<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 09/30/99
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: WesBanco Bank Wheeling
Address: One Bank Plaza
Wheeling, WV 26003
13F File Number: 877134
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Cynthia M. Perring
Title: Assistant Vice President & Senior Trust Officer
Phone: (304) 234-9422
Signature, Place, and Date of Signing: City of Wheeling
State of West Virginia
on the 26th day of OCTOBER, 1999
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 458
Form 13F Information Table Entry Total: $1,229,393
List of Other Included Managers:
NONE
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<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AGL RES. INC. COM 001204106 260 15250 SH SOLE 14350 900
AGL RES. INC. COM 001204106 156 9180 SH DEFINED 7680 1000 500
AMR CORP COM 001765106 303 5400 SH SOLE 2100 3300
AMR CORP COM 001765106 28 500 SH DEFINED 500
A T & T COM 001957109 8802 196967 SH SOLE 183847 375 12745
A T & T COM 001957109 985 22049 SH DEFINED 18943 1606 1500
AT&T CANADA INC COM 00207Q202 264 4000 SH SOLE 4000
ABBOTT LABORATORIES COMMON COM 002824100 2272 58274 SH SOLE 58254 20
ABBOTT LABORATORIES COMMON COM 002824100 280 7200 SH DEFINED 4800 2400
ABERCROMBIE & FITCH CO- CL A COM 002896207 1444 58500 SH SOLE 58500
ADAPTEC COM 00651F108 13663 329229 SH SOLE 328429 800
ADAPTEC COM 00651F108 385 9300 SH DEFINED 8700 600
ADOBE SYSTEMS COM 00724F101 285 2250 SH SOLE 2250
AEGON NV COM 007924103 29 346 SH SOLE 346
AEGON NV COM 007924103 445 5212 SH DEFINED 5212
AIR PRODUCTS AND CHEMICALS COM 009158106 456 16414 SH SOLE 15814 600
ALBERTSON S. INC COM 013104104 214 5308 SH SOLE 5308
ALCOA INC COM 013817101 351 5616 SH SOLE 2640 2976
ALLEGHENY ENERGY COM 017361106 1422 45339 SH SOLE 42680 275 2384
ALLEGHENY ENERGY COM 017361106 187 5978 SH DEFINED 5123 855
ALLIED IRISH ORD ADR COM 019228402 1089 43701 SH SOLE 43701
ALLIED-SIGNAL INC. COM 019512102 17256 316994 SH SOLE 310794 300 5900
ALLIED-SIGNAL INC. COM 019512102 1425 26190 SH DEFINED 23890 1000 1300
ALLSTATE COM 020002101 235 9142 SH SOLE 8888 254
ALLTEL CORP, COM. COM 020039103 2085 27422 SH SOLE 27422
ALLTEL CORP, COM. COM 020039103 37 494 SH DEFINED 494
AMERICA ONLINE COM 02364J104 237 1996 SH SOLE 1834 162
AMERICA ONLINE COM 02364J104 558 4700 SH DEFINED 4700
AMERICAN BANCORPORATION NEW COM 024076408 300 18508 SH SOLE 18508
AMERICAN BANCORPORATION NEW COM 024076408 101 6220 SH DEFINED 6220
AMERICAN ELECTRIC POWER COMPAN COM 025537101 1792 53917 SH SOLE 51101 2816
AMERICAN ELECTRIC POWER COMPAN COM 025537101 108 3271 SH DEFINED 2771 500
