UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2000
Check here if Amendment [ ]; Amendment Number:
This Amendment (Check only one.): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: Zions First National Bank
Address: P.O. Box 30880
Salt Lake City, UT 84130
13F File Number: 28-2591
The institutional investment manager filing this report and the person by whom
it is signed hereby represent that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Annette Langheinrich
Title: V.P, Controller
Phone: 801-594-8047
Signature, Place, and Date of Signing:
/s/Annette Langheinrich Salt Lake City, Utah October 25, 2000
----------------------- -------------------- ----------------
Report Type (Check only one.):
[ X ] 13F HOLDINGS REPORT.
[ ] 13F NOTICE.
[ ] 13F COMBINATION REPORT.
List of Other Managers Reporting for this Manager:
NONE
<PAGE>
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 232
Form 13F Information Table Value Total: $616,631,262
List of Other Included Managers:
Form 13F File Number Name
NONE
<PAGE>
Form 13F Information Table
<TABLE>
<CAPTION>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
AT&T CORP. Com 001957109 2,926,811 99,636 55,786 16,404 27,446 73,205 7,403 19,028
ABBOTT LABORATORIES Com 002824100 3,670,351 77,169 49,369 24,900 2,900 51,749 26,920 0
ACXIOM CORP Com 005125109 2,891,346 91,066 91,066 0 0 91,066 0 0
ADAMS EXPRESS Com 006212104 311,782 8,072 1,313 0 6,759 1,313 0 6,759
AETNA INC. Com 008117103 452,133 7,787 4,699 88 3,000 4,787 0 3,000
AGILENT TECHNOLOGIES INC Com 00846U101 546,534 11,168 4,775 5,293 1,100 7,930 2,376 862
ALBERTSON'S, INC. Com 013104104 1,908,942 90,902 13,519 400 76,983 13,488 400 77,014
ALCOA INC Com 013817101 272,109 10,750 8,550 2,200 0 9,370 2,550 0
ALLEGHENY ENERGY, INC. Com 017361106 244,591 6,405 6,405 0 0 6,405 630 0
ALLSTATE CORP Com 020002101 568,371 16,356 5,952 9,094 1,310 13,662 7,872 1,310
ALLTEL CORP Com 020039103 552,927 10,595 9,761 324 510 9,535 250 810
ALTERA CORP Com 021441100 267,400 5,600 5,300 300 0 5,600 0 0
AMERICA ON-LINE Com 02364J104 1,221,415 22,724 17,014 450 5,260 17,114 350 5,260
AMERICAN EXPRESS CO. Com 025816109 2,046,971 33,695 17,300 4,080 12,315 18,785 1,905 13,005
AMERICAN HOME PRODUCTS CO Com 026609107 2,018,942 35,694 26,535 115 9,044 31,950 0 3,744
AMERICAN INTERNATIONAL GR Com 026874107 2,295,830 23,993 15,760 7,494 739 14,261 7,655 2,077
AMERICAN RESOURCES & DEVE Com 028912103 8,731 12,700 0 0 12,700 0 0 12,700
AMERICAN TECH CERAMICS CO Com 030137103 277,502 17,800 0 0 17,800 0 0 17,800
AMERIRESOURCE TECHNOLOGIE Com 03072A104 525 15,000 0 0 15,000 15,000 0 0
AMGEN INC Com 031162100 755,191 10,815 8,732 1,708 375 9,672 320 823
ANADARKO PETE CP Com 032511107 432,389 6,506 1,226 646 4,634 1,226 646 4,634
ANHEUSER BUSCH COS INC Com 035229103 338,500 8,000 8,000 0 0 8,000 0 0
