<TABLE> <S> <C>
<ARTICLE> 9
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 6-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-END> JUN-30-2000
<CASH> 6,963
<INT-BEARING-DEPOSITS> 100
<FED-FUNDS-SOLD> 0
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 17,295
<INVESTMENTS-CARRYING> 17,937
<INVESTMENTS-MARKET> 17,295
<LOANS> 60,359
<ALLOWANCE> 400
<TOTAL-ASSETS> 92,422
<DEPOSITS> 83,727
<SHORT-TERM> 200
<LIABILITIES-OTHER> 529
<LONG-TERM> 0
0
0
<COMMON> 2,993
<OTHER-SE> 4,973
<TOTAL-LIABILITIES-AND-EQUITY> 92,422
<INTEREST-LOAN> 2,770
<INTEREST-INVEST> 565
<INTEREST-OTHER> 116
<INTEREST-TOTAL> 3,451
<INTEREST-DEPOSIT> 1,180
<INTEREST-EXPENSE> 1,187
<INTEREST-INCOME-NET> 2,264
<LOAN-LOSSES> 35
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 1,815
<INCOME-PRETAX> 617
<INCOME-PRE-EXTRAORDINARY> 420
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 420
<EPS-BASIC> .42
<EPS-DILUTED> .42
<YIELD-ACTUAL> 4.92
<LOANS-NON> 0
<LOANS-PAST> 238
<LOANS-TROUBLED> 0
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 372
<CHARGE-OFFS> 10
<RECOVERIES> 3
<ALLOWANCE-CLOSE> 400
<ALLOWANCE-DOMESTIC> 0
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 0
</TABLE>