<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 12/31/99
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: WesBanco Bank Wheeling
Address: One Bank Plaza
Wheeling, WV 26003
13F File Number: 877134
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Cynthia M. Perring
Title: Assistant Vice President & Senior Trust Officer
Phone: (304) 234-9422
Signature, Place, and Date of Signing: City of Wheeling
State of West Virginia
on the 3rd day of JANUARY, 2000
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 444
Form 13F Information Table Entry Total: $1,268,303
List of Other Included Managers:
NONE
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<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
- ------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AGL RES. INC. COM 001204106 211 12450 SH SOLE 11550 900
AGL RES. INC. COM 001204106 147 8680 SH DEFINED 7680 1000
AMR CORP COM 001765106 361 5400 SH SOLE 2100 3300
AMR CORP COM 001765106 33 500 SH DEFINED 500
A T & T COM 001957109 9814 193144 SH SOLE 180174 375 12595
A T & T COM 001957109 1145 22549 SH DEFINED 19443 1606 1500
AT&T CANADA INC COM 00207Q202 346 8600 SH SOLE 8600
ABBOTT LABORATORIES COMMON COM 002824100 1980 54544 SH SOLE 54524 20
ABBOTT LABORATORIES COMMON COM 002824100 261 7200 SH DEFINED 4800 2400
ABERCROMBIE & FITCH CO- CL A COM 002896207 1737 65100 SH SOLE 65100
ABERCROMBIE & FITCH CO- CL A COM 002896207 2 100 SH DEFINED 100
ADAPTEC COM 00651F108 10900 218550 SH SOLE 217750 800
ADAPTEC COM 00651F108 339 6800 SH DEFINED 6200 600
ADOBE SYSTEMS COM 00724F101 302 4500 SH SOLE 4500
AEGON NV COM 007924103 33 346 SH SOLE 346
AEGON NV COM 007924103 497 5212 SH DEFINED 5212
AIR PRODUCTS AND CHEMICALS COM 009158106 548 16331 SH SOLE 15731 600
ALCOA INC COM 013817101 446 5376 SH SOLE 2400 2976
ALLEGHENY ENERGY COM 017361106 1294 48041 SH SOLE 45382 275 2384
ALLEGHENY ENERGY COM 017361106 161 5978 SH DEFINED 5123 855
ALLIED IRISH ORD ADR COM 019228402 880 41701 SH SOLE 41701
ALLSTATE COM 020002101 222 9229 SH SOLE 8975 254
ALLSTATE COM 020002101 25 1077 SH DEFINED 1077
ALLTEL CORP, COM. COM 020039103 2300 27822 SH SOLE 27822
ALLTEL CORP, COM. COM 020039103 40 494 SH DEFINED 494
AMERICA ONLINE COM 02364J104 264 3492 SH SOLE 3468 24
AMERICA ONLINE COM 02364J104 713 9400 SH DEFINED 9400
AMERICAN BANCORPORATION NEW COM 024076408 217 13308 SH SOLE 13308
AMERICAN BANCORPORATION NEW COM 024076408 101 6220 SH DEFINED 6220
AMERICAN ELECTRIC POWER COMPAN COM 025537101 1723 53653 SH SOLE 50837 2816
AMERICAN ELECTRIC POWER COMPAN COM 025537101 93 2921 SH DEFINED 2421 500
