UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 1999
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Zions First National Bank
Address: P.O. Box 30880
Salt Lake City, UT 84130
13F File Number: 28-2591
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Annette Langheinrich
Title: V.P, Controller
Phone: 801-594-8047
Signature, Place, and Date of Signing:
/s/Annette Langheinrich Salt Lake City, Utah October 5, 1999
- ----------------------- -------------------- ---------------
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
NONE
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 226
Form 13F Information Table Value Total: $644,364,689
List of Other Included Managers:
Form 13F File Number Name
NONE
Form 13F Information Table
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
====================================================================================================================================
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT&T CORP. Com 001957109 3,784,109 86,991 49,930 12,502 24,559 63,322 5,412 18,257
ABBOTT LABORATORIES Com 002824100 2,651,369 72,269 40,819 28,400 3,050 46,819 26,500 450
ACXIOM CORP Com 005125109 3,655,669 185,980 185,980 0 0 0 0 185,980
AETNA INC. Com 008117103 256,051 5,199 5,199 0 0 5,199 0 0
ALBERTSON'S, INC. Com 013104104 4,514,240 114,104 33,448 2,700 77,956 36,948 2,700 74,456
ALCOA INC Com 013817101 316,519 5,100 2,000 1,100 2,000 3,900 1,100 100
ALL-AMERICAN SPORTPARK IN Com 01643P105 25,000 25,000 0 0 25,000 25,000 0 0
ALLEGHENY ENERGY, INC. Com 017361106 337,238 10,580 9,055 1,200 325 10,255 1,430 325
ALLIEDSIGNAL INC. Com 019512102 358,906 5,988 1,700 288 4,000 1,988 0 4,000
ALLSTATE CORP Com 020002101 728,175 29,200 6,585 22,305 310 27,506 7,872 310
AMERICA ON-LINE Com 02364J104 1,175,178 11,293 8,323 0 2,970 8,373 150 2,770
AMERICAN AIRCARRIERS SUPP Com 023758105 87,500 10,000 10,000 0 0 10,000 0 0
AMERICAN EXPRESS CO. Com 025816109 2,160,405 16,003 5,253 6,645 4,105 11,353 5,845 280
AMERICAN HOME PRODUCTS CO Com 026609107 2,134,719 51,439 38,495 0 12,944 43,395 0 8,044
AMERICAN INTERNATIONAL GR Com 026874107 1,625,384 18,696 9,802 8,594 300 12,600 5,104 992
AMERICAN RESOURCES & DEVE Com 028912103 19,050 12,700 0 0 12,700 0 0 12,700
AMERIRESOURCE TECHNOLOGIE Com 03072A104 240 15,000 0 0 15,000 15,000 0 0
AMERITECH CORP. Com 030954101 2,070,852 31,024 11,514 6,174 13,336 18,688 1,772 10,564
AMGEN INC Com 03116210 339,448 4,165 3,720 445 0 4,165 0 0
ANHEUSER BUSCH COS INC Com 035229103 941,430 13,437 4,748 8,689 0 13,437 8,689 0
APRIA HEALTHCARE GROUP IN Com 037933108 318,250 19,000 19,000 0 0 19,000 0 0
APPLIED MATERIALS, INC. Com 038222105 904,438 11,642 9,642 1,800 200 11,642 1,800 0
