<PAGE> 1
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: 06/30/00
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: WesBanco Bank, Inc.
Address: One Bank Plaza
Wheeling, WV 26003
13F File Number: 877134
The institutional investment manager filing this report and the
person by whom it is signed hereby represent that the person
signing the report is authorized to submit it, that all
information contained herein is true, correct and complete, and
that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of
this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Cynthia M. Perring
Title: Assistant Vice President
Phone: (304) 234-9422
Signature, Place, and Date of Signing: City of Wheeling
State of West Virginia
on the 3rd day of July, 2000
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
I AM SIGNING THIS REPORT AS REQUIRED BY THE SECURITIES EXCHANGE
ACT OF 1934.
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FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 480
Form 13F Information Table Entry Total: $1,313,280
List of Other Included Managers:
NONE
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<TABLE>
FORM 13F INFORMATION TABLE
VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE
------------------------------ ---------------- --------- -------- --- --- --- ---- ------- ------------- ------- --------- ------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AGL RES. INC. COM 001204106 164 10325 SH SOLE 9625 700
AGL RES. INC. COM 001204106 131 8280 SH DEFINED 7280 1000
A T & T COM 001957109 5814 183842 SH SOLE 169925 375 13542
A T & T COM 001957109 841 26597 SH DEFINED 23366 1456 1775
AT&T CANADA INC COM 00207Q202 285 8600 SH SOLE 8600
ABBOTT LABORATORIES COMMON COM 002824100 2354 52844 SH SOLE 52844
ABBOTT LABORATORIES COMMON COM 002824100 320 7200 SH DEFINED 4800 2400
ADAPTEC COM 00651F108 4027 177050 SH SOLE 176250 800
ADAPTEC COM 00651F108 168 7400 SH DEFINED 6800 600
AEGON NV COM 007924103 26 734 SH SOLE 42 692
AEGON NV COM 007924103 420 11812 SH DEFINED 11812
AGILENT TECHNOLOGIES INC COM 00846U101 1816 24625 SH SOLE 23312 1313
AGILENT TECHNOLOGIES INC COM 00846U101 257 3497 SH DEFINED 3193 114 190
AIR PRODUCTS AND CHEMICALS COM 009158106 482 15648 SH SOLE 15648
AIR PRODUCTS AND CHEMICALS COM 009158106 6 200 SH DEFINED 200
ALCOA INC COM 013817101 311 10752 SH SOLE 4800 5952
ALLEGHENY ENERGY COM 017361106 1273 46533 SH SOLE 43874 275 2384
ALLEGHENY ENERGY COM 017361106 196 7178 SH DEFINED 5723 1455
ALLIED IRISH ORD ADR COM 019228402 615 34691 SH SOLE 34691
ALLSTATE COM 020002101 464 20897 SH SOLE 20643 254
ALLSTATE COM 020002101 23 1077 SH DEFINED 1077
ALLTEL CORP, COM. COM 020039103 290 4692 SH SOLE 4692
