UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: March 31, 2000
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Zions First National Bank
Address: P.O. Box 30880
Salt Lake City, UT 84130
13F File Number: 28-2591
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Annette Langheinrich
Title: V.P, Controller
Phone: 801-594-8047
Signature, Place, and Date of Signing:
/s/Annette Langheinrich Salt Lake City, Utah April 19, 2000
- ----------------------- -------------------- --------------
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
NONE
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 238
Form 13F Information Table Value Total: $579,943,848
List of Other Included Managers:
Form 13F File Number Name
NONE
<PAGE>
Form 13F Information Table
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT&T CORP. Com 001957109 4,581,698 81,362 44,047 14,156 23,159 59,568 5,412 16,382
ABBOTT LABORATORIES Com 002824100 2,732,063 77,643 50,643 24,000 3,000 51,823 26,920 400
ACXIOM CORP Com 005125109 2,141,300 64,400 64,400 0 0 64,400 0 0
ADAMS EXPRESS Com 006212104 301,081 8,056 1,339 0 6,717 1,339 0 6,717
AETNA INC. Com 008117103 432,179 7,787 4,699 88 3,000 4,787 0 3,000
AGILENT TECHNOLOGIES INC Com 00846U101 254,800 2,450 2,200 0 250 100 2,100 250
ALBERTSON'S, INC. Com 013104104 3,020,162 97,819 19,636 200 77,983 20,636 200 76,983
ALCOA INC Com 013817101 228,313 3,250 2,150 1,100 0 2,560 1,275 0
ALL-AMERICAN SPORTPARK IN Com 01643P105 28,125 25,000 0 0 25,000 25,000 0 0
ALLEGHENY ENERGY, INC. Com 017361106 205,026 7,405 7,405 0 0 7,405 630 0
ALLSTATE CORP Com 020002101 614,315 25,798 15,044 9,094 1,660 22,754 7,872 1,660
ALTERA CORP Com 021441100 263,288 2,950 2,800 150 0 2,950 0 0
AMAZON.COM Com 023135106 221,100 3,300 0 0 3,300 800 0 2,500
AMERICA ON-LINE Com 02364J104 1,518,895 22,523 16,958 150 5,415 17,058 350 5,115
AMERICAN AIRCARRIERS SUPP Com 023758105 91,250 10,000 10,000 0 0 10,000 0 0
AMERICAN EXPRESS CO. Com 025816109 2,392,532 16,064 5,299 6,660 4,105 11,094 5,935 280
AMERICAN HOME PRODUCTS CO Com 026609107 2,146,130 39,928 26,984 0 12,944 31,884 0 8,044
AMERICAN INTERNATIONAL GR Com 026874107 1,960,269 17,902 12,754 4,798 350 11,756 5,104 1,042
AMERICAN RESOURCES & DEVE Com 028912103 15,875 12,700 0 0 12,700 0 0 12,700
AMERIRESOURCE TECHNOLOGIE Com 03072A104 2,850 15,000 0 0 15,000 15,000 0 0
AMGEN INC Com 03116210 805,608 13,126 11,281 1,420 425 11,883 320 923
ANHEUSER BUSCH COS INC Com 035229103 789,890 12,689 4,000 8,689 0 12,689 8,689 0
APPLIED MATERIALS, INC. Com 038222105 1,845,038 19,576 15,776 3,600 200 19,576 3,600 0
ASH GROVE CEMENT CO Com 043693100 3,470,668 35,146 35,146 0 0 35,146 0 0
ATLANTIC RICHFIELD CO. Com 048825103 1,889,550 22,230 4,440 4,200 13,590 8,640 3,000 10,590
AUTOMATIC DATA PROCESSING Com 053015103 214,713 4,450 1,850 0 2,600 4,450 0 0