APPLIED MATERIALS, INC. Com 038222105 1,112,347 18,754 14,854 3,900 0 18,754 3,600 0
ASH GROVE CEMENT CO Com 043693100 3,584,892 35,146 35,146 0 0 35,146 0 0
AUTOMATIC DATA PROCESSING Com 053015103 327,019 4,890 3,890 0 1,000 4,490 0 400
BP AMOCO PLC Com 055622104 12,779,625 241,125 55,178 144,040 41,907 71,196 142,174 27,755
BANK OF AMERICA CORP Com 060505104 1,042,891 19,912 12,295 3,988 3,629 17,290 450 2,172
BANK GRANADA HILLS CA Com 062392105 550,082 42,314 42,314 0 0 42,314 0 0
BANK OF NY CO INC Com 064057102 435,494 7,768 3,976 0 3,792 7,768 0 0
BANK ONE CORP Com 06423A103 12,605,462 326,355 10,432 4,780 311,143 318,679 3,696 3,980
BANKWEST OF NEVADA Com 066050998 264,974 10,383 0 0 10,383 10,383 0 0
BAXTER INTERNATIONAL Com 071813109 969,562 12,148 9,250 2,898 0 12,048 0 100
BELLSOUTH CORP. Com 079860102 2,334,138 57,991 39,862 7,773 10,356 47,639 2,652 7,700
BESTFOODS Com 08658U101 266,265 3,660 3,170 0 490 3,660 0 0
BIOCONTROL TECHNOLOGY INC Com 090586108 1,397 11,000 0 0 11,000 11,000 0 0
BIOMERIDIAN CORP Com 09062K101 2,063 11,000 0 0 11,000 0 0 11,000
BIORELEASE CORP Com 090652108 2,100 15,000 0 0 15,000 15,000 0 0
BOEING CO. Com 097023105 1,077,993 17,111 11,733 3,878 1,500 14,258 7,653 1,200
BOMBARDIER INC CL B (CAN) Com 097751200 195,368 11,654 0 0 11,654 0 0 11,654
BOYD GAMING CORPORATION Com 103304101 730,646 147,979 0 0 147,979 147,979 0 0
BRISTOL-MYERS SQUIBB CO. Com 110122108 5,375,348 94,098 61,967 7,376 24,755 70,656 2,262 21,180
BROCKER TECHNOLOGY GROUP Com 11167V107 30,000 10,000 0 0 10,000 0 0 10,000
BURLINTON NO SANTA FE CP Com 12189T104 207,000 9,600 3,000 3,600 3,000 6,600 0 3,000
BUSINESS BANK CORP Com 12324E103 129,488 13,812 0 0 13,812 0 0 13,812
CIGNA CORP COM Com 125509109 215,795 2,067 0 0 2,067 0 0 2,067
CVB FINANCIAL CORP Com 126600105 1,220,386 72,588 72,588 0 0 72,588 0 0
CAROLINA POWER & LIGHT CO Com 144141108 293,480 7,040 0 0 7,040 7,040 0 0
<PAGE>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
CATERPILLAR TRACTOR Com 149123101 230,344 6,825 5,525 1,000 300 6,550 275 0
CHASE MANHATTAN CORP. Com 16161A108 1,125,174 24,361 11,094 450 12,817 11,364 0 12,997
CHEVRON CORP. Com 166751107 4,500,689 52,794 35,540 3,982 13,272 36,513 3,782 12,499
CIRCUIT CITY STORES Com 172737108 610,305 26,535 25,835 0 700 25,535 0 1,000
CISCO SYSTEMS, INC. Com 17275R102 6,331,429 114,596 79,014 24,252 11,330 84,472 24,108 6,016
CITIGROUP INC COM Com 172967101 6,696,452 123,865 58,870 10,280 54,715 68,661 2,233 52,971
CLOROX COMPANY Com 189054109 376,319 9,512 0 1,512 8,000 2,512 0 7,000
COCA-COLA CO. Com 191216100 2,091,828 37,947 12,505 12,692 12,750 21,700 9,092 7,155
COLGATE-PALMOLIVE CO Com 194162103 729,618 15,458 4,390 7,068 4,000 15,458 0 0
COMBINED METALS Com 200201101 142 14,250 14,250 0 0 14,250 0 0
