Rule 497(d)
DEAN WITTER SELECT MUNICIPAL TRUST
INSURED CALIFORNIA INTERMEDIATE TERM SERIES 3
NEW YORK INTERMEDIATE TERM SERIES 1
SUPPLEMENT TO PROSPECTUS
DATED JANUARY 16, 1996
The sales charge in the secondary market will
reflect different rates depending upon the maturities of the
various underlying Securities as follows:
(as percent of bid (as percent of
Time to Maturity side evaluation) Offering Price
Less than 1 year 0% 0%
Over 1 year to 2 years 0.756% 0.75%
Over 2 years to 3 years 1.523% 1.50%
Over 3 years to 6 years 2.564% 2.50%
Over 6 years to 10 years 3.627% 3.50%
Over 10 years to 14 years 4.712% 4.50%
15 years and over 5.820% 5.50%
The prospectus included in the Registration Statement for
Dean Witter Select Municipal Trust, Insured California
Intermediate Term Series 3 and New York Intermediate Term Series
1 is hereby incorporated by reference.