BP AMOCO PLC Com 055622104 11,488,847 215,753 52,718 136,237 26,798 62,874 137,929 14,950
BMC SOFTWARE Com 055921100 214,781 4,350 4,350 0 0 4,075 0 275
BANK OF AMERICA CORP Com 060505104 1,035,011 19,738 12,083 4,251 3,404 17,241 450 2,047
BANK OF NY CO INC Com 064057102 289,608 6,968 3,176 0 3,792 6,968 0 0
BANK ONE CORP Com 06423A103 11,397,903 330,374 11,666 4,780 313,928 320,539 3,696 6,139
BANKWEST OF NEVADA Com 066050998 243,585 10,383 0 0 10,383 10,383 0 0
BAXTER INTERNATIONAL Com 071813109 780,710 12,454 7,188 2,798 2,468 9,986 0 2,468
BELL ATLANTIC CORP Com 077853109 2,490,722 40,748 26,488 4,594 9,666 33,046 2,076 5,626
BELLSOUTH CORP. Com 079860102 2,940,750 62,736 44,195 7,773 10,768 51,972 2,652 8,112
BIORELEASE CORP Com 090652108 2,100 15,000 0 0 15,000 15,000 0 0
BOEING CO. Com 097023105 658,278 17,409 11,031 3,878 2,500 14,556 7,653 1,200
BOYD GAMING CORPORATION Com 103304101 730,646 147,979 0 0 147,979 147,979 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 6,242,482 107,629 62,551 17,548 27,530 81,412 12,434 13,783
BROCKER TECHNOLOGY GROUP Com 11167V107 117,500 10,000 0 0 10,000 0 0 10,000
BURLINTON NO SANTA FE CP Com 12189T104 218,400 9,600 3,000 3,600 3,000 6,600 0 3,000
BUSINESS BANK CORP Com 12324E103 188,663 21,874 0 0 21,874 0 0 21,874
CBS CORP COMMON Com 12490K107 274,631 4,850 0 3,850 1,000 3,850 3,600 0
CMG INFORMATION SVCS Com 125750109 243,622 2,150 2,000 0 150 2,150 0 0
CAROLINA POWER & LIGHT CO Com 144141108 228,360 7,040 0 0 7,040 7,040 0 0
CATERPILLAR TRACTOR Com 149123101 269,161 6,825 5,525 1,000 300 6,550 275 0
CHASE MANHATTAN CORP. Com 16161A108 1,317,578 15,112 3,112 3,400 8,600 6,812 3,400 4,900
</TABLE>
<PAGE>
Form 13F Information Table
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
CHEVRON CORP. Com 166751107 4,686,027 50,694 31,940 5,482 13,272 34,413 5,482 10,799
CIRCUIT CITY STORES Com 172737108 538,866 8,852 8,752 0 100 8,552 0 300
CISCO SYSTEMS, INC. Com 17275R102 8,599,469 111,230 76,148 23,252 11,830 80,856 24,108 6,266
CITIGROUP INC COM Com 172967101 5,822,185 97,239 45,730 10,559 40,950 55,922 5,273 36,044
CLOROX COMPANY Com 189054109 313,896 9,512 0 1,512 8,000 2,512 0 7,000
COCA-COLA CO. Com 191216100 1,990,432 42,406 13,362 15,179 13,865 23,659 11,579 7,168
COLGATE-PALMOLIVE CO Com 194162103 862,989 15,308 4,240 7,068 4,000 15,308 0 0
COMBINED METALS Com 200201101 142 14,250 14,250 0 0 14,250 0 0
COMPAQ COMPUTER CORP. Com 204493100 795,123 29,449 21,113 6,136 2,200 26,477 3,501 900
COMPUTER ASSOCIATES Com 204912109 295,050 4,985 1,610 0 3,375 1,610 0 3,375
COPART INC COM STK Com 217204106 490,000 28,000 0 0 28,000 0 0 28,000
COPYTELE INC Com 217721109 80,750 34,000 0 34,000 0 34,000 0 0
CORNING INC Com 219350105 1,050,704 5,416 0 0 5,416 0 0 5,416
DAW TECHNOLOGIES Com 239220106 52,027 25,225 0 0 25,225 0 0 25,225
