SEP ACCT VA K EXECANNUITY OF ALLMERICA FIN LFE INS & ANN CO
497J, 2000-11-02
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November 2, 2000

VIA EDGAR

Securities and Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C. 20549

Re:  Separate Account VA-K of Allmerica Financial Life Insurance and Annuity
     Company ("Registrant") Form N-4 (File Nos. 333-87099 and 811-6293)
     Post-Effective Amendment No. 2 under the Securities Act of 1933 and
     Amendment No. 48 under the Investment Company Act of 1940

Dear Sirs:

Pursuant to Rule 497(j) under the 1933 Act, Registrant certifies that the form
of Prospectuses and Statements of Additional Information that would have been
filed under paragraph (c) of this section would not have differed from that
contained in the most recent registration statement or amendment, and that the
text of the most recent registration statement or amendment has been filed
electronically.

No copies of the cross-reference sheet are being filed because it has not been
amended.

If there should be any questions on this filing, please contact the undersigned
at (508) 855-4194.

Sincerely,

/s/  Sheila B. St. Hilaire

Sheila B. St. Hilaire
Assistant Vice President and Counsel



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