AMERICAN EXPRESS COMPANY COMMO COM 025816109 618 3723 SH SOLE 3723
AMERICAN EXPRESS COMPANY COMMO COM 025816109 330 1990 SH DEFINED 1990
AMERICAN GENERAL CORP COM 026351106 1435 18924 SH SOLE 17700 1224
AMERICAN HOME PRODUCTS COMMON COM 026609107 27411 698388 SH SOLE 655679 42709
AMERICAN HOME PRODUCTS COMMON COM 026609107 7264 185073 SH DEFINED 178473 6400 200
AMERICAN INTERNATIONAL GROUP, COM 026874107 23236 214904 SH SOLE 207603 281 7020
AMERICAN INTERNATIONAL GROUP, COM 026874107 2820 26086 SH DEFINED 24893 631 562
AMGEN INC. COM 031162100 17322 288400 SH SOLE 285900 2500
AMGEN INC. COM 031162100 792 13200 SH DEFINED 12600 600
ANHEUSER BUSCH, COMMON COM 035229103 8456 119315 SH SOLE 118100 200 1015
ANHEUSER BUSCH, COMMON COM 035229103 56 800 SH DEFINED 800
ANTEC CORPORATION COM 03664P105 292 8000 SH SOLE 8000
ARTESYN TECHNOLOGIES INC. COM 043127109 336 16000 SH SOLE 16000
ARTESYN TECHNOLOGIES INC. COM 043127109 42 2000 SH DEFINED 2000
ASSOCIATES FIRST CAPITAL CORP COM 046008108 390 14229 SH SOLE 13235 994
ASSOCIATES FIRST CAPITAL CORP COM 046008108 8 314 SH DEFINED 314
ATLANTIC RICHFIELD COMMON COM 048825103 5231 60483 SH SOLE 55115 20 5348
ATLANTIC RICHFIELD COMMON COM 048825103 1249 14444 SH DEFINED 12204 2240
ATMOS ENERGY CORP COM 049560105 230 11300 SH SOLE 11300
ATMOS ENERGY CORP COM 049560105 122 6000 SH DEFINED 2400 3600
AUTOMATIC DATA PROCESSING COM 053015103 699 12984 SH SOLE 8984 4000
AUTOMATIC DATA PROCESSING COM 053015103 317 5900 SH DEFINED 5900
AVERY DENNISON CORPORATION COM 053611109 341 4688 SH SOLE 4688
BAKER HUGHES INC COM 057224107 1013 48100 SH SOLE 48100
BAKER HUGHES INC COM 057224107 4 200 SH DEFINED 200
BANK OF AMERICA CORP COM 060505104 446 8905 SH SOLE 8905
BANK OF AMERICA CORP COM 060505104 193 3850 SH DEFINED 3850
BANK ONE CORP COM 06423A103 4894 152960 SH SOLE 150925 1000 1035
BANK ONE CORP COM 06423A103 297 9302 SH DEFINED 9302
BAXTER INTERNATIONAL INC. COM 071813109 270 4303 SH SOLE 4003 300
BAXTER INTERNATIONAL INC. COM 071813109 152 2423 SH DEFINED 2423
BELL ATLANTIC CORP COM 077853109 8651 140536 SH SOLE 133532 280 6724
BELL ATLANTIC CORP COM 077853109 1161 18862 SH DEFINED 17854 1008
BELL SOUTH CORP COM 079860102 15523 331609 SH SOLE 314729 380 16500
BELL SOUTH CORP COM 079860102 2538 54218 SH DEFINED 50298 3520 400
BELMONT-BANCORP, COMMON, COM 080162100 1268 199012 SH SOLE 199012
BELMONT-BANCORP, COMMON, COM 080162100 527 82692 SH DEFINED 20698 60680 1314
BERKSHIRE HATHAWAY COM 084670207 916 501 SH SOLE 371 105 25
BESTFOODS INC. COM 08658U101 1968 37450 SH SOLE 32000 5450
BESTFOODS INC. COM 08658U101 333 6340 SH DEFINED 6340
