INC COM COMMON STOCK 232820100 7 231 SH OTHER 231 0 0
DANA CORP 1 COM & 1 TAKEOVER R COMMON STOCK 235811106 145 5155 SH OTHER 5155 0 0
DARDEN RESTAURANTS INC COM COMMON STOCK 237194105 4 245 SH OTHER 245 0 0
DEERE & CO COMMON STOCK 244199105 78 2050 SH OTHER 2050 0 0
DELL COMPUTER CORP COMMON STOCK 247025109 108 2000 SH OTHER 2000 0 0
DETROIT DIESEL CORP COM COMMON STOCK 250837101 10 500 SH OTHER 500 0 0
DEXTER CORP COMMON STOCK COMMON STOCK 252165105 16 300 SH OTHER 300 0 0
DIAL CORP COM COMMON STOCK 25247D101 3 200 SH OTHER 200 0 0
DIEBOLD INC 1 COM & 1 TAKEOVER COMMON STOCK 253651103 46 1682 SH OTHER 841 0 841
DISNEY WALT CO COM COMMON STOCK 254687106 3167 76787 SH OTHER 74887 0 1900
DOLE FOODS INC COMMON STOCK 256605106 311 16000 SH OTHER 16000 0 0
DOLLAR GEN CORP COMMON STOCK 256669102 403 15000 SH OTHER 15000 0 0
DONNELLEY R R & SONS CO 1 COM COMMON STOCK 257867101 136 6500 SH OTHER 6500 0 0
DOVER CORP 1 COM & 1 TAKEOVER COMMON STOCK 260003108 29 600 SH DEFINED 600 0 0
DOVER CORP 1 COM & 1 TAKEOVER COMMON STOCK 260003108 680 14200 SH OTHER 14200 0 0
DOW CHEM CO COMMON STOCK 260543103 1058 9281 SH OTHER 9281 0 0
DOW JONES & CO INC COMMON STOCK 260561105 32 450 SH OTHER 450 0 0
DPL INC 1 COM & 1 TAKEOVER RT COMMON STOCK 233293109 119 5375 SH OTHER 5375 0 0
DQE INC COMMON STOCK 23329J104 14 300 SH OTHER 300 0 0
DREYFUS STRATEGIC MUNS INC COMMON STOCK 261932107 0 2 SH OTHER 2 0 0
DSET CORPORATION COM COMMON STOCK 262504103 369 20000 SH OTHER 20000 0 0
DTE ENERGY CO COM COMMON STOCK 233331107 1 36 SH OTHER 36 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 5 100 SH DEFINED 100 0 0
DU PONT E I DE NEMOURS & CO COMMON STOCK 263534109 9749 184167 SH OTHER 180467 0 3700
DUFF & PHELPS UTILITIES INC CO COMMON STOCK 264324104 17 1900 SH OTHER 1900 0 0
DUFF & PHELPS UTILS TFI COMMON STOCK 264325101 39 3000 SH OTHER 3000 0 0
DUKE ENERGY CORP COMMON STOCK 264399106 137 2608 SH OTHER 1602 0 1006
DUKE RLTY INVTS INC COM NEW COMMON STOCK 264411505 8 400 SH OTHER 0 0 400
DUN & BRADSTREET CORP COM COMMON STOCK 26483B106 103 3600 SH OTHER 3600 0 0
E M C CORP MASS COMMON STOCK 268648102 5553 44075 SH OTHER 42000 0 2075
EARTHGRAINS CO COM COMMON STOCK 270319106 7 480 SH OTHER 480 0 0
EASTMAN CHEM CO COM COMMON STOCK 277432100 152 3344 SH OTHER 3344 0 0
EASTMAN KODAK CO COMMON STOCK 277461109 918 16902 SH OTHER 16902 0 0
EATON CORP 1 COM & 1 TAKEOVER COMMON STOCK 278058102 5 60 SH OTHER 60 0 0
ECOLAB INC 1 COM & 1 TAKEOVER COMMON STOCK 278865100 45 1222 SH OTHER 1222 0 0
EDISON INTL COM COMMON STOCK 281020107 109 6600 SH OTHER 4400 0 2200
ELECTRONIC DATA SYS CORP NEW C COMMON STOCK 285661104 1203 18748 SH OTHER 17923 0 825
ELI LILLY & CO 1 COM & 1 TAKEO COMMON STOCK 532457108 29809 475998 SH OTHER 463048 0 12950
EMERSON ELEC CO COMMON STOCK 291011104 11004 207125 SH OTHER 204025 0 3100
ENRON CORP COM COMMON STOCK 293561106 52 700 SH OTHER 700 0 0
ENTERGY CORP NEW COM COMMON STOCK 29364G103 18 900 SH OTHER 900 0 0
EXODUS COMMUNICATIONS INC COM COMMON STOCK 302088109 14 100 SH OTHER 0 0 100
F & M NATL CORP COM COMMON STOCK 302374103 70 3199 SH OTHER 3199 0 0
FANNIE MAE COMMON STOCK 313586109 4135 73105 SH OTHER 72705 0 400
FEDERAL MOGUL CORP COMMON STOCK 313549107 5 280 SH OTHER 280 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 921 14617 SH OTHER 14280 0 337
FINISH LINE INC CL A COMMON STOCK 317923100 10 1000 SH OTHER 0 0 1000
FIRST DATA CORP COM COMMON STOCK 319963104 45 1010 SH OTHER 1010 0 0