ASH GROVE CEMENT CO Com 043693100 3,400,376 35,146 35,146 0 0 35,146 0 0
ASSOCIATES FIRST CAPITAL Com 046008108 202,320 5,620 3,274 1,962 384 3,714 1,522 384
ATLANTIC RICHFIELD CO. Com 048825103 1,970,134 22,230 4,440 4,200 13,590 8,640 3,000 10,590
BP AMOCO PLC Com 055622104 13,456,627 121,436 39,376 68,661 13,399 39,344 74,917 7,175
BANK OF AMERICA CORP Com 060505104 944,516 16,961 8,549 3,563 4,849 12,844 450 3,667
BANK OF NY CO INC Com 064057102 239,680 7,168 2,776 0 4,392 7,168 0 0
BANK ONE CORP Com 06423A103 957,205 27,496 14,219 6,349 6,928 17,561 5,565 4,370
BAXTER INTERNATIONAL Com 071813109 741,738 12,311 7,795 2,048 2,468 9,843 0 2,468
BELL ATLANTIC CORP Com 077853109 2,719,290 40,398 26,978 4,398 9,022 32,340 2,076 5,982
BELLSOUTH CORP. Com 079860102 2,855,700 63,460 45,282 7,410 10,768 53,296 2,652 7,512
BERKSHIRE HATHAWAY INC. C Com 084670207 224,576 121 88 0 33 88 0 33
BIOCONTROL TECHNOLOGY INC Com 090586108 760 10,000 0 0 10,000 10,000 0 0
BIORELEASE CORP Com 090652108 2,100 15,000 0 0 15,000 15,000 0 0
BOEING CO. Com 097023105 844,103 19,803 14,125 3,178 2,500 16,950 7,653 1,200
BOYD GAMING CORPORATION Com 103304101 887,874 147,979 0 0 147,979 147,979 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 7,802,730 115,596 71,718 16,348 27,530 90,024 12,434 13,138
BROCKER TECHNOLOGY GROUP Com 11167V107 26,400 10,000 0 0 10,000 0 0 10,000
BURLINTON NO SANTA FE CP Com 12189T104 264,000 9,600 3,000 3,600 3,000 6,600 0 3,000
BUSINESS BANK CORP Com 12324E103 369,518 26,874 0 0 26,874 0 0 26,874
CBS CORP COMMON Com 12490K107 212,750 4,600 0 3,600 1,000 3,600 3,600 0
CAROLINA POWER & LIGHT CO Com 144141108 249,040 7,040 0 0 7,040 7,040 0 0
CHASE MANHATTAN CORP. Com 16161A108 1,153,991 15,310 3,310 3,400 8,600 7,010 3,400 4,900
CHEVRON CORP. Com 166751107 4,734,280 53,344 34,540 5,532 13,272 37,440 5,532 10,372
CISCO SYSTEMS, INC. Com 17275R102 4,174,428 60,885 35,559 20,266 5,060 47,225 11,924 1,736
CITIGROUP INC COM Com 172967101 4,304,740 97,835 46,196 10,289 41,350 56,485 5,003 36,347
</TABLE>
<PAGE>
Form 13F Information Table - Continued [Page 2]
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
LOROX COMPANY Com 189054109 325,584 8,512 0 1,512 7,000 1,512 0 7,000
COCA-COLA CO. Com 191216100 2,299,692 47,662 17,918 15,274 14,470 28,715 11,579 7,368
COLGATE-PALMOLIVE CO Com 194162103 684,786 14,968 4,840 6,128 4,000 14,968 0 0
COMBINED METALS Com 200201101 142 14,250 14,250 0 0 14,250 0 0
COMPAQ COMPUTER CORP. Com 204493100 754,486 32,983 24,547 6,136 2,300 30,982 3,501 1,000
COMPUTER ASSOCIATES Com 204912109 298,596 4,885 1,510 0 3,375 1,510 0 3,375
CONSOLIDATED NATURAL GAS Com 209615103 206,648 3,313 708 754 1,851 1,008 454 1,851
COPART INC COM STK Com 217204106 258,125 14,000 0 0 14,000 0 0 14,000