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 78119 1217037 SH SOLE 1149286 1600 66151
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 16644 259314 SH DEFINED 242104 11600 5610
BURLINGTON NORTHERN SANTA FE C COM 12189T104 682 28153 SH SOLE 27050 1103
BURLINGTON NORTHERN SANTA FE C COM 12189T104 141 5832 SH DEFINED 5232 600
BURLINGTON RESOURCES COM 122014103 19844 600198 SH SOLE 595398 400 4400
BURLINGTON RESOURCES COM 122014103 681 20607 SH DEFINED 20207 400
C B S CORP COM 12490K107 301 4708 SH SOLE 4308 400
C B S CORP COM 12490K107 51 800 SH DEFINED 800
CMG INFORMATION SERVICES COM 125750109 304 1100 SH DEFINED 1100
CSX CORP, COMMON COM 126408103 650 20733 SH SOLE 18933 1800
CSX CORP, COMMON COM 126408103 148 4744 SH DEFINED 4744
CVS CORP COM 126650100 234 5880 SH SOLE 5880
CVS CORP COM 126650100 47 1200 SH DEFINED 1200
CAMPBELL SOUP COMPANY COMMON COM 134429109 725 18756 SH SOLE 18256 500
CAMPBELL SOUP COMPANY COMMON COM 134429109 15 400 SH DEFINED 400
CAPITAL AUTOMOTIVE REIT COM 139733109 146 12000 SH DEFINED 12000
CAPITAL ONE FINANCIAL COM 14040H105 240 5000 SH DEFINED 5000
CARDINAL HEALTH INC. COM 14149Y108 308 6452 SH SOLE 6452
CARDINAL HEALTH INC. COM 14149Y108 83 1743 SH DEFINED 900 843
CARLISLE CO INC COM 142339100 360 10000 SH SOLE 10000
CHASE MANHATTAN CORP NEW COM 16161A108 4045 52079 SH SOLE 44607 400 7072
CHASE MANHATTAN CORP NEW COM 16161A108 381 4910 SH DEFINED 4510 400
CHECKFREE HOLDINGS CORP COM 162816102 1045 10000 SH SOLE 10000
CHECKFREE HOLDINGS CORP COM 162816102 104 1000 SH DEFINED 1000
CHEVRON CORPORATION COM 166751107 6864 79245 SH SOLE 57049 22196
CHEVRON CORPORATION COM 166751107 1743 20128 SH DEFINED 17753 2375
CHUBB CORP COM 171232101 1359 24146 SH SOLE 21946 2200
CHUBB CORP COM 171232101 219 3900 SH DEFINED 3500 400
CIRCUIT CITY STORES COM 172737108 5069 112500 SH SOLE 112500
CIRCUIT CITY STORES COM 172737108 225 5000 SH DEFINED 4200 800
CISCO SYSTEMS COM 17275R102 56754 529798 SH SOLE 503162 26636
CISCO SYSTEMS COM 17275R102 9193 85819 SH DEFINED 77319 4950 3550
CITIGROUP INC COM 172967101 1791 32164 SH SOLE 21064 11100
CITIGROUP INC COM 172967101 392 7050 SH DEFINED 7050
CITIZENS UTILITIES CLASS B COM 177342201 150 10635 SH SOLE 10635
COASTAL CORP COM 190441105 1744 49234 SH SOLE 44934 4300
COASTAL CORP COM 190441105 70 2000 SH DEFINED 2000
COCA-COLA COMPANY COMMON COM 191216100 12114 207975 SH SOLE 195530 800 11645
COCA-COLA COMPANY COMMON COM 191216100 2953 50709 SH DEFINED 43109 4600 3000
COLGATE-PALMOLIVE COMPANY COMM COM 194162103 682 10496 SH SOLE 9696 800
COLUMBIA ENERGY GROUP COM 197648108 309 4896 SH SOLE 1945 2951
