<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 03/31/00
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: WesBanco Bank, Inc.
Address: One Bank Plaza
Wheeling, WV 26003
13F File Number: 877134
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Cynthia M. Perring
Title: Assistant Vice President
Phone: (304) 234-9422
Signature, Place, and Date of Signing: City of Wheeling
State of West Virginia
on the 4th day of April, 2000
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 461
Form 13F Information Table Entry Total: $1,357,882
List of Other Included Managers:
NONE
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<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AGL RES. INC. COM 001204106 174 10000 SH SOLE 9300 700
AGL RES. INC. COM 001204106 144 8280 SH DEFINED 7280 1000
A T & T COM 001957109 11218 193416 SH SOLE 180150 375 12891
A T & T COM 001957109 1291 22274 SH DEFINED 19093 1606 1575
AT&T CANADA INC COM 00207Q202 525 8600 SH SOLE 8600
ABBOTT LABORATORIES COMMON COM 002824100 1968 52844 SH SOLE 52844
ABBOTT LABORATORIES COMMON COM 002824100 268 7200 SH DEFINED 4800 2400
ABERCROMBIE & FITCH CO- CL A COM 002896207 2556 162300 SH SOLE 162300
ABERCROMBIE & FITCH CO- CL A COM 002896207 1 100 SH DEFINED 100
ADAPTEC COM 00651F108 6193 173850 SH SOLE 173050 800
ADAPTEC COM 00651F108 242 6800 SH DEFINED 6200 600
ADOBE SYSTEMS COM 00724F101 232 2200 SH SOLE 2200
AEGON NV COM 007924103 29 346 SH SOLE 346
AEGON NV COM 007924103 443 5212 SH DEFINED 5212
AIR PRODUCTS AND CHEMICALS COM 009158106 491 16331 SH SOLE 15731 600
ALCOA INC COM 013817101 385 5376 SH SOLE 2400 2976
ALLEGHENY ENERGY COM 017361106 1316 48755 SH SOLE 46096 275 2384
ALLEGHENY ENERGY COM 017361106 161 5978 SH DEFINED 5123 855
ALLIED IRISH ORD ADR COM 019228402 813 41701 SH SOLE 41701
ALLSTATE COM 020002101 320 13077 SH SOLE 12823 254
ALLSTATE COM 020002101 26 1077 SH DEFINED 1077
ALLTEL CORP, COM. COM 020039103 1736 27232 SH SOLE 27232
ALLTEL CORP, COM. COM 020039103 31 494 SH DEFINED 494
AMERICA ONLINE COM 02364J104 246 3752 SH SOLE 3728 24
AMERICA ONLINE COM 02364J104 650 9900 SH DEFINED 9900
AMERICAN BANCORPORATION NEW COM 024076408 167 13308 SH SOLE 13308
AMERICAN BANCORPORATION NEW COM 024076408 78 6220 SH DEFINED 6220
AMERICAN ELECTRIC POWER COMPAN COM 025537101 1699 56999 SH SOLE 54433 2566
AMERICAN ELECTRIC POWER COMPAN COM 025537101 101 3400 SH DEFINED 2900 500
AMERICAN EXPRESS COMPANY COMMO COM 025816109 444 2856 SH SOLE 2856
AMERICAN EXPRESS COMPANY COMMO COM 025816109 309 1990 SH DEFINED 1990
AMERICAN GENERAL CORP COM 026351106 12289 204824 SH SOLE 203100 1724
