ESB FINANCIAL CORP
8-K, 2000-09-21
SAVINGS INSTITUTION, FEDERALLY CHARTERED
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                     SECURITIES AND EXCHANGE COMMISSION
                           Washington, D.C. 20549


                                  FORM 8-K


                               CURRENT REPORT



                    Pursuant to Section 13 or 15(d) of the
                        Securities Exchange Act of 1934


                         ESB FINANCIAL CORPORATION
                         -------------------------
            (Exact name of registrant specified in its charter)




  Pennsylvania                      0-19345                   25-1659846
------------------------------------------------------------------------------
(State or other jurisdiction  (Commission File Number)     (I.R.S. Employer
incorporation or                                        Identification Number)
organization)



600 Lawrence Avenue
Ellwood City, Pennsylvania                                           16117
----------------------------------------                          ----------
(Address of principal executive offices)                          (Zip Code)








                               (724) 758-5584
                               --------------
           (Registrant's telephone number, including area code)


ESB Financial Corporation
Form 8-K
Page 2

Item 5.   Other Events

     The information to be reported herein is incorporated by reference from
the press release, dated September 20, 2000, filed as Exhibit 99 to this Form
8-K.

Item 7.   Financial Statements and Exhibits

          (a)  Not applicable.

          (b)  Not applicable.

          (c)  Exhibits.

               99   Press release dated September 20, 2000.


ESB Financial Corporation
Form 8-K
Page 3

                                 SIGNATURES

     Pursuant to the requirements of the Securities Exchange Act of 1934, the
Registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.


                                      ESB Financial Corporation
                                            (Registrant)



Date: September 20, 2000              By:/s/ Charlotte A. Zuschlag
      ------------------                 -------------------------
                                         Charlotte A. Zuschlag
                                         President & Chief Executive Officer
                                         (Principal Executive Officer)




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