IDS LIFE ACCOUNT SBS
497, 1999-05-05
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Prospectus Supplement  May 5, 1999*

Retirement Annuity Funds (Oct. 30, 1998) S-6466 P (10/98)
Retirement  Annuity Mutual Funds - Symphony  Prospectus (Oct. 30, 1998) S-6550 H
(10/98)

IDS Life Special Income Fund, Inc.
         IDS Life Income Advantage Fund

The following  paragraph should be added after the paragraph on Jack Utter under
"Income Advantage Fund" of the "Portfolio managers" section of the prospectus:

Scott  Schroepfer,  senior  portfolio  manager,  joined AEFC in 1990.  He became
co-manager  of this Fund and the IDS Extra  Income Fund in March  1999.  He also
serves as a portfolio  manager of the IDS Life  Series Fund - Managed  Portfolio
since 1995 and as an associate portfolio manager since 1994.


S - 6405 A (5/99)
*Destroy Oct. 31, 1999



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