ALLTEL CORP, COM. COM 020039103 1426 23034 SH DEFINED 23034
AMERICA ONLINE COM 02364J104 285 5417 SH SOLE 5393 24
AMERICA ONLINE COM 02364J104 128 2440 SH DEFINED 2440
AMERICAN BANCORPORATION NEW COM 024076408 163 13308 SH SOLE 13308
AMERICAN BANCORPORATION NEW COM 024076408 76 6220 SH DEFINED 6220
AMERICAN ELECTRIC POWER COMPAN COM 025537101 1688 57006 SH SOLE 54710 2296
AMERICAN ELECTRIC POWER COMPAN COM 025537101 169 5708 SH DEFINED 5208 500
AMERICAN EXPRESS COMPANY COMMO COM 025816109 399 7668 SH SOLE 7668
AMERICAN EXPRESS COMPANY COMMO COM 025816109 187 3600 SH DEFINED 3600
AMERICAN GENERAL CORP COM 026351106 12971 212646 SH SOLE 210622 2024
AMERICAN GENERAL CORP COM 026351106 207 3400 SH DEFINED 3400
AMERICAN HOME PRODUCTS COMMON COM 026609107 36335 618470 SH SOLE 602170 16300
AMERICAN HOME PRODUCTS COMMON COM 026609107 10760 183150 SH DEFINED 148881 5600 28669
AMERICAN INTERNATIONAL GROUP, COM 026874107 16944 144207 SH SOLE 138489 281 5437
AMERICAN INTERNATIONAL GROUP, COM 026874107 2809 23912 SH DEFINED 21963 631 1318
AMGEN INC. COM 031162100 16368 233000 SH SOLE 230500 2500
AMGEN INC. COM 031162100 723 10300 SH DEFINED 9700 600
ANHEUSER BUSCH, COMMON COM 035229103 13488 180600 SH SOLE 179400 200 1000
ANHEUSER BUSCH, COMMON COM 035229103 68 915 SH DEFINED 900 15
ANTEC CORPORATION COM 03664P105 332 8000 SH SOLE 8000
APPLIED MATERIALS COM 038222105 2809 31000 SH SOLE 31000
APPLIED MATERIALS COM 038222105 181 2000 SH DEFINED 2000
ARTESYN TECHNOLOGIES INC. COM 043127109 445 16000 SH SOLE 16000
ARTESYN TECHNOLOGIES INC. COM 043127109 55 2000 SH DEFINED 2000
ASSOCIATES FIRST CAPITAL CORP COM 046008108 226 10152 SH SOLE 10152
ASSOCIATES FIRST CAPITAL CORP COM 046008108 31 1412 SH DEFINED 784 628
ATMOS ENERGY CORP COM 049560105 198 11325 SH SOLE 11325
ATMOS ENERGY CORP COM 049560105 105 6000 SH DEFINED 2400 3600
AUTOMATIC DATA PROCESSING COM 053015103 5708 106584 SH SOLE 101784 300 4500
AUTOMATIC DATA PROCESSING COM 053015103 380 7100 SH DEFINED 6600 500
AVERY DENNISON CORPORATION COM 053611109 314 4688 SH SOLE 4688
BAKER HUGHES INC COM 057224107 2019 63100 SH SOLE 63100
BAKER HUGHES INC COM 057224107 6 200 SH DEFINED 200
BANK OF AMERICA CORP COM 060505104 382 8905 SH SOLE 8905
BANK OF AMERICA CORP COM 060505104 165 3850 SH DEFINED 3850
BANK ONE CORP COM 06423A103 8735 328860 SH SOLE 326625 1000 1235
BANK ONE CORP COM 06423A103 233 8778 SH DEFINED 8778
BAXTER INTERNATIONAL INC. COM 071813109 204 2905 SH SOLE 2605 300
BAXTER INTERNATIONAL INC. COM 071813109 170 2423 SH DEFINED 2423
BELL ATLANTIC CORP COM 077853109 6262 123246 SH SOLE 116758 280 6208
BELL ATLANTIC CORP COM 077853109 1251 24620 SH DEFINED 22930 1690