AMERICAN EXPRESS COMPANY COMMO COM 025816109 533 3723 SH SOLE 3723
AMERICAN EXPRESS COMPANY COMMO COM 025816109 357 2490 SH DEFINED 2490
AMERICAN GENERAL CORP COM 026351106 1052 14774 SH SOLE 13550 1224
AMERICAN HOME PRODUCTS COMMON COM 026609107 34760 705789 SH SOLE 663076 42713
AMERICAN HOME PRODUCTS COMMON COM 026609107 8585 174333 SH DEFINED 167733 6400 200
AMERICAN INTERNATIONAL GROUP, COM 026874107 19714 214727 SH SOLE 207426 281 7020
AMERICAN INTERNATIONAL GROUP, COM 026874107 2395 26086 SH DEFINED 24893 631 562
AMGEN INC. COM 031162100 12002 150150 SH SOLE 148900 1250
AMGEN INC. COM 031162100 527 6600 SH DEFINED 6300 300
ANHEUSER BUSCH, COMMON COM 035229103 8191 112215 SH SOLE 111000 200 1015
ANHEUSER BUSCH, COMMON COM 035229103 43 600 SH DEFINED 600
ANTEC CORPORATION COM 03664P105 360 8000 SH SOLE 8000
ARTESYN TECHNOLOGIES INC. COM 043127109 283 16000 SH SOLE 16000
ARTESYN TECHNOLOGIES INC. COM 043127109 35 2000 SH DEFINED 2000
ASSOCIATES FIRST CAPITAL CORP COM 046008108 478 14377 SH SOLE 13383 994
ASSOCIATES FIRST CAPITAL CORP COM 046008108 10 314 SH DEFINED 314
ATLANTIC RICHFIELD COMMON COM 048825103 5461 60103 SH SOLE 54435 20 5648
ATLANTIC RICHFIELD COMMON COM 048825103 1312 14444 SH DEFINED 12204 2240
ATMOS ENERGY CORP COM 049560105 264 11300 SH SOLE 11300
ATMOS ENERGY CORP COM 049560105 140 6000 SH DEFINED 2400 3600
AUTOMATIC DATA PROCESSING COM 053015103 678 14384 SH SOLE 10384 4000
AUTOMATIC DATA PROCESSING COM 053015103 278 5900 SH DEFINED 5900
AVERY DENNISON CORPORATION COM 053611109 267 4688 SH SOLE 4688
BAKER HUGHES INC COM 057224107 511 17600 SH SOLE 17600
BAKER HUGHES INC COM 057224107 5 200 SH DEFINED 200
BANK OF AMERICA CORP COM 060505104 685 11769 SH SOLE 11769
BANK OF AMERICA CORP COM 060505104 224 3850 SH DEFINED 3850
BANK ONE CORP COM 06423A103 4241 123496 SH SOLE 121561 1000 935
BANK ONE CORP COM 06423A103 312 9102 SH DEFINED 9102
BAXTER INTERNATIONAL INC. COM 071813109 313 4779 SH SOLE 4479 300
BAXTER INTERNATIONAL INC. COM 071813109 158 2423 SH DEFINED 2423
BELL ATLANTIC CORP COM 077853109 8547 136074 SH SOLE 129070 280 6724
BELL ATLANTIC CORP COM 077853109 1167 18580 SH DEFINED 17572 1008
BELL SOUTH CORP COM 079860102 14229 323848 SH SOLE 306968 380 16500
BELL SOUTH CORP COM 079860102 2217 50458 SH DEFINED 46538 3520 400
BELMONT-BANCORP, COMMON, COM 080162100 1691 199012 SH SOLE 199012
BELMONT-BANCORP, COMMON, COM 080162100 718 84576 SH DEFINED 22582 60680 1314
BERKSHIRE HATHAWAY COM 084670207 995 543 SH SOLE 410 105 28
BESTFOODS INC. COM 08658U101 2052 36650 SH SOLE 31200 5450