COPYTELE INC Com 217721109 40,375 34,000 0 34,000 0 34,000 0 0
CORNING INC Com 219350105 385,047 5,616 0 0 5,616 0 0 5,616
DQE INC Com 23329J104 263,390 6,732 0 5,250 1,482 5,250 5,250 1,482
DAW TECHNOLOGIES Com 239220106 18,130 25,225 0 0 25,225 0 0 25,225
DAYTON HUDSON CORP. Com 239753106 301,514 5,020 5,020 0 0 4,745 0 275
DELL COMPUTER CORP Com 247025109 732,764 17,525 10,865 1,320 5,340 12,585 1,100 3,840
DESWELL INDS INC COM Com 250639101 368,125 31,000 0 0 31,000 0 0 31,000
DIMON INC COM Com 254394109 46,500 12,000 0 0 12,000 0 0 12,000
DISNEY (WALT) CO. Com 254687106 660,192 25,392 16,447 6,525 2,420 22,122 1,725 1,545
DONALD, LUFKIN & JENRETTE Com 257661108 387,713 9,800 0 9,800 0 9,800 9,800 0
DOVER CORPORATION Com 260003108 1,227,068 30,020 9,950 10,400 9,670 20,350 14,400 9,670
DOW CHEMICAL CO. Com 260543103 1,159,430 10,204 7,304 300 2,600 7,304 300 2,600
DU PONT (E I) DE NEMOURS Com 263534109 4,573,982 75,603 21,927 26,095 27,581 43,948 22,074 9,581
EI ENVIROMENTAL CONCEPTS Com 26852L107 7,621 65,700 65,700 0 0 65,700 0 0
EMC CORP MASS Com 268648102 370,436 5,190 4,360 230 600 4,360 230 600
EASTMAN KODAK Com 277461109 354,228 4,684 3,125 1,447 112 3,218 2,354 112
EDISON INTERNATIONAL Com 281020107 367,678 15,123 1,600 800 12,723 3,600 800 10,723
EMERSON ELECTRIC CO. Com 291011104 1,788,522 28,305 20,455 4,300 3,550 25,055 100 3,150
ENRON CORP Com 293561106 318,645 7,760 7,760 0 0 7,760 0 0
ENTERGY CORP. Com 29364G103 207,598 7,174 150 7,024 0 7,174 7,024 0
EXXON CORP. Com 302290101 17,691,508 232,783 88,620 52,280 91,883 130,310 22,848 79,625
FPL GROUP, INC. Com 302571104 725,602 14,404 7,984 3,835 2,585 12,219 700 1,485
FANNIE MAE Com 313586109 1,296,816 20,687 17,337 3,175 175 18,362 3,175 175
FIFTH THIRD BANCORP Com 316773100 213,257 3,505 2,470 1,035 0 2,470 1,035 0
BRODY INTERNATIONAL, INC Com 333331OX1 10,000 33,333 0 0 33,333 0 0 33,333
FIRST SECURITY CORP. Com 336294103 5,578,962 234,595 105,133 2,500 126,962 96,427 16,706 121,462
FIRST UNION CORP Com 337358105 345,990 9,712 3,924 5,738 50 9,662 4,903 50
FORD MOTOR CAP TR I PRD 9 Pfd 345343206 327,579 12,509 7,139 3,420 1,950 7,539 3,220 1,750
FORD MOTOR Com 345370100 725,258 14,433 8,370 5,329 734 9,551 4,148 734
FORTUNE BRANDS, INC. Com 349631101 234,974 7,286 2,886 0 4,400 2,886 0 4,400
GPU INC Com 36225X100 247,167 7,576 0 7,576 0 7,576 7,570 0
GTE CORP. Com 362320103 2,152,731 28,003 17,050 3,370 7,583 18,620 1,800 7,583
GATEWAY ENERGY CORPORATIO Com 367600301 3,879 18,471 0 0 18,471 0 0 18,471
GATEWAYS TO SPACE INC Com 367847100 20,000 200,000 200,000 0 0 200,000 0 0
GENERAL ELECTRIC CO. Com 369604103 82,075,602 692,256 438,800 43,111 210,345 464,719 40,354 187,183
GENERAL MILLS Com 370334104 254,570 3,138 2,738 0 400 3,138 0 0