FIRST FINL BANCORP COMMON STOCK 320209109 313 17409 SH OTHER 17409 0 0
FIRST INDL RLTY TR INC COM COMMON STOCK 32054K103 27 1000 SH OTHER 0 0 1000
FIRST SOURCE CORP COMMON STOCK 336901103 839 42875 SH OTHER 42875 0 0
FIRST TENN NATL CORP COMMON STOCK 337162101 41 2000 SH OTHER 2000 0 0
FIRSTENERGY CORP COM COMMON STOCK 337932107 59 2863 SH OTHER 2863 0 0
FLORIDA PROGRESS CORP 1 COM & COMMON STOCK 341109106 14 300 SH OTHER 300 0 0
FLUOR CORP 1 COM & 1 TAKEOVER COMMON STOCK 343861100 79 2550 SH OTHER 2550 0 0
FORD MOTOR CO DEL COMMON STOCK 345370100 4349 94669 SH OTHER 94669 0 0
FORTUNE BRANDS INC COM COMMON STOCK 349631101 153 6118 SH OTHER 5874 0 244
FOSTER WHEELER CORP 1 COM & 1 COMMON STOCK 350244109 7 1000 SH OTHER 1000 0 0
FPL GROUP INC 1 COM & 1 TAKEOV COMMON STOCK 302571104 5 100 SH OTHER 100 0 0
FRANKLIN ELEC INC COM COMMON STOCK 353514102 1261 19737 SH OTHER 4901 0 14836
FREDDIE MAC COMMON STOCK 313400301 109 2469 SH OTHER 2469 0 0
GANNETT INC 1 COM & 1 TAKEOVER COMMON STOCK 364730101 4548 64628 SH OTHER 64628 0 0
GARDNER DENVER INC COMMON STOC COMMON STOCK 365558105 7 366 SH OTHER 366 0 0
GENERAL DYNAMICS CORP COM COMMON STOCK 369550108 40 800 SH OTHER 800 0 0
GENERAL ELEC CO COMMON STOCK 369604103 93 600 SH DEFINED 600 0 0
GENERAL ELEC CO COMMON STOCK 369604103 94361 606337 SH OTHER 598737 0 7600
GENERAL MILLS INC 1 COM & 1 COMMON STOCK 370334104 698 19292 SH OTHER 19292 0 0
GENERAL MTRS CORP COMMON STOCK 370442105 356 4300 SH OTHER 4300 0 0
GENUINE PARTS CO 1 COM & 1 COMMON STOCK 372460105 526 22020 SH OTHER 22020 0 0
GEORGIA PAC (GEORGIA-PAC GP) COMMON STOCK 373298108 148 3750 SH OTHER 3750 0 0
GEORGIA PACIFIC TIMBER GROUP C COMMON STOCK 373298702 48 1875 SH OTHER 1875 0 0
GILLETTE CO COM COMMON STOCK 375766102 3438 91215 SH OTHER 90255 0 960
GOODRICH B F CO 1 COM & 1 TAKE COMMON STOCK 382388106 3 100 SH OTHER 100 0 0
GPU INC COM COMMON STOCK 36225X100 2 70 SH OTHER 70 0 0
GTE CORP 1 COM & 1 TAKEOVER RT COMMON STOCK 362320103 27468 386875 SH OTHER 380865 0 6010
GUIDANT CORP COM COMMON STOCK 401698105 265 4504 SH OTHER 4504 0 0
HALLIBURTON CO 1 COM & 1 TAKEO COMMON STOCK 406216101 35 860 SH OTHER 860 0 0
HANCOCK JOHN BK & THRIFT COMMON STOCK 409735107 9 1307 SH OTHER 1307 0 0
HANNA M A CO 1 COM & 1 TAKEOVE COMMON STOCK 410522106 73 6450 SH OTHER 6450 0 0
HARLEY DAVIDSON INC 1 COM & 1 COMMON STOCK 412822108 407 5125 SH OTHER 4725 0 400
HARTFORD FINANCIAL SERVICES GR COMMON STOCK 416515104 34 640 SH OTHER 640 0 0
HAWAIIAN ELEC INDS INC COMMON STOCK 419870100 56 1758 SH OTHER 1758 0 0
HEALTHCARE RLTY TR COM COMMON STOCK 421946104 6 350 SH OTHER 350 0 0
HEINZ H J CO COMMON STOCK 423074103 84 2400 SH OTHER 2400 0 0
HEWLETT PACKARD CO COMMON STOCK 428236103 28530 214710 SH OTHER 211210 0 3500
HILLENBRAND INDS INC COMMON STOCK 431573104 2113 62154 SH OTHER 60104 0 2050
HILTON HOTELS CORP 1 COM & 1 COMMON STOCK 432848109 8 1012 SH OTHER 1012 0 0
HOME BANCORP COM COMMON STOCK 436889109 1 50 SH OTHER 50 0 0
HOME DEPOT INC COMMON STOCK 437076102 11161 173040 SH OTHER 167140 0 5900
HOSPITALITY PPTYS TR COM SH BE COMMON STOCK 44106M102 15 750 SH OTHER 750 0 0
HOUSEHOLD INTL INC COM COMMON STOCK 441815107 79 2126 SH OTHER 1826 0 300
HSB GROUP INC COM COMMON STOCK 40428N109 487 16842 SH OTHER 15680 0 1162
HUBBELL INC CL B COMMON STOCK 443510201 54 1970 SH OTHER 1970 0 0
HUNTINGTON BANCSHARES INC 1 CO COMMON STOCK 446150104 118 5273 SH OTHER 5273 0 0