COMPAQ COMPUTER CORP. Com 204493100 824,752 29,904 20,672 6,232 3,000 26,332 3,501 71
COPART INC COM STK Com 217204106 388,500 28,000 0 0 28,000 0 0 28,000
COPYTELE INC Com 217721109 43,563 34,000 0 34,000 0 16,000 18,000 0
CORNING INC Com 219350105 1,742,202 5,866 5,416 0 450 5,716 0 150
COSTCO WHOLESALE CORP Com 22160K105 227,862 6,522 2,844 1,198 2,480 4,442 0 2,080
DAW TECHNOLOGIES Com 239220106 12,235 10,582 0 0 10,582 0 0 10,582
DELL COMPUTER CORP Com 247025109 856,187 27,787 20,672 720 6,395 21,942 600 5,245
DESERT COMMUNITY BANK Com 25037Y109 1,255,825 52,600 52,600 0 0 52,600 0 0
DESWELL INDS INC COM Com 250639101 519,250 31,000 0 0 31,000 0 0 31,000
DIMON INC COM Com 254394109 39,000 12,000 0 0 12,000 0 0 12,000
DISNEY COM STK Com 254687106 677,408 17,710 10,429 6,525 756 16,104 1,725 756
DOMINION RES INC VA NEW Com 25746U109 285,087 4,910 3,000 1,910 0 3,999 548 363
DOVER CORPORATION Com 260003108 795,731 16,953 7,750 0 9,203 7,750 4,000 5,203
DOW CHEMICAL CO. Com 260543103 754,185 30,243 25,743 1,200 3,300 26,043 900 3,300
DU PONT (E I) DE NEMOURS Com 263534109 2,371,965 57,242 25,597 9,964 21,681 31,087 4,474 21,681
DYNEGY INC NEW CL A Com 26816Q101 359,100 6,300 300 4,000 2,000 4,300 4,000 0
EEX CORP NEW Com 26842V207 48,125 10,000 0 0 10,000 0 0 10,000
EI ENVIRONMENTAL ENGINEER Com 26852L107 1,971 65,700 65,700 0 0 65,700 0 0
EMC CORP MASS Com 268648102 1,930,360 19,474 14,982 560 3,932 14,782 460 4,232
EDISON INTERNATIONAL Com 281020107 305,543 15,821 5,048 1,100 9,673 7,948 0 7,873
EMERSON ELECTRIC CO. Com 291011104 1,619,189 24,167 16,217 4,300 3,650 20,917 100 3,150
ENRON CORP Com 293561106 481,149 5,491 4,991 0 500 4,991 0 500
ENTERGY CORP. Com 29364G103 261,644 7,024 0 7,024 0 7,024 7,024 0
ERICSSON L M TEL CO Com 294821400 302,175 20,400 20,400 0 0 20,400 0 0
EXXON MOBIL CORP Com 30231G102 21,434,206 240,496 96,041 50,581 93,874 128,070 24,669 87,757
FPL GROUP, INC. Com 302571104 637,118 9,690 5,130 2,310 2,250 7,390 700 1,600
FANNIE MAE Com 313586109 1,150,936 16,097 14,147 1,775 175 13,572 3,375 175
BRODY INTERNATIONAL, INC Com 333331OX1 10,000 33,333 0 0 33,333 0 0 33,333
FIRST SECURITY CORP. Com 336294103 3,028,089 185,630 68,140 2,500 114,990 79,140 0 106,490
FORD MOTOR CAP TR I PRD 9 Pfd 345343206 338,446 13,305 9,890 1,465 1,950 7,890 3,665 1,750
FORD MOTOR Com 345370860 550,167 21,735 10,937 9,561 1,237 14,570 5,928 1,237
FOREST LABORATORIES INC Com 345838106 229,375 2,000 0 0 2,000 2,000 0 0
GPU INC Com 36225X100 245,552 7,570 0 7,570 0 7,570 7,570 0
GATEWAY ENERGY CORPORATIO Com 367600301 14,430 18,471 0 0 18,471 0 0 18,471
GATEWAYS TO SPACE INC Com 367847100 40,000 200,000 200,000 0 0 200,000 0 0
GENERAL ELECTRIC CO. Com 369604103 111,527,994 1,933,313 1,013,979 108,355 810,979 1,223,926 89,916 619,471
GENERAL MILLS Com 370334104 215,698 6,076 5,276 0 800 6,076 0 0
