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Letterhead of
The American Franklin Life Insurance Company
#1 Franklin Square
Springfield, Illinois 62713
May 6, 1996
Securities and Exchange Commission
450 Fifth Street, N.W.
Washington, D.C. 20549
Re: Separate Account VUL-2 of The American Franklin Life Insurance
Company
(1933 Act Registration No. 33-41838)
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Ladies and Gentlemen:
On behalf of Separate Account VUL-2 of The American Franklin Life
Insurance Company, a registered investment company (the "Fund"), and in lieu of
filing the Fund's Prospectus and Statement of Additional Information under Rule
497(c) under the Securities Act of 1933, as amended, I hereby certify pursuant
to Rule 497(j) that the forms of Prospectus and Statement of Additional
Information that would have been filed under Rule 497(c) would not have differed
from the Prospectus and Statement of Additional Information contained in Post-
Effective Amendment No. 6 to the Fund's Registration Statement on Form S-6,
which was filed electronically with the Securities and Exchange Commission on
April 30, 1996.
If you have any questions about this filing, please contact the
undersigned at (217) 528-2011.
Very truly yours,
/s/Stephen P. Horvat, Jr.
Stephen P. Horvat, Jr.
Senior Vice President,
General Counsel and Secretary
VIA EDGAR