BESTFOODS INC. COM 08658U101 332 5940 SH DEFINED 5940
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 90959 1215828 SH SOLE 1146448 1600 67780
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 19045 254570 SH DEFINED 237360 11600 5610
BURLINGTON NORTHERN SANTA FE C COM 12189T104 904 31184 SH SOLE 30081 1103
BURLINGTON NORTHERN SANTA FE C COM 12189T104 169 5832 SH DEFINED 5232 600
BURLINGTON RESOURCES COM 122014103 17330 475623 SH SOLE 469423 400 5800
BURLINGTON RESOURCES COM 122014103 794 21807 SH DEFINED 20907 900
C B S CORP COM 12490K107 223 4908 SH SOLE 4508 400
C B S CORP COM 12490K107 36 800 SH DEFINED 800
CSX CORP, COMMON COM 126408103 779 20688 SH SOLE 18888 1800
CSX CORP, COMMON COM 126408103 178 4744 SH DEFINED 4744
CVS CORP COM 126650100 267 5880 SH SOLE 5880
CVS CORP COM 126650100 40 900 SH DEFINED 900
CAMPBELL SOUP COMPANY COMMON COM 134429109 797 18756 SH SOLE 18256 500
CAMPBELL SOUP COMPANY COMMON COM 134429109 34 800 SH DEFINED 800
CAPITAL AUTOMOTIVE REIT COM 139733109 153 12000 SH DEFINED 12000
CARDINAL HEALTH INC. COM 14149Y108 287 6452 SH SOLE 6452
CARDINAL HEALTH INC. COM 14149Y108 37 843 SH DEFINED 843
CHASE MANHATTAN CORP NEW COM 16161A108 3936 50505 SH SOLE 43033 400 7072
CHASE MANHATTAN CORP NEW COM 16161A108 382 4910 SH DEFINED 4510 400
CHECKFREE HOLDINGS CORP COM 162816102 397 10000 SH SOLE 10000
CHECKFREE HOLDINGS CORP COM 162816102 39 1000 SH DEFINED 1000
CHEVRON CORPORATION COM 166751107 7138 79312 SH SOLE 57116 22196
CHEVRON CORPORATION COM 166751107 1811 20128 SH DEFINED 17753 2375
CHUBB CORP COM 171232101 2388 49246 SH SOLE 47046 2200
CHUBB CORP COM 171232101 244 5050 SH DEFINED 4650 400
CIRCUIT CITY STORES COM 172737108 3537 86400 SH SOLE 86400
CIRCUIT CITY STORES COM 172737108 102 2500 SH DEFINED 2500
CISCO SYSTEMS COM 17275R102 36760 552788 SH SOLE 525552 27236
CISCO SYSTEMS COM 17275R102 5539 83294 SH DEFINED 74794 4950 3550
CITIGROUP INC COM 172967101 1674 35014 SH SOLE 23914 11100
CITIGROUP INC COM 172967101 229 4800 SH DEFINED 4800
CITIZENS UTILITIES CLASS B COM 177342201 120 10635 SH SOLE 10635
COASTAL CORP COM 190441105 2030 49834 SH SOLE 45534 4300
COASTAL CORP COM 190441105 81 2000 SH DEFINED 2000
COCA-COLA COMPANY COMMON COM 191216100 11927 211805 SH SOLE 198460 800 12545
COCA-COLA COMPANY COMMON COM 191216100 2067 36709 SH DEFINED 29109 4600 3000
COLGATE-PALMOLIVE COMPANY COMM COM 194162103 591 10496 SH SOLE 9696 800
COLUMBIA ENERGY GROUP COM 197648108 320 4975 SH SOLE 1945 3030
COLUMBIA ENERGY GROUP COM 197648108 78 1218 SH DEFINED 1218
COMPAQ COMPUTER COM 204493100 380 20102 SH SOLE 13502 6600