GENERAL MOTORS Com 370442105 519,046 8,247 3,834 3,030 1,383 5,739 1,130 1,378
GENEVA STEEL CO. - CL A Com 372252106 15,544 53,600 0 0 53,600 0 0 53,600
GILLETTE CO. Com 375766102 564,381 16,630 13,430 1,600 1,600 16,030 1,300 300
</TABLE>
<PAGE>
Form 13F Information Table - Continued [Page 3]
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GOLF VENTURES 144 Com 3816821X0 19,800 10,000 0 0 10,000 0 0 10,000
HEINZ (H J) CO. Com 423074103 1,296,450 30,150 1,850 1,800 26,500 5,150 1,500 23,500
HERSHEY FOODS Com 427866108 296,994 6,100 1,000 5,100 0 6,100 5,100 0
HEWLETT PACKARD CO. Com 428236103 2,138,524 23,565 8,340 13,225 2,000 21,465 725 1,375
HOME DEPOT, INC. Com 437076102 2,396,934 34,928 13,576 20,082 1,270 29,258 5,500 170
HOUGHTON INTERNATIONAL IN Com 441510OX1 428,424 20,037 20,037 0 0 20,037 0 0
HOUSEHOLD INTL INC Com 441815107 220,688 5,500 5,500 0 0 5,500 0 0
HYPERION 2002 TERM TR INC Com 448915108 245,625 30,000 0 0 30,000 0 0 30,000
IDAHO POWER CO. Com 451107106 305,889 10,154 1,054 400 8,700 1,054 400 8,700
ILLINOIS TOOL WORKS Com 452308109 2,907,938 39,000 22,250 16,750 0 23,250 16,750 0
INDUSTRIAL SUPPLY Com 456001XO9 5,528,810 2,562 284 2,278 0 284 2,278 0
INGERSOLL-RAND Com 456866102 257,987 4,696 0 4,696 0 3,766 4,696 0
INNOVEX INC Com 457647105 828,000 92,000 0 0 92,000 0 0 92,000
INTEL CORP. Com 458140100 5,958,302 80,179 58,555 8,975 12,649 63,955 7,675 8,549
INTERNATIONAL ABSORBENTS Com 45885E104 14,080 44,000 0 44,000 0 44,000 0 0
INTERNATIONAL BUSINESS MA Com 459200101 4,472,886 36,966 20,420 6,364 10,182 25,434 4,100 7,432
INTERNATIONAL GAME TECHNO Com 459902102 234,000 13,000 0 0 13,000 13,000 0 0
INTERNATIONAL WAYSIDE GOL Com 46056H108 1,300 10,000 0 0 10,000 0 0 10,000
ITI Com 465710XO4 1 10,000 0 0 10,000 0 0 10,000
JOHNSON & JOHNSON Com 478160104 6,962,747 75,785 36,817 33,442 5,526 68,449 29,827 2,316
KELLOGG CO. Com 487836108 314,475 8,400 400 0 8,000 400 0 8,000
KIMBERLY CLARK CORP Com 494368103 896,056 16,987 14,712 2,250 25 16,962 25 25
KROGER C0MPANY Com 501044101 3,346,572 151,686 2,820 148,130 736 150,950 0 736
LSB INDUSTRIES INC Com 502160104 30,281 17,000 0 0 17,000 17,000 0 0
LEVEL 8 SYSTEMS INC Com 52729M10 164,125 13,000 13,000 0 0 13,000 0 0
LEXICO RESOURCES INTERNAT Com 528869100 53,625,000 16,500,000 0 016,500,000 16,500,000 0 0
LILLY (ELI) & CO. Com 532457108 837,647 13,050 2,200 10,600 250 12,900 10,000 150
LUCENT TECHNOLOGIES, INC. Com 549463107 6,750,438 104,053 56,996 26,214 20,843 83,032 17,410 3,611
MCI WORLDCOM INC Com 55268B106 1,021,559 14,213 9,025 4,148 1,040 12,698 2,305 640
MAGELLAN TECHNOLOGY INC C Com 559092408 4,125 11,000 0 0 11,000 0 0 11,000
MARRIOTT INTERNATIONAL, I Com 571903202 238,619 7,300 1,300 0 6,000 1,300 0 6,000