COLUMBIA ENERGY GROUP COM 197648108 77 1218 SH DEFINED 1218
COMPAQ COMPUTER COM 204493100 454 16802 SH SOLE 10202 6600
COMPAQ COMPUTER COM 204493100 18 700 SH DEFINED 700
CONAGRA COM 205887102 241 10648 SH SOLE 10448 200
CONAGRA COM 205887102 4 200 SH DEFINED 200
CONEXANT SYSTEMS COM 207142100 1066 16074 SH SOLE 15458 616
CONEXANT SYSTEMS COM 207142100 110 1672 SH DEFINED 1672
CONOCO INC. CLASS B COM 208251405 5436 218541 SH SOLE 208623 245 9673
CONOCO INC. CLASS B COM 208251405 458 18422 SH DEFINED 17194 737 491
CONSOLIDATED NATURAL GAS CO CO COM 209615103 2040 31420 SH SOLE 29228 2192
CONSOLIDATED NATURAL GAS CO CO COM 209615103 227 3500 SH DEFINED 3500
CONSTELLATION ENERGY GROUP COM 210371100 333 11499 SH SOLE 10599 900
CONSTELLATION ENERGY GROUP COM 210371100 8 300 SH DEFINED 300
CORNING INCORPORATED COM 219350105 17384 134827 SH SOLE 130339 4488
CORNING INCORPORATED COM 219350105 1334 10350 SH DEFINED 8200 1300 850
COUNTRYWIDE CREDIT INDUSTRIES COM 222372104 2391 94700 SH SOLE 93800 900
COUNTRYWIDE CREDIT INDUSTRIES COM 222372104 88 3500 SH DEFINED 3000 500
CREDENCE SYSTEMS COM 225302108 865 10000 SH SOLE 10000
CROSS TIMBERS OIL CO COM 227573102 181 20000 SH SOLE 20000
DPL INC COM 233293109 2490 143866 SH SOLE 143266 600
DPL INC COM 233293109 215 12422 SH DEFINED 11672 750
DEERE & CO COMMON COM 244199105 326 7537 SH SOLE 7537
DEERE & CO COMMON COM 244199105 97 2250 SH DEFINED 1950 300
DELL COMPUTER CORPORATION COM 247025109 204 4000 SH SOLE 4000
DELPHI AUTOMOTIVE SYSTEMS COM 247126105 296 18806 SH SOLE 14230 4576
DELPHI AUTOMOTIVE SYSTEMS COM 247126105 33 2116 SH DEFINED 1767 349
DELTA AIR LINES INC. COM 247361108 5459 109600 SH SOLE 109600
DELTA AIR LINES INC. COM 247361108 124 2500 SH DEFINED 2500
WALT DISNEY COMPANY COM 254687106 557 19045 SH SOLE 19045
WALT DISNEY COMPANY COM 254687106 194 6649 SH DEFINED 5449 1200
DOMINION RESOURCES INC COM 257470104 920 23461 SH SOLE 20276 3185
DOMINION RESOURCES INC COM 257470104 129 3300 SH DEFINED 2900 400
DOW CHEMICAL CO COMMON COM 260543103 2177 16297 SH SOLE 14233 2064
DOW CHEMICAL CO COMMON COM 260543103 146 1100 SH DEFINED 100 1000
DUPONT E I DENEMOURS & CO COMM COM 263534109 11007 167102 SH SOLE 156492 10610
DUPONT E I DENEMOURS & CO COMM COM 263534109 1888 28663 SH DEFINED 27880 350 433
DUKE ENERGY CORPORATION COM 264399106 2600 51884 SH SOLE 50272 1612
DUKE ENERGY CORPORATION COM 264399106 216 4327 SH DEFINED 4327
DUPONT PHOTOMASKS INC. COM 26613X101 482 10000 SH SOLE 10000
ECI TELECOM LTD ORD COM 268258100 626 19800 SH SOLE 19800
ECI TELECOM LTD ORD COM 268258100 322 10200 SH DEFINED 6600 3600