COMPAQ COMPUTER COM 204493100 32 1700 SH DEFINED 700 1000
CONAGRA COM 205887102 258 10648 SH SOLE 10448 200
CONAGRA COM 205887102 4 200 SH DEFINED 200
CONEXANT SYSTEMS COM 207142100 682 8038 SH SOLE 7730 308
CONEXANT SYSTEMS COM 207142100 70 836 SH DEFINED 836
CONOCO INC. CLASS B COM 208251405 5853 216298 SH SOLE 206380 245 9673
CONOCO INC. CLASS B COM 208251405 498 18422 SH DEFINED 17194 737 491
CONSOLIDATED NATURAL GAS CO CO COM 209615103 2013 31589 SH SOLE 29397 2192
CONSOLIDATED NATURAL GAS CO CO COM 209615103 223 3500 SH DEFINED 3500
CONSTELLATION ENERGY GROUP COM 210371100 341 11499 SH SOLE 10599 900
CONSTELLATION ENERGY GROUP COM 210371100 8 300 SH DEFINED 300
CORNING INCORPORATED COM 219350105 13844 201377 SH SOLE 196889 4488
CORNING INCORPORATED COM 219350105 890 12950 SH DEFINED 10800 1300 850
COUNTRYWIDE CREDIT INDUSTRIES COM 222372104 5209 175100 SH SOLE 173200 1900
COUNTRYWIDE CREDIT INDUSTRIES COM 222372104 104 3500 SH DEFINED 3000 500
CREDENCE SYSTEMS COM 225302108 637 15000 SH SOLE 15000
DPL INC COM 233293109 2787 143866 SH SOLE 143266 600
DPL INC COM 233293109 240 12422 SH DEFINED 11672 750
DQE COM 23329J104 107 2799 SH SOLE 2799
DQE COM 23329J104 94 2460 SH DEFINED 2460
DEERE & CO COMMON COM 244199105 384 10537 SH SOLE 10237 300
DEERE & CO COMMON COM 244199105 113 3100 SH DEFINED 2800 300
DELPHI AUTOMOTIVE SYSTEMS COM 247126105 299 19168 SH SOLE 14592 4576
DELPHI AUTOMOTIVE SYSTEMS COM 247126105 33 2116 SH DEFINED 1767 349
DELTA AIR LINES INC. COM 247361108 5453 109900 SH SOLE 109900
DELTA AIR LINES INC. COM 247361108 124 2500 SH DEFINED 2500
WALT DISNEY COMPANY COM 254687106 514 20094 SH SOLE 20094
WALT DISNEY COMPANY COM 254687106 188 7369 SH DEFINED 6169 1200
DOMINION RESOURCES INC COM 257470104 1118 24512 SH SOLE 21327 3185
DOMINION RESOURCES INC COM 257470104 150 3300 SH DEFINED 2900 400
DOW CHEMICAL CO COMMON COM 260543103 1876 16172 SH SOLE 14108 2064
DOW CHEMICAL CO COMMON COM 260543103 127 1100 SH DEFINED 100 1000
DUPONT E I DENEMOURS & CO COMM COM 263534109 12031 188362 SH SOLE 176150 117 12095
DUPONT E I DENEMOURS & CO COMM COM 263534109 1830 28663 SH DEFINED 27880 350 433
DUKE ENERGY CORPORATION COM 264399106 2682 51399 SH SOLE 49787 1612
DUKE ENERGY CORPORATION COM 264399106 225 4327 SH DEFINED 4327
DUPONT PHOTOMASKS INC. COM 26613X101 480 10000 SH SOLE 10000
ECI TELECOM LTD ORD COM 268258100 544 19800 SH SOLE 19800
ECI TELECOM LTD ORD COM 268258100 374 13600 SH DEFINED 10000 3600
E M C CORP COM 268648102 16913 255784 SH SOLE 254484 200 1100
E M C CORP COM 268648102 568 8600 SH DEFINED 8600