MASTER SYSTEMS COMPUTER C Com 576357107 21 21,000 0 0 21,000 0 0 21,000
MC DONALDS Com 580135101 1,312,378 30,344 18,454 8,200 3,690 29,054 1,800 1,290
MCDONALD'S CORP 7.5 PFD C Pfd 580135804 262,640 10,720 7,000 3,720 0 7,200 3,520 0
MEDIAONE GROUP INC Com 58440J104 1,556,842 22,790 15,173 3,102 4,515 17,687 1,042 4,061
MEDTRONIC, INC. Com 585055106 430,645 24,830 17,554 6,876 400 17,814 6,616 400
MERCK & CO. Com 589331107 5,084,930 78,456 64,310 8,364 5,782 74,478 6,610 2,582
MERIT MEDICAL SYSTEMS INC Com 589889104 1,706,800 281,534 0 0 281,534 0 0 281,534
MERRILL LYNCH Com 590188108 612,439 9,090 8,640 450 0 9,090 0 0
METRO AIRLINES INC NEW Com 591905203 0 93,506 0 0 93,506 93,506 0 0
MICROSOFT CORP Com 594918104 4,688,964 51,776 30,053 12,713 9,010 43,188 2,078 6,510
MIDVIEW PROPERTIES L.C. Com 598121XO4 0 699,951 699,951 0 0 699,951 0 0
MINNESOTA MINING & MANUFA Com 604059105 1,595,982 16,614 8,005 2,089 6,520 9,655 2,089 4,870
MIRAGE RESORTS INCORPORAT Com 60462E104 438,900 31,350 1,350 0 30,000 31,350 0 0
MOBIL CORP. Com 607059102 2,847,699 28,265 18,293 3,640 6,332 20,148 2,385 5,732
MONITREND INVESTMENT MGMT Com 609445101 0 20,200 0 0 20,200 0 0 20,200
MONSANTO CO. Com 611662107 689,483 19,320 11,060 3,860 4,400 13,320 1,000 5,000
</TABLE>
<PAGE>
Form 13F Information Table - Continued [Page 4]
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MONTANA POWER CO. Com 612085100 742,614 24,398 6,298 900 17,200 7,198 0 17,200
MORGAN (J P) & CO. Com 616880100 910,687 7,971 2,972 4,499 500 7,471 5,099 0
MORGAN STANLEY DEAN WITTE Com 617446448 1,807,563 20,267 4,220 13,917 2,130 17,549 4,495 130
MOTOROLA, INC. Com 620076109 1,024,232 11,639 6,944 3,480 1,215 11,074 2,455 185
NATIONAL CITY CORP Com 635405103 219,638 8,230 8,230 0 0 8,230 0 0
NEW ENGLAND ELETRIC SYSTE Com 644001109 370,906 7,150 0 3,000 4,150 3,845 3,000 305
NICOR INC Com 654086107 223,125 6,000 0 0 6,000 0 0 6,000
NOKIA OYJ CORP. A - S ADR Com 654902204 276,366 3,075 3,075 0 0 2,900 175 0
NORFOLK SOUTHERN CORP. Com 655844108 359,415 14,670 13,170 300 1,200 13,170 2,400 1,200
NORTEL NETWORKS CORP Com 656569100 281,826 5,526 3,526 0 2,000 3,926 0 1,600
NSTAR Com 67019E107 282,125 7,400 0 7,400 0 7,400 7,400 0
NUVEEN NJ PREM Com 67101N205 925,000 37 37 0 0 37 0 0
OLD KENT FINANCIAL CORP Com 679833103 368,985 9,939 0 9,939 0 9,939 9,939 0
ORACLE CORP COM Com 68389X105 884,111 19,431 13,613 3,258 2,560 17,771 2,138 1,660
PNC FINCL CORP Com 693475105 513,334 9,743 5,743 0 4,000 5,743 0 4,000
PPG INDUSTRIES, INC. Com 693506107 576,480 9,608 1,000 5,200 3,408 6,200 5,200 3,408
PACIFICORP Com 695114108 1,348,536 67,008 22,405 3,140 41,463 23,505 2,540 40,963
PENNEY (J.C.) C0. Com 708160106 574,770 16,660 5,452 3,008 8,200 5,452 3,008 8,200
