Exhibit 23.1
CONSENT OF INDEPENDENT ACCOUNTANTS
We hereby consent to the incorporation by reference in this Registration
Statement on Form S-8 of our report dated February 9, 2000 relating to the
financial statements, which appears in the 1999 Annual Report to Shareholders of
XL Capital Ltd, which is incorporated by reference in XL Capital Ltd's Annual
Report on Form 10-K for the year ended December 31, 1999 which states that we
did not audit the financial statements of NAC Re Corp. for the year ended
December 31, 1998 and that our opinion, insofar as it relates to the amounts
included in NAC Re Corp. for those dates, is based solely on the report of other
auditors, which report is included herein. We also consent to the incorporation
by reference of our report dated February 9, 2000 relating to the financial
statements schedules, which appears in such Annual Report on Form 10-K.
/s/ PRICEWATERHOUSECOOPERS LLP
New York, New York
September 14, 2000