DELL COMPUTER CORP Com 247025109 1,053,885 19,539 12,099 520 6,920 13,794 600 5,145
DESWELL INDS INC COM Com 250639101 457,250 31,000 0 0 31,000 0 0 31,000
DIMON INC COM Com 254394109 28,500 12,000 0 0 12,000 0 0 12,000
DISNEY COM STK Com 254687106 760,980 18,448 11,167 6,525 756 16,842 1,725 756
DONALD, LUFKIN & JENRETTE Com 257661108 507,150 9,800 0 9,800 0 9,800 9,800 0
DOVER CORPORATION Com 260003108 1,351,033 28,220 8,150 10,400 9,670 18,550 14,400 9,670
DOW CHEMICAL CO. Com 260543103 1,149,006 10,079 7,179 300 2,600 7,179 300 2,600
DU PONT (E I) DE NEMOURS Com 263534109 4,016,209 75,867 20,522 27,764 27,581 44,012 22,274 9,581
EI ENVIROMENTAL CONCEPTS Com 26852L107 7,621 65,700 65,700 0 0 65,700 0 0
EMC CORP MASS Com 268648102 1,086,750 8,625 7,600 230 795 7,400 230 995
EASTMAN KODAK Com 277461109 214,046 3,941 1,975 1,854 112 2,475 1,354 112
EDISON INTERNATIONAL Com 281020107 211,553 12,773 600 0 12,173 2,600 0 10,173
EMERSON ELECTRIC CO. Com 291011104 1,313,516 24,725 16,875 4,300 3,550 21,475 100 3,150
ENRON CORP Com 293561106 296,505 3,960 3,460 0 500 3,460 0 500
ERICSSON L M TEL CO Com 294821400 478,444 5,100 5,100 0 0 5,100 0 0
EXXON MOBIL CORP Com 30231G102 20,252,995 259,862 106,259 55,703 97,900 146,099 27,013 86,750
FPL GROUP, INC. Com 302571104 473,476 10,279 5,594 2,435 2,250 7,979 700 1,600
FANNIE MAE Com 313586109 1,091,769 19,302 17,427 1,575 300 16,852 3,175 300
BRODY INTERNATIONAL, INC Com 333331OX1 10,000 33,333 0 0 33,333 0 0 33,333
FIRST SECURITY CORP. Com 336294103 2,279,700 189,975 60,460 2,500 127,015 64,960 0 125,015
FIRST UNION CORP Com 337358105 212,884 5,715 3,037 2,678 0 5,715 1,903 0
FORD MOTOR CAP TR I PRD 9 Pfd 345343206 365,646 14,304 10,889 1,465 1,950 8,889 3,665 1,750
FORD MOTOR Com 345370100 607,845 13,232 6,654 5,844 734 8,734 3,764 734
FORTUNE BRANDS, INC. Com 349631101 211,425 8,457 4,057 0 4,400 4,057 0 4,400
GPU INC Com 36225X100 207,229 7,570 0 7,570 0 7,570 7,570 0
GTE CORP. Com 362320103 1,888,174 26,594 16,141 3,670 6,783 17,711 2,000 6,883
GATEWAY ENERGY CORPORATIO Com 367600301 4,433 18,471 0 0 18,471 0 0 18,471
GATEWAYS TO SPACE INC Com 367847100 52,000 200,000 200,000 0 0 200,000 0 0
GENERAL ELECTRIC CO. Com 369604103 102,610,721 659,346 345,390 40,029 273,927 420,358 38,722 200,266
GENERAL MILLS Com 370334104 227,113 6,276 5,476 0 800 6,276 0 0
GENERAL MOTORS Com 370442105 672,603 8,122 3,614 3,030 1,478 5,614 1,130 1,378
GENEVA STEEL CO. - CL A Com 372252106 28,209 53,100 0 0 53,100 0 0 53,100
GILLETTE CO. Com 375766102 495,779 13,155 10,055 1,500 1,600 12,555 1,300 300
</TABLE>
<PAGE>
Form 13F Information Table
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
GOLF VENTURES 144 Com 3816821X0 19,800 10,000 0 0 10,000 0 0 10,000
GUIDANT CORP COM STK Com 401698105 358,843 6,095 4,695 1,000 400 5,870 0 225
HALLIBURTON CO. Com 406216101 486,303 11,825 10,525 0 1,300 10,275 0 1,550