<PAGE>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
GENERAL MOTORS Com 370442105 539,110 8,294 4,211 3,230 853 6,186 1,130 978
GENEVA STEEL CO. - CL A Com 372252106 2,655 53,100 0 0 53,100 0 0 53,100
GILLETTE CO. Com 375766102 436,109 14,125 12,250 1,500 375 13,450 1,300 375
GOLF VENTURES 144 Com 3816821X0 19,800 10,000 0 0 10,000 0 0 10,000
GUIDANT CORP COM STK Com 401698105 497,993 7,045 5,945 1,000 100 6,820 0 225
HEINZ (H J) CO. Com 423074103 1,072,959 28,950 4,250 300 24,400 5,750 0 23,200
HEWLETT PACKARD CO. Com 428236103 2,257,675 23,275 7,050 13,225 3,000 20,175 725 2,375
HOME DEPOT, INC. Com 437076102 3,301,230 62,214 33,473 24,821 3,920 50,881 8,250 3,083
HONEYWELL INTERNATIONAL I Com 438516106 785,068 22,037 12,006 4,461 5,570 16,192 0 5,845
HOUGHTON INTERNATIONAL IN Com 441510OX1 428,431 20,037 20,037 0 0 20,037 0 0
IDAHO POWER CO. Com 451107106 451,123 9,754 1,054 0 8,700 1,054 0 8,700
ILLINOIS TOOL WORKS Com 452308109 1,385,421 24,795 23,035 1,480 280 16,046 9,469 280
INDUSTRIAL SUPPLY Com 456001XO9 5,528,796 2,562 284 2,278 0 284 2,278 0
INNOVEX INC Com 457647105 1,185,375 87,000 0 0 87,000 0 0 87,000
INTEL CORP. Com 458140100 5,697,803 137,090 96,362 11,710 29,018 101,505 11,350 24,235
INTERNATIONAL ABSORBENTS Com 45885E104 20,240 44,000 0 44,000 0 20,000 24,000 0
INTERNATIONAL BUSINESS MA Com 459200101 4,608,225 40,962 22,760 7,800 10,402 23,855 5,400 11,707
INTERNATIONAL GAME TECHNO Com 459902102 470,750 14,000 1,000 0 13,000 14,000 0 0
ITI Com 465710XO4 1 10,000 0 0 10,000 0 0 10,000
JP REALTY Com 46624A106 247,005 13,675 0 0 13,675 0 0 13,675
JOHNSON & JOHNSON Com 478160104 4,524,688 48,167 32,714 9,360 6,093 42,039 5,795 333
KELLOGG CO. Com 487836108 212,850 8,800 8,000 800 0 8,800 0 0
KIMBERLY CLARK CORP Com 494368103 385,664 6,910 4,636 2,250 24 6,886 24 24
KROGER C0MPANY Com 501044101 2,792,019 123,746 1,620 116,890 5,236 120,110 0 3,636
LSB INDUSTRIES INC Com 502160104 14,875 17,000 0 0 17,000 17,000 0 0
LEVEL 8 SYSTEMS INC Com 52729M10 238,875 13,000 13,000 0 0 13,000 0 0
LILLY (ELI) & CO. Com 532457108 281,909 3,475 2,700 600 175 2,800 0 675
LUCENT TECHNOLOGIES, INC. Com 549463107 2,929,966 95,868 58,864 18,627 18,377 75,417 7,624 12,827
MBNA CORP Com 55262L100 261,300 6,787 2,792 3,995 0 6,787 2,982 0
MARATHON BANCORP Com 565757101 537,500 172,000 172,000 0 0 172,000 0 0
MARRIOTT INTERNATIONAL, I Com 571903202 248,249 6,813 413 0 6,400 813 0 6,000
MASTER SYSTEMS COMPUTER C Com 576357107 21 21,000 0 0 21,000 0 0 21,000
MAY DEPARTMENT STORES COM Com 577778103 447,597 21,834 600 0 21,234 900 0 20,934
MC DONALDS Com 580135101 831,485 27,544 15,454 7,800 4,290 25,654 1,800 90
MCDONALD'S CORP 7.5 PFD C Pfd 580135804 283,061 11,825 10,325 1,500 0 6,825 4,000 1,000