E M C CORP COM 268648102 5371 49170 SH SOLE 47870 200 1100
E M C CORP COM 268648102 611 5600 SH DEFINED 5600
EOG RESOURCES, INC COM 26875P101 12844 731325 SH SOLE 725625 1000 4700
EOG RESOURCES, INC COM 26875P101 474 27000 SH DEFINED 24800 2200
EASTMAN KODAK CO COMMON COM 277461109 293 4431 SH SOLE 2931 1500
EASTMAN KODAK CO COMMON COM 277461109 28 425 SH DEFINED 425
EATON CORP COMMON COM 278058102 72 1000 SH SOLE 1000
EATON CORP COMMON COM 278058102 261 3600 SH DEFINED 3600
EDISON INTERNATIONAL COM 281020107 254 9733 SH SOLE 9233 500
ELECTRONIC DATA SYSTEMS COM 285661104 1028 15360 SH SOLE 12428 1400 1532
ELECTRONIC DATA SYSTEMS COM 285661104 46 700 SH DEFINED 700
EMERSON ELECTRIC CO COMMON COM 291011104 2377 41446 SH SOLE 37618 3828
EMERSON ELECTRIC CO COMMON COM 291011104 355 6200 SH DEFINED 6200
ENRON CORP COM 293561106 5906 133114 SH SOLE 92138 40976
ENRON CORP COM 293561106 976 22000 SH DEFINED 22000
ENTRUST TECHNOLOGIES INC COM 293848107 599 10000 SH SOLE 10000
EQUIFAX INC. COM 294429105 244 10374 SH SOLE 10374
EQUIFAX INC. COM 294429105 80 3430 SH DEFINED 1430 2000
EQUITABLE RESOURCES INC. COM 294549100 234 7013 SH SOLE 6001 1012
EQUITABLE RESOURCES INC. COM 294549100 15 468 SH DEFINED 468
ERICSSON TEL NEW ADR COM 294821400 4219 64240 SH SOLE 58552 5688
ERICSSON TEL NEW ADR COM 294821400 380 5800 SH DEFINED 4800 1000
EXXON MOBIL CORP COM 30231G102 46241 573981 SH SOLE 473974 270 99737
EXXON MOBIL CORP COM 30231G102 7092 88041 SH DEFINED 79105 7600 1336
FPL GROUP INC COM 302571104 309 7223 SH SOLE 7123 100
FPL GROUP INC COM 302571104 74 1750 SH DEFINED 1550 200
FDX CORP COM 31304N107 231 5650 SH SOLE 3900 1750
F H L M C COM 313400301 341 7250 SH SOLE 6350 900
FIFTH THIRD BANCORP COM 316773100 585 7975 SH SOLE 7975
FIFTH THIRD BANCORP COM 316773100 265 3614 SH DEFINED 3614
FIRST DATA CORP COM 319963104 17663 358186 SH SOLE 352786 400 5000
FIRST DATA CORP COM 319963104 1341 27200 SH DEFINED 23900 2100 1200
FIRST UNION CORP. COM 337358105 627 19064 SH SOLE 18064 1000
FIRST UNION CORP. COM 337358105 79 2400 SH DEFINED 2400
FIRST WEST VIRGINIA BANCORP, I COM 337493100 1303 79611 SH SOLE 79327 284
FIRST WEST VIRGINIA BANCORP, I COM 337493100 22 1356 SH DEFINED 1356
FLORIDA PROGRESS CORP, COMMON COM 341109106 305 7217 SH SOLE 5419 1798
FORD MOTOR CO COMMON COM 345370100 1533 28758 SH SOLE 26658 2100
FORD MOTOR CO COMMON COM 345370100 47 900 SH DEFINED 900
FOREST LABORATORIES COM 345838106 270 4400 SH SOLE 4400
FORTUNE BRANDS INC. COM 349631101 318 9620 SH SOLE 9220 400
FORTUNE BRANDS INC. COM 349631101 195 5904 SH DEFINED 5904