AMERICAN GENERAL CORP COM 026351106 180 3000 SH DEFINED 3000
AMERICAN HOME PRODUCTS COMMON COM 026609107 37011 671418 SH SOLE 630349 41069
AMERICAN HOME PRODUCTS COMMON COM 026609107 9841 178533 SH DEFINED 171733 6400 400
AMERICAN INTERNATIONAL GROUP, COM 026874107 22654 192602 SH SOLE 185301 281 7020
AMERICAN INTERNATIONAL GROUP, COM 026874107 3080 26186 SH DEFINED 24993 631 562
AMGEN INC. COM 031162100 12498 210500 SH SOLE 208000 2500
AMGEN INC. COM 031162100 492 8300 SH DEFINED 7700 600
ANHEUSER BUSCH, COMMON COM 035229103 11725 176815 SH SOLE 175600 200 1015
ANHEUSER BUSCH, COMMON COM 035229103 53 800 SH DEFINED 800
ANTEC CORPORATION COM 03664P105 333 8000 SH SOLE 8000
ARTESYN TECHNOLOGIES INC. COM 043127109 302 16000 SH SOLE 16000
ARTESYN TECHNOLOGIES INC. COM 043127109 37 2000 SH DEFINED 2000
ASSOCIATES FIRST CAPITAL CORP COM 046008108 299 13125 SH SOLE 12131 994
ASSOCIATES FIRST CAPITAL CORP COM 046008108 7 314 SH DEFINED 314
ASYST TECHNOLOGIES INC COM 04648X107 216 4000 SH SOLE 4000
ATLANTIC RICHFIELD COMMON COM 048825103 5144 61066 SH SOLE 55698 20 5348
ATLANTIC RICHFIELD COMMON COM 048825103 1216 14444 SH DEFINED 12204 2240
ATMOS ENERGY CORP COM 049560105 183 11325 SH SOLE 11325
ATMOS ENERGY CORP COM 049560105 97 6000 SH DEFINED 2400 3600
AUTOMATIC DATA PROCESSING COM 053015103 4849 96984 SH SOLE 92684 300 4000
AUTOMATIC DATA PROCESSING COM 053015103 335 6700 SH DEFINED 6700
AVERY DENNISON CORPORATION COM 053611109 278 4688 SH SOLE 4688
BAKER HUGHES INC COM 057224107 1479 48100 SH SOLE 48100
BAKER HUGHES INC COM 057224107 6 200 SH DEFINED 200
BANK OF AMERICA CORP COM 060505104 494 8905 SH SOLE 8905
BANK OF AMERICA CORP COM 060505104 213 3850 SH DEFINED 3850
BANK ONE CORP COM 06423A103 9551 259028 SH SOLE 256793 1000 1235
BANK ONE CORP COM 06423A103 338 9178 SH DEFINED 9178
BAXTER INTERNATIONAL INC. COM 071813109 180 2905 SH SOLE 2605 300
BAXTER INTERNATIONAL INC. COM 071813109 150 2423 SH DEFINED 2423
BELL ATLANTIC CORP COM 077853109 8479 134465 SH SOLE 127108 280 7077
BELL ATLANTIC CORP COM 077853109 1189 18866 SH DEFINED 17858 1008
BELL SOUTH CORP COM 079860102 15806 331898 SH SOLE 314568 380 16950
BELL SOUTH CORP COM 079860102 2571 53991 SH DEFINED 50071 3520 400
BELMONT-BANCORP, COMMON, COM 080162100 453 181512 SH SOLE 181512
BELMONT-BANCORP, COMMON, COM 080162100 187 74878 SH DEFINED 12884 60680 1314
BELMONT BANCORP RIGHTS EXP 3/2 COM 080162993 0 184786 SH SOLE 184786
BELMONT BANCORP RIGHTS EXP 3/2 COM 080162993 0 78002 SH DEFINED 19108 57646 1248
BERKSHIRE HATHAWAY COM 084670207 673 384 SH SOLE 254 105 25