BELL SOUTH CORP COM 079860102 13485 316369 SH SOLE 302751 380 13238
BELL SOUTH CORP COM 079860102 2533 59437 SH DEFINED 55997 180 3260
BELMONT-BANCORP, COMMON, COM 080162100 517 188002 SH SOLE 188002
BELMONT-BANCORP, COMMON, COM 080162100 205 74878 SH DEFINED 12884 60680 1314
BELMONT BANCORP RIGHTS EXP 3/2 COM 080162993 0 189052 SH SOLE 189052
BELMONT BANCORP RIGHTS EXP 3/2 COM 080162993 0 78002 SH DEFINED 19108 57646 1248
BERKSHIRE HATHAWAY COM 084670207 649 369 SH SOLE 239 105 25
BESTFOODS INC. COM 08658U101 2575 37193 SH SOLE 32393 4800
BESTFOODS INC. COM 08658U101 466 6740 SH DEFINED 6340 400
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 62245 1068595 SH SOLE 1010963 1600 56032
BRISTOL-MYERS SQUIBB COMPANY COM 110122108 8517 146215 SH DEFINED 112182 11600 22433
BURLINGTON NORTHERN SANTA FE C COM 12189T104 282 12305 SH SOLE 11806 499
BURLINGTON NORTHERN SANTA FE C COM 12189T104 156 6811 SH DEFINED 6811
BURLINGTON RESOURCES COM 122014103 27101 708523 SH SOLE 702323 400 5800
BURLINGTON RESOURCES COM 122014103 1045 27332 SH DEFINED 26032 1000 300
CMG INFORMATION SERVICES COM 125750109 16 355 SH SOLE 355
CMG INFORMATION SERVICES COM 125750109 1012 22111 SH DEFINED 22111
CSX CORP, COMMON COM 126408103 311 14702 SH SOLE 13502 1200
CSX CORP, COMMON COM 126408103 110 5212 SH DEFINED 5212
CVS CORP COM 126650100 273 6840 SH SOLE 6840
CVS CORP COM 126650100 48 1200 SH DEFINED 1200
CABOT OIL & GAS CORPORATION COM 127097103 423 20000 SH SOLE 20000
CAMPBELL SOUP COMPANY COMMON COM 134429109 546 18756 SH SOLE 18256 500
CAMPBELL SOUP COMPANY COMMON COM 134429109 11 400 SH DEFINED 400
CARDINAL HEALTH INC. COM 14149Y108 423 5719 SH SOLE 5719
CARDINAL HEALTH INC. COM 14149Y108 143 1943 SH DEFINED 1943
CARLISLE CO INC COM 142339100 540 12000 SH SOLE 12000
CHASE MANHATTAN CORP NEW COM 16161A108 3559 77274 SH SOLE 66066 600 10608
CHASE MANHATTAN CORP NEW COM 16161A108 415 9015 SH DEFINED 8415 600
CHECKFREE HOLDINGS CORP COM 162816102 567 11000 SH SOLE 11000
CHECKFREE HOLDINGS CORP COM 162816102 51 1000 SH DEFINED 1000
CHEVRON CORPORATION COM 166751107 6092 71831 SH SOLE 49635 22196
CHEVRON CORPORATION COM 166751107 1411 16638 SH DEFINED 14263 2375
CHUBB CORP COM 171232101 753 12246 SH SOLE 12246
CHUBB CORP COM 171232101 159 2600 SH DEFINED 2600
CIENA CORP COM 171779101 333 2000 SH SOLE 2000
CIENA CORP COM 171779101 166 1000 SH DEFINED 1000
CIRCUIT CITY STORES COM 172737108 4649 140100 SH SOLE 137800 2300
CIRCUIT CITY STORES COM 172737108 175 5300 SH DEFINED 4500 800
CISCO SYSTEMS COM 17275R102 42382 666774 SH SOLE 623750 43024
CISCO SYSTEMS COM 17275R102 8919 140332 SH DEFINED 123884 8600 7848
CITIGROUP INC COM 172967101 2058 34164 SH SOLE 23064 11100
