UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
SCHEDULE 13G
Under the Securities Exchange Act of 1934
(Amendment No. 9)*
__
Union National Financial Corporation
_________________________________________________________________
(Name of Issuer)
Common Stock Par Value $0.25 per share
_________________________________________________________________
(Title of Class of Securities)
907 647 101
_______________________________________________
(CUSIP Number)
December 31, 1999
_________________________________________________________________
(Date of Event Which Requires Filing of this Statement)
Check the appropriate box to designate the rule pursuant to which
this Schedule is filed:
[X] Rule 13d-1(b)
[ ] Rule 13d-1(c)
[ ] Rule 13d-1(d)
*The remainder of this cover page shall be filled out for a
reporting person's initial filing on this form with respect to
the subject class of securities, and for any subsequent amendment
containing information which would alter the disclosures provided
in a prior cover page.
The information required in the remainder of this cover page
shall not be deemed to be "filed" for the purpose of Section 18
of the Securities Exchange Act of 1934 ("Act") or otherwise
subject to the liabilities of that section of the Act but shall
be subject to all other provisions of the Act (however, see the
Notes).
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Page 2 of 9
CUSIP No. 907 647 101
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_________________________________________________________________
1. Names of Reporting Persons. I.R.S. Identification Nos. of
Above Persons (entities only)
Union National Community Bank
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_________________________________________________________________
2. Check the Appropriate Box if a Member of a Group (See
Instructions)
(a)
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(b)
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_________________________________________________________________
3. SEC Use Only
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_________________________________________________________________
4. Citizenship or Place of Organization Pennsylvania, USA
-----------------------
_________________________________________________________________
Number of Shares 5. Sole Voting Power 27,397
Beneficially ----------------
Owned by Each _______________________________________
Reporting 6. Shared Voting Power 47,507
Person With ----------------
_______________________________________
7. Sole Dispositive Power 29,397
----------------
_______________________________________
8. Shared Dispositive Power 47,507
----------------
_________________________________________________________________
9. Aggregate Amount Beneficially Owned by Each Reporting Person
76,904
---------------------
_________________________________________________________________
10) Check if the Aggregate Amount in Row (11) Excludes Certain
Shares (See Instructions)
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_________________________________________________________________
11) Percent of Class Represented by Amount in Row (11) 3.1%
----------
_________________________________________________________________
12) Type of Reporting Person BK
_________________________________________________________________
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Page 3 of 9
Reporting Person
- ----------------
SCHEDULE 13G
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Filed by: Union National Community Bank
Trust Department
With: Securities and Exchange Commission
Washington, DC 20594
Calendar Year
Covered: 1999
Item 1.
(a) Name of Issuer Union National Financial Corporation
_____________________________________
(b) Address of Issuer's Principal Executive Offices
101 East Main Street, P.O. Box 567 Mount Joy, Pennsylvania 17552
_________________________________________________________________
Item 2.
(a) Name of Person Filing
Union National Community Bank, Trust Department
_________________________________________________________________
(b) Address of Principal Business Office or, if none,
Residence
101 East Main Street, P.O. Box 567 Mount Joy, Pennsylvania 17552
_________________________________________________________________
(c) Citizenship
U.S.A. (Reporting person is the Trust Department of a Nationally-
_________________________________________________________________
Chartered Banking Association)
______________________________
(d) Title of Class of Securities
Common Stock, par value $0.25 per share
_________________________________________________________________
(e) CUSIP Number
907 647 101
_________________________________________________________________
Item 3. If this statement is filed pursuant to 240.13d-1(b) or
240.13d-2(b) or (c), check whether the person filing is
a:
(a) [ ] Broker or dealer registered under section 15 of the
ACT (15 U.S.C. 78o).
(b) [X] Bank is defined in section 3(a)(6) of the ACT (15
U.S.C. 78c).
(c) [ ] Insurance company as defined in section 3(a)(19) of
the ACT (15 U.S.C. 78c).
(d) [ ] Investment company registered under section 8 of the
Investment Company ACT of 1940 (15 U.S.C. 80a-8).
(e) [ ] An investment advisor in accordance with 240.13d-
1(b)(1)(ii)(E);
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(f) [ ] An employee benefit plan or endowment fund in
accordance with Section 240.13d-1(b)(1)(ii)(F).
(g) [ ] A parent holding company or control person in
accordance with Section 240.13d-1(b)(ii)(G);
(h) [ ] A savings associations as defined in Section 3 (b)
of the Federal Deposit Insurance Act (12 U.S.C.
1813);
(i) [ ] A church plan that is excluded from the definition
of an investment company under Section 3(c)(14) of
the Investment Company Act of 1940 (15 U.S.C. 80a-
3);
(j) [ ] Group, in accordance with Section 240.13d-
1(b)(1)(ii)(J).
Item 4. Ownership
Provide the following information regarding the aggregate number
and percentage of the class of securities of the issuer
identified in Item 1.
(a) Amount Beneficially Owned: 76,904
_________________.
(b) Percent of Class: 3.1%
__________________________.
(c) Number of shares as to which such person has:
(i) sole power to vote or to direct the vote
27,397
_______________.
(ii) shared power to vote or to direct the vote
47,507
_______________.
(iii)sole power to dispose or to direct the
disposition of:
27,397
_______________.
(iv) shared power to dispose or to direct the
disposition of:
47,507
_______________.
Item 5. Ownership of Five Percent or Less of a Class:
If this statement is being filed to report the fact that as
of the date hereof the reporting person has ceased to be the
beneficial owner of more than five percent of the class of
securities, check the following [X].
Item 6. Ownership of More than Five Percent on Behalf of Another
Person.
Not Applicable
_________________
Item 7. Identification and Classification of the Subsidiary
Which Acquired the Security Being Reported on By the
Parent Holding Company.
Not Applicable
_________________
Item 8. Identification and Classification of Members of the
Group.
Not Applicable
_________________
Item 9. Notice of Dissolution of Group.
Not Applicable
_________________
Item 10. Certification.
By signing below I certify that, to the best of my knowledge
and belief, the securities referred to above were acquired and
are held in ordinary course of business and were not acquired and
are not held for the purpose of or with the effect of changing or
influencing the control of the Issuer of the securities and were
not acquired and are not held in connection with or as a
participant in any transaction having that purpose or effect.
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SIGNATURE
After reasonable inquiry and to the best of my knowledge and
belief, I certify that the information set forth in this
statement is true, complete and correct.
________________________________
Date
/s/ Charles R. Starr
________________________________
Signature
Charles R. Starr, Vice President
________________________________
Name/Title