IDEXX CORP COMMON STOCK 45168D104 5 200 SH OTHER 200 0 0
ILLINOIS TOOL WKS INC COMMON STOCK 452308109 171 3094 SH OTHER 2894 0 200
IMATION CORP COM COMMON STOCK 45245A107 0 10 SH OTHER 10 0 0
INDIANA ENERGY INC 1 COM & 1 COMMON STOCK 454707100 560 28733 SH OTHER 28341 0 392
INGERSOLL RAND CO 1 COM & 1 COMMON STOCK 456866102 299 6750 SH OTHER 5850 0 900
INKTOMI CORP COM COMMON STOCK 457277101 20 100 SH OTHER 100 0 0
INTEL CORP COM COMMON STOCK 458140100 76545 580163 SH OTHER 567538 0 12625
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 42 352 SH DEFINED 352 0 0
INTERNATIONAL BUSINESS MACHS C COMMON STOCK 459200101 5086 43101 SH OTHER 41701 0 1400
INTERNATIONAL FLAVORS & FRAGRA COMMON STOCK 459506101 53 1500 SH OTHER 1500 0 0
INTERNATIONAL PAPER CO COMMON STOCK 460146103 111 2599 SH OTHER 2399 0 200
INTERPUBLIC GROUP COS INC 1 CO COMMON STOCK 460690100 496 10500 SH OTHER 10500 0 0
IONICS INC COMMON STOCK 462218108 280 10950 SH OTHER 10150 0 800
IPALCO ENTERPRISES INC COMMON STOCK 462613100 3335 171000 SH OTHER 166850 0 4150
IRWIN FINL CORP COM COMMON STOCK 464119106 150 10000 SH OTHER 0 0 10000
ITT INDS INC COM COMMON STOCK 450911102 16 500 SH OTHER 200 0 300
JAPAN EQUITY FD INC COMMON STOCK 471057109 2 300 SH OTHER 300 0 0
JEFFERSON PILOT CORP 1 COM & 1 COMMON STOCK 475070108 50 757 SH OTHER 757 0 0
JOHNSON & JOHNSON COMMON STOCK 478160104 24268 345452 SH OTHER 339452 0 6000
JOHNSON CTLS INC 1 COM & 1 COMMON STOCK 478366107 162 2988 SH OTHER 2988 0 0
K MART CORP 1 COM & 1 TAKEOVER COMMON STOCK 482584109 6 600 SH OTHER 600 0 0
KANSAS CITY LIFE INS CO COMMON STOCK 484836101 121 5000 SH OTHER 5000 0 0
KANSAS CITY PWR & LT CO COMMON STOCK 485134100 58 2000 SH OTHER 2000 0 0
KANSAS CITY SOUTHN INDS INC COMMON STOCK 485170104 13 150 SH OTHER 150 0 0
KELLOGG CO COMMON STOCK 487836108 227 8807 SH OTHER 8807 0 0
KEMPER INTER GOVT TR SH BEN IN COMMON STOCK 488413105 5 796 SH OTHER 796 0 0
KEMPER STRATEGIC MUN INCOME TR COMMON STOCK 488427105 14 1450 SH OTHER 1450 0 0
KERR MCGEE CORP 1 COM & 1 TAKE COMMON STOCK 492386107 4 75 SH OTHER 75 0 0
KEYCORP NEW COM COMMON STOCK 493267108 2019 106248 SH OTHER 106248 0 0
KILROY REALTY CORP COM COMMON STOCK 49427F108 21 1000 SH OTHER 0 0 1000
KIMBERLY CLARK CORP 1 COM & 1 COMMON STOCK 494368103 4347 77540 SH OTHER 77540 0 0
KOHLS CORP COM COMMON STOCK 500255104 103 1000 SH OTHER 600 0 400
KROGER CO COMMON STOCK 501044101 98 5600 SH OTHER 5600 0 0
LAKELAND FINL CORP COMMON STOCK 511656100 36 2750 SH OTHER 1250 0 1500
LANDAMERICA FINL GROUP INC COM COMMON STOCK 514936103 1 54 SH OTHER 54 0 0
LEGGETT & PLATT INC 1 COM & 1 COMMON STOCK 524660107 43 2000 SH OTHER 2000 0 0
LEHMAN BROTHERS HLDGS INC COM COMMON STOCK 524908100 37 380 SH OTHER 380 0 0
LEVEL 3 COMMUNICATIONS INC COM COMMON STOCK 52729N100 21 200 SH OTHER 0 0 200
LEXINGTON CORPORATE PPTYS TR C COMMON STOCK 529043101 21 2000 SH OTHER 0 0 2000
LEXMARK INTL GROUP INC CL A COMMON STOCK 529771107 74 700 SH OTHER 700 0 0
LG&E ENERGY CORP COMMON STOCK 501917108 10 450 SH OTHER 450 0 0
LIBERTY PPTY TR SH BEN INT COMMON STOCK 531172104 7 275 SH OTHER 275 0 0
LIMITED INC COMMON STOCK 532716107 84 2000 SH OTHER 2000 0 0
LINCOLN NATL CORP IND 1 COM & COMMON STOCK 534187109 23785 709989 SH OTHER 702889 0 7100
LINCOLN NATL INCOME FD INC NEW COMMON STOCK 534217104 229 22340 SH OTHER 15540 0 6800
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 174 8532 SH OTHER 8532 0 0
LOUISIANA PAC CORP 1 COM & 1 COMMON STOCK 546347105 14 1032 SH OTHER 1032 0 0
