<PAGE> 1
EXHIBIT 25.1
Filed pursuant to:
Registration No.: 333-51224
Registration No.: 333-51224-01
================================================================================
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
-----------------------------
FORM T-1
STATEMENT OF ELIGIBILITY
UNDER THE TRUST INDENTURE ACT OF 1939 OF A
CORPORATION DESIGNATED TO ACT AS TRUSTEE
-----------------------------
CHECK IF AN APPLICATION TO DETERMINE ELIGIBILITY OF A TRUSTEE PURSUANT TO
SECTION 305(b) (2)
WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION
(Exact name of trustee as specified in its charter)
A U.S. NATIONAL BANKING ASSOCIATION 41-1592157
(Jurisdiction of incorporation or (I.R.S. Employer
organization if not a U.S. national Identification No.)
bank)
SIXTH STREET AND MARQUETTE AVENUE
MINNEAPOLIS, MINNESOTA 55479
(Address of principal executive offices) (Zip code)
STANLEY S. STROUP, GENERAL COUNSEL
WELLS FARGO BANK MINNESOTA, NATIONAL ASSOCIATION
SIXTH STREET AND MARQUETTE AVENUE
MINNEAPOLIS, MINNESOTA 55479
(612) 667-1234
(Name, address and telephone number of Agent for Service)
-----------------------------
NISSAN AUTO RECEIVABLES TRUST
(Issuer with respect to the securities)
NISSAN AUTO RECEIVABLES CORPORATION
NISSAN AUTO RECEIVABLES CORPORATION II
(Exact names of the registrants as specified in their charters)
33-0479655
DELAWARE 95-4831541
(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
990 W. 190TH STREET
TORRANCE, CALIFORNIA 90502
(Address of principal executive offices) (Zip code)
-----------------------------
ASSET BACKED SECURITIES
(Title of the indenture securities)
================================================================================
<PAGE> 2
Filed pursuant to:
Registration No.: 333-51224
Registration No.: 333-51224-01
Item 1.General Information. Furnish the following information as to the trustee:
(a) Name and address of each examining or supervising
authority to which it is subject.
Comptroller of the Currency
Treasury Department
Washington, D.C.
Federal Deposit Insurance Corporation
Washington, D.C.
The Board of Governors of the Federal Reserve System
Washington, D.C.
(b) Whether it is authorized to exercise corporate trust
powers.
The trustee is authorized to exercise corporate trust
powers.
Item 2. Affiliations with Obligor. If the obligor is an affiliate of the
trustee, describe each such affiliation.
None with respect to the trustee.
No responses are included for Items 3-14 of this Form T-1, pursuant to General
Instruction B, because the obligor is not in default as provided under Item 13.
Item 15. Foreign Trustee. Not applicable.
Item 16. List of Exhibits. List below all exhibits filed as a part of this
Statement of Eligibility.
Exhibit 1. a. A copy of the Articles of Association of the
trustee now in effect.*
Exhibit 2. a. A copy of the certificate of authority of the
trustee to commence business issued June 28, 1872,
by the Comptroller of the Currency to The
Northwestern National Bank of Minneapolis.*
b. A copy of the certificate of the Comptroller of the
Currency dated January 2, 1934, approving the
consolidation of The Northwestern National Bank of
Minneapolis and The Minnesota Loan and Trust
Company of Minneapolis, with the surviving entity
being titled Northwestern National Bank and Trust
Company of Minneapolis.*
c. A copy of the certificate of the Acting Comptroller
of the Currency dated January 12, 1943, as to
change of corporate title of Northwestern National
Bank and Trust Company of Minneapolis to
Northwestern National Bank of Minneapolis.*
d. A copy of the letter dated May 12, 1983 from the
Regional Counsel, Comptroller of the Currency,
acknowledging receipt of notice of name change
effective May 1, 1983 from Northwestern National
Bank of Minneapolis to Norwest Bank Minneapolis,
National Association.*
<PAGE> 3
e. A copy of the letter dated January 4, 1988 from the
Administrator of National Banks for the Comptroller
of the Currency certifying approval of
consolidation and merger effective January 1, 1988
of Norwest Bank Minneapolis, National Association
with various other banks under the title of
"Norwest Bank Minnesota, National Association."*
Exhibit 3. A copy of the authorization of the trustee to exercise
corporate trust powers issued January 2, 1934, by the
Federal Reserve Board.*
Exhibit 4. Copy of By-laws of the trustee as now in effect.*
Exhibit 5. Not applicable.
Exhibit 6. The consent of the trustee required by Section 321(b) of
the Act.
Exhibit 7. Consolidated Reports of Condition and Income of the
trustee as of September 30, 2000.
Exhibit 8. Not applicable.
Exhibit 9. Not applicable.
* Incorporated by reference to the corresponding numbered exhibits
to the form T-1 filed as Exhibit 25 to registration statement
number 33-66026.
<PAGE> 4
SIGNATURE
Pursuant to the requirements of the Trust Indenture Act of 1939, as amended, the
trustee, Wells Fargo Bank Minnesota, National Association, a national banking
association organized and existing under the laws of the United States of
America, has duly caused this statement of eligibility to be signed on its
behalf by the undersigned, thereunto duly authorized, all in the City of
Minneapolis and State of Minnesota on the 18th day of December 18, 2000.
WELLS FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
/s/ Cheryl Zimmerman
--------------------------------------------
Cheryl Zimmerman
Corporate Trust Officer
<PAGE> 5
EXHIBIT 6
December 18, 2000
Securities and Exchange Commission
Washington, D.C. 20549
Gentlemen:
In accordance with Section 321(b) of the Trust Indenture Act of 1939, as
amended, the undersigned hereby consents that reports of examination of the
undersigned made by Federal, State, Territorial, or District authorities
authorized to make such examination may be furnished by such authorities to the
Securities and Exchange Commission upon its request therefor.
