Consent Of Independent Auditors
We consent to the incorporation by reference of our report dated May 19, 2000,
with respect to the financial statements and schedules of the BOK Financial
Thrift Plan for Hourly Employees included in this Annual Report (Form 11-K) for
the year ended December 31, 1999, in the following registration statements:
* Registration Statement (Form S-8, No. 333-00000) pertaining to the Reoffer
Prospectus of the BOK Financial Corporation Thrift Plan for Hourly
Employees and Trust Agreement.
* Registration Statement (Form S-8, No. 333-93957) pertaining to the Reoffer
Prospectus of the BOK Financial Corporation 2000 Stock Option Plan.
/s/ Ernst & Young, LLP
Tulsa, Oklahoma
June 28, 2000