LOWES COS INC 1 COM & 1 TAKEOV COMMON STOCK 548661107 146 2500 SH OTHER 2500 0 0
LSI LOGIC CORP 1 COM & 1 TAKEO COMMON STOCK 502161102 80 1100 SH OTHER 1100 0 0
LUCENT TECHNOLOGIES INC COM COMMON STOCK 549463107 6 100 SH DEFINED 100 0 0
LUCENT TECHNOLOGIES INC COM COMMON STOCK 549463107 23668 386420 SH OTHER 381850 0 4570
LYCOS INC COM COMMON STOCK 550818108 14 200 SH OTHER 0 0 200
MARSH & MCLENNAN COS INC 1 COM COMMON STOCK 571748102 877 7950 SH OTHER 7950 0 0
MASCO CORP COMMON STOCK 574599106 9482 462530 SH OTHER 456630 0 5900
MATRIX PHARMACEUTICALS INC COM COMMON STOCK 576844104 5 500 SH OTHER 500 0 0
MATTEL INC 1 COM & 1 TAKEOVER COMMON STOCK 577081102 16 1496 SH OTHER 1496 0 0
MAY DEPT STORES CO 1 COM & 1 COMMON STOCK 577778103 155 5448 SH OTHER 5400 0 48
MAYTAG CORP 1 COM & 1 TAKEOVER COMMON STOCK 578592107 13 400 SH OTHER 400 0 0
MBNA CORP COMMON STOCK 55262L100 59 2316 SH OTHER 2316 0 0
MCDERMOTT INTL INC 1 1 COM & 1 COMMON STOCK 580037109 6 600 SH OTHER 600 0 0
MCDONALDS CORP 1 COM & 1 TAKEO COMMON STOCK 580135101 1202 32156 SH OTHER 31756 0 400
MCGRAW-HILL COMPANIES INC COMMON STOCK 580645109 18 400 SH DEFINED 400 0 0
MCGRAW-HILL COMPANIES INC COMMON STOCK 580645109 18 400 SH OTHER 400 0 0
MCN ENERGY GROUP INC COM COMMON STOCK 55267J100 31 1225 SH OTHER 1225 0 0
MDU RES GROUP INC 1 COM & 1 COMMON STOCK 552690109 38 1850 SH OTHER 1350 0 500
MEDIAONE GROUP INC COM COMMON STOCK 58440J104 422 5207 SH OTHER 5207 0 0
MEDIMMUNE INC COM COMMON STOCK 584699102 17 100 SH OTHER 0 0 100
MEDTRONIC INC 1 COM & 1 TAKEOV COMMON STOCK 585055106 11356 220772 SH OTHER 217672 0 3100
MERCK & CO INC COMMON STOCK 589331107 37 600 SH DEFINED 600 0 0
MERCK & CO INC COMMON STOCK 589331107 21791 350757 SH OTHER 345957 0 4800
MERRILL LYNCH & CO INC 1 COM & COMMON STOCK 590188108 504 4800 SH OTHER 4800 0 0
MET PRO CORP COMMON STOCK 590876306 3 352 SH OTHER 352 0 0
MGIC INVT CORP WI COMMON STOCK 552848103 20 450 SH OTHER 450 0 0
MICRON TECHNOLOGY INC COMMON STOCK 595112103 25 200 SH OTHER 200 0 0
MICROSOFT CORP COMMON STOCK 594918104 33943 319460 SH OTHER 307725 0 11735
MINNESOTA MNG & MFG CO COMMON STOCK 604059105 8165 92199 SH OTHER 90909 0 1290
MINNESOTA PWR INC COMMON STOCK 604110106 73 4416 SH OTHER 4416 0 0
MOLEX INC COMMON STOCK 608554101 27 468 SH OTHER 468 0 0
MONSANTO CO 1 COM & 1 TAKEOVER COMMON STOCK 611662107 3463 67251 SH OTHER 66551 0 700
MONTANA PWR CO 1 COM & 1 TAKEO COMMON STOCK 612085100 13 200 SH OTHER 0 0 200
MORGAN J P & CO INC COMMON STOCK 616880100 4748 36036 SH OTHER 36036 0 0
MORGAN STANLEY DEAN WITTER & C COMMON STOCK 617446448 1293 15600 SH OTHER 15600 0 0
MOTOROLA INC 1 COM & 1 TAKEOVE COMMON STOCK 620076109 5763 39474 SH OTHER 38674 0 800
NABI COM COMMON STOCK 628716102 4 600 SH OTHER 600 0 0
NATIONAL CITY CORP COMMON STOCK 635405103 4010 194429 SH OTHER 189557 0 4872
NATIONAL GOLF PPTYS INC COM COMMON STOCK 63623G109 6 275 SH OTHER 275 0 0
NATIONAL PRESTO INDS INC COMMON STOCK 637215104 5 150 SH OTHER 150 0 0
NAVISTAR INTL CORP COM COMMON STOCK 63934E108 1 20 SH OTHER 20 0 0
NCR CORPORATION COM COMMON STOCK 62886E108 36 908 SH OTHER 900 0 8
NETWORK ASSOCIATES INC COM COMMON STOCK 640938106 13 400 SH OTHER 400 0 0
NEW CENTY ENERGIES INC COM COMMON STOCK 64352U103 9 300 SH OTHER 300 0 0
NEWMONT MNG CORP 1 COM & 1 COMMON STOCK 651639106 25 1101 SH OTHER 1101 0 0
NEWPORT NEWS SHIPBUILDING INC COMMON STOCK 652228107 14 447 SH OTHER 447 0 0