EOG RESOURCES, INC COM 26875P101 14464 670825 SH SOLE 666625 1000 3200
EOG RESOURCES, INC COM 26875P101 608 28200 SH DEFINED 25200 2200 800
EASTMAN KODAK CO COMMON COM 277461109 299 4432 SH SOLE 2932 1500
EASTMAN KODAK CO COMMON COM 277461109 27 400 SH DEFINED 400
EATON CORP COMMON COM 278058102 74 1000 SH SOLE 1000
EATON CORP COMMON COM 278058102 266 3600 SH DEFINED 3600
EDISON INTERNATIONAL COM 281020107 268 9733 SH SOLE 9233 500
ELECTRONIC DATA SYSTEMS COM 285661104 924 17575 SH SOLE 14451 1400 1724
ELECTRONIC DATA SYSTEMS COM 285661104 36 700 SH DEFINED 700
EMERSON ELECTRIC CO COMMON COM 291011104 2401 41488 SH SOLE 37660 3828
EMERSON ELECTRIC CO COMMON COM 291011104 243 4200 SH DEFINED 4200
ENRON CORP COM 293561106 4951 132914 SH SOLE 91938 40976
ENRON CORP COM 293561106 819 22000 SH DEFINED 22000
ENTRUST TECHNOLOGIES INC COM 293848107 252 10000 SH SOLE 10000
EQUIFAX INC. COM 294429105 266 10374 SH SOLE 10374
EQUIFAX INC. COM 294429105 105 4100 SH DEFINED 2100 2000
EQUITABLE RESOURCES INC. COM 294549100 251 7013 SH SOLE 6001 1012
EQUITABLE RESOURCES INC. COM 294549100 16 468 SH DEFINED 468
ERICSSON TEL NEW ADR COM 294821400 2828 73587 SH SOLE 67899 5688
ERICSSON TEL NEW ADR COM 294821400 361 9400 SH DEFINED 6800 2600
EXXON CORPORATION COMMON COM 302290101 37695 509404 SH SOLE 403957 270 105177
EXXON CORPORATION COMMON COM 302290101 4586 61973 SH DEFINED 53037 7600 1336
FPL GROUP INC COM 302571104 348 7223 SH SOLE 7123 100
FPL GROUP INC COM 302571104 79 1650 SH DEFINED 1450 200
FDX CORP COM 31304N107 290 7350 SH SOLE 5600 1750
F H L M C COM 313400301 410 8550 SH SOLE 7650 900
FEDERAL NATIONAL MORTGAGE COM 313586109 249 3986 SH SOLE 3986
FIFTH THIRD BANCORP COM 316773100 528 8125 SH SOLE 8125
FIFTH THIRD BANCORP COM 316773100 244 3764 SH DEFINED 3764
FIRST DATA CORP COM 319963104 16642 393896 SH SOLE 388496 400 5000
FIRST DATA CORP COM 319963104 1149 27200 SH DEFINED 23900 2100 1200
FIRST UNION CORP. COM 337358105 654 17365 SH SOLE 16365 1000
FIRST UNION CORP. COM 337358105 82 2200 SH DEFINED 2200
FIRST WEST VIRGINIA BANCORP, I COM 337493100 1435 65241 SH SOLE 65005 236
FIRST WEST VIRGINIA BANCORP, I COM 337493100 24 1130 SH DEFINED 1130
FLORIDA PROGRESS CORP, COMMON COM 341109106 240 5267 SH SOLE 3469 1798
FORD MOTOR CO COMMON COM 345370100 1554 28758 SH SOLE 26658 2100
FORD MOTOR CO COMMON COM 345370100 48 900 SH DEFINED 900
FORTUNE BRANDS INC. COM 349631101 192 5820 SH SOLE 5420 400
FORTUNE BRANDS INC. COM 349631101 165 5000 SH DEFINED 5000
FREEPORT MCMORAN COPPER & GOLD COM 35671D857 12 724 SH SOLE 689 35
