FIRST PROVIDIAN LIFE & HEALTH INSURANCE CO SEP ACCT B
497J, 1998-10-06
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<PAGE>
 
October 6, 1998



Securities and Exchange Commission
Filing Desk
450 Fifth Street, N.W.
Washington, D.C. 20549

RE:  AUSA Life Insurance Company, Inc. Separate Account B
     Vanguard Variable Annuity Plan - Individual (333-65131)
     Certification Pursuant to Rule 497(j) under the Securities Act of 1933

Dear Sir or Madam:

In lieu of filing the form of prospectus and statement of additional information
for AUSA Life Insurance Company, Inc. Separate Account B -- Vanguard Variable 
Annuity Plan -- Individual (the "Registrant"), pursuant to paragraph (c) of Rule
497 under the Securities Act of 1933, the Registrant, certifies that:

1.  the form of prospectus and statement of additional information that would
    have been filed under paragraph (c) of Rule 497 does not differ from that
    contained in the Registrant's registration statement on Form N-4, and

2.  the text of the Registrant's registration statement on Form N-4 has been
    filed with the Securities and Exchange Commission electronically via EDGAR
    transmission, on October 1, 1998.

If you have any questions or need additional information, please contact me at 
502/560-3009.

AUSA LIFE INSURANCE COMPANY, INC.
SEPARATE ACCOUNT B (REGISTRANT)

By: AUSA Life Insurance Company, Inc.



/s/ Gregory E. Miller-Breetz
- -----------------------------------------
Gregory E. Miller-Breetz
Assistant General Counsel


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