NEXTEL COMMUNICATIONS INC CL A COMMON STOCK 65332V103 156 1053 SH OTHER 1053 0 0
NEXTLINK COMMUNICATIONS INC CO COMMON STOCK 65333H707 12 100 SH OTHER 0 0 100
NIKE INC CL B COMMON STOCK 654106103 198 5000 SH OTHER 5000 0 0
NORFOLK SOUTHN CORP COMMON STOCK 655844108 3 200 SH OTHER 200 0 0
NORTHEAST IND BANCORP INC COMMON STOCK 664196102 13 1229 SH OTHER 1229 0 0
NORTHERN STS PWR CO MN COMMON STOCK 665772109 16 800 SH OTHER 800 0 0
NORTHERN TR CORP 1 COM & 1 COMMON STOCK 665859104 459 6800 SH OTHER 6800 0 0
NUCOR CORP COMMON STOCK 670346105 20 400 SH OTHER 400 0 0
NUVEEN INSD MUN OPPORTUNITY FD COMMON STOCK 670984103 32 2575 SH OTHER 2575 0 0
NUVEEN INSD QUALITY MUN FD INC COMMON STOCK 67062N103 7 550 SH OTHER 550 0 0
NUVEEN MUN ADVANTAGE FD INC COMMON STOCK 67062H106 19 1505 SH OTHER 1505 0 0
NUVEEN MUN MKT OPPORTUNITY FD COMMON STOCK 67062W103 8 600 SH OTHER 600 0 0
NUVEEN PERFORMANCE PLUS MUN FD COMMON STOCK 67062P108 8 639 SH OTHER 639 0 0
NUVEEN QUALITY INCOME MUN FD I COMMON STOCK 670977107 133 10150 SH OTHER 10150 0 0
NUVEEN SELECT QUALITY MUN FD I COMMON STOCK 670973106 10 747 SH OTHER 747 0 0
OCCIDENTAL PETE CORP 1 COM & 1 COMMON STOCK 674599105 2 100 SH OTHER 100 0 0
OGE ENERGY CORP COM COMMON STOCK 670837103 21 1100 SH OTHER 1100 0 0
OLD KENT FINL CORP 1 COM & 1 COMMON STOCK 679833103 766 23936 SH OTHER 23936 0 0
OLD REP INTL CORP COMMON STOCK 680223104 357 25972 SH OTHER 25972 0 0
ORACLE CORPORATION 1 COM & 1 COMMON STOCK 68389X105 5091 65223 SH OTHER 63423 0 1800
OWENS & MINOR INC COM COMMON STOCK 690732102 2 200 SH OTHER 200 0 0
PALL CORP 1 COM & 1 TAKEOVER R COMMON STOCK 696429307 13 600 SH OTHER 600 0 0
PARKER HANNIFIN CORP 1 COM & 1 COMMON STOCK 701094104 93 2250 SH OTHER 2250 0 0
PECO ENERGY CO COM COMMON STOCK 693304107 4 100 SH OTHER 100 0 0
PENNEY J C INC 1 COM & 1 TAKEO COMMON STOCK 708160106 4 300 SH OTHER 300 0 0
PEOPLES BANCORP AUBURN IN COMMON STOCK 709788103 416 30000 SH OTHER 0 0 30000
PEOPLES ENERGY CORP COMMON STOCK 711030106 9 333 SH OTHER 333 0 0
PEPSICO INC COMMON STOCK 713448108 14 400 SH DEFINED 400 0 0
PEPSICO INC COMMON STOCK 713448108 26500 759870 SH OTHER 742520 0 17350
PFIZER INC 1 COM & 1 TAKEOVER COMMON STOCK 717081103 6560 179428 SH OTHER 172078 0 7350
PG&E CORP COM COMMON STOCK 69331C108 50 2360 SH OTHER 2360 0 0
PHELPS DODGE CORP 1 COM & 1 COMMON STOCK 717265102 9 200 SH OTHER 200 0 0
PHILIP MORRIS COS COM COMMON STOCK 718154107 2407 113945 SH OTHER 112995 0 950
PHILLIPS PETE CO 1 COM & 1 COMMON STOCK 718507106 117 2520 SH OTHER 2520 0 0
PITNEY BOWES INC 1 COM & 1 COMMON STOCK 724479100 72 1600 SH OTHER 1600 0 0
PMI GROUP INC COM COMMON STOCK 69344M101 11 225 SH OTHER 225 0 0
POTOMAC ELEC PWR CO COMMON STOCK 737679100 32 1400 SH OTHER 1400 0 0
PRAXAIR INC COM COMMON STOCK 74005P104 60 1441 SH OTHER 1441 0 0
PRECISION CASTPARTS CORP 1 COM COMMON STOCK 740189105 11 300 SH OTHER 300 0 0
PREFERRED INCOME FD INC COM COMMON STOCK 74037G106 11 941 SH OTHER 941 0 0
PRESIDENT CASINOS INC COM COMMON STOCK 740822309 0 333 SH OTHER 333 0 0
PROCTER & GAMBLE CO COMMON STOCK 742718109 11131 197013 SH OTHER 192103 0 4910
PUBLIC SVC ENTERPRISE GROUP IN COMMON STOCK 744573106 32 1071 SH OTHER 1071 0 0
PUGET SOUND ENERGY INC COMMON STOCK 745332106 51 2300 SH OTHER 2300 0 0
QUAKER OATS CO 1 COM & 1 TAKEO COMMON STOCK 747402105 61 1000 SH OTHER 1000 0 0
QUALCOMM INC COMMON STOCK 747525103 1381 9250 SH OTHER 7600 0 1650
QUEST DIAGNOSTICS INC COM COMMON STOCK 74834L100 0 12 SH OTHER 12 0 0