BESTFOODS INC. COM 08658U101 1591 34600 SH SOLE 29400 5200
BESTFOODS INC. COM 08658U101 291 6340 SH DEFINED 6340
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 76373 1238056 SH SOLE 1166601 1600 69855
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 14249 230985 SH DEFINED 213775 11600 5610
BURLINGTON NORTHERN SANTA FE C COM 12189T104 409 17953 SH SOLE 16850 1103
BURLINGTON NORTHERN SANTA FE C COM 12189T104 122 5382 SH DEFINED 4782 600
BURLINGTON RESOURCES COM 122014103 24584 655598 SH SOLE 649298 400 5900
BURLINGTON RESOURCES COM 122014103 780 20807 SH DEFINED 19807 1000
C B S CORP COM 12490K107 268 4708 SH SOLE 4308 400
C B S CORP COM 12490K107 45 800 SH DEFINED 800
CMG INFORMATION SERVICES COM 125750109 35 355 SH SOLE 355
CMG INFORMATION SERVICES COM 125750109 2371 23711 SH DEFINED 23711
CSX CORP, COMMON COM 126408103 391 17043 SH SOLE 15243 1800
CSX CORP, COMMON COM 126408103 109 4744 SH DEFINED 4744
CVS CORP COM 126650100 227 5880 SH SOLE 5880
CVS CORP COM 126650100 46 1200 SH DEFINED 1200
CABOT OIL & GAS CORPORATION COM 127097103 362 20000 SH SOLE 20000
CAMPBELL SOUP COMPANY COMMON COM 134429109 575 18756 SH SOLE 18256 500
CAMPBELL SOUP COMPANY COMMON COM 134429109 12 400 SH DEFINED 400
CAPITAL AUTOMOTIVE REIT COM 139733109 144 12000 SH DEFINED 12000
CAPITAL ONE FINANCIAL COM 14040H105 245 5000 SH DEFINED 5000
CARDINAL HEALTH INC. COM 14149Y108 218 4514 SH SOLE 4514
CARDINAL HEALTH INC. COM 14149Y108 84 1743 SH DEFINED 900 843
CARLISLE CO INC COM 142339100 393 10000 SH SOLE 10000
CHASE MANHATTAN CORP NEW COM 16161A108 4866 52609 SH SOLE 45137 400 7072
CHASE MANHATTAN CORP NEW COM 16161A108 435 4710 SH DEFINED 4310 400
CHECKFREE HOLDINGS CORP COM 162816102 420 7000 SH SOLE 7000
CHECKFREE HOLDINGS CORP COM 162816102 60 1000 SH DEFINED 1000
CHEVRON CORPORATION COM 166751107 7278 78845 SH SOLE 56649 22196
CHEVRON CORPORATION COM 166751107 1839 19928 SH DEFINED 17553 2375
CHUBB CORP COM 171232101 1118 16346 SH SOLE 16346
CHUBB CORP COM 171232101 239 3500 SH DEFINED 3500
CIENA CORP COM 171779101 227 2000 SH SOLE 2000
CIENA CORP COM 171779101 113 1000 SH DEFINED 1000
CIRCUIT CITY STORES COM 172737108 7981 138800 SH SOLE 136500 2300
CIRCUIT CITY STORES COM 172737108 287 5000 SH DEFINED 4200 800
CISCO SYSTEMS COM 17275R102 56205 770596 SH SOLE 724124 46472
CISCO SYSTEMS COM 17275R102 10932 149890 SH DEFINED 134590 8000 7300
CITIGROUP INC COM 172967101 1993 32184 SH SOLE 21084 11100
CITIGROUP INC COM 172967101 436 7050 SH DEFINED 4800 2250
COASTAL CORP COM 190441105 2343 48634 SH SOLE 44334 4300