CITIGROUP INC COM 172967101 153 2550 SH DEFINED 300 2250
COASTAL CORP COM 190441105 2787 45784 SH SOLE 41484 4300
COASTAL CORP COM 190441105 203 3350 SH DEFINED 3350
COCA-COLA COMPANY COMMON COM 191216100 10229 178097 SH SOLE 169697 800 7600
COCA-COLA COMPANY COMMON COM 191216100 2653 46196 SH DEFINED 37240 3800 5156
COLGATE-PALMOLIVE COMPANY COMM COM 194162103 548 9156 SH SOLE 8356 800
COLGATE-PALMOLIVE COMPANY COMM COM 194162103 58 984 SH DEFINED 984
COLUMBIA ENERGY GROUP COM 197648108 321 4896 SH SOLE 1945 2951
COLUMBIA ENERGY GROUP COM 197648108 79 1218 SH DEFINED 1218
COMPAQ COMPUTER COM 204493100 374 14652 SH SOLE 8052 6600
COMPAQ COMPUTER COM 204493100 17 700 SH DEFINED 700
CONAGRA COM 205887102 244 12848 SH SOLE 12648 200
CONAGRA COM 205887102 3 200 SH DEFINED 200
CONEXANT SYSTEMS COM 207142100 695 14310 SH SOLE 13694 616
CONEXANT SYSTEMS COM 207142100 81 1672 SH DEFINED 1672
CONOCO INC. CLASS B COM 208251405 4787 194910 SH SOLE 179981 245 14684
CONOCO INC. CLASS B COM 208251405 349 14245 SH DEFINED 13754 491
CONSTELLATION ENERGY GROUP COM 210371100 363 11156 SH SOLE 10256 900
CONSTELLATION ENERGY GROUP COM 210371100 42 1300 SH DEFINED 1300
CORNING INCORPORATED COM 219350105 14713 54520 SH SOLE 51432 3088
CORNING INCORPORATED COM 219350105 2523 9350 SH DEFINED 7850 900 600
COUNTRYWIDE CREDIT INDUSTRIES COM 222372104 2382 78600 SH SOLE 78600
COUNTRYWIDE CREDIT INDUSTRIES COM 222372104 90 3000 SH DEFINED 3000
CREDENCE SYSTEMS COM 225302108 772 14000 SH SOLE 14000
CROSS TIMBERS OIL CO COM 227573102 1659 75000 SH SOLE 75000
CYMER INC COM 232572107 573 12000 SH SOLE 12000
DPL INC COM 233293109 3053 139178 SH SOLE 138578 600
DPL INC COM 233293109 316 14422 SH DEFINED 13672 750
DEERE & CO COMMON COM 244199105 166 4487 SH SOLE 4487
DEERE & CO COMMON COM 244199105 75 2050 SH DEFINED 2050
DELPHI AUTOMOTIVE SYSTEMS COM 247126105 247 16986 SH SOLE 12410 4576
DELPHI AUTOMOTIVE SYSTEMS COM 247126105 32 2229 SH DEFINED 1880 349
DELTA AIR LINES INC. COM 247361108 2381 47100 SH SOLE 47100
DELTA AIR LINES INC. COM 247361108 146 2900 SH DEFINED 2900
WALT DISNEY COMPANY COM 254687106 1162 29942 SH SOLE 29942
WALT DISNEY COMPANY COM 254687106 254 6548 SH DEFINED 6548
DOMINION RESOURCES, INC. COM 25746U109 2372 55342 SH SOLE 50789 4553
DOMINION RESOURCES, INC. COM 25746U109 480 11202 SH DEFINED 10127 1075
DOW CHEMICAL CO COMMON COM 260543103 1519 50337 SH SOLE 44937 5400
DOW CHEMICAL CO COMMON COM 260543103 150 4992 SH DEFINED 1200 3792
DRUGSTORE.COM INC COM 262241102 75 10000 SH SOLE 10000
DRUGSTORE.COM INC COM 262241102 15 2000 SH DEFINED 2000
DUPONT E I DENEMOURS & CO COMM COM 263534109 5703 130370 SH SOLE 119931 10439