QWEST COMMUNICATIONS INTL INC COMMON STOCK 749121109 19 400 SH OTHER 0 0 400
R & B FALCON CORP COM COMMON STOCK 74912E101 12 625 SH OTHER 625 0 0
RALCORP HOLDINGS INC NEW COM COMMON STOCK 751028101 1 100 SH OTHER 100 0 0
RALSTON PURINA GROUP COM COMMON STOCK 751277302 59 2160 SH OTHER 2160 0 0
RAYTHEON CO CL A COMMON STOCK 755111309 0 22 SH OTHER 22 0 0
RAYTHEON CO CL B COMMON STOCK 755111408 99 5580 SH OTHER 5580 0 0
REGAL BELOIT CORP COMMON STOCK 758750103 35 2000 SH OTHER 2000 0 0
RELIASTAR FINL CORP COM COMMON STOCK 75952U103 17 512 SH OTHER 512 0 0
REYNOLDS & REYNOLDS CO CL A COMMON STOCK 761695105 32 1200 SH OTHER 1200 0 0
ROBERT HALF INTL INC 1 COM & 1 COMMON STOCK 770323103 47 1000 SH OTHER 600 0 400
ROCKWELL INTERNATIONAL CORP NE COMMON STOCK 773903109 25 600 SH OTHER 600 0 0
ROHM & HAAS CO COMMON STOCK 775371107 15 331 SH OTHER 331 0 0
RPM INC OHIO COMMON STOCK 749685103 103 9405 SH OTHER 7530 0 1875
SABINE RTY TR UNIT BEN INT COMMON STOCK 785688102 12 1000 SH OTHER 1000 0 0
SARA LEE CORP 1 COM & 1 TAKEOV COMMON STOCK 803111103 573 31832 SH OTHER 31832 0 0
SBC COMMUNICATIONS INC COM COMMON STOCK 78387G103 13592 322662 SH OTHER 318270 0 4392
SCHERING PLOUGH CORP 1 COM & 1 COMMON STOCK 806605101 839 22596 SH OTHER 22596 0 0
SCHULMAN A INC COMMON STOCK 808194104 40 3000 SH OTHER 3000 0 0
SCHWAB CHARLES CORP NEW COMMON STOCK 808513105 50 874 SH OTHER 874 0 0
SDL INC COM COMMON STOCK 784076101 32 150 SH OTHER 150 0 0
SEALED AIR CORP COM COMMON STOCK 81211K100 60 1104 SH OTHER 1104 0 0
SEARS ROEBUCK & CO COMMON STOCK 812387108 442 14433 SH OTHER 14433 0 0
SERVICEMASTER CO COM COMMON STOCK 81760N109 7204 640394 SH OTHER 632244 0 8150
SHERWIN WILLIAMS CO 1 COM & 1 COMMON STOCK 824348106 329 14881 SH OTHER 14881 0 0
SHORELINE FINL CORP COM COMMON STOCK 825190101 7 465 SH OTHER 465 0 0
SHURGARD STORAGE CTRS INC CL A COMMON STOCK 82567D104 10 400 SH OTHER 400 0 0
SIGCORP INC COM COMMON STOCK 826912107 286 11234 SH OTHER 10969 0 265
SIGMA ALDRICH CORP COMMON STOCK 826552101 65 2400 SH OTHER 1500 0 900
SILICON GRAPHICS INC 1 COM & 1 COMMON STOCK 827056102 11 1000 SH OTHER 1000 0 0
SIMPSON INDS INC COMMON STOCK 829060102 14 1417 SH OTHER 1417 0 0
SNYDER COMMUNICATIONS INC COM COMMON STOCK 832914105 3 150 SH OTHER 150 0 0
SOUTHERN CO COMMON STOCK 842587107 136 6274 SH OTHER 6274 0 0
SOUTHWEST AIRLS CO 1 COM & 1 COMMON STOCK 844741108 91 4374 SH OTHER 4374 0 0
SPRINT CORP COM COMMON STOCK 852061100 480 7596 SH OTHER 7596 0 0
SPX CORP COMMON STOCK 784635104 127 1116 SH OTHER 1116 0 0
ST PAUL COS INC 1 COM & 1 TAKE COMMON STOCK 792860108 52 1532 SH OTHER 1532 0 0
STAPLES INC COMMON STOCK 855030102 23 1159 SH OTHER 1159 0 0
STATE STREET CORP COM COMMON STOCK 857477103 450 4650 SH OTHER 4650 0 0
STEEL DYNAMICS INC COM COMMON STOCK 858119100 34 2900 SH OTHER 2800 0 100
STMICROELECTRONICS N V COM COMMON STOCK 861012102 243 1300 SH OTHER 1300 0 0
STRYKER CORP COMMON STOCK 863667101 4222 60530 SH OTHER 59730 0 800
STURM RUGER & CO INC COMMON STOCK 864159108 3 320 SH OTHER 320 0 0
SUN MICROSYSTEMS INC COM COMMON STOCK 866810104 2696 28775 SH OTHER 26775 0 2000
SUNBEAM CORPORATION COM COMMON STOCK 867071102 1 200 SH OTHER 200 0 0
SUNGARD DATA SYS INC COMMON STOCK 867363103 125 3300 SH OTHER 3300 0 0
SUNTRUST BKS INC COMMON STOCK 867914103 13288 230087 SH OTHER 226687 0 3400
SUPERVALU INC COM COMMON STOCK 868536103 465 24536 SH OTHER 24536 0 0
SYNOVUS FINL CORP COMMON STOCK 87161C105 319 16875 SH OTHER 16875 0 0