FREEPORT MCMORAN COPPER & GOLD COM 35671D857 175 10201 SH DEFINED 10201
G T E CORP COM. COM 362320103 6350 88581 SH SOLE 84581 4000
G T E CORP COM. COM 362320103 537 7504 SH DEFINED 6704 400 400
GALLAHER GROUP PLC ADR COM 363595109 132 5231 SH SOLE 5231
GALLAHER GROUP PLC ADR COM 363595109 139 5480 SH DEFINED 5480
GANNETT CO INC COMMON COM 364730101 426 5924 SH SOLE 5866 58
GENERAL ELECTRIC CO COMMON COM 369604103 116934 933611 SH SOLE 865194 800 67617
GENERAL ELECTRIC CO COMMON COM 369604103 12851 102608 SH DEFINED 88608 10200 3800
GENERAL MILLS INC COMMON COM 370334104 1755 20724 SH SOLE 19824 900
GENERAL MILLS INC COMMON COM 370334104 50 600 SH DEFINED 200 400
GENERAL MOTORS CORPORATION COM COM 370442105 1799 27662 SH SOLE 20144 7518
GENERAL MOTORS CORPORATION COM COM 370442105 185 2847 SH DEFINED 2347 500
GENESYS TELECOMMUNICATIONS COM 371931106 235 5000 SH SOLE 5000
GENESYS TELECOMMUNICATIONS COM 371931106 47 1000 SH DEFINED 1000
GENESIS MICROCHIP INC COM 371933102 333 20000 SH SOLE 20000
GENUINE PARTS COMMON COM 372460105 253 9807 SH SOLE 9807
GILLETTE CO COMMON COM 375766102 5664 159558 SH SOLE 146298 4000 9260
GILLETTE CO COMMON COM 375766102 720 20306 SH DEFINED 19306 800 200
GLAXO WELLCOME PLC COM 37733W105 230 3863 SH SOLE 3826 37
GLAXO WELLCOME PLC COM 37733W105 191 3200 SH DEFINED 3200
GUIDANT CP COM 401698105 100 2076 SH SOLE 2076
GUIDANT CP COM 401698105 159 3276 SH DEFINED 3276
H S B GROUP INC. COM 40428N109 249 6900 SH SOLE 6900
HALLIBURTON CO COMMON COM 406216101 682 17490 SH SOLE 12690 4800
HALLIBURTON CO COMMON COM 406216101 113 2900 SH DEFINED 1634 1266
HARTFORD FINANCIAL CORP COM 416515104 622 13400 SH SOLE 12138 1262
HARTFORD FINANCIAL CORP COM 416515104 5 126 SH DEFINED 126
HEALTHSOUTH CORPORATION COM 421924101 73 14300 SH SOLE 14300
H. J. HEINZ CO, COMMON COM 423074103 952 20997 SH SOLE 20497 500
H. J. HEINZ CO, COMMON COM 423074103 474 10458 SH DEFINED 10158 300
HEWLETT-PACKARD CO COM 428236103 7440 97745 SH SOLE 92195 5550
HEWLETT-PACKARD CO COM 428236103 640 8408 SH DEFINED 7408 200 800
HOME DEPOT INC. COM 437076102 954 13263 SH SOLE 12529 734
HOME DEPOT INC. COM 437076102 244 3400 SH DEFINED 1600 1800
HONEYWELL COM 438506107 22881 225848 SH SOLE 222448 3400
HONEYWELL COM 438506107 992 9800 SH DEFINED 8900 600 300
HOUSEHOLD INTERNATIONAL COM 441815107 382 9827 SH SOLE 7933 1894
HOUSEHOLD INTERNATIONAL COM 441815107 23 600 SH DEFINED 600
HUNTINGTON BANKSHARES COM 446150104 2258 81203 SH SOLE 35346 44744 1113
HUNTINGTON BANKSHARES COM 446150104 7 286 SH DEFINED 286
ILLINOIS TOOL WORKS COM 452308109 581 8266 SH SOLE 6666 1600