HEINZ (H J) CO. Com 423074103 999,169 28,650 1,850 300 26,500 3,350 0 25,300
HEWLETT PACKARD CO. Com 428236103 3,064,895 23,066 7,841 13,225 2,000 20,966 725 1,375
HOME DEPOT, INC. Com 437076102 3,741,000 58,000 31,246 24,699 2,055 48,782 8,250 968
HONEYWELL INTERNATIONAL I Com 438516106 735,518 13,960 6,974 2,516 4,470 9,390 0 4,570
HOUGHTON INTERNATIONAL IN Com 441510OX1 428,431 20,037 20,037 0 0 20,037 0 0
IDAHO POWER CO. Com 451107106 338,952 9,754 1,054 0 8,700 1,054 0 8,700
ILLINOIS TOOL WORKS Com 452308109 1,417,991 25,665 23,980 1,480 205 16,691 9,469 505
IMMUNEX CORPORATION (NEW) Com 452528102 380,625 6,000 6,000 0 0 6,000 0 0
INDUSTRIAL SUPPLY Com 456001XO9 5,528,796 2,562 284 2,278 0 284 2,278 0
INGERSOLL-RAND Com 456866102 207,798 4,696 0 4,696 0 3,766 4,696 0
INNOVEX INC Com 457647105 899,875 92,000 0 0 92,000 0 0 92,000
INTEL CORP. Com 458140100 9,436,170 71,520 49,585 7,555 14,380 53,949 7,675 9,896
INTERNATIONAL ABSORBENTS Com 45885E104 36,080 44,000 0 44,000 0 44,000 0 0
INTERNATIONAL BUSINESS MA Com 459200101 4,843,664 41,048 23,041 7,800 10,207 27,941 5,000 8,107
INTERNATIONAL GAME TECHNO Com 459902102 281,938 13,000 0 0 13,000 13,000 0 0
INTERNATIONAL WAYSIDE GOL Com 46056H108 14,000 10,000 0 0 10,000 0 0 10,000
ITI Com 465710XO4 1 10,000 0 0 10,000 0 0 10,000
JOHNSON & JOHNSON Com 478160104 5,461,376 77,742 39,292 32,992 5,458 69,974 29,827 2,748
KELLOGG CO. Com 487836108 236,900 9,200 400 800 8,000 1,200 0 8,000
KIMBERLY CLARK CORP Com 494368103 414,078 7,386 5,112 2,250 24 7,362 24 24
KROGER C0MPANY Com 501044101 2,212,190 125,961 1,620 117,805 6,536 121,025 0 4,936
LSB INDUSTRIES INC Com 502160104 13,813 17,000 0 0 17,000 17,000 0 0
LEVEL 8 SYSTEMS INC Com 52729M10 607,750 13,000 13,000 0 0 13,000 0 0
LEXMARK INTL GROUP Com 529771107 248,513 2,350 2,350 0 0 2,350 0 0
LILLY (ELI) & CO. Com 532457108 861,094 13,750 3,075 10,600 75 13,075 10,000 675
LUCENT TECHNOLOGIES, INC. Com 549463107 6,393,398 104,382 55,403 28,236 20,743 82,564 17,607 4,211
MBNA CORP Com 55262L100 246,560 9,669 6,087 2,982 600 9,669 2,982 0
MCI WORLDCOM INC Com 55268B106 1,407,723 31,067 22,906 5,883 2,278 27,852 3,232 2,128
MAGELLAN TECHNOLOGY INC C Com 559092408 5,500 11,000 0 0 11,000 0 0 11,000
MARRIOTT INTERNATIONAL, I Com 571903202 207,900 6,600 600 0 6,000 600 0 6,000
MASTER SYSTEMS COMPUTER C Com 576357107 21 21,000 0 0 21,000 0 0 21,000
MAY DEPARTMENT STORES COM Com 577778103 753,312 26,432 600 0 25,832 600 0 25,832
MC DONALDS Com 580135101 1,036,932 27,744 16,254 7,800 3,690 26,454 1,800 1,290
MCDONALD'S CORP 7.5 PFD C Pfd 580135804 277,519 12,300 10,800 1,500 0 8,300 4,000 0
MEDIAONE GROUP INC Com 58440J104 1,686,420 20,820 13,179 3,386 4,255 15,977 1,042 3,801
MEDTRONIC, INC. Com 585055106 1,392,465 27,071 24,955 1,016 1,100 18,955 7,016 1,100
MELLON FINANCIAL CORP Com 58551A108 220,388 7,408 4,448 2,960 0 6,288 0 1,120