</TABLE>
<PAGE>
<TABLE>
<CAPTION>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (X1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- --------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
TANDY CORP 1 COM & 1 TAKEOVER COMMON STOCK 875382103 20 400 SH OTHER 400 0 0
TECO ENERGY INC 1 COM & 1 TAKE COMMON STOCK 872375100 26 1332 SH OTHER 1332 0 0
TELLABS OPERATIONS, INC 1 COM COMMON STOCK 879664100 252 4000 SH OTHER 4000 0 0
TEPPCO PARTNERS L P UNIT LTD COMMON STOCK 872384102 49 2200 SH OTHER 2200 0 0
TEXACO INC 1 COM & 1 TAKEOVER COMMON STOCK 881694103 595 11072 SH OTHER 8772 0 2300
TEXAS INSTRS INC COMMON STOCK 882508104 17 108 SH OTHER 108 0 0
TEXAS UTILITIES CO. COMMON STOCK 882848104 42 1429 SH OTHER 1429 0 0
THERMO ELECTRON CORP 1 COMMON COMMON STOCK 883556102 20 1000 SH OTHER 1000 0 0
TIME WARNER INC COMMON STOCK 887315109 223 2225 SH OTHER 2225 0 0
TOKHEIM CORP 1 COM & 1 TAKEOVE COMMON STOCK 889073102 40 12450 SH OTHER 2450 0 10000
TOSCO CORP COM NEW COMMON STOCK 891490302 4 126 SH OTHER 126 0 0
TRI CONTL CORP COMMON STOCK 895436103 47 1856 SH OTHER 1856 0 0
TRIBUNE CO NEW 1 COM & 1 TAKEO COMMON STOCK 896047107 373 10200 SH OTHER 10200 0 0
TRICON GLOBAL RESTAURANTS, INC COMMON STOCK 895953107 215 6915 SH OTHER 6915 0 0
TUPPERWARE CORP COM COMMON STOCK 899896104 12 750 SH OTHER 750 0 0
TYCO INTL LTD NEW COM COMMON STOCK 902124106 915 18252 SH OTHER 17352 0 900
U S INDS INC NEW COM COMMON STOCK 912080108 2 150 SH OTHER 150 0 0
UNICOM CORP COM COMMON STOCK 904911104 39 1077 SH OTHER 1077 0 0
UNION CARBIDE CORP 1 COM & 1 COMMON STOCK 905581104 47 802 SH OTHER 802 0 0
UNION CMNTY BANCORP COM COMMON STOCK 906054101 11 1000 SH OTHER 1000 0 0
UNION PAC CORP COMMON STOCK 907818108 483 12348 SH OTHER 12348 0 0
UNION PAC RES GROUP INC COM COMMON STOCK 907834105 98 6780 SH OTHER 6780 0 0
UNISYS CORP COMMON STOCK 909214108 8 300 SH OTHER 300 0 0
UNITED HEALTHCARE CORP COMMON STOCK 910581107 681 11422 SH OTHER 11422 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 11647 184318 SH OTHER 184318 0 0
UNIVERSAL CORP COMMON STOCK 913456109 4 290 SH OTHER 290 0 0
UNOCAL CORP 1 COM & 1 TAKEOVER COMMON STOCK 915289102 9 300 SH OTHER 300 0 0
US BANCORP DEL COM COMMON STOCK 902973106 89 4050 SH OTHER 4050 0 0
US WEST INC COM COMMON STOCK 91273H101 430 5920 SH OTHER 5920 0 0
USG CORP COM NEW COMMON STOCK 903293405 8 200 SH OTHER 200 0 0
UST INC COMMON STOCK 902911106 6 400 SH OTHER 400 0 0
USX-MARATHON GROUP COM NEW COMMON STOCK 902905827 52 2000 SH OTHER 2000 0 0
UTILICORP UTD INC COMMON STOCK 918005109 79 4397 SH OTHER 4397 0 0
VAN KAMPEN MUNICIPAL TRUST COM COMMON STOCK 920919107 48 3766 SH OTHER 3766 0 0
VIACOM INC COM CL B COMMON STOCK 925524308 187 3540 SH OTHER 3540 0 0
VISHAY INTERTECHNOLOGY INC COMMON STOCK 928298108 18 317 SH OTHER 317 0 0
VIVUS INC COM COMMON STOCK 928551100 5 600 SH OTHER 600 0 0
W. R. GRACE & CO COM COMMON STOCK 38388F108 0 7 SH OTHER 7 0 0
WABASH NATL CORP COMMON STOCK 929566107 205 14400 SH OTHER 13800 0 600
WACHOVIA CORP NEW COMMON STOCK 929771103 16 231 SH OTHER 231 0 0
WAL MART STORES INC COMMON STOCK 931142103 1530 27079 SH OTHER 24679 0 2400
WALGREEN CO 1 COM & 1 TAKEOVER COMMON STOCK 931422109 7611 295555 SH OTHER 286455 0 9100
WARNER LAMBERT CO 1 COM & 1 COMMON STOCK 934488107 888 9095 SH OTHER 9095 0 0
WASHINGTON GAS LT CO COMMON STOCK 938837101 23 840 SH OTHER 840 0 0
WASHINGTON MUT INC COM COMMON STOCK 939322103 163 6158 SH OTHER 6158 0 0