DUPONT E I DENEMOURS & CO COMM COM 263534109 1167 26680 SH DEFINED 26247 433
DUKE ENERGY CORPORATION COM 264399106 2838 50353 SH SOLE 48440 1913
DUKE ENERGY CORPORATION COM 264399106 284 5055 SH DEFINED 5055
DUPONT PHOTOMASKS INC. COM 26613X101 822 12000 SH SOLE 12000
ECI TELECOM LTD ORD COM 268258100 600 16800 SH SOLE 16800
ECI TELECOM LTD ORD COM 268258100 300 8400 SH DEFINED 4800 3600
E M C CORP COM 268648102 6048 78620 SH SOLE 76820 200 1600
E M C CORP COM 268648102 740 9620 SH DEFINED 9620
EOG RESOURCES, INC COM 26875P101 28014 836260 SH SOLE 830360 1000 4900
EOG RESOURCES, INC COM 26875P101 998 29800 SH DEFINED 27000 2800
EATON CORP COMMON COM 278058102 47 714 SH SOLE 714
EATON CORP COMMON COM 278058102 246 3686 SH DEFINED 3686
ECLIPSYS CORP COM 278856109 112 15000 SH SOLE 15000
EL PASO ENERGY CORP COM 283905107 3095 60778 SH SOLE 60778
EL PASO ENERGY CORP COM 283905107 14 284 SH DEFINED 266 18
ELECTRONIC DATA SYSTEMS COM 285661104 411 9977 SH SOLE 7045 1400 1532
ELECTRONIC DATA SYSTEMS COM 285661104 41 1000 SH DEFINED 1000
EMERSON ELECTRIC CO COMMON COM 291011104 2176 36043 SH SOLE 32215 3828
EMERSON ELECTRIC CO COMMON COM 291011104 452 7500 SH DEFINED 7500
ENRON CORP COM 293561106 7911 122656 SH SOLE 81048 41608
ENRON CORP COM 293561106 422 6544 SH DEFINED 6544
ENTRUST TECHNOLOGIES INC COM 293848107 1092 13200 SH SOLE 13200
ENTRUST TECHNOLOGIES INC COM 293848107 57 700 SH DEFINED 700
EQUIFAX INC. COM 294429105 273 10404 SH SOLE 10404
EQUIFAX INC. COM 294429105 90 3430 SH DEFINED 1430 2000
EQUITABLE RESOURCES INC. COM 294549100 475 9863 SH SOLE 8851 1012
EQUITABLE RESOURCES INC. COM 294549100 22 468 SH DEFINED 468
ERICSSON TEL NEW ADR COM 294821400 3528 176400 SH SOLE 154486 21914
ERICSSON TEL NEW ADR COM 294821400 496 24800 SH DEFINED 20800 4000
EXPEDIA INC. CLASS A COM 302125109 155 10500 SH SOLE 10500
EXPEDIA INC. CLASS A COM 302125109 14 1000 SH DEFINED 1000
EXXON MOBIL CORP COM 30231G102 42986 547601 SH SOLE 455406 270 91925
EXXON MOBIL CORP COM 30231G102 7613 96993 SH DEFINED 81893 7200 7900
FPL GROUP INC COM 302571104 376 7598 SH SOLE 7498 100
FPL GROUP INC COM 302571104 76 1550 SH DEFINED 1350 200
FIFTH THIRD BANCORP COM 316773100 453 7169 SH SOLE 7169
FIFTH THIRD BANCORP COM 316773100 195 3087 SH DEFINED 2918 169
FIRST DATA CORP COM 319963104 17526 353181 SH SOLE 347581 400 5200
FIRST DATA CORP COM 319963104 1585 31950 SH DEFINED 28150 2600 1200
FIRST UNION CORP. COM 337358105 556 22414 SH SOLE 21414 1000
FIRST UNION CORP. COM 337358105 59 2400 SH DEFINED 2400
FIRST WEST VIRGINIA BANCORP, I COM 337493100 1537 107879 SH SOLE 72339 35540
FIRST WEST VIRGINIA BANCORP, I COM 337493100 102 7191 SH DEFINED 7191