MEDTRONIC, INC. Com 585055106 1,383,083 26,694 24,370 1,134 1,190 18,488 7,016 1,190
MELLON FINANCIAL CORP Com 58551A108 275,421 5,939 2,979 2,960 0 4,819 0 1,120
MERCK & CO. Com 589331107 4,962,599 66,668 55,868 4,900 5,900 62,168 3,750 750
MERRILL LYNCH Com 590188108 553,212 8,382 6,722 1,120 540 7,842 0 540
METRO AIRLINES INC NEW Com 591905203 0 93,506 0 0 93,506 93,506 0 0
MICROSOFT CORP Com 594918104 3,060,678 50,747 25,116 14,833 10,798 41,749 2,178 6,820
MIDVIEW PROPERTIES L.C. Com 598121XO4 0 699,951 699,951 0 0 699,951 0 0
MINNESOTA MINING & MANUFA Com 604059105 1,326,689 14,559 7,750 1,289 5,520 9,400 1,289 3,870
MONTANA POWER CO. Com 612085100 757,546 22,698 4,398 1,500 16,800 5,898 0 16,800
MORGAN (J P) & CO. Com 616880100 595,339 3,644 3,044 0 600 3,144 600 0
MORGAN STANLEY DEAN WITTE Com 617446448 2,272,222 24,850 4,976 15,614 4,260 19,414 8,990 260
MOTOROLA, INC. Com 620076109 1,259,329 44,578 30,148 12,615 1,815 40,298 8,940 1,565
<PAGE>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
NORTHERN STS PWR PFD 7.87 Pfd 629384207 245,100 10,320 9,300 1,020 0 5,900 3,420 1,000
NICOR INC Com 654086107 217,125 6,000 0 0 6,000 0 0 6,000
NOKIA OYJ CORP. A - S ADR Com 654902204 1,059,769 26,619 24,844 910 865 24,674 340 1,605
NORFOLK SOUTHERN CORP. Com 655844108 197,438 13,500 11,700 600 1,200 12,000 2,400 1,200
NORTEL NETWORKS CORP Com 656568102 765,974 12,860 7,960 200 4,700 8,960 0 3,900
NOVELL, INC. Com 670006105 128,760 12,957 200 7,500 5,257 7,700 0 5,257
NSTAR Com 67019E107 358,225 8,900 0 8,900 0 8,900 7,400 0
ONLINE POWER SUPPLY INC Com 68274C109 97,200 10,800 0 0 10,800 0 0 10,800
ORACLE CORP COM Com 68389X105 2,625,919 33,345 21,149 7,476 4,720 27,879 4,676 790
PNC FINANICAL SERVICES GR Com 693475105 633,295 9,743 9,743 0 0 9,743 0 0
PACIFIC CENTURY FINANCIAL Com 694058108 8,391,250 490,000 0 0 490,000 490,000 0 0
PALM INC Com 696642107 324,348 6,127 4,590 0 1,537 4,738 0 1,389
PENNEY (J.C.) C0. Com 708160106 170,809 14,460 3,952 2,308 8,200 4,052 2,208 8,200
PEPSICO, INC. Com 713448108 2,395,266 52,071 40,462 6,009 5,600 49,562 809 1,700
PFIZER, INC. Com 717081103 5,217,289 116,101 94,591 14,697 6,813 100,269 8,175 7,657
PHARMACIA CORP Com 71713U102 962,940 15,999 8,139 3,860 4,000 11,999 1,000 3,000
PHILIP MORRIS COMPANIES, Com 718154107 1,522,066 51,705 6,536 41,300 3,869 50,361 925 419
PINNACLE BUSINESS MGMT IN Com 72345F109 1,545 15,000 15,000 0 0 15,000 0 0
PINNACLE WEST CAPITAL Com 723484101 951,363 18,700 1,300 17,400 0 18,700 17,400 0
POTLATCH CORP Com 737628107 216,062 6,832 6,832 0 0 6,832 0 0
PRECISION PLASTICS INTERN Com 740300XO8 24,500 24,500 0 0 24,500 0 0 24,500
PRINTCO, INC. Com 742351XO2 184,400 10,000 10,000 0 0 10,000 0 0
PROCTER & GAMBLE CO. Com 742718109 7,345,277 109,631 23,977 80,032 5,622 106,384 1,225 2,022
QUALCOMM CORP Com 747525103 286,781 4,025 1,437 183 2,405 1,770 0 2,255