Very truly yours,
WELLS FARGO BANK MINNESOTA,
NATIONAL ASSOCIATION
/s/ Cheryl Zimmerman
--------------------------------------------
Cheryl Zimmerman
Corporate Trust Officer
<PAGE> 6
Board of Governors of the Federal Reserve System
OMB Number: 7100-0036
Federal Deposit Insurance Corporation
OMB Number: 3064-0052
Office of the Comptroller of the Currency
OMB Number: 1557-0081
Expires March 31, 2002
FEDERAL FINANCIAL INSTITUTIONS EXAMINATION COUNCIL
--------------------------------------------------------------------------------
[1]
Please refer to page 1,
Table of Contents, for
the required disclosure
of estimated burden.
--------------------------------------------------------------------------------
CONSOLIDATED REPORTS OF CONDITION AND INCOME FOR
A BANK WITH DOMESTIC AND FOREIGN OFFICES -- FFIEC 031
REPORT AT THE CLOSE OF BUSINESS SEPTEMBER 30, 2000
This report is required by law: 12 U.S.C. Section 324 (State member banks);
12 U.S.C. Section 1817 (State nonmember banks); and 12 U.S.C. Section 161
(National banks).
20000930
-----------
(RCRI 9999)
This report form is to be filed by banks with branches and consolidated
subsidiaries in U.S. territories and possessions, Edge or Agreement
subsidiaries, foreign branches, consolidated foreign subsidiaries, or
international Banking Facilities.
--------------------------------------------------------------------------------
NOTE: The Reports of Condition and Income must be signed by an authorized
officer and the Report of Condition must be attested to by not less than two
directors (trustees) for State nonmember banks and three directors for State
member and National Banks.
I, ROBERT F. GOODSELL, MGR. OF REGULATORY REPORTING
-----------------------------------------------------
Name and Title of Officer Authorized to Sign Report
of the named bank do hereby declare that the Reports of Condition and Income
(including the supporting schedules) for this report date have been prepared in
conformance with the instructions issued by the appropriate Federal regulatory
authority and are true to the best of my knowledge and belief.
/s/ ROBERT F. GOODSELL
-----------------------------------------------------
Signature of Officer Authorized to Sign Report
10/27/00
-----------------------------------------------------
Date of Signature
The Reports of Condition and Income are to be prepared in accordance with
Federal regulatory authority instructions.
We, the undersigned directors (trustees), attest to the correctness of the
Report of Condition (including the supporting schedules) for this report date
and declare that it has been examined by us and to the best of our knowledge and
belief has been prepared in conformance with the instructions issued by the
appropriate Federal regulatory authority and is true and correct.
/s/ Marilyn A. Dahl
-----------------------------------------------------
Director (Trustee)
/s/ Gerald B. Stinson
-----------------------------------------------------
Director (Trustee)
/s/ Patrick J. Donovan
-----------------------------------------------------
Director (Trustee)
--------------------------------------------------------------------------------
Submission of Reports
Each bank must prepare its Reports of Condition and Income either:
(a) In electronic form and then file the computer data file directly with the
banking agencies' collection agent, Electronic Data Systems Corporation
(EDS), by modem or on computer diskette; or
(b) In hard-copy (paper) form and arrange for another party to convert the paper
report to electronic form. That party (if other than EDS) must transmit the
bank's computer data file to EDS.
For electronic filing assistance, contact EDS Call Report Services, 2150 N.
Prospect Ave., Milwaukee, WI 53202, telephone (800) 255-1571.
To fulfill the signature and attestation requirement for the Reports of
Condition and Income for this report date, attach this signature page (or a
photocopy or a computer-generated version of this page) to the hard-copy record
of the completed report that the bank places in its files.
--------------------------------------------------------------------------------
FDIC Certificate Number: 05208
-----------
(RCRI 9050)
http://www.wellsfargo.com
-----------------------------------------------------
Primary Internet Web Address of Bank
(Home Page), if any (TEXT4087)
(Example: www.examplebank.com)
WELLS FARGO BANK MINNESOTA, N.A.
-----------------------------------------------------
Legal Title of Bank (TEXT9010)
MINNEAPOLIS
-----------------------------------------------------
City (TEXT9130)
MN 55479
-----------------------------------------------------
State Abbrev. (TEXT9200) Zip Code (TEXT9220)
Board of Governors of the Federal Reserve System, Federal Deposit Insurance
Corporation, Office of the Comptroller of the Currency
--------------------------------------------------------------------------------
<PAGE> 7
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RI-1
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 3
-------
CONSOLIDATED REPORT OF INCOME
FOR THE PERIOD JANUARY 1, 2000 - SEPTEMBER 30, 2000
All Report of Income schedules are to be reported on a calendar year-to-date basis in thousands of dollars.