MERCK & CO. Com 589331107 4,600,356 74,050 59,986 8,364 5,700 69,550 7,214 2,500
MERRILL LYNCH Com 590188108 436,800 4,160 3,710 450 0 4,160 0 0
METRO AIRLINES INC NEW Com 591905203 0 93,506 0 0 93,506 93,506 0 0
MICROSOFT CORP Com 594918104 5,228,244 49,207 27,466 14,533 7,208 41,909 2,178 5,120
MIDVIEW PROPERTIES L.C. Com 598121XO4 0 699,951 699,951 0 0 699,951 0 0
MINNESOTA MINING & MANUFA Com 604059105 1,321,264 14,919 7,110 1,289 6,520 8,760 1,289 4,870
MIRAGE RESORTS INCORPORAT Com 60462E104 602,563 31,100 1,100 0 30,000 31,100 0 0
</TABLE>
<PAGE>
Form 13F Information Table
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
MONSANTO CO. Com 611662107 827,039 16,059 8,199 3,860 4,000 12,059 1,000 3,000
MONTANA POWER CO. Com 612085100 1,580,672 24,698 5,998 1,500 17,200 7,498 0 17,200
MORGAN (J P) & CO. Com 616880100 1,076,529 8,171 3,172 4,499 500 7,671 5,099 0
MORGAN STANLEY DEAN WITTE Com 617446448 2,105,522 25,406 5,532 15,614 4,260 19,970 8,990 260
MOTOROLA, INC. Com 620076109 1,719,880 11,780 6,800 3,705 1,275 10,590 2,980 285
NOKIA OYJ CORP. A - S ADR Com 654902204 729,492 3,286 3,206 0 80 3,071 0 215
NORFOLK SOUTHERN CORP. Com 655844108 201,994 14,175 12,675 300 1,200 12,675 2,400 1,200
NORTEL NETWORKS CORP Com 656569100 760,029 6,026 3,526 0 2,500 3,926 0 2,100
NSTAR Com 67019E107 373,800 8,900 0 8,900 0 8,900 7,400 0
OLD KENT FINANCIAL CORP Com 679833103 318,048 9,939 0 9,939 0 9,939 9,939 0
ONLINE POWER SUPPLY INC Com 68274C109 133,750 10,000 0 0 10,000 0 0 10,000
ORACLE CORP COM Com 68389X105 2,848,657 36,492 22,656 6,916 6,920 29,426 4,676 2,390
PNC FINCL CORP Com 693475105 439,044 9,743 5,743 0 4,000 5,743 0 4,000
PPG INDUSTRIES, INC. Com 693506107 209,669 4,008 600 0 3,408 600 0 3,408
PACIFIC CENTURY FINANCIAL Com 694058108 9,953,125 490,000 0 0 490,000 490,000 0 0
PENNEY (J.C.) C0. Com 708160106 226,993 15,260 4,852 2,208 8,200 4,852 2,208 8,200
PEPSICO, INC. Com 713448108 1,938,387 55,581 45,072 5,809 4,700 53,972 809 800
PFIZER, INC. Com 717081103 2,544,128 69,583 54,713 8,150 6,720 54,894 7,950 6,739
PHILIP MORRIS COMPANIES, Com 718154107 1,170,114 55,390 12,621 39,200 3,569 54,346 925 119
PINNACLE BUSINESS MGMT IN Com 72345F109 3,225 15,000 15,000 0 0 15,000 0 0
PINNACLE WEST CAPITAL Com 723484101 527,106 18,700 1,300 17,400 0 18,700 17,400 0
POLYMEDICA INDS INC Com 731738100 235,000 4,000 0 4,000 0 4,000 0 0
POTLATCH CORP Com 737628107 293,776 6,832 6,832 0 0 6,832 0 0
POTOMAC ELEC PWR 7.375 PF Pfd 73767N208 202,956 9,495 8,675 820 0 6,175 3,320 0
PRECISION PLASTICS INTERN Com 740300XO8 24,500 24,500 0 0 24,500 0 0 24,500
PRINTCO, INC. Com 742351XO2 184,400 10,000 10,000 0 0 10,000 0 0
PROCTER & GAMBLE CO. Com 742718109 6,230,199 110,269 25,815 79,832 4,622 107,822 1,225 1,222
QUALCOMM CORP Com 747525103 232,629 1,558 168 0 1,390 318 0 1,240
