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SEPARATE ACCOUNT VA-K
(ALLMERICA IMMEDIATE ADVANTAGE)
ALLMERICA FINANCIAL LIFE INSURANCE AND ANNUITY COMPANY
FIRST ALLMERICA FINANCIAL LIFE INSURANCE COMPANY
SUPPLEMENT TO STATEMENT OF ADDITIONAL INFORMATION DATED
DECEMBER 10, 1999
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On page 5 of the Statement of Additional Information, the first paragraph of the
section entitled Exchange Offer is amended to read as follows:
The Company may from time to time permit Owners of certain variable annuity
contracts, described below, to exchange their contracts at net asset value for
the variable annuity contract described in the Prospectus, which is issued on
Form No. A3029-99 or state variations thereof ("new contract"). The Company
reserves the right to suspend this exchange offer at any time. While the
exchange offer is NOT currently available, the following describes the terms of
the offer and a comparison of the Allmerica Immediate Advantage contract to the
contracts to which the exchange offer applies.
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SUPPLEMENT DATED JANUARY 26, 2000