QUESTAR CORP. Com 748356102 1,409,760 50,688 10,400 0 40,288 11,300 4,000 35,388
QWEST COMMUNICATIONS INTE Com 749121109 3,352,117 69,745 46,336 9,001 14,408 53,476 2,614 13,655
RANGE RESOURCES CORP Com 75281A109 67,375 14,000 0 0 14,000 0 0 14,000
RECOM MANAGED SYSTEMS,INC Com 75623Q101 500 10,000 0 0 10,000 0 0 10,000
RELIANT ENERGY INC Com 75952J108 581,622 12,508 0 4,508 8,000 4,508 0 8,000
RITE AID CORP Com 767754104 792,640 198,160 100 0 198,060 195,437 0 2,723
ROYAL DUTCH PETROLEUM N.Y Com 780257804 477,882 7,973 3,396 3,015 1,562 7,973 0 0
SBC COMMUNICATIONS INC. Com 78387G103 5,923,100 118,462 75,767 20,951 21,744 96,647 6,495 15,320
SANSIDRA CORPORATION Com 801051103 0 32,000 0 0 32,000 0 0 32,000
SARA LEE CORP. Com 803111103 390,406 19,220 10,620 6,600 2,000 18,620 0 600
SCHERING-PLOUGH CORP. Com 806605101 1,417,785 30,490 20,175 3,540 6,775 22,965 900 6,625
SCHLUMBERGER LTD. Com 806857108 574,624 6,981 4,922 1,784 275 6,306 900 475
SCHWAB (CHARLES) CORP Com 808513105 311,442 8,773 8,662 0 111 8,662 0 111
SCOTTISH POWER PLC ADR Com 81013T705 908,459 30,219 6,294 1,038 22,887 6,584 1,038 22,597
SEARS ROEBUCK & CO. Com 812387108 201,977 6,230 1,016 4,647 567 5,316 4,247 167
SECURITY NATIONAL FINANCI Com 814785309 472,194 175,700 0 0 175,700 175,700 0 0
SERVICE CORP INTL Com 817565104 73,125 30,000 0 0 30,000 30,000 0 0
SIERRA HEALTH SVCS INC Com 82632210 46,875 10,000 0 0 10,000 0 0 10,000
SIERRA PACIFIC RESOURCES Com 826428104 491,220 27,290 790 11,000 15,500 11,790 11,000 4,500
SKIN CARE INTL HLDGS INC Com 830667101 0 10,921 0 10,921 0 0 10,921 0
SPECTRUM COMMUNICATIONS C Com 847612108 2,800 28,000 0 0 28,000 28,000 0 0
SPRINT CORP FON SERIES 1 Com 852061100 519,095 17,709 14,450 2,959 300 16,969 540 200
SPRINT CORP PCS SERIES 1 Com 852061506 288,074 8,216 7,626 590 0 8,016 200 0
<PAGE>
Investment Direction Voting Authority
Name Of Issuer Type Cusip Market Value Shares/PV Sole Shared Other Sole Shared Other
------------------------- --- --------- ------------ --------- ------ ------ --------- ------- ------ ---------
STAPLES INC Com 855030102 149,777 10,557 9,657 900 0 9,657 900 0
SUMMIT BANCORP COM Com 866005101 285,384 8,272 5,572 0 2,700 6,772 0 1,500
SUN MICRO SYSTEMS Com 866810104 2,313,051 19,812 13,137 5,450 1,225 18,587 5,200 1,225
O C TANNER JEWELRY CL A N Com 875001XO2 699,091 613,238 0 0 613,238 0 0 613,238
O C TANNER JEWELRY VOTING Com 875002XO0 143,640 126,000 0 0 126,000 0 0 126,000
O C TANNER JEWELERY CL B Com 875003XO8 5,899,119 5,174,666 0 0 5,174,666 0 0 5,174,666
TARGET CORP Com 87612E106 411,461 16,057 11,957 4,100 0 15,001 0 1,056
TEXACO INC. Com 881694103 1,290,923 24,589 5,564 2,300 16,725 8,734 1,200 14,655
TEXAS INSTRUMENTS Com 882508104 972,251 20,604 16,164 440 4,000 16,164 2,240 2,200