QUESTAR CORP. Com 748356102 1,162,755 62,640 20,852 0 41,788 21,452 4,000 37,188
QWEST COMMUNICATIONS INTE Com 749121109 249,600 5,200 1,800 0 3,400 2,100 0 3,100
RECOM MANAGED SYSTEMS,INC Com 75623Q101 5,625 10,000 0 0 10,000 0 0 10,000
RELIANT ENERGY INC Com 75952J108 299,291 12,702 0 4,508 8,194 4,508 0 8,194
RITE AID CORP Com 767754104 432,371 76,866 74,058 0 2,808 74,143 0 2,723
ROYAL DUTCH PETROLEUM N.Y Com 780257804 441,225 7,632 3,300 2,920 1,412 7,632 0 0
SBC COMMUNICATIONS INC. Com 78387G103 5,703,346 135,391 84,031 22,701 28,659 105,997 6,495 22,899
SANSIDRA CORPORATION Com 801051103 0 32,000 0 0 32,000 0 0 32,000
SARA LEE CORP. Com 803111103 365,400 20,300 11,700 6,600 2,000 19,700 0 600
SCHERING-PLOUGH CORP. Com 806605101 1,132,127 30,495 19,655 3,540 7,300 23,145 400 6,950
SCHLUMBERGER LTD. Com 806857108 470,475 6,150 4,200 1,700 250 5,500 900 450
SCHWAB (CHARLES) CORP Com 808513105 328,092 5,775 5,775 0 0 5,775 0 0
SCOTTISH POWER PLC ADR Com 81013T705 1,132,480 35,739 11,085 1,767 22,887 11,491 1,651 22,597
SEAGATE TECHNOLOGY, INC. Com 811804103 210,197 3,404 3,154 0 250 3,404 0 0
SECURITY NATIONAL FINANCI Com 814785309 483,175 175,700 0 0 175,700 175,700 0 0
SERVICE CORP INTL Com 817565104 90,000 30,000 0 0 30,000 30,000 0 0
SIEBEL SYSTEMS INC Com 826170102 238,875 2,000 2,000 0 0 2,000 0 0
SIERRA HEALTH SVCS INC Com 82632210 74,063 15,000 0 0 15,000 0 0 15,000
SIERRA PACIFIC RESOURCES Com 826428104 390,777 31,262 1,390 11,000 18,872 12,762 11,000 7,500
</TABLE>
<PAGE>
Form 13F Information Table
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
SKIN CARE INTL HLDGS INC Com 830667101 0 10,921 0 10,921 0 0 10,921 0
SPECTRUM COMMUNICATIONS C Com 847612108 2,800 28,000 0 0 28,000 28,000 0 0
SPRINT CORP FON SERIES 1 Com 852061100 1,132,365 17,903 11,083 2,820 4,000 13,363 540 4,000
SPRINT CORP PCS SERIES 1 Com 852061506 556,226 8,492 5,902 590 2,000 6,292 200 2,000
STAPLES INC Com 855030102 202,140 10,107 9,657 450 0 9,657 450 0
SUMMIT BANCORP COM Com 866005101 408,765 15,572 12,872 0 2,700 6,472 0 9,100
SUN MICRO SYSTEMS Com 866810104 1,942,091 20,726 14,576 5,200 950 19,776 5,200 950
O C TANNER JEWELRY CL A N Com 875001XO2 699,091 613,238 0 0 613,238 0 0 613,238
O C TANNER JEWELRY VOTING Com 875002XO0 143,640 126,000 0 0 126,000 0 0 126,000
O C TANNER JEWELERY CL B Com 875003XO8 5,899,119 5,174,666 0 0 5,174,666 0 0 5,174,666
TARGET CORP Com 87612E106 804,759 10,766 9,166 1,500 100 9,938 0 828
TEXACO INC. Com 881694103 1,308,168 24,338 5,813 2,100 16,425 8,533 1,200 14,605
TEXAS INSTRUMENTS Com 882508104 1,200,800 7,505 5,435 120 1,950 5,535 1,120 850
THREE COM CORP Com 885535104 205,256 3,690 3,190 0 500 3,090 0 600
TIME WARNER Com 887315109 1,096,500 10,965 6,525 4,100 340 10,675 0 290
TOKHEIM CORP Com 889073102 38,250 12,000 0 12,000 0 12,000 0 0