COASTAL CORP COM 190441105 96 2000 SH DEFINED 2000
COCA-COLA COMPANY COMMON COM 191216100 9831 199362 SH SOLE 186358 800 12204
COCA-COLA COMPANY COMMON COM 191216100 2086 42310 SH DEFINED 34710 4600 3000
COLGATE-PALMOLIVE COMPANY COMM COM 194162103 613 10140 SH SOLE 9340 800
COLUMBIA ENERGY GROUP COM 197648108 295 4896 SH SOLE 1945 2951
COLUMBIA ENERGY GROUP COM 197648108 73 1218 SH DEFINED 1218
COMPAQ COMPUTER COM 204493100 416 15152 SH SOLE 8552 6600
COMPAQ COMPUTER COM 204493100 19 700 SH DEFINED 700
CONAGRA COM 205887102 198 10648 SH SOLE 10448 200
CONAGRA COM 205887102 3 200 SH DEFINED 200
CONEXANT SYSTEMS COM 207142100 1059 15774 SH SOLE 15158 616
CONEXANT SYSTEMS COM 207142100 112 1672 SH DEFINED 1672
CONOCO INC. CLASS B COM 208251405 5240 202047 SH SOLE 187118 245 14684
CONOCO INC. CLASS B COM 208251405 477 18422 SH DEFINED 17194 737 491
CONSTELLATION ENERGY GROUP COM 210371100 350 11156 SH SOLE 10256 900
CONSTELLATION ENERGY GROUP COM 210371100 9 300 SH DEFINED 300
CORNING INCORPORATED COM 219350105 11802 65227 SH SOLE 61939 3288
CORNING INCORPORATED COM 219350105 1800 9950 SH DEFINED 8200 900 850
COUNTRYWIDE CREDIT INDUSTRIES COM 222372104 2484 86600 SH SOLE 85900 700
COUNTRYWIDE CREDIT INDUSTRIES COM 222372104 86 3000 SH DEFINED 3000
CREDENCE SYSTEMS COM 225302108 785 7000 SH SOLE 7000
CROSS TIMBERS OIL CO COM 227573102 989 75000 SH SOLE 75000
DPL INC COM 233293109 3160 143666 SH SOLE 143066 600
DPL INC COM 233293109 273 12422 SH DEFINED 11672 750
DQE COM 23329J104 125 2799 SH SOLE 2799
DQE COM 23329J104 110 2460 SH DEFINED 2460
DEERE & CO COMMON COM 244199105 254 6537 SH SOLE 6537
DEERE & CO COMMON COM 244199105 68 1750 SH DEFINED 1450 300
DELPHI AUTOMOTIVE SYSTEMS COM 247126105 301 17846 SH SOLE 13270 4576
DELPHI AUTOMOTIVE SYSTEMS COM 247126105 35 2116 SH DEFINED 1767 349
DELTA AIR LINES INC. COM 247361108 2921 56800 SH SOLE 56800
DELTA AIR LINES INC. COM 247361108 128 2500 SH DEFINED 2500
WALT DISNEY COMPANY COM 254687106 1111 26572 SH SOLE 26572
WALT DISNEY COMPANY COM 254687106 278 6649 SH DEFINED 5449 1200
DOMINION RESOURCES, INC. COM 25746U109 2395 62129 SH SOLE 57051 5078
DOMINION RESOURCES, INC. COM 25746U109 286 7437 SH DEFINED 7037 400
DOW CHEMICAL CO COMMON COM 260543103 1923 16047 SH SOLE 13983 2064
DOW CHEMICAL CO COMMON COM 260543103 131 1100 SH DEFINED 100 1000
DUPONT E I DENEMOURS & CO COMM COM 263534109 8574 148959 SH SOLE 138520 10439
DUPONT E I DENEMOURS & CO COMM COM 263534109 1505 26153 SH DEFINED 25370 350 433
DUKE ENERGY CORPORATION COM 264399106 2790 51671 SH SOLE 49659 2012
DUKE ENERGY CORPORATION COM 264399106 233 4327 SH DEFINED 4327
