<TABLE> <S> <C>
<ARTICLE> 7
<MULTIPLIER> 1,000,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> SEP-30-2000
<DEBT-HELD-FOR-SALE> 33,584
<DEBT-CARRYING-VALUE> 0
<DEBT-MARKET-VALUE> 0
<EQUITIES> 1,291
<MORTGAGE> 274
<REAL-ESTATE> 4
<TOTAL-INVEST> 39,888
<CASH> 235
<RECOVER-REINSURE> 4,519
<DEFERRED-ACQUISITION> 5,331
<TOTAL-ASSETS> 177,246
<POLICY-LOSSES> 22,980
<UNEARNED-PREMIUMS> 3,081
<POLICY-OTHER> 15,698
<POLICY-HOLDER-FUNDS> 119,611
<NOTES-PAYABLE> 2,492
<COMMON> 2
1,243 <F1>
0
<OTHER-SE> 6,742
<TOTAL-LIABILITY-AND-EQUITY> 177,246
8,846
<INVESTMENT-INCOME> 1,980
<INVESTMENT-GAINS> (22)
<OTHER-INCOME> 0
<BENEFITS> 6,254
<UNDERWRITING-AMORTIZATION> 1,653
<UNDERWRITING-OTHER> 1,976
<INCOME-PRETAX> 921
<INCOME-TAX> 166
<INCOME-CONTINUING> 701
<DISCONTINUED> 0
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 701
<EPS-BASIC> 3.20
<EPS-DILUTED> 3.15
<RESERVE-OPEN> 0
<PROVISION-CURRENT> 0
<PROVISION-PRIOR> 0
<PAYMENTS-CURRENT> 0
<PAYMENTS-PRIOR> 0
<RESERVE-CLOSE> 0
<CUMULATIVE-DEFICIENCY> 0
<FN>
<F1> REPRESENTS COMPANY OBLIGATED MANDATORILY REDEEMABLE PREFERRED SECURITIES
OF SUBSIDIARY TRUSTS HOLDING SOLELY JUNIOR SUBORDINATED DEBENTURES.
</FN>
</TABLE>