WD 40 CO COMMON STOCK 929236107 21 1000 SH OTHER 1000 0 0
WENDYS INTL INC 1COM & 1 TAKEO COMMON STOCK 950590109 26 1300 SH OTHER 1300 0 0
WESTERN RES INC COM COMMON STOCK 959425109 30 1893 SH OTHER 1893 0 0
WHIRLPOOL CORP 1 COM & 1 TAKEO COMMON STOCK 963320106 29 500 SH OTHER 500 0 0
WINN DIXIE STORES INC COMMON STOCK 974280109 4 200 SH OTHER 200 0 0
WISCONSIN ENERGY CORP COM COMMON STOCK 976657106 24 1200 SH OTHER 1200 0 0
WPS RES CORP COM COMMON STOCK 92931B106 11 412 SH OTHER 412 0 0
WRIGLEY WM JR CO COMMON STOCK 982526105 308 4016 SH OTHER 4016 0 0
XEROX CORP 1 COM & 1 TAKEOVER COMMON STOCK 984121103 77 2950 SH OTHER 2950 0 0
YAHOO INC COM COMMON STOCK 984332106 283 1650 SH OTHER 1450 0 200
ZONAGEN INC COM COMMON STOCK 98975L108 17 2000 SH OTHER 2000 0 0
AEGON N V ORD AMER REG COMMON STOCK 007924103 28 342 SH OTHER 342 0 0
ALCAN ALUM LTD 1 COM & 1 TAKEO COMMON STOCK 013716105 15 450 SH OTHER 450 0 0
BRITISH TELECOMUNICATIONS P L COMMON STOCK 111021408 56 300 SH OTHER 300 0 0
ELAN CORP PLC ADR COMMON STOCK 284131208 236 4960 SH OTHER 4960 0 0
ERICSSON L M TEL CO ADR CL B S COMMON STOCK 294821400 718 7650 SH OTHER 7650 0 0
GALLAHER GROUP PLC SPONSORED A COMMON STOCK 363595109 101 5118 SH OTHER 4874 0 244
GLAXO WELLCOME PLC SPONSORED A COMMON STOCK 37733W105 3138 54750 SH OTHER 51250 0 3500
GRUPO TELEVISA SA DE CV GLOBAL COMMON STOCK 40049J206 9 130 SH OTHER 130 0 0
HANSON PLC 09/30/94 SPONSORED COMMON STOCK 411352404 6 177 SH OTHER 177 0 0
HITACHI LTD ADR 10 COM COMMON STOCK 433578507 12 100 SH OTHER 100 0 0
MILLENNIUM CHEMICALS INC COM COMMON STOCK 599903101 4 192 SH OTHER 192 0 0
NEWS CORP LTD SPONSORED ADR RE COMMON STOCK 652487802 21 450 SH OTHER 450 0 0
NIPPON TEL & TELEG CORP SPONSO COMMON STOCK 654624105 8 100 SH OTHER 0 0 100
NISSAN MTR LTD SPONSORED ADR COMMON STOCK 654744408 4 500 SH OTHER 500 0 0
NOKIA CORP SPONSORED ADR COMMON STOCK 654902204 1893 8525 SH OTHER 8025 0 500
NORSK HYDRO A S SPONSORED ADR COMMON STOCK 656531605 101 2650 SH OTHER 2650 0 0
REPSOL S A SPONSORED ADR COMMON STOCK 76026T205 119 5575 SH OTHER 5575 0 0
REUTERS GROUP PLC SPONSORED AD COMMON STOCK 76132M102 1643 13763 SH OTHER 13763 0 0
ROYAL DUTCH PETRO-NY SHARES COMMON STOCK 780257804 5914 102296 SH OTHER 101596 0 700
SCHLUMBERGER LTD ADR COMMON STOCK 806857108 5051 66030 SH OTHER 64230 0 1800
SHELL TRANS & TRADING PLC NEW COMMON STOCK 822703609 33 666 SH OTHER 666 0 0
SMITHKLINE BEECHAM PLC ADR ORD COMMON STOCK 832378301 587 8890 SH OTHER 8890 0 0
SONY CORP AMERN SH NEW COMMON STOCK 835699307 28 100 SH OTHER 100 0 0
TELECOM CORP NEW ZEALAND LTD COMMON STOCK 879278208 73 2000 SH OTHER 2000 0 0
TELEFONICA S A ADR COMMON STOCK 879382208 260 3500 SH OTHER 3500 0 0
TELEFONOS DE MEXICO S A SPONSO COMMON STOCK 879403780 60 900 SH OTHER 900 0 0
TEVA PHARMACEUTICAL-SP ADR COMMON STOCK 881624209 75 2000 SH OTHER 2000 0 0
VODAFONE AIRTOUCH PLC COMMON STOCK 92857T107 4480 80630 SH OTHER 80130 0 500
WESTCOAST ENERGY INC COM COMMON STOCK 95751D102 170 10000 SH OTHER 10000 0 0
MORGAN STANLEY FIN PLC PREFERRED STOCK 616906707 24 1000 SH OTHER N.A. N.A. N.A.
ATLANTIC RICHFIELD CO PFD CONV PREFERRED STOCK 048825400 21 50 SH OTHER N.A. N.A. N.A.
SEALED AIR CORP CVT UNTIL 04/0 PREFERRED STOCK 81211K209 72 1383 SH OTHER N.A. N.A. N.A.
QUANEX CORP DEB 6.880% 6 OTHER 747620AC6 2 2500 PRN OTHER N.A. N.A. N.A.
EQUITY INCOME FD UNIT 1ST EXCH OTHER 294700703 369 1875 SH OTHER 1875 0 0
</TABLE>