DUPONT PHOTOMASKS INC. COM 26613X101 550 10000 SH SOLE 10000
ECI TELECOM LTD ORD COM 268258100 501 16800 SH SOLE 16800
ECI TELECOM LTD ORD COM 268258100 304 10200 SH DEFINED 6600 3600
E M C CORP COM 268648102 5477 43470 SH SOLE 42170 200 1100
E M C CORP COM 268648102 655 5200 SH DEFINED 5200
EOG RESOURCES, INC COM 26875P101 21437 922025 SH SOLE 916325 1000 4700
EOG RESOURCES, INC COM 26875P101 627 27000 SH DEFINED 24800 2200
EATON CORP COMMON COM 278058102 62 800 SH SOLE 800
EATON CORP COMMON COM 278058102 279 3600 SH DEFINED 3600
EL PASO ENERGY CORP COM 283905107 1547 37296 SH SOLE 37278 18
EL PASO ENERGY CORP COM 283905107 11 266 SH DEFINED 266
ELECTRONIC DATA SYSTEMS COM 285661104 754 11610 SH SOLE 8678 1400 1532
ELECTRONIC DATA SYSTEMS COM 285661104 32 500 SH DEFINED 500
EMERSON ELECTRIC CO COMMON COM 291011104 2188 41299 SH SOLE 37471 3828
EMERSON ELECTRIC CO COMMON COM 291011104 328 6200 SH DEFINED 6200
ENRON CORP COM 293561106 9224 125394 SH SOLE 84818 40576
ENRON CORP COM 293561106 1618 22000 SH DEFINED 22000
ENTRUST TECHNOLOGIES INC COM 293848107 646 10000 SH SOLE 10000
EQUIFAX INC. COM 294429105 269 10374 SH SOLE 10374
EQUIFAX INC. COM 294429105 89 3430 SH DEFINED 1430 2000
EQUITABLE RESOURCES INC. COM 294549100 309 7013 SH SOLE 6001 1012
EQUITABLE RESOURCES INC. COM 294549100 20 468 SH DEFINED 468
ERICSSON TEL NEW ADR COM 294821400 3765 45640 SH SOLE 40552 5088
ERICSSON TEL NEW ADR COM 294821400 478 5800 SH DEFINED 4800 1000
EXXON MOBIL CORP COM 30231G102 46035 571866 SH SOLE 471859 270 99737
EXXON MOBIL CORP COM 30231G102 7114 88373 SH DEFINED 79337 7600 1436
FPL GROUP INC COM 302571104 331 7323 SH SOLE 7223 100
FPL GROUP INC COM 302571104 70 1550 SH DEFINED 1350 200
FIFTH THIRD BANCORP COM 316773100 481 7169 SH SOLE 7169
FIFTH THIRD BANCORP COM 316773100 231 3445 SH DEFINED 3276 169
FIRST DATA CORP COM 319963104 15607 352215 SH SOLE 346815 400 5000
FIRST DATA CORP COM 319963104 1205 27200 SH DEFINED 23900 2100 1200
FIRST UNION CORP. COM 337358105 3326 85564 SH SOLE 84564 1000
FIRST UNION CORP. COM 337358105 93 2400 SH DEFINED 2400
FIRST WEST VIRGINIA BANCORP, I COM 337493100 1259 82558 SH SOLE 47016 35542
FIRST WEST VIRGINIA BANCORP, I COM 337493100 20 1356 SH DEFINED 1356
FLORIDA PROGRESS CORP, COMMON COM 341109106 269 5867 SH SOLE 4669 1198
FORD MOTOR CO COMMON COM 345370100 1286 27366 SH SOLE 25266 2100
FORD MOTOR CO COMMON COM 345370100 37 800 SH DEFINED 800
FOREST LABORATORIES COM 345838106 360 4400 SH SOLE 4400
FORTUNE BRANDS INC. COM 349631101 247 9804 SH SOLE 9404 400