FIRST ENERGY COM 337932107 189 8115 SH SOLE 7515 600
FIRST ENERGY COM 337932107 30 1300 SH DEFINED 1300
FLORIDA PROGRESS CORP, COMMON COM 341109106 275 5867 SH SOLE 4669 1198
FORD MOTOR CO COMMON COM 345370100 1083 25194 SH SOLE 24994 200
FORD MOTOR CO COMMON COM 345370100 154 3600 SH DEFINED 1700 1900
FOREST LABORATORIES COM 345838106 444 4400 SH SOLE 4400
FORTUNE BRANDS INC. COM 349631101 221 9620 SH SOLE 9220 400
FORTUNE BRANDS INC. COM 349631101 140 6100 SH DEFINED 6100
FREEPORT MCMORAN COPPER & GOLD COM 35671D857 0 35 SH SOLE 35
FREEPORT MCMORAN COPPER & GOLD COM 35671D857 94 10201 SH DEFINED 10201
G T E CORP COM. COM 362320103 5257 84454 SH SOLE 80454 4000
G T E CORP COM. COM 362320103 531 8545 SH DEFINED 7745 400 400
GALLAHER GROUP PLC ADR COM 363595109 176 8230 SH SOLE 8230
GALLAHER GROUP PLC ADR COM 363595109 134 6280 SH DEFINED 6280
GANNETT CO INC COMMON COM 364730101 350 5858 SH SOLE 5800 58
GENERAL ELECTRIC CO COMMON COM 369604103 124354 2346306 SH SOLE 2184147 2400 159759
GENERAL ELECTRIC CO COMMON COM 369604103 19525 368405 SH DEFINED 300299 24300 43806
GENERAL MILLS INC COMMON COM 370334104 1392 36408 SH SOLE 36208 200
GENERAL MILLS INC COMMON COM 370334104 289 7560 SH DEFINED 7560
GENERAL MOTORS CORPORATION COM COM 370442105 5814 100141 SH SOLE 91363 8778
GENERAL MOTORS CORPORATION COM COM 370442105 331 5712 SH DEFINED 4712 1000
HUGHES ELECTRONICS CORPORATION COM 370442832 3591 40926 SH SOLE 40263 663
HUGHES ELECTRONICS CORPORATION COM 370442832 102 1172 SH DEFINED 1172
GENESIS MICROCHIP INC COM 371933102 357 20000 SH SOLE 20000
GENUINE PARTS COMMON COM 372460105 196 9807 SH SOLE 9807
GENUINE PARTS COMMON COM 372460105 50 2530 SH DEFINED 2530
GILLETTE CO COMMON COM 375766102 3765 107782 SH SOLE 97208 4000 6574
GILLETTE CO COMMON COM 375766102 579 16594 SH DEFINED 14752 800 1042
GLAXO WELLCOME PLC COM 37733W105 235 4067 SH SOLE 4030 37
GLAXO WELLCOME PLC COM 37733W105 185 3200 SH DEFINED 3200
GUIDANT CP COM 401698105 172 3476 SH SOLE 3476
GUIDANT CP COM 401698105 46 932 SH DEFINED 932
H S B GROUP INC. COM 40428N109 208 6700 SH SOLE 6700
HALLIBURTON CO COMMON COM 406216101 771 16345 SH SOLE 11545 4800
HALLIBURTON CO COMMON COM 406216101 184 3900 SH DEFINED 2634 1266
HARTFORD FINANCIAL CORP COM 416515104 692 12382 SH SOLE 12382
HARTFORD FINANCIAL CORP COM 416515104 77 1388 SH DEFINED 126 1262
H. J. HEINZ CO, COMMON COM 423074103 1550 35434 SH SOLE 35234 200
H. J. HEINZ CO, COMMON COM 423074103 541 12369 SH DEFINED 11769 600
HELIX BIOMEDIX INC COM 423287309 67 27100 SH SOLE 27100
HEWLETT-PACKARD CO COM 428236103 7357 58920 SH SOLE 55470 3450
HEWLETT-PACKARD CO COM 428236103 1070 8576 SH DEFINED 7776 300 500