SCHEDULE RI - INCOME STATEMENT
I480 <-
Dollar Amounts in Thousands
----------------------------------------------------------------------------------------------------------------
1. Interest Income:
a. Interest and fee income on loans:
(1) In domestic offices: ............................................................ RIAD
----
(a) Loans secured by real estate ................................................ 4011 683,470 1.a.1.a
(b) Loans to depository institutions ............................................ 4019 15,507 1.a.1.b
(c) Loans to finance agricultural production and
other loans to farmers ...................................................... 4024 12,830 1.a.1.c
(d) Commercial and industrial loans ............................................. 4012 347,362 1.a.1.d
(e) Acceptances of other banks .................................................. 4026 113 1.a.1.e
(f) Loans to individuals for household, family,
and other personal expenditures:
(1) Credit cards and related plans .......................................... 4054 24,357 1.a.1.f.1
(2) Other ................................................................... 4055 100,301 1.a.1.f.2
(g) Loans to foreign governments and official institutions ...................... 4056 0 1.a.1.g
(h) Obligations (other than securities and leases) of states
and political subdivisions in the U.S.:
(1) Taxable obligations ..................................................... 4503 348 1.a.1.h.1
(2) Tax-exempt obligations .................................................. 4504 1,863 1.a.1.h.2
(i) All other loans in domestic offices ......................................... 4058 82,149 1.a.1.i
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs ................... 4059 1,121 1.a.2
b. Income from lease financing receivables:
(1) Taxable leases .................................................................. 4505 84,703 1.b.1
(2) Tax-exempt leases ............................................................... 4307 0 1.b.2
c. Interest income on balances due from depository institutions: (1)
(1) In domestic offices ............................................................. 4105 2,023 1.c.1
(2) In foreign offices, Edge and Agreement subsidiaries, and IBFs ................... 4106 81 1.c.2
d. Interest and dividend income on securities:
(1) U.S. Treasury securities and U.S. Government agency obligations
(INCLUDING MORTGAGE-BACKED SECURITIES ISSUED
OR GUARANTEED BY FNMA, FHLMC, OR GNMA) ........................................ 4027 82,865 1.d.1
(2) Securities issued by states and political subdivisions in the U.S.:
(a) Taxable securities ......................................................... 4506 239 1.d.2.a
(b) Tax-exempt securities ...................................................... 4507 10,757 1.d.2.b
(3) Other domestic debt securities
(INCLUDING MORTGAGE-BACKED SECURITIES NOT ISSUED
OR GUARANTEED BY FNMA, FHLMC, OR GNMA) ........................................ 3657 70,915 1.d.3
(4) Foreign debt securities ......................................................... 3658 0 1.d.4
(5) Equity securities (including investments in mutual funds) ....................... 3659 23,807 1.d.5
e. Interest income from trading assets .................................................. 4069 202 1.e
</TABLE>
-------
(1) Includes interest income on time certificates of deposits not held for
trading.
<PAGE> 8
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RI-2
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 4
-------
SCHEDULE RI - CONTINUED
Dollar Amounts in Thousands
-------------------------------------------------------------------------------------------------------------
1. Interest income (continued) RIAD YEAR-TO-DATE
f. Interest income on federal funds sold and securities purchased under ----
agreements to resell ............................................... 4020 767,868 1.f
g. Total interest income (sum of items 1.a through 1.f) ................ 4107 2,312,881 1.g
2. Interest expense:
a. Interest on deposits:
(1) Interest on deposits in domestic offices:
(a) Transaction accounts (NOW accounts, ATS accounts, and
telephone and preauthorized transfer accounts) ........... 4508 5,358 2.a.1.a
(b) Nontransaction accounts:
(1) Money market deposit accounts (MMDAs) ................. 4509 55,177 2.a.1.b.1
(2) Other savings deposits ................................ 4511 93,242 2.a.1.b.2
(3) Time deposits of $100,000 or more ..................... A517 13,741 2.a.1.b.3
(4) Time deposits of less than $100,000 ................... A518 83,415 2.a.1.b.4
(2) Interest on deposits in foreign offices, Edge and agreement
subsidiaries, and IBFs ......................................... 4172 389,415 2.a.2
b. Expense of federal funds purchased
and securities sold under
agreements to repurchase ......................................... 4180 517,935 2.b
c. Interest on demand notes issued to the U.S. Treasury,
trading liabilities, and on other borrowed money ................. 4185 304,031 2.c
d. Not applicable
e. Interest on subordinated notes and debentures ..................... 4200 0 2.e
f. Total interest expense (sum of items 2.a through 2.e) ............. 4073 1,462,314 RIAD 2.f
----
3. Net interest income (item 1.g minus 2.f) ................................................ 4074 850,567 3.
4. Provisions:
a. Provision for credit losses ......................................................... 4230 45,860 4.a
b. Provision for allocated transfer risk ............................................... 4243 0 4.b
5. Noninterest income: RIAD
----
a. Income from fiduciary activities ................................... 4070 210,516 5.a
b. Service charges on deposit accounts in domestic offices ............ 4080 115,003 5.b
c. Trading revenue (must equal Schedule RI, sum of Memorandum
items 8.a through 8.d) ........................................... A220 22,681 5.c
d. - e. Not applicable
f. Other noninterest income:
(1) Other fee income ............................................... 5407 131,903 5.f.1
(2) All other noninterest income (*) ............................... 5408 48,030 RIAD 5.f.2
----
g. Total noninterest income (sum of items 5.a through 5.f) ............................. 4079 528,133 5.g
6. a. Realized gains (losses) on held-to-maturity securities ............................... 3521 0 6.a
b. Realized gains (losses) on available-for-sale securities ............................ 3196 (95,735) 6.b
7. Noninterest expense: ................................................... RIAD
----
a. Salaries and employee benefits ..................................... 4135 329,854 7.a
b. Expenses of premises and fixed assets (net of rental income)
(excluding salaries and employee benefits and mortgage interest) .. 4217 64,951 7.b
c. Other noninterest expense (*) ...................................... 4092 382,378 RIAD 7.c
----
d. Total noninterest expense (sum of items 7.a through 7.c) ............................ 4093 777,183 7.d
8. Income (loss) before income taxes and extraordinary items and other
adjustments (item 3 plus or minus items 4.a, 4.b, 5.g, 6.a, 6.b,
and 7.d) ............................................................................... 4301 459,922 8.
9. Applicable income taxes (on item 8) ..................................................... 4302 169,254 9.
10. Income (loss) before extraordinary items and other adjustments
(item 8 minus 9) ........................................................................ 4300 290,668 10.
11. Extraordinary items and other adjustments, net of income taxes (*) ...................... 4320 0 11
12. Net income (loss) (sum of items 10 and 11) .............................................. 4340 290,668 12.
</TABLE>
------------
(*) Describe on Schedule RI-E - Explanations.