FORTUNE BRANDS INC. COM 349631101 146 5800 SH DEFINED 5800
FREEPORT MCMORAN COPPER & GOLD COM 35671D857 0 35 SH SOLE 35
FREEPORT MCMORAN COPPER & GOLD COM 35671D857 123 10201 SH DEFINED 10201
G T E CORP COM. COM 362320103 6289 85643 SH SOLE 81643 4000
G T E CORP COM. COM 362320103 639 8704 SH DEFINED 7904 400 400
GALLAHER GROUP PLC ADR COM 363595109 172 8230 SH SOLE 8230
GALLAHER GROUP PLC ADR COM 363595109 131 6280 SH DEFINED 6280
GANNETT CO INC COMMON COM 364730101 424 5924 SH SOLE 5866 58
GENERAL ELECTRIC CO COMMON COM 369604103 133941 843728 SH SOLE 777553 800 65375
GENERAL ELECTRIC CO COMMON COM 369604103 16843 106100 SH DEFINED 92800 9700 3600
GENERAL MILLS INC COMMON COM 370334104 1423 39740 SH SOLE 39540 200
GENERAL MILLS INC COMMON COM 370334104 114 3200 SH DEFINED 2400 800
GENERAL MOTORS CORPORATION COM COM 370442105 3085 36383 SH SOLE 28865 7518
GENERAL MOTORS CORPORATION COM COM 370442105 232 2747 SH DEFINED 2247 500
GENESIS MICROCHIP INC COM 371933102 392 20000 SH SOLE 20000
GENUINE PARTS COMMON COM 372460105 237 9807 SH SOLE 9807
GENUINE PARTS COMMON COM 372460105 61 2530 SH DEFINED 2530
GILLETTE CO COMMON COM 375766102 4619 118460 SH SOLE 106300 4000 8160
GILLETTE CO COMMON COM 375766102 583 14956 SH DEFINED 13856 800 300
GLAXO WELLCOME PLC COM 37733W105 246 4067 SH SOLE 4030 37
GLAXO WELLCOME PLC COM 37733W105 194 3200 SH DEFINED 3200
GUIDANT CP COM 401698105 210 3476 SH SOLE 3476
GUIDANT CP COM 401698105 205 3406 SH DEFINED 3406
HALLIBURTON CO COMMON COM 406216101 743 17490 SH SOLE 12690 4800
HALLIBURTON CO COMMON COM 406216101 123 2900 SH DEFINED 1634 1266
HARTFORD FINANCIAL CORP COM 416515104 700 13739 SH SOLE 12477 1262
HARTFORD FINANCIAL CORP COM 416515104 6 126 SH DEFINED 126
H. J. HEINZ CO, COMMON COM 423074103 688 20077 SH SOLE 19577 500
H. J. HEINZ CO, COMMON COM 423074103 353 10308 SH DEFINED 10008 300
HELIX BIOMEDIX INC COM 423287309 54 27100 SH SOLE 27100
HEWLETT-PACKARD CO COM 428236103 9417 71045 SH SOLE 67195 3850
HEWLETT-PACKARD CO COM 428236103 1088 8208 SH DEFINED 7408 800
HOME DEPOT INC. COM 437076102 1225 18087 SH SOLE 16986 1101
HOME DEPOT INC. COM 437076102 345 5100 SH DEFINED 2400 2700
HONEYWELL INTERNATIONAL INC COM 438516106 39965 734997 SH SOLE 723024 300 11673
HONEYWELL INTERNATIONAL INC COM 438516106 2433 44762 SH DEFINED 40776 2124 1862
HOUSEHOLD INTERNATIONAL COM 441815107 314 8027 SH SOLE 6133 1894
HOUSEHOLD INTERNATIONAL COM 441815107 23 600 SH DEFINED 600
HUNTINGTON BANKSHARES COM 446150104 1899 83037 SH SOLE 37180 44744 1113
HUNTINGTON BANKSHARES COM 446150104 6 286 SH DEFINED 286