FREEPORT MCMORAN COPPER & GOLD COM 35671D857 15 724 SH SOLE 689 35
FREEPORT MCMORAN COPPER & GOLD COM 35671D857 215 10201 SH DEFINED 10201
G T E CORP COM. COM 362320103 6205 87943 SH SOLE 83943 4000
G T E CORP COM. COM 362320103 614 8704 SH DEFINED 7904 400 400
GALLAHER GROUP PLC ADR COM 363595109 126 8230 SH SOLE 8230
GALLAHER GROUP PLC ADR COM 363595109 96 6280 SH DEFINED 6280
GANNETT CO INC COMMON COM 364730101 483 5924 SH SOLE 5866 58
GENERAL ELECTRIC CO COMMON COM 369604103 137663 889584 SH SOLE 823279 800 65505
GENERAL ELECTRIC CO COMMON COM 369604103 17290 111730 SH DEFINED 97930 10200 3600
GENERAL MILLS INC COMMON COM 370334104 1424 39848 SH SOLE 39648 200
GENERAL MILLS INC COMMON COM 370334104 114 3200 SH DEFINED 2400 800
GENERAL MOTORS CORPORATION COM COM 370442105 2005 27584 SH SOLE 20066 7518
GENERAL MOTORS CORPORATION COM COM 370442105 206 2847 SH DEFINED 2347 500
GENESYS TELECOMMUNICATIONS COM 371931106 270 5000 SH SOLE 5000
GENESYS TELECOMMUNICATIONS COM 371931106 54 1000 SH DEFINED 1000
GENESIS MICROCHIP INC COM 371933102 422 20000 SH SOLE 20000
GENUINE PARTS COMMON COM 372460105 243 9807 SH SOLE 9807
GENUINE PARTS COMMON COM 372460105 62 2530 SH DEFINED 2530
GILLETTE CO COMMON COM 375766102 4994 121260 SH SOLE 109100 4000 8160
GILLETTE CO COMMON COM 375766102 700 17006 SH DEFINED 16006 800 200
GLAXO WELLCOME PLC COM 37733W105 238 4263 SH SOLE 4226 37
GLAXO WELLCOME PLC COM 37733W105 178 3200 SH DEFINED 3200
GUIDANT CP COM 401698105 97 2076 SH SOLE 2076
GUIDANT CP COM 401698105 160 3406 SH DEFINED 3406
H S B GROUP INC. COM 40428N109 233 6900 SH SOLE 6900
HALLIBURTON CO COMMON COM 406216101 703 17490 SH SOLE 12690 4800
HALLIBURTON CO COMMON COM 406216101 116 2900 SH DEFINED 1634 1266
HARTFORD FINANCIAL CORP COM 416515104 634 13400 SH SOLE 12138 1262
HARTFORD FINANCIAL CORP COM 416515104 5 126 SH DEFINED 126
HEALTHSOUTH CORPORATION COM 421924101 60 11300 SH SOLE 11300
H. J. HEINZ CO, COMMON COM 423074103 766 19260 SH SOLE 18760 500
H. J. HEINZ CO, COMMON COM 423074103 410 10308 SH DEFINED 10008 300
HELIX BIOMEDIX INC COM 423287309 47 27100 SH SOLE 27100
HEWLETT-PACKARD CO COM 428236103 10323 90760 SH SOLE 85410 5350
HEWLETT-PACKARD CO COM 428236103 933 8208 SH DEFINED 7408 800
HOME DEPOT INC. COM 437076102 1243 18087 SH SOLE 16986 1101
HOME DEPOT INC. COM 437076102 350 5100 SH DEFINED 2400 2700
HONEYWELL INTERNATIONAL INC COM 438516106 42450 735858 SH SOLE 723885 300 11673
HONEYWELL INTERNATIONAL INC COM 438516106 2582 44762 SH DEFINED 40776 2124 1862
HOUSEHOLD INTERNATIONAL COM 441815107 366 9827 SH SOLE 7933 1894