<PAGE> 9
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RI-3
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 5
-------
SCHEDULE RI - CONTINUED
I481 <-
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
MEMORANDA RIAD YEAR-TO-DATE
1. Interest expense incurred to carry tax-exempt securities, loans, and leases acquired after ----
August 7, 1986, that is not deductible for federal income tax purposes ...................... 4513 582 M.1
2. Income from the sale and servicing of mutual funds and annuities in domestic offices
(included in Schedule RI, item 8) ........................................................... 8431 2,642 M.2
3. - 4. Not applicable
5. Number of full-time equivalent employees on payroll at end of current period (round to NUMBER
nearest whole number) ....................................................................... 4150 6,845 M.5
6. Not applicable
7. If the reporting bank has restated its balance sheet as a result of applying push CCYY / MM / DD
accounting this calendar year, report the date of the bank's acquisition .................... 9106 N/A M.7
8. Trading revenue (from cash instruments and off-balance sheet derivative instruments)
(sum of Memorandum items 8.a through 8.d must equal Schedule RI, item 5.c):
a. Interest rate exposures .................................................................. 8757 13,173 M.8.a
b. Foreign exchange exposures ............................................................... 8758 19,671 M.8.b
c. Equity security and index exposures ...................................................... 8759 0 M.8.c
d. Commodity and other exposures ............................................................ 8760 (10,163) M.8.d
9. Impact on income of off-balance sheet derivatives held for purposes other than trading:
a. Net increase (decrease) to interest income ............................................... 8761 932 M.9.a
b. Net (increase) decrease to interest expense .............................................. 8762 (98) M.9.b
c. Other (noninterest) allocations .......................................................... 8763 (10) M.9.c
10. Credit losses on off-balance sheet derivatives (see instructions) ........................... A251 0 M.10
11. Does the reporting bank have a Subchapter S election in effect for YES / NO
federal income tax purposes for the current tax year ? ...................................... A530 NO M.11
12. Deferred portion of total applicable income taxes included in Schedule RI,
items 9 and 11 (to be reported with the December Report of Income) ......................... 4772 N/A M.12
</TABLE>
---------
(1) For example, a bank acquired on June 1, 1998, would report 1998/06/01
(*) Describe on Schedule RI-E - Explanations.
<PAGE> 10
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RI-4
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 6
-------
SCHEDULE RI-A - CHANGES IN EQUITY CAPITAL
Indicate decreases and losses in parentheses. I483 <-
Dollar Amounts in Thousands
-------------------------------------------------------------------------------------------------------
RIAD
1. Total equity capital originally reported in the December 31, 1999, ----
Reports of Condition and Income ............................................. 3215 1,979,872 1
2. Equity capital adjustments from amended Reports of Income, net (*) ........... 3216 0 2.
3. Amended balance end of previous calendar year (sum of items 1 and 2) ......... 3217 1,979,872 3.
4. Net income (loss) (must equal Schedule RI, item 12) .......................... 4340 290,668 4.
5. Sale, conversion, acquisition, or retirement of capital stock, net ........... 4346 0 5.
6. Changes incident to business combinations, net ............................... 4356 394,038 6.
7. LESS: Cash dividends declared on preferred stock ............................. 4470 0 7.
8. LESS: Cash dividends declared on common stock ................................ 4460 24,100 8.
9. Cumulative effect of changes in accounting principles from prior years (*)
(see instructions for this schedule) ........................................ 4411 0 9.
10. Corrections of material accounting errors from prior years (*) (see
instructions for this schedule) .............................................. 4412 0 10.
11. a Change in net unrealized holding gains (losses) on available-for-sale
securities ................................................................ 8433 41,410 11.a
b. Change in accumulated net gains (losses) on cash flow hedges .............. 4574 0 11.b
12. Foreign currency translation adjustments ..................................... 4414 (20) 12
13. Other transactions with parent holding company (*) (not included
in item 5, 7, or 8 above) .................................................... 4415 325,000 13
14. Total equity capital end of current period (sum of items
3 through 13) (must equal Schedule RC, item 28) .............................. 3210 3,006,868 14
</TABLE>
---------
(*) Describe on Schedule RI-E - Explanations.
SCHEDULE RI-B - CHARGE-OFFS AND RECOVERIES ON LOANS AND LEASES AND
CHANGES IN ALLOWANCE FOR CREDIT LOSSES
PART I. CHARGE-OFFS AND RECOVERIES ON LOANS AND LEASES (1)
<TABLE>
<CAPTION>
Part I excludes charge-offs and recoveries through the
allocated transfer risk reserve. I486 <-
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
CALENDAR YEAR-TO-DATE
(Column A) (Column B)
RIAD Charge-offs RIAD Recoveries
---- ----
<S> <C> <C> <C> <C> <C>
1. Loans secured by real estate:
a. To U.S. addressees (domicile) ......................................... 4651 2,063 4661 2,095 1.a
b. To non-U.S. addressees (domicile) ..................................... 4652 0 4662 0 1.b
2. Loans to depository institutions and acceptances of other banks:
a. To U.S. banks and other U.S. depository institutions .................. 4653 0 4663 0 2.a
b. To foreign banks ...................................................... 4654 0 4664 0 2.b
3. Loans to finance agricultural production and other loans to farmers ....... 4655 1,018 4665 922 3
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) ......................................... 4645 28,180 4617 4,306 4.a
b. To non-U.S. addressees (domicile) ..................................... 4646 2,500 4618 2,407 4.b
5. Loans to individuals for household, family, and other personal
expenditures:
a. Credit cards and related plans ........................................ 4656 16,368 4666 865 5.a.
b. Other (includes single payment, installment, and all student loans) ... 4657 14,100 4667 8,521 5.b.
6. Loans to foreign governments and official institutions .................... 4643 0 4627 0 6
7. All other loans ........................................................... 4644 0 4628 46 7
8. Lease financing receivables:
a. Of U.S. addressees (domicile) ......................................... 4658 0 4668 1 8.a.
b. Of non-U.S. addressees (domicile) ..................................... 4659 0 4669 0 8.b.