INGERSOLL RAND CO COMMON COM 456866102 1373 27275 SH SOLE 26475 800
INTEL, COMMON COM 458140100 5756 80794 SH SOLE 75294 4000 1500
INTEL, COMMON COM 458140100 528 7420 SH DEFINED 7420
INTERIM SERVICES INC COM 45868P100 375 22600 SH SOLE 22600
INTERNATIONAL BUSINESS MACHINE COM 459200101 9913 105602 SH SOLE 100402 5200
INTERNATIONAL BUSINESS MACHINE COM 459200101 749 7980 SH DEFINED 7980
INTERPUBLIC GROUP COMPANY COM 460690100 252 6441 SH SOLE 6441
INTERPUBLIC GROUP COMPANY COM 460690100 109 2800 SH DEFINED 2800
JOHNSON AND JOHNSON COMMON COM 478160104 14076 133746 SH SOLE 122580 2325 8841
JOHNSON AND JOHNSON COMMON COM 478160104 1711 16258 SH DEFINED 13858 1600 800
KELLOGG CO COMMON COM 487836108 390 9833 SH SOLE 6933 2900
KELLOGG CO COMMON COM 487836108 238 6000 SH DEFINED 6000
KERR-MCGEE CORP COMMON COM 492386107 208 3653 SH SOLE 3653
KEYCORP NEW COM 493267108 255 10140 SH SOLE 10140
KIMBERLY-CLARK CORP COMMON COM 494368103 613 10512 SH SOLE 10512
KIMBERLY-CLARK CORP COMMON COM 494368103 11 200 SH DEFINED 200
KINDER MORGAN INC COM 49455P101 195 9300 SH SOLE 9150 150
KINDER MORGAN INC COM 49455P101 9 450 SH DEFINED 450
LAM RESEARCH COM 512807108 817 11000 SH SOLE 11000
LAM RESEARCH COM 512807108 22 300 SH DEFINED 300
LANCASTER COLONY CORP COM 513847103 636 18201 SH SOLE 18201
LILLY ELI & CO COMMON COM 532457108 2274 33240 SH SOLE 29344 3896
LILLY ELI & CO COMMON COM 532457108 92 1350 SH DEFINED 1350
LOWES COS. INC COM 548661107 296 5522 SH SOLE 5522
LOWES COS. INC COM 548661107 187 3500 SH DEFINED 3300 200
LUCENT TECHNOLOGIES COM 549463107 13886 231923 SH SOLE 217789 320 13814
LUCENT TECHNOLOGIES COM 549463107 2292 38283 SH DEFINED 34887 3396
MCN ENERGY $4.00 PFD PREFERRED 55267J308 439 10500 SH SOLE 10500
MCI WORLDCOM INC. COM 55268B106 1004 13468 SH SOLE 13343 125
MCI WORLDCOM INC. COM 55268B106 160 2150 SH DEFINED 2150
MRV COMMUNICATIONS COM 553477100 485 22000 SH SOLE 22000
MARSH MCLENNAN COMMON COM 571748102 495 6624 SH SOLE 6624
MARSH MCLENNAN COMMON COM 571748102 224 3000 SH DEFINED 3000
MAY DEPARTMENT STORES CO COMMO COM 577778103 437 12492 SH SOLE 8778 3714
MAY DEPARTMENT STORES CO COMMO COM 577778103 26 750 SH DEFINED 750
MCDONALDS CORP COM 580135101 1121 28666 SH SOLE 27405 1261
MCDONALDS CORP COM 580135101 58 1500 SH DEFINED 1100 400
MCGRAW HILL INC COM 580645109 522 8800 SH SOLE 8800
MCKESSON HBOC INC COM 58155Q103 479 22677 SH SOLE 22181 496
MCKESSON HBOC INC COM 58155Q103 54 2594 SH DEFINED 2594
MEAD CORPORATION COMMON COM 582834107 187 5604 SH SOLE 5604
MEAD CORPORATION COMMON COM 582834107 40 1200 SH DEFINED 1200