HOUSEHOLD INTERNATIONAL COM 441815107 22 600 SH DEFINED 600
HUNTINGTON BANKSHARES COM 446150104 1984 83102 SH SOLE 37245 44744 1113
HUNTINGTON BANKSHARES COM 446150104 6 286 SH DEFINED 286
ILLINOIS TOOL WORKS COM 452308109 672 9955 SH SOLE 8355 1600
INGERSOLL RAND CO COMMON COM 456866102 1457 26475 SH SOLE 25675 800
INTEL, COMMON COM 458140100 6708 81503 SH SOLE 76603 4000 900
INTEL, COMMON COM 458140100 730 8870 SH DEFINED 8870
INTERIM SERVICES INC COM 45868P100 394 15930 SH SOLE 15930
INTERNATIONAL BUSINESS MACHINE COM 459200101 10791 100034 SH SOLE 94634 5400
INTERNATIONAL BUSINESS MACHINE COM 459200101 1030 9550 SH DEFINED 9550
INTERPUBLIC GROUP COMPANY COM 460690100 371 6441 SH SOLE 6441
INTERPUBLIC GROUP COMPANY COM 460690100 167 2900 SH DEFINED 2900
JOHNSON AND JOHNSON COMMON COM 478160104 12345 132389 SH SOLE 121223 2325 8841
JOHNSON AND JOHNSON COMMON COM 478160104 1665 17858 SH DEFINED 15458 1600 800
KELLOGG CO COMMON COM 487836108 302 9833 SH SOLE 6933 2900
KELLOGG CO COMMON COM 487836108 184 6000 SH DEFINED 6000
KEMET COM 488360108 351 7800 SH SOLE 7800
KERR-MCGEE CORP COMMON COM 492386107 242 3906 SH SOLE 3906
KEYCORP NEW COM 493267108 224 10140 SH SOLE 10140
KIMBERLY-CLARK CORP COMMON COM 494368103 687 10512 SH SOLE 10512
KIMBERLY-CLARK CORP COMMON COM 494368103 13 200 SH DEFINED 200
LAM RESEARCH COM 512807108 780 7000 SH SOLE 7000
LAM RESEARCH COM 512807108 33 300 SH DEFINED 300
LANCASTER COLONY CORP COM 513847103 602 18201 SH SOLE 18201
LILLY ELI & CO COMMON COM 532457108 2223 33440 SH SOLE 29544 3896
LILLY ELI & CO COMMON COM 532457108 89 1350 SH DEFINED 1350
LOWES COS. INC COM 548661107 329 5522 SH SOLE 5522
LOWES COS. INC COM 548661107 185 3100 SH DEFINED 2900 200
LUCENT TECHNOLOGIES COM 549463107 17384 231794 SH SOLE 217660 320 13814
LUCENT TECHNOLOGIES COM 549463107 2973 39645 SH DEFINED 36249 3396
MCN ENERGY $4.00 PFD PREFERRED 55267J308 385 9500 SH SOLE 9500
MCI WORLDCOM INC. COM 55268B106 1454 27406 SH SOLE 27218 188
MCI WORLDCOM INC. COM 55268B106 268 5055 SH DEFINED 5055
MRV COMMUNICATIONS COM 553477100 1383 22000 SH SOLE 22000
MARSH MCLENNAN COMMON COM 571748102 633 6624 SH SOLE 6624
MARSH MCLENNAN COMMON COM 571748102 287 3000 SH DEFINED 3000
MAY DEPARTMENT STORES CO COMMO COM 577778103 393 12192 SH SOLE 8478 3714
MAY DEPARTMENT STORES CO COMMO COM 577778103 24 750 SH DEFINED 750
MCDONALDS CORP COM 580135101 1074 26666 SH SOLE 25405 1261
MCDONALDS CORP COM 580135101 60 1500 SH DEFINED 1100 400
MCGRAW HILL INC COM 580645109 493 8000 SH SOLE 8000
MEAD CORPORATION COMMON COM 582834107 243 5604 SH SOLE 5604