TIME WARNER Com 887315109 792,516 10,128 5,328 4,100 700 9,578 0 550
TOKHEIM CORP Com 889073102 2,520 12,000 0 12,000 0 5,300 6,700 0
TYCO INTL LTD Com 902124106 636,454 12,269 8,639 3,004 626 11,643 0 626
ULTRA PETROLEUM CORP Com 903914109 152,800 40,000 0 0 40,000 40,000 0 0
UNION PACIFIC CORP. Com 907818108 942,019 24,232 6,252 1,680 16,300 7,752 1,680 14,800
UNITED TECHNOLOGIES CORP. Com 913017109 555,316 8,019 4,804 1,140 2,075 4,634 680 2,705
UTICS CORPORATION Com 918004102 12,500 25,000 0 0 25,000 25,000 0 0
VERIZON COMMUNICATIONS Com 92343V104 3,376,530 69,709 47,724 8,721 13,264 56,347 4,516 8,846
VIACOM INC CL B COM Com 925524308 399,731 6,833 1,424 4,324 1,085 5,748 3,906 0
VIDEO PUBLISHING VENTURES Com 92656V105 0 400,000 400,000 0 0 400,000 0 0
VODAFONE GROUP PLC SP ADR Com 92857W100 1,536,832 41,536 34,086 3,530 3,920 38,246 1,470 1,820
WACHOVIA CORP Com 929771103 204,075 3,600 3,600 0 0 3,600 0 0
WAL-MART STORES, INC. Com 931142103 1,514,734 31,475 16,055 6,770 8,650 25,125 500 5,850
WALGREEN CO Com 931422109 812,318 21,412 18,222 3,190 0 21,412 0 0
WATSON PHARMACEUTICALS IN Com 942683103 390,548 6,020 6,020 0 0 6,020 0 0
WELLS FARGO & CO. Com 949746101 14,313,023 311,576 193,456 1,190 116,930 194,296 1,190 116,090
WESTCORE TR MIDCO GROWTH Com 957904717 248,425 11,990 0 0 11,990 11,990 0 0
WEYERHAUSER Com 962166104 425,189 10,531 9,863 668 0 10,531 0 0
WILLIAMS COMPANY INC Com 969457100 257,556 6,096 2,100 0 3,996 6,096 0 0
WILSON PRODUCTS Com 972001XO4 67,973 14,368 0 14,368 0 14,368 0 0
WORLDCOM INC Com 98157D106 959,850 31,600 24,849 5,133 1,618 28,645 3,232 1,868
XCEL ENERGY INC Com 98389B100 295,433 10,743 7,792 0 2,951 7,902 0 2,841
YAHOO! Com 984332106 220,402 2,422 1,932 100 390 1,774 100 548
ZIONS BANCORPORATION Com 989701107 212,362,984 4,152,530 220,969 179,943 3,751,618 421,223 192,576 3,538,731
ZIONS BANCORP (ESCROW) Com 9897011XO 365,991 5,939 0 0 5,939 5,939 0 0
CHISM HOMES INCORPORATED Com 993000116 0 182,428 160,463 0 21,965 182,428 0 0
ULTRA MEDICAL DEVICES INC Com 993001387 0 15,712 15,712 0 0 15,712 0 0
SIOUX STEEL CO 5% CUM PFD Pfd 997300405 353,400 3,534 0 3,534 0 3,534 0 0
SIOUX STEEL CO 7% CUM PFD Pfd 997300413 244,100 2,441 0 2,441 0 2,441 0 0
SIOUX STEEL CO CLASS B CO Com 997300439 2,716,461 214,740 0 214,740 0 214,740 0 0
SIOUX STEEL CO CLASS A CO Com 997300440 0 29,597 0 29,597 0 29,597 0 0
PHOENIX USA INCORPORATED Com 998000650 30,000 25,000 0 0 25,000 25,000 0 0
VALLEY BANK Com 999111111 238,750 23,875 0 0 23,875 23,875 0 0
HIHO TECHNOLOGIES INC (FO Pfd 999310838 50,000 50,000 50,000 0 0 50,000 0 0
POLYAGRI INTERNATIONAL IN Pfd 999920109 10,000 10,000 0 0 10,000 10,000 0 0
------------
616,631,262
* * * End Of Asset Report * * *
232 Assets Reported Of 35020 Assets On File
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