TRICON GLOBAL RESTAURANTS Com 895953107 230,825 7,431 6,331 450 650 7,131 50 250
TYCO INTL LTD Com 902124106 811,273 16,185 9,689 5,070 1,426 15,559 2,766 626
US BANCORP DEL INC Com 902973106 261,778 11,967 10,881 1,086 0 11,967 0 0
U S LABORATORIES INC Com 90333T105 49,944 13,100 13,100 0 0 13,100 0 0
UNION PACIFIC CORP. Com 907818108 1,116,432 28,535 10,055 1,680 16,800 11,555 1,680 15,300
UNION PACIFIC RESOURCES G Com 907834105 252,199 17,393 5,786 1,422 10,185 5,786 1,422 10,185
U S WEST INC Com 91273H101 2,900,497 39,938 25,786 5,287 8,865 29,914 1,858 8,166
UNITED TECHNOLOGIES CORP. Com 913017109 609,064 9,639 5,224 1,140 3,275 5,054 680 3,905
UTICS CORPORATION Com 918004102 12,500 25,000 0 0 25,000 25,000 0 0
VIDEO PUBLISHING VENTURES Com 92656V105 0 400,000 400,000 0 0 400,000 0 0
VODAFONE AIRTOUCH PLC Com 92857T107 2,013,918 36,246 28,476 3,180 4,590 33,936 1,470 840
WACHOVIA CORP Com 929771103 206,066 3,050 3,050 0 0 3,050 0 0
WAL-MART STORES, INC. Com 931142103 1,783,875 31,573 12,253 6,770 12,550 25,223 500 5,850
WALGREEN CO Com 931422109 1,010,739 39,252 19,172 20,080 0 39,252 20,080 0
WARNER-LAMBERT CO. Com 934488107 2,933,067 30,025 6,775 23,250 0 29,725 21,000 300
WATSON PHARMACEUTICALS IN Com 942683103 238,919 6,020 6,020 0 0 6,020 0 0
WELLS FARGO & CO. Com 949746101 5,369,709 131,772 13,552 1,190 117,030 14,242 1,190 116,340
WESTCORE TR MIDCO GROWTH Com 957904717 275,282 11,990 0 0 11,990 11,990 0 0
WEYERHAUSER Com 962166104 600,267 10,531 9,863 668 0 10,531 0 0
WILSON PRODUCTS Com 972001XO4 67,973 14,368 0 14,368 0 14,368 0 0
XEROX Com 984121103 236,600 9,100 3,530 170 5,400 5,200 0 3,900
YAHOO! Com 984332106 361,944 2,112 1,632 100 380 1,474 100 538
ZIONS BANCORPORATION Com 989701107 173,623,430 4,171,133 234,694 180,943 3,755,496 425,674 191,448 3,554,011
ZIONS BANCORP (ESCROW) Com 9897011XO 365,991 5,939 0 0 5,939 5,939 0 0
CHISM HOMES INCORPORATED Com 993000116 0 182,428 0 0 182,428 182,428 0 0
ULTRA MEDICAL DEVICES INC Com 993001387 0 15,712 15,712 0 0 15,712 0 0
SIOUX STEEL CO 5% CUM PFD Pfd 997300405 353,400 3,534 0 3,534 0 3,534 0 0
SIOUX STEEL CO 7% CUM PFD Pfd 997300413 244,200 2,442 0 2,442 0 2,442 0 0
SIOUX STEEL CO CLASS B CO Com 997300439 4,703,371 371,808 0 371,808 0 371,808 0 0
SIOUX STEEL CO CLASS A CO Com 997300440 0 29,597 0 29,597 0 29,597 0 0
PHOENIX USA INCORPORATED Com 998000650 30,000 25,000 0 0 25,000 25,000 0 0
</TABLE>
<PAGE>
Form 13F Information Table
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
- ------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
VALLEY BANK Com 999111111 445,000 44,500 0 0 44,500 44,500 0 0
HIHO TECHNOLOGIES INC (FO Pfd 999310838 50,000 50,000 50,000 0 0 50,000 0 0
POLYAGRI INTERNATIONAL IN Pfd 999920109 10,000 10,000 0 0 10,000 10,000 0 0
------------
579,943,848
* * * End Of Asset Report * * *
238 Assets Reported Of 32399 Assets On File
</TABLE>