MEAD CORPORATION COMMON COM 582834107 52 1200 SH DEFINED 1200
MEDIAONE GROUP INC COM 58440J104 1149 14967 SH SOLE 13767 80 1120
MEDIAONE GROUP INC COM 58440J104 363 4738 SH DEFINED 4738
MEDTRONIC, INC COM 585055106 242 6650 SH DEFINED 250 6400
MELLON FINANCIAL COM 58551A108 1091 32054 SH SOLE 28454 3600
MELLON FINANCIAL COM 58551A108 282 8308 SH DEFINED 8308
MERCK AND COMPANY COMMON COM 589331107 26835 399402 SH SOLE 377608 2400 19394
MERCK AND COMPANY COMMON COM 589331107 3597 53541 SH DEFINED 47641 5400 500
MICROSOFT CORP COM 594918104 1716 14704 SH SOLE 14504 200
MICROSOFT CORP COM 594918104 936 8025 SH DEFINED 8025
MINNESOTA MINING AND MANUFACTU COM 604059105 6330 64680 SH SOLE 59119 5561
MINNESOTA MINING AND MANUFACTU COM 604059105 836 8550 SH DEFINED 8150 400
MONSANTO CO COMMON COM 611662107 905 25550 SH SOLE 22530 3020
MONSANTO CO COMMON COM 611662107 14 400 SH DEFINED 400
MORGAN J P AND CO COMMON COM 616880100 2679 21164 SH SOLE 20464 700
MORGAN J P AND CO COMMON COM 616880100 329 2600 SH DEFINED 2200 400
MOTOROLA INC COM 620076109 4634 31474 SH SOLE 30174 1300
MOTOROLA INC COM 620076109 456 3100 SH DEFINED 2800 300
MYLAN LABORATORIES INC. COM 628530107 378 15009 SH SOLE 15009
NATIONAL CITY CORP. COM 635405103 1114 47034 SH SOLE 44190 2844
NATIONAL CITY CORP. COM 635405103 671 28332 SH DEFINED 28332
NATIONWIDE FINANCIAL SERVICES, COM 638612101 3997 143075 SH SOLE 142475 600
NATIONWIDE FINANCIAL SERVICES, COM 638612101 159 5700 SH DEFINED 4300 500 900
NORFOLK SOUTHERN CORPORATION, COM 655844108 257 12577 SH SOLE 12472 105
NORFOLK SOUTHERN CORPORATION, COM 655844108 173 8460 SH DEFINED 8460
OMNICOM GROUP COM 681919106 3370 33700 SH SOLE 32400 1300
OMNICOM GROUP COM 681919106 270 2700 SH DEFINED 2700
ONE VALLEY BANCORP INC. COM 682419106 290 9482 SH SOLE 9482
ONE VALLEY BANCORP INC. COM 682419106 331 10833 SH DEFINED 10833
ORACLE SYSTEMS COM 68389X105 410 3659 SH SOLE 3659
PE CORP- PE BIO SYSTEMS GROUP COM 69332S102 324 2700 SH SOLE 2700
PE CORP- PE BIO SYSTEMS GROUP COM 69332S102 642 5342 SH DEFINED 5342
PE CORP- CELERA GENOMICS GRP COM 69332S201 100 675 SH SOLE 675
PE CORP- CELERA GENOMICS GRP COM 69332S201 243 1635 SH DEFINED 1635
PNC BANK CORP COM 693475105 15246 342620 SH SOLE 339620 200 2800
PNC BANK CORP COM 693475105 963 21650 SH DEFINED 18250 2800 600
P P & L RESOURCES COM 693499105 209 9164 SH SOLE 8964 200
P P & L RESOURCES COM 693499105 50 2200 SH DEFINED 2200
PPG INDUSTRIES INC COMMON COM 693506107 2246 35903 SH SOLE 34103 1800
PPG INDUSTRIES INC COMMON COM 693506107 90 1450 SH DEFINED 1450
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</TABLE>