HOME DEPOT INC. COM 437076102 669 13401 SH SOLE 12300 1101
HOME DEPOT INC. COM 437076102 428 8586 SH DEFINED 5886 2700
HONEYWELL INTERNATIONAL INC COM 438516106 22294 661781 SH SOLE 650958 300 10523
HONEYWELL INTERNATIONAL INC COM 438516106 1819 53997 SH DEFINED 48936 2824 2237
HOUSEHOLD INTERNATIONAL COM 441815107 463 11155 SH SOLE 9610 1545
HOUSEHOLD INTERNATIONAL COM 441815107 39 949 SH DEFINED 600 349
HUNTINGTON BANKSHARES COM 446150104 1232 77956 SH SOLE 32099 44744 1113
HUNTINGTON BANKSHARES COM 446150104 4 286 SH DEFINED 286
ILLINOIS TOOL WORKS COM 452308109 503 8832 SH SOLE 8832
ILLINOIS TOOL WORKS COM 452308109 10 182 SH DEFINED 182
INGERSOLL RAND CO COMMON COM 456866102 1035 25725 SH SOLE 25225 500
INGERSOLL RAND CO COMMON COM 456866102 12 300 SH DEFINED 300
INTEL, COMMON COM 458140100 11643 87098 SH SOLE 81498 4000 1600
INTEL, COMMON COM 458140100 1148 8590 SH DEFINED 8260 330
INTERNATIONAL BUSINESS MACHINE COM 459200101 7937 72450 SH SOLE 66650 5800
INTERNATIONAL BUSINESS MACHINE COM 459200101 1616 14758 SH DEFINED 13358 800 600
INTERPUBLIC GROUP COMPANY COM 460690100 224 5210 SH SOLE 5210
INTERPUBLIC GROUP COMPANY COM 460690100 120 2800 SH DEFINED 2800
JDS UNIPHASE CORP COM 46612J101 203 1700 SH SOLE 1700
JDS UNIPHASE CORP COM 46612J101 47 400 SH DEFINED 300 100
JABIL CIRCUIT, INC COM 466313103 1724 34750 SH SOLE 34650 100
JABIL CIRCUIT, INC COM 466313103 49 1000 SH DEFINED 500 500
JOHNSON AND JOHNSON COMMON COM 478160104 11758 115418 SH SOLE 106402 2325 6691
JOHNSON AND JOHNSON COMMON COM 478160104 2372 23287 SH DEFINED 19187 1300 2800
KEEBLER FOODS CO COM 487256109 5056 136200 SH SOLE 136200
KEEBLER FOODS CO COM 487256109 74 2000 SH DEFINED 2000
KELLOGG CO COMMON COM 487836108 57 1935 SH SOLE 1935
KELLOGG CO COMMON COM 487836108 178 6000 SH DEFINED 6000
KEMET COM 488360108 741 29600 SH SOLE 29600
KERR-MCGEE CORP COMMON COM 492386107 241 4096 SH SOLE 4096
KEYCORP NEW COM 493267108 178 10140 SH SOLE 10140
KIMBERLY-CLARK CORP COMMON COM 494368103 473 8260 SH SOLE 8260
KIMBERLY-CLARK CORP COMMON COM 494368103 103 1800 SH DEFINED 1800
KINDER MORGAN INC COM 49455P101 243 7050 SH SOLE 7050
KINDER MORGAN INC COM 49455P101 15 450 SH DEFINED 450
KROGER CO COMMON COM 501044101 2723 123452 SH SOLE 121052 2400
KROGER CO COMMON COM 501044101 83 3800 SH DEFINED 3800
LAM RESEARCH COM 512807108 450 12000 SH SOLE 12000
LAM RESEARCH COM 512807108 33 900 SH DEFINED 900
LANCASTER COLONY CORP COM 513847103 314 16132 SH SOLE 16132
LANCASTER COLONY CORP COM 513847103 0 1 SH DEFINED 1
LILLY ELI & CO COMMON COM 532457108 3560 35648 SH SOLE 31544 4104
LILLY ELI & CO COMMON COM 532457108 73 732 SH DEFINED 732