9. Total (sum of items 1 through 8) .......................................... 4635 64,229 4605 19,163 9
</TABLE>
<PAGE> 11
<TABLE>
<CAPTION>
<S> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RI-5
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 7
-------
SCHEDULE RI-B -- CONTINUED
PART I. CONTINUED
MEMORANDA
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
CALENDAR YEAR-TO-DATE
1. -- 3. Not applicable. (Column A) (Column B)
4. Loans to finance commercial real estate, construction, and land RIAD Charge-offs RIAD Recoveries
development activities (not secured by real estate) included in ---- ----
Schedule RI-B, part I, items 4 and 7, above ................................ 5409 0 5410 0 M.4
5. Loans secured by real estate in domestic offices (included in
Schedule RI-B, part I, item 1, above):
a. Construction and land development ....................................... 3582 0 3583 0 M.5.a
b. Secured by farmland ..................................................... 3584 89 3585 83 M.5.b
c. Secured by 1--4 family residential properties:
(1) Revolving, open-end loans secured by 1--4 family residential
properties and extended under lines of credit ..................... 5411 215 5412 146 M.5.c.1
(2) All other loans secured by 1--4 family residential properties ..... 5413 940 5414 863 M.5.c.2
d. Secured by multifamily (5 or more) residential properties ............... 3588 0 3589 0 M.5.d
e. Secured by nonfarm nonresidential properties ............................ 3590 819 3591 1,003 M.5.e
</TABLE>
PART II. CHANGES IN ALLOWANCE FOR CREDIT LOSSES
<TABLE>
<CAPTION>
Dollar Amounts in Thousands
--------------------------------------------------------------------------------------------------
RIAD
----
<S> <C> <C> <C>
1. Balance originally reported in the December 31, 1999, Reports
of Condition and Income .................................................. 3124 200,322 1.
2. Recoveries (must equal or exceed part I, item 9, column B above) ......... 2419 19,163 2.
3. LESS: Charge-offs (must equal or exceed part I, item 9, column A above) .. 2432 64,229 3.
4. Provision for credit losses (must equal Schedule RI, item 4.a) ........... 4230 45,860 4.
5. Adjustments* (see instructions for this schedule) ........................ 4815 51,807 5.
6. Balance end of current period (sum of items 1 through 5)
(must equal or exceed Schedule RC, item 4.b) ............................. A512 252,923 6
</TABLE>
---------
* Describe on Schedule RI-E - Explanations.
<PAGE> 12
<TABLE>
<CAPTION>
<S> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RI-6
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 8
-------
SCHEDULE RI-D -- INCOME FROM INTERNATIONAL OPERATIONS
FOR ALL BANKS WITH FOREIGN OFFICES, EDGE OR AGREEMENT SUBSIDIARIES, OR IBFS WHERE INTERNATIONAL OPERATIONS ACCOUNT
FOR MORE THAN 10 PERCENT OF TOTAL REVENUES, TOTAL ASSETS, OR NET INCOME.
PART I. ESTIMATED INCOME FROM INTERNATIONAL OPERATIONS
I492 <-
Dollar Amounts in Thousands
----------------------------------------------------------------------------------------------------------------
1. Interest income and expense booked at foreign offices, Edge and RIAD YEAR-TO-DATE
Agreement subsidiaries, and IBFs: ----
a. Interest income booked ............................................................ 4837 N/A 1.a
b. Interest expense booked ........................................................... 4838 N/A 1.b
c. Net interest income booked at foreign offices, Edge and Agreement
subsidiaries, and IBFs (item 1.a minus 1.b) ....................................... 4839 N/A 1.c
2. Adjustments for booking location of international operations:
a. Net interest income attributable to international operations booked
at domestic offices ............................................................... 4840 N/A 2.a
b. Net interest income attributable to domestic business booked at foreign offices ... 4841 N/A 2.b
c. Net booking location adjustment (item 2.a minus 2.b) .............................. 4842 N/A 2.c
3. Noninterest income and expense attributable to international operations:
a. Noninterest income attributable to international operations ....................... 4097 N/A 3.a
b. Provision for loan and lease losses attributable to international operations ...... 4235 N/A 3.b
c. Other noninterest expense attributable to international operations ................ 4239 N/A 3.c
d. Net noninterest income (expense) attributable to international operations
(item 3.a minus 3.b and 3.c) ...................................................... 4843 N/A 3.d
4. Estimated pretax income attributable to international operations before
capital allocation adjustment (sum of items 1.c, 2.c, and 3.d) ........................ 4844 N/A 4
5. Adjustment to pretax income for internal allocations to international
operations to reflect the effects of equity capital on overall bank funding costs ..... 4845 N/A 5
6. Estimated pretax income attributable to international operations after
capital allocation adjustment (sum of items 4 and 5) .................................. 4846 N/A 6
7. Income taxes attributable to income from international operations as
estimated in item 6 ................................................................... 4797 N/A 7
8. Estimated net income attributable to international operations (item 6 minus 7) ........ 4341 N/A 8
Dollar Amounts in Thousands
-------------------------------------------------------------------------------------------------------------
MEMORANDA RIAD
----
1. Intracompany interest income included in item 1.a above ............................... 4847 N/A M.1
2. Intracompany interest expense included in item 1.b above .............................. 4848 N/A M.2
PART II. SUPPLEMENTARY DETAILS ON INCOME FROM INTERNATIONAL OPERATIONS REQUIRED BY THE DEPARTMENTS OF COMMERCE AND
TREASURY FOR PURPOSES OF THE U.S. INTERNATIONAL ACCOUNTS AND THE U.S. NATIONAL INCOME AND PRODUCT ACCOUNTS
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------
RIAD YEAR-TO-DATE
---- ------------
1. Interest income booked at IBFs ........................................................ 4849 N/A 1
2. Interest expense booked at IBFs ....................................................... 4850 N/A 2
3. Noninterest income attributable to international operations booked at
domestic offices (excluding IBFs):
a. Gains (losses) and extraordinary items ............................................ 5491 N/A 3.a
b. Fees and other noninterest income ................................................. 5492 N/A 3.b
4. Provision for loan and lease losses attributable to international operations
booked at domestic offices (excluding IBFs) ........................................... 4852 N/A 4
5. Other noninterest expense attributable to international operations booked
at domestic offices (excluding IBFs) .................................................. 4853 N/A 5
</TABLE>
<PAGE> 13
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RI-7
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 9
-------
SCHEDULE RI-E -- EXPLANATIONS
SCHEDULE RI-E IS TO BE COMPLETED EACH QUARTER ON A CALENDAR YEAR-TO-DATE BASIS.