ILLINOIS TOOL WORKS COM 452308109 568 9608 SH SOLE 8008 1600
INGERSOLL RAND CO COMMON COM 456866102 1171 26475 SH SOLE 25675 800
INTEL, COMMON COM 458140100 11591 88738 SH SOLE 83138 4000 1600
INTEL, COMMON COM 458140100 1191 9120 SH DEFINED 9120
INTERIM SERVICES INC COM 45868P100 259 14580 SH SOLE 14580
INTERNATIONAL BUSINESS MACHINE COM 459200101 9405 77729 SH SOLE 72329 5400
INTERNATIONAL BUSINESS MACHINE COM 459200101 1203 9950 SH DEFINED 9150 800
INTERPUBLIC GROUP COMPANY COM 460690100 246 5210 SH SOLE 5210
INTERPUBLIC GROUP COMPANY COM 460690100 137 2900 SH DEFINED 2900
JOHNSON AND JOHNSON COMMON COM 478160104 9178 127038 SH SOLE 116022 2325 8691
JOHNSON AND JOHNSON COMMON COM 478160104 1326 18358 SH DEFINED 15958 1600 800
KEEBLER FOODS CO COM 487256109 2488 85800 SH SOLE 85800
KEMET COM 488360108 700 11800 SH SOLE 11800
KERR-MCGEE CORP COMMON COM 492386107 232 4016 SH SOLE 4016
KEYCORP NEW COM 493267108 197 10140 SH SOLE 10140
KEYCORP NEW COM 493267108 0 32 SH DEFINED 32
KIMBERLY-CLARK CORP COMMON COM 494368103 572 9645 SH SOLE 9645
KIMBERLY-CLARK CORP COMMON COM 494368103 11 200 SH DEFINED 200
KINDER MORGAN INC COM 49455P101 243 7500 SH SOLE 7500
KINDER MORGAN INC COM 49455P101 14 450 SH DEFINED 450
LAM RESEARCH COM 512807108 468 12000 SH SOLE 12000
LAM RESEARCH COM 512807108 35 900 SH DEFINED 900
LANCASTER COLONY CORP COM 513847103 565 18201 SH SOLE 18201
LILLY ELI & CO COMMON COM 532457108 2330 35648 SH SOLE 31544 4104
LILLY ELI & CO COMMON COM 532457108 75 1150 SH DEFINED 1150
LOWES COS. INC COM 548661107 3806 62922 SH SOLE 62622 300
LOWES COS. INC COM 548661107 248 4100 SH DEFINED 3900 200
LUCENT TECHNOLOGIES COM 549463107 16935 276492 SH SOLE 261622 320 14550
LUCENT TECHNOLOGIES COM 549463107 2412 39389 SH DEFINED 35737 3652
MCI WORLDCOM INC. COM 55268B106 3557 78298 SH SOLE 76011 2287
MCI WORLDCOM INC. COM 55268B106 477 10505 SH DEFINED 10505
MKS INSTRUMENTS INC COM 55306N104 249 5100 SH SOLE 5000 100
MRV COMMUNICATIONS COM 553477100 441 6000 SH SOLE 6000
MARSH MCLENNAN COMMON COM 571748102 703 6624 SH SOLE 6624
MARSH MCLENNAN COMMON COM 571748102 318 3000 SH DEFINED 3000
MAY DEPARTMENT STORES CO COMMO COM 577778103 351 11517 SH SOLE 7803 3714
MAY DEPARTMENT STORES CO COMMO COM 577778103 22 750 SH DEFINED 750
MCDONALDS CORP COM 580135101 1053 27366 SH SOLE 26166 1200
MCDONALDS CORP COM 580135101 69 1800 SH DEFINED 1100 400 300
MCGRAW HILL INC COM 580645109 360 8000 SH SOLE 8000
MEAD CORPORATION COMMON COM 582834107 572 16404 SH SOLE 16404
MEAD CORPORATION COMMON COM 582834107 6 200 SH DEFINED 200
MEDIAONE GROUP INC COM 58440J104 1237 15067 SH SOLE 13767 80 1220