PEPSICO, INC. Com 713448108 1,814,964 59,507 48,898 5,809 4,800 57,998 609 900
PFIZER, INC. Com 717081103 2,068,911 57,670 42,300 8,250 7,120 44,100 7,950 5,620
PHILADELPHIA CONS Com 717528103 135,000 10,000 10,000 0 0 10,000 0 0
PHILIP MORRIS COMPANIES, Com 718154107 513,770 15,028 10,259 1,200 3,569 13,884 925 219
PINNACLE WEST CAPITAL Com 723484101 680,213 18,700 1,300 17,400 0 17,400 17,400 0
POTLATCH CORP Com 737628107 281,393 6,832 6,832 0 0 6,832 0 0
PRECISION PLASTICS INTERN Com 740300XO8 24,500 24,500 0 0 24,500 0 0 24,500
PRINTCO, INC. Com 742351XO2 163,200 12,000 12,000 0 0 12,000 0 0
PROCTER & GAMBLE CO. Com 742718109 10,250,344 109,337 26,535 78,182 4,620 107,192 1,225 920
QUESTAR CORP. Com 748356102 1,111,643 61,332 22,144 0 39,188 21,552 4,592 35,188
RAYTHEON CO CL B COM Com 755111408 243,163 4,900 3,600 0 1,300 4,900 0 0
RECOM MANAGED SYSTEMS,INC Com 75623Q101 11,875 10,000 0 0 10,000 0 0 10,000
RELIANT ENERGY INC Com 75952J108 250,978 9,274 0 0 9,274 0 0 9,274
RITE AID CORP Com 767754104 1,064,156 77,043 76,858 0 185 76,443 0 600
ROYAL DUTCH PETROLEUM N.Y Com 780257804 519,278 8,792 3,680 3,700 1,412 8,792 0 0
SBC COMMUNICATIONS INC. Com 78387G103 4,833,066 94,650 68,618 15,918 10,114 82,510 4,264 7,876
SANSIDRA CORPORATION Com 801051103 0 32,000 0 0 32,000 0 0 32,000
SARA LEE CORP. Com 803111103 652,163 27,900 19,300 6,600 2,000 27,900 0 0
SCHERING-PLOUGH CORP. Com 806605101 1,024,751 23,490 14,350 2,140 7,000 16,890 400 6,200
SCHLUMBERGER LTD. Com 806857108 445,223 7,145 5,800 1,145 200 6,745 900 200
SCHWAB (CHARLES) CORP Com 808513105 310,133 9,275 7,775 0 1,500 7,775 0 1,500
SEARS ROEBUCK & CO. Com 812387108 508,024 16,192 4,891 11,134 167 15,278 4,247 167
SECURITY NATIONAL FINANCI Com 814785309 512,457 167,333 0 0 167,333 167,333 0 0
SIERRA PACIFIC RESOURCES Com 826428104 661,993 29,752 1,390 11,000 17,362 15,252 11,000 3,500
SKIN CARE INTL HLDGS INC Com 830667101 0 10,921 0 10,921 0 0 10,921 0
SOUTHDOWN INC Com 841297104 214,000 4,000 0 0 4,000 2,500 0 1,500
SPECTRUM COMMUNICATIONS C Com 847612108 2,800 28,000 0 0 28,000 28,000 0 0
SPRINT CORP FON SERIES 1 Com 852061100 891,762 16,438 10,358 2,080 4,000 12,038 400 4,000
SPRINT CORP PCS SERIES 1 Com 852061506 286,767 3,846 2,701 145 1,000 2,746 100 1,000
</TABLE>
<PAGE>
Form 13F Information Table - Continued [Page 5]
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
STATION CASINOS INC Com 857689103 232,500 10,000 0 0 10,000 0 0 10,000
SUMMIT BANCORP COM Com 866005101 268,096 8,265 5,565 0 2,700 6,765 0 1,500
SUN MICRO SYSTEMS Com 866810104 1,331,109 14,313 11,513 2,600 200 14,113 2,600 200
SUPER VALU INC COM Com 868536103 995,460 45,120 45,120 0 0 45,120 0 0
O C TANNER JEWELRY CL A N Com 875001XO2 699,091 613,238 0 0 613,238 0 0 613,238