Detail all adjustments in Schedules RI-A and RI-B, all extraordinary items and other adjustments in
Schedule RI, and all significant items of other noninterest income and other noninterest expense in
Schedule RI. (See instructions for details.)
I495 <-
Dollar Amounts in Thousands
-------------------------------------------------------------------------------------------------------
1. All other noninterest income (from Schedule RI, item 5.f.(2))
Report amounts that exceed 10% of Schedule RI, item 5.f.(2): RIAD YEAR-TO-DATE
----
a. Net gains (losses) on other real estate owned ............................ 5415 N/A 1.a
b. Net gains (losses) on sales of loans ..................................... 5416 7,009 1.b
c. Net gains (losses) on sales of premises and fixed assets ................. 5417 N/A 1.c
Itemize and describe the three largest other amounts that exceed
10% of Schedule RI, item 5.f.(2):
TEXT RIAD
----
d. 4461 [Operating lease rental income] 4461 10,142 1.d
e. 4462 [Processing fees] 4462 6,010 1.e
f. 4463 4463 N/A 1.f
2. Other noninterest expense (from Schedule RI, item 7.c): YEAR-TO-DATE
a. Amortization expense of intangible assets ................................ 4531 6,939 2.a
Report amounts that exceed 10% of Schedule RI, item 7.c:
b. Net (gains) losses on other real estate owned ............................ 5418 N/A 2.b
c. Net (gains) losses on sales of loans ..................................... 5419 N/A 2.c
d. Net (gains) losses on sales of premises and fixed assets ................. 5420 N/A 2.d
Itemize and describe the three largest other amounts that exceed
10% of Schedule RI, item 7.c:
TEXT RIAD
----
e. 4464 [Affiliate expense allocation] 4464 91,215 2.e
f. 4467 4467 N/A 2.f
g. 4468 4468 N/A 2.g
3. Extraordinary items and other adjustments and applicable income tax effect
(from Schedule RI, item 11.b) (itemize and describe all extraordinary
items and other adjustments):
TEXT
a. (1) 6373 Effect of adopting FAS 133, RIAD
----
"Accounting for Derivative Instruments and Hedging Activities"
RIAD 6373 0 3.a.1
----
(2) Applicable income tax effect ....................... 4486 0 3.a.2
b. (1) 4487 4487 0 3.b.1
(2) Applicable income tax effect ........................ 4488 0 3.b.2
c. (1) 4489 4489 0 3.c.1
(2) Applicable income tax effect ........................ 4491 0 3.c.2
4. Equity capital adjustments from amended Reports of Income
(from Schedule RI-A, item 2) (itemize and describe all adjustments):
TEXT RIAD
----
a. 4492 4492 N/A 4.a
b. 4493 4493 N/A 4.b
5. Cumulative effect of changes in accounting principles from prior years
(from Schedule RI-A, item 9) (itemize and describe all changes
in accounting principles):
TEXT RIAD
----
a. 4494 4494 N/A 5.a
b. 4495 4495 N/A 5.b
6. Corrections of material accounting errors from prior years
(from Schedule RI-A, item 10) (itemize and describe all corrections):
TEXT RIAD
----
a. 4496 4496 N/A 6.a
b. 4497 4497 N/A 6.b
</TABLE>
<PAGE> 14
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RI-8
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 10
-------
SCHEDULE RI-E - CONTINUED
Dollar Amounts in Thousands
-----------------------------------------------------------------------------------------------------------
7. Other transactions with parent holding company (from Schedule RI-A, item 13)
(itemize and describe all such transactions):
TEXT RIAD YEAR-TO-DATE
----
a. 4498 [Capital infusion] 4498 325,000 7.a
b. 4499 4499 N/A 7.b
8. Adjustments to allowance for credit losses (from Schedule
RI-B, part II, item 5) (itemize and describe all adjustments):
TEXT RIAD
----
a. 4521 [Merger adjustment] 4521 51,807 8.a
b. 4522 4522 N/A 8.b
I498 I499 <-
9. Other explanations (the space below is provided for bank to briefly describe, at its option, any
other significant items affecting the Report RIAD
X = NO COMMENT - Y = COMMENT 4769 [X]
Other explanations (please type or print clearly):
TEXT 4769 ( 70 characters per line )
---------------------------------------------------------------------------
---------------------------------------------------------------------------
---------------------------------------------------------------------------
---------------------------------------------------------------------------
---------------------------------------------------------------------------
---------------------------------------------------------------------------
</TABLE>
<PAGE> 15
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-1
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 11
-------
CONSOLIDATED REPORT OF CONDITION FOR INSURED COMMERCIAL
AND STATE-CHARTERED SAVINGS BANKS FOR SEPTEMBER 30, 2000
All schedules are to be reported in thousands of dollars. Unless otherwise indicated,
report the amount outstanding as of the last business day of the quarter.