MEDIAONE GROUP INC COM 58440J104 389 4738 SH DEFINED 4738
MEDTRONIC, INC COM 585055106 17 312 SH SOLE 312
MEDTRONIC, INC COM 585055106 366 6650 SH DEFINED 250 6400
MELLON FINANCIAL COM 58551A108 1036 32654 SH SOLE 28454 4200
MELLON FINANCIAL COM 58551A108 263 8308 SH DEFINED 8308
MERCK AND COMPANY COMMON COM 589331107 28162 421906 SH SOLE 400962 2400 18544
MERCK AND COMPANY COMMON COM 589331107 3583 53691 SH DEFINED 47641 5400 650
MERRILL LYNCH COM 590188108 191 1786 SH SOLE 1614 172
MERRILL LYNCH COM 590188108 10 100 SH DEFINED 100
MICROSOFT CORP COM 594918104 1415 15574 SH SOLE 15374 200
MICROSOFT CORP COM 594918104 738 8125 SH DEFINED 8125
MINNESOTA MINING AND MANUFACTU COM 604059105 6038 65730 SH SOLE 60196 5534
MINNESOTA MINING AND MANUFACTU COM 604059105 631 6870 SH DEFINED 6470 400
MONSANTO CO COMMON COM 611662107 1231 22750 SH SOLE 19730 3020
MONSANTO CO COMMON COM 611662107 21 400 SH DEFINED 400
MONTANA POWER COMPANY COMMON COM 612085100 212 3340 SH SOLE 3340
MORGAN J P AND CO COMMON COM 616880100 2647 18679 SH SOLE 17979 700
MORGAN J P AND CO COMMON COM 616880100 368 2600 SH DEFINED 2200 400
MORGAN STANLEY DEAN NEW COM 617446448 216 2538 SH SOLE 2238 300
MOTOROLA INC COM 620076109 3563 25775 SH SOLE 24975 800
MOTOROLA INC COM 620076109 430 3115 SH DEFINED 2815 300
MYLAN LABORATORIES INC. COM 628530107 365 13402 SH SOLE 13402
NABORS INDUSTRIES INC COM 629568106 1123 28410 SH SOLE 28004 406
NABORS INDUSTRIES INC COM 629568106 79 2000 SH DEFINED 2000
NATIONAL CITY CORP. COM 635405103 1034 47034 SH SOLE 44190 2844
NATIONAL CITY CORP. COM 635405103 623 28332 SH DEFINED 28332
NATIONWIDE FINANCIAL SERVICES, COM 638612101 6837 220575 SH SOLE 219975 600
NATIONWIDE FINANCIAL SERVICES, COM 638612101 269 8700 SH DEFINED 6300 1500 900
NEWPARK RESOURCES COM 651718504 431 50000 SH SOLE 50000
NOKIA CORP COM 654902204 214 1040 SH SOLE 1040
NOKIA CORP COM 654902204 61 300 SH DEFINED 300
NORDSTROM INC, COMMON COM 655664100 1576 52010 SH SOLE 50740 1270
NORDSTROM INC, COMMON COM 655664100 109 3600 SH DEFINED 3600
NORFOLK SOUTHERN CORPORATION, COM 655844108 149 10367 SH SOLE 10262 105
NORFOLK SOUTHERN CORPORATION, COM 655844108 121 8460 SH DEFINED 8460
NSTAR COM 67019E107 286 6925 SH SOLE 6900 25
OMNICOM GROUP COM 681919106 3018 31750 SH SOLE 30450 1300
OMNICOM GROUP COM 681919106 66 700 SH DEFINED 700
ONE VALLEY BANCORP INC. COM 682419106 542 14757 SH SOLE 14682 75
ONE VALLEY BANCORP INC. COM 682419106 342 9333 SH DEFINED 9333
ORACLE SYSTEMS COM 68389X105 723 9416 SH SOLE 9416
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