MEDIAONE GROUP INC COM 58440J104 1034 14767 SH SOLE 13567 80 1120
MEDIAONE GROUP INC COM 58440J104 326 4658 SH DEFINED 4658
MEDTRONIC, INC COM 585055106 6 200 SH SOLE 200
MEDTRONIC, INC COM 585055106 222 6650 SH DEFINED 250 6400
MELLON BANK CORP COM 585509102 1069 32054 SH SOLE 28454 3600
MELLON BANK CORP COM 585509102 277 8308 SH DEFINED 8308
MERCK AND COMPANY COMMON COM 589331107 31439 400182 SH SOLE 377888 2400 19894
MERCK AND COMPANY COMMON COM 589331107 3640 46341 SH DEFINED 40441 5400 500
MICROSOFT CORP COM 594918104 1460 15804 SH SOLE 15304 500
MICROSOFT CORP COM 594918104 723 7825 SH DEFINED 7825
MINNESOTA MINING AND MANUFACTU COM 604059105 6033 65003 SH SOLE 59343 5660
MINNESOTA MINING AND MANUFACTU COM 604059105 793 8550 SH DEFINED 8150 400
MOBIL CORPORATION COMMON COM 607059102 5738 59119 SH SOLE 55347 3772
MOBIL CORPORATION COMMON COM 607059102 865 8921 SH DEFINED 8921
MONSANTO CO COMMON COM 611662107 1007 25700 SH SOLE 22680 3020
MONSANTO CO COMMON COM 611662107 35 900 SH DEFINED 400 500
MORGAN J P AND CO COMMON COM 616880100 2557 21278 SH SOLE 20578 700
MORGAN J P AND CO COMMON COM 616880100 312 2600 SH DEFINED 2200 400
MOTIVE POWER IND. COM 61980K101 130 12000 SH SOLE 12000
MOTIVE POWER IND. COM 61980K101 24 2250 SH DEFINED 2250
MOTOROLA CAPITAL PFD 6.68% PREFERRED 620074203 835 40000 SH SOLE 40000
MOTOROLA INC COM 620076109 3228 35024 SH SOLE 33524 1500
MOTOROLA INC COM 620076109 442 4800 SH DEFINED 3700 300 800
MYLAN LABORATORIES INC. COM 628530107 282 15009 SH SOLE 15009
NATIONAL CITY CORP. COM 635405103 1237 47034 SH SOLE 44190 2844
NATIONAL CITY CORP. COM 635405103 650 24732 SH DEFINED 24732
NATIONWIDE FINANCIAL SERVICES, COM 638612101 4421 140375 SH SOLE 139775 600
NATIONWIDE FINANCIAL SERVICES, COM 638612101 132 4200 SH DEFINED 3300 900
NORFOLK SOUTHERN CORPORATION, COM 655844108 282 12577 SH SOLE 12472 105
NORFOLK SOUTHERN CORPORATION, COM 655844108 129 5760 SH DEFINED 5760
OMNICOM GROUP COM 681919106 4003 50400 SH SOLE 50100 300
OMNICOM GROUP COM 681919106 182 2300 SH DEFINED 2300
ONE VALLEY BANCORP INC. COM 682419106 613 17732 SH SOLE 17732
ONE VALLEY BANCORP INC. COM 682419106 375 10833 SH DEFINED 10833
PE CORP- PE BIO SYSTEMS GROUP COM 69332S102 186 2700 SH SOLE 2700
PE CORP- PE BIO SYSTEMS GROUP COM 69332S102 368 5342 SH DEFINED 5342
PNC BANK CORP COM 693475105 19067 339350 SH SOLE 335950 200 3200
PNC BANK CORP COM 693475105 1182 21050 SH DEFINED 18250 2800
P P & L RESOURCES COM 693499105 240 9164 SH SOLE 8964 200
P P & L RESOURCES COM 693499105 57 2200 SH DEFINED 2200
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</TABLE>