SCHEDULE RC - BALANCE SHEET
C400 <-
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
ASSETS RCFD
1. Cash and balances due from depository institutions (from Schedule RC-A): ----
a. Noninterest-bearing balances and currency and coin(1) .................................... 0081 2,423,059 1.a
b. Interest-bearing balances(2) ............................................................. 0071 10,710 1.b
2. Securities:
a. Held-to-maturity securities (from Schedule RC-B, column A) ............................... 1754 0 2.a
b. Available-for-sale securities (from Schedule RC-B, column D) ............................. 1773 3,233,065 2.b
3. Federal funds sold and securities purchased under agreements to resell ........................ 1350 16,644,886 3
4. Loans and lease financing receivables: RCFD
----
a. Loans and leases, net of unearned income (from Schedule RC-C) ......... 2122 26,691,355 4.a
b. LESS: Allowance for loan and lease losses ............................. 3123 252,923 4.b
c. LESS: Allocated transfer risk reserve ................................. 3128 0 4.c
RCFD
d. Loans and leases, net of unearned income, allowance, and reserve ----
(item 4.a minus 4.b and 4.c) ............................................................. 2125 26,438,432 4.d
5. Trading assets (from Schedule RC-D) ........................................................... 3545 46,336 5.
6. Premises and fixed assets (including capitalized leases) ...................................... 2145 165,017 6.
7. Other real estate owned (from Schedule RC-M) .................................................. 2150 8,190 7.
8. Investments in unconsolidated subsidiaries and associated companies
(from Schedule RC-M) .......................................................................... 2130 0 8.
9. Customers' liability to this bank on acceptances outstanding .................................. 2155 36,295 9.
10. Intangible assets (from Schedule RC-M) ........................................................ 2143 140,586 10.
11. Other assets (from Schedule RC-F) ............................................................. 2160 894,284 11.
12. Total assets (sum of items 1 through 11) ...................................................... 2170 50,040,860 12.
</TABLE>
-------
(1) Includes cash items in process of collection and unposted debits.
(2) Includes time certificates of deposit not held for trading.
<PAGE> 16
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-2
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 12
-------
SCHEDULE RC - CONTINUED
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
LIABILITIES
13. Deposits:
a. In domestic offices (sum of totals of columns A and C
from Schedule RC-E, part I) ..........................................RCON RCON
---- ----
2200 18,994,819 13.a
(1) Noninterest-bearing (1) ..........................................6631 10,278,539 13.a.1
(2) Interest-bearing .................................................6636 8,716,280 13.a.2
b. In foreign offices, Edge and Agreement subsidiaries,
and IBFs (from Schedule RC-E, part II) ...............................RCFN RCFN
---- ----
2200 11,833,154 13.b
(1) Noninterest-bearing ..............................................6631 28,117 13.b1
(2) Interest-bearing .................................................6636 11,805,037 RCFD 13.b2
----
14. Federal funds purchased and securities sold under agreements to repurchase .................... 2800 9,264,113 14
RCON
----
15. a. Demand notes issued to the U.S. Treasury ................................................... 2840 299,239 15.a
RCFD
----
b. Trading liabilities (from Schedule RC-D) ................................................... 3548 70,443 15.b
16. Other borrowed money (includes mortgage indebtedness and
obligations under capitalized leases):
a. With a remaining maturity of one year or less .............................................. 2332 1,144,933 16.a
b. With a remaining maturity of more than one year through three years ........................ A547 3,615,469 16.b
c. With a remaining maturity of more than three years ......................................... A548 827,648 16.c
17. Not applicable
18. Bank's liability on acceptances executed and outstanding ...................................... 2920 36,295 18
19. Subordinated notes and debentures(2) .......................................................... 3200 0 19
20. Other liabilities (from Schedule RC-G) ........................................................ 2930 947,879 20
21. Total liabilities (sum of items 13 through 20) ................................................ 2948 47,033,992 21
22. Not applicable
EQUITY CAPITAL
23. Perpetual preferred stock and related surplus ................................................. 3838 0 23
24. Common stock .................................................................................. 3230 100,000 24
25. Surplus (exclude all surplus related to preferred stock) ...................................... 3839 1,646,588 25
26. a. Undivided profits and capital reserves ..................................................... 3632 1,260,180 26.a
b. Net unrealized holding gains (losses) on available-for-sale securities ..................... 8434 677 26.b
c. Accumulated net gains (losses) on cash flow hedges ......................................... 4336 0 26.c
27. Cumulative foreign currency translation adjustments ........................................... 3284 (577) 27
28. Total equity capital (sum of items 23 through 27) ............................................. 3210 3,006,868 28
29. Total liabilities and equity capital (sum of items 21 and 28) ................................. 3300 50,040,860 29
MEMORANDUM
TO BE REPORTED ONLY WITH THE MARCH REPORT OF CONDITION.
1. Indicate in the box at the right the number of the statement below that best describes the RCFD Number
most comprehensive level of auditing work performed for the bank by independent external ----
auditors as of any date during 1999 ......................................................... 6724 N/A M.1
1 = Independent audit of the bank conducted in accordance 4 = Directors' examination of the bank performed by other
with generally accepted auditing standards by a certified external auditors (may be required by state chartering
public accounting firm which submits a report on the bank authority)
2 = Independent audit of the bank's parent holding company 5 = Review of the bank's financial statements by external
conducted in accordance with generally accepted auditing auditors
standards by a certified public accounting firm which 6 = Compilation of the bank's financial statements by
submits a report on the consolidated holding company (but external auditors
not on the bank separately) 7 = Other audit procedures (excluding tax preparation work)
3 = Directors' examination of the bank conducted in accordance 8 = No external audit work
with generally accepted auditing standards by a certified
public accounting firm (may be required by state chartering
authority)
</TABLE>
--------
(1) Includes total demand deposits and noninterest-bearing time and
savings deposits.
(2) Includes limited-life preferred stock and related surplus.
<PAGE> 17
<TABLE>
<CAPTION>
<S> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-3
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 13
-------
SCHEDULE RC-A - CASH AND BALANCES DUE FROM DEPOSITORY INSTITUTIONS
Exclude assets held for trading.