LOWES COS. INC COM 548661107 4928 120022 SH SOLE 119322 700
LOWES COS. INC COM 548661107 221 5400 SH DEFINED 5000 400
LUCENT TECHNOLOGIES COM 549463107 17529 295854 SH SOLE 278984 320 16550
LUCENT TECHNOLOGIES COM 549463107 2636 44502 SH DEFINED 40978 3524
MCN CORPORATION (HOLDING CO.) COM 55267J100 369 17268 SH SOLE 17268
MCN CORPORATION (HOLDING CO.) COM 55267J100 21 1000 SH DEFINED 1000
MKS INSTRUMENTS INC COM 55306N104 492 12600 SH SOLE 12500 100
MKS INSTRUMENTS INC COM 55306N104 19 500 SH DEFINED 500
MRV COMMUNICATIONS COM 553477100 807 12000 SH SOLE 12000
MARCHFIRST INC COM 566244109 292 16000 SH DEFINED 16000
MARSH MCLENNAN COMMON COM 571748102 691 6624 SH SOLE 6624
MARSH MCLENNAN COMMON COM 571748102 313 3000 SH DEFINED 3000
MAY DEPARTMENT STORES CO COMMO COM 577778103 271 11292 SH SOLE 7578 3714
MAY DEPARTMENT STORES CO COMMO COM 577778103 18 750 SH DEFINED 750
MCDONALDS CORP COM 580135101 904 27466 SH SOLE 26766 700
MCDONALDS CORP COM 580135101 85 2600 SH DEFINED 1500 1100
MCGRAW HILL INC COM 580645109 410 7600 SH SOLE 7600
MEAD CORPORATION COMMON COM 582834107 409 16204 SH SOLE 16204
MEAD CORPORATION COMMON COM 582834107 10 400 SH DEFINED 400
MEDIAONE GROUP INC COM 58440J104 929 13955 SH SOLE 13155 80 720
MEDIAONE GROUP INC COM 58440J104 232 3488 SH DEFINED 2988 500
MEDTRONIC, INC COM 585055106 15 312 SH SOLE 312
MEDTRONIC, INC COM 585055106 331 6650 SH DEFINED 6650
MELLON FINANCIAL COM 58551A108 1206 33098 SH SOLE 28898 4200
MELLON FINANCIAL COM 58551A108 302 8308 SH DEFINED 8308
MERCK AND COMPANY COMMON COM 589331107 34457 449689 SH SOLE 429745 2400 17544
MERCK AND COMPANY COMMON COM 589331107 4356 56850 SH DEFINED 54000 1800 1050
MICROSOFT CORP COM 594918104 1451 18141 SH SOLE 17941 200
MICROSOFT CORP COM 594918104 558 6977 SH DEFINED 6277 700
MINNESOTA MINING AND MANUFACTU COM 604059105 5005 60677 SH SOLE 56271 4406
MINNESOTA MINING AND MANUFACTU COM 604059105 971 11774 SH DEFINED 10446 400 928
MORGAN J P AND CO COMMON COM 616880100 1986 18036 SH SOLE 17336 700
MORGAN J P AND CO COMMON COM 616880100 286 2600 SH DEFINED 2200 400
MORGAN STANLEY DEAN NEW COM 617446448 769 9246 SH SOLE 8946 300
MOTOROLA INC COM 620076109 2219 76376 SH SOLE 73676 2700
MOTOROLA INC COM 620076109 382 13145 SH DEFINED 12245 900
MYLAN LABORATORIES INC. COM 628530107 244 13400 SH SOLE 13400
MYLAN LABORATORIES INC. COM 628530107 3 200 SH DEFINED 200
NABORS INDUSTRIES INC COM 629568106 1825 43910 SH SOLE 43504 406
NABORS INDUSTRIES INC COM 629568106 83 2000 SH DEFINED 2000
NATIONAL CITY CORP. COM 635405103 834 48908 SH SOLE 46708 2200
NATIONAL CITY CORP. COM 635405103 155 9132 SH DEFINED 8532 600
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</TABLE>