O C TANNER JEWELRY VOTING Com 875002XO0 143,640 126,000 0 0 126,000 0 0 126,000
O C TANNER JEWELERY CL B Com 875003XO8 5,899,119 5,174,666 0 0 5,174,666 0 0 5,174,666
TN VALLEY AUTHORITY PFD 6 Pfd 880591300 208,125 9,000 2,000 0 7,000 2,000 0 7,000
TEXACO INC. Com 881694103 1,591,255 25,208 6,583 2,100 16,525 9,683 1,000 14,525
TEXAS INSTRUMENTS Com 882508104 810,656 9,856 7,856 0 2,000 7,856 1,000 1,000
TIME WARNER Com 887315109 511,333 8,417 4,177 4,000 240 8,177 0 240
TOKHEIM CORP Com 889073102 107,250 12,000 0 12,000 0 12,000 0 0
TYCO INTL LTD Com 902124106 577,787 5,596 2,420 1,935 1,241 4,555 1,383 1,041
US BANCORP DEL INC Com 902973106 773,615 25,627 20,481 5,146 0 25,627 5,146 0
UNION PACIFIC CORP. Com 907818108 1,449,469 30,158 12,878 2,480 14,800 13,278 2,080 14,800
UNION PACIFIC RESOURCES G Com 907834105 438,133 26,962 14,579 2,098 10,285 14,917 1,760 10,285
U S WEST INC Com 91273H101 2,474,230 43,360 28,559 5,025 9,776 32,725 1,858 8,777
UNITED TECHNOLOGIES CORP. Com 913017109 586,304 9,885 5,470 1,140 3,275 5,930 680 3,275
UTICS CORPORATION Com 918004102 12,500 25,000 0 0 25,000 25,000 0 0
VIDEO PUBLISHING VENTURES Com 92656V105 0 400,000 400,000 0 0 400,000 0 0
VODAFONE AIRTOUCH PLC Com 92857T107 1,661,397 6,988 5,295 436 1,257 6,526 294 168
WACHOVIA CORP Com 929771103 239,806 3,050 3,050 0 0 3,050 0 0
WAL-MART STORES, INC. Com 931142103 1,475,769 31,028 13,353 5,700 11,975 24,953 500 5,575
WALGREEN CO Com 931422109 994,294 39,184 19,104 20,080 0 39,184 20,080 0
WARNER-LAMBERT CO. Com 934488107 2,980,238 44,900 19,050 23,250 2,600 43,300 21,000 1,600
WELLS FARGO & CO. Com 949746101 5,375,250 135,653 17,683 1,190 116,780 18,873 1,190 115,590
WEYERHAUSER Com 962166104 568,355 9,863 9,863 0 0 9,863 0 0
WILSON PRODUCTS Com 972001XO4 67,973 14,368 0 14,368 0 14,368 0 0
ZIONS BANCORPORATION Com 989701107 232,492,747 4,217,556 313,993 181,605 3,721,958 443,447 227,703 3,546,406
ZIONS BANCORP (ESCROW) Com 9897011XO 365,991 5,939 0 0 5,939 5,939 0 0
Z C M I Com 989705108 789,787 41,843 0 0 41,843 0 0 41,843
CHISM HOMES INCORPORATED Com 993000116 0 182,428 0 0 182,428 182,428 0 0
ULTRA MEDICAL DEVICES INC Com 993001387 0 15,712 15,712 0 0 15,712 0 0
SIOUX STEEL CO CLASS B CO Com 997300439 1,132,656 89,538 0 89,538 0 89,538 0 0
VALLEY BANK Com 999111111 356,000 35,600 0 0 35,600 35,600 0 0
HIHO TECHNOLOGIES INC (FO Pfd 999310838 50,000 50,000 50,000 0 0 50,000 0 0
NODIRT EXOTIC PLANTERS, I Pfd 999920109 10,000 10,000 0 0 10,000 10,000 0 0
CHINA OVERSEAS LAND & INV Com Y15004107 3,600 36,000 0 0 36,000 0 0 36,000
------------
644,364,689
* * * End Of Asset Report * * *
226 Assets Reported Of 29556 Assets On File
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