C405 <-
Dollar Amounts in Thousands
-------------------------------------------------------------------------------------------------------------------------
(Column A) (Column B)
Consolidated Domestic
RCFD Bank Offices
1. Cash items in process of collection, unposted debits, and currency and ----
coin .................................................................. 0022 1,731,788 RCON 1
----
a. Cash items in process of collection and unposted debits ......................................... 0020 1,573,930 1.a
b. Currency and coin ............................................................................... 0080 156,082 1.b
2. Balance due from depository institutions in the U.S. ................................................ 0082 104,864 2
a. U.S. branches and agencies of foreign banks (including their IBFs) .. 0083 0 2.a
b. Other commercial banks in the U.S. and other depository
institutions in the U.S. (including their IBFs) ..................... 0085 104,918 2.b
3. Balances due from banks in foreign countries and foreign central banks .. 0070 5,123 3
a. Foreign branches of other U.S. banks ................................ 0073 0 3.a
b. Other banks in foreign countries and foreign central banks .......... 0074 8,428 3.b
4. Balances due from Federal Reserve Banks ................................. 0090 588,635 0090 588,411 4
5. Total (sum of items 1 through 4) (total of column A must equal
Schedule RC, sum of items 1.a and 1.b) ................................. 0010 2,433,769 0010 2,428,410 5
MEMORANDUM
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
RCON
1. Noninterest-bearing balances due from commercial banks in the U.S. ----
(included in item 2, column B above) ............................................................. 0050 96,959 M.1
</TABLE>
SCHEDULE RC-B - SECURITIES
Exclude assets held for trading.
<TABLE>
<CAPTION>
C410 <-
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
HELD-TO-MATURITY AVAILABLE-FOR-SALE
(Column A) (Column B) (Column C) (Column D)
Amortized Cost Fair Value Amortized Cost Fair Value(1)
RCFD RCFD RCFD RCFD
---- ---- ---- ----
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
1. U.S. Treasury securities .......................... 0211 0 0213 0 1286 394,048 1287 395,995 1
2. U.S. Government agency obligations
(exclude mortgage-backed securities):
a. Issued by U.S. Government agencies(2).......... 1289 0 1290 0 1291 307 1293 309 2.a
b. Issued by U.S. Government-sponsored
agencies(3) ................................... 1294 0 1295 0 1297 73,570 1298 72,618 2.b
</TABLE>
--------
(1) Includes equity securities without readily determinable fair values at
historical cost in item 6.b, column D.
(2) Includes Small Business Administration 'Guaranteed Loan Pool Certificates,'
U.S. Maritime Administration obligations, and Export - Import Bank
participation certificates.
(3) Includes obligations (other than mortgage-backed securities) issued by the
Farm Credit System, the Federal Home Loan Bank System, The Federal Home Loan
Mortgage Corporation, the Federal National Mortgage Association, the
Financing Corporation, Resolution Funding Corporation, the Student Loan
Marketing Association, and the Tennessee Valley Authority.
<PAGE> 18
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-4
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 14
-------
</TABLE>
SCHEDULE RC-B -- CONTINUED
<TABLE>
<CAPTION>
Dollar Amounts in Thousands
------------------------------------------------------------------------------------------------------------------------------------
HELD-TO-MATURITY AVAILABLE-FOR-SALE
(Column A) (Column B) (Column C) (Column D)
Amortized Cost Fair Value Amortized Cost Fair Value(1)
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
3. Securities issued by states and political
subdivisions in the U.S.: RCFD RCFD RCFD RCFD
---- ---- ---- ----
a. General obligations ............................. 1676 0 1677 0 1678 99,496 1679 101,457 3.a
b. Revenue obligations ............................. 1681 0 1686 0 1690 100,975 1691 105,899 3.b
c. Industrial development and similar obligations .. 1694 0 1695 0 1696 0 1697 0 3.c
4. Mortgage-backed securities (MBS):
a. Pass-through securities:
(1) Guaranteed by GNMA ......................... 1698 0 1699 0 1701 307,806 1702 308,761 4.a.1
(2) Issued by FNMA and FHLMC ................... 1703 0 1705 0 1706 632,350 1707 626,964 4.a.2
(3) Other pass-through securities .............. 1709 0 1710 0 1711 0 1713 0 4.a.3
b. Other mortgage-backed securities (include
(CMOs, REMICs and stripped MBS): RCFD RCFD RCFD RCFD
---- ---- ---- ----
(1) Issued or guaranteed by FNMA, FHLMC,
or GNMA ................................... 1714 0 1715 0 1716 5,416 1717 5,194 4.b.1
(2) Collateralized by MBS issued or guaranteed
by FNMA, FHLMC, or GNMA ................... 1718 0 1719 0 1731 0 1732 0 4.b.2
(3) All other mortgage-backed securities ....... 1733 0 1734 0 1735 19,200 1736 18,850 4.b.3
5. Other debt securities:
a. Other domestic debt securities .................. 1737 0 1738 0 1739 1,259,972 1741 1,260,963 5.a
b. Foreign debt securities ......................... 1742 0 1743 0 1744 0 1746 0 5.b
6. Equity securities:
a. Investments in mutual funds and
other equity securities with RCFD RCFD
readily determinable fair values ............................................. A510 19,805 A511 16,982 6.a
b. All other equity securities(1) ................................................ 1752 319,073 1753 319,073 6.b
7. Total (sum of items 1 through 6) (total of
Column A must equal Schedule RC item 2.a) RCFD RCFD RCFD RCFD
(total of column D must equal Schedule RC, ---- ---- ---- ----
item 2.b) .......................................... 1754 0 1771 0 1772 3,232,018 1773 3,233,065 7
</TABLE>
---------
(1) Includes equity securities without readily determinable fair values at
historical cost in item 6.b, column D.
<PAGE> 19
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