UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D. C. 20549
Form 10-Q/A
(This is an amendment to the original submission. The
Financial Data Schedule was inadvertently omitted at
that time.)
(Mark One)
[X] QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the quarterly period ended June 30, 1996
_________________________________
[ ] TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE
SECURITIES EXCHANGE ACT OF 1934
For the transition period from to
_______________ _______________
Commission file number 0-19214
____________________________________________
Union National Financial Corporation
_________________________________________________________________
(Exact name of registrant as specified in its charter)
Pennsylvania 23-2415179
___________________________________ ________________________
(State of Incorporation) (I.R.S. Employer ID No.)
101 East Main Street, P.O. Box 567, Mount Joy, PA 17552
____________________________________________________ ________
(Address of principal executive offices) Zip Code
(717) 653-1441
_________________________________________________________________
(Registrant's telephone number, including area code)
Not Applicable
_________________________________________________________________
(Former name, former address, & former fiscal year,
if changes since last report)
Indicate by check mark whether the registrant (1) has filed
all reports required to be filed by Section 13 or 15 (d) of the
Securities Exchange Act of 1934 during the preceding 12 months
(or for such shorter period that the registrant was required to
file such reports), and (2) has been subject to such filing
requirements for the past 90 days. Yes [X] No [ ]
______________
APPLICABLE ONLY TO ISSUERS INVOLVED IN BANKRUPTCY PROCEEDINGS
DURING THE PRECEDING FIVE YEARS:
Indicate by check mark whether the registrant has filed all
documents and reports required to be filed by Section 12, 13, or
15 (d) of the Securities Exchange Act of 1934 subsequent to the
distribution of securities under a plan confirmed by a
court. Yes [ ] No[ ]
_________________
APPLICABLE ONLY TO CORPORATE ISSUERS
Indicate the number of shares outstanding of each of the
issuer's classes of common stock, as of the latest practicable
date.
2,375,683 shares of $.25 (par) common stock were
_________________
outstanding as of July 30, 1996.
____________________
<PAGE>
SIGNATURES
Pursuant to the requirements of the Securities and Exchange Act
of 1934, the Registrant has duly caused this report to be signed
on its behalf by the undersigned thereunto duly authorized.
Union National Financial Corporation
(Registrant)
By: /s/ William E. Eby
________________________________
William E. Eby
President & CEO
(Principal Executive Officer)
Date: October 2, 1996
By: /s/ Clement M. Hoober
________________________________
Clement M. Hoober
Chief Financial Officer
(Principal Financial and
Accounting Officer)
Date: October 2, 1996
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<ARTICLE> 9
<MULTIPLIER> 1000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-1996
<PERIOD-END> JUN-30-1996
<CASH> 5729
<INT-BEARING-DEPOSITS> 0
<FED-FUNDS-SOLD> 1280
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 34259
<INVESTMENTS-CARRYING> 16690
<INVESTMENTS-MARKET> 16555
<LOANS> 124677
<ALLOWANCE> 1309
<TOTAL-ASSETS> 190379
<DEPOSITS> 156807
<SHORT-TERM> 3131
<LIABILITIES-OTHER> 1201
<LONG-TERM> 7805
0
0
<COMMON> 599
<OTHER-SE> 20836
<TOTAL-LIABILITIES-AND-EQUITY> 190379
<INTEREST-LOAN> 5503
<INTEREST-INVEST> 1362
<INTEREST-OTHER> 50
<INTEREST-TOTAL> 6915
<INTEREST-DEPOSIT> 2807
<INTEREST-EXPENSE> 3047
<INTEREST-INCOME-NET> 3868
<LOAN-LOSSES> 49
<SECURITIES-GAINS> 2
<EXPENSE-OTHER> 2944
<INCOME-PRETAX> 1271
<INCOME-PRE-EXTRAORDINARY> 1271
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 1099
<EPS-PRIMARY> .46
<EPS-DILUTED> .46
<YIELD-ACTUAL> 4.83
<LOANS-NON> 74
<LOANS-PAST> 337
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 1846
<ALLOWANCE-OPEN> 1265
<CHARGE-OFFS> 19
<RECOVERIES> 14
<ALLOWANCE-CLOSE> 1309
<ALLOWANCE-DOMESTIC> 1309
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 654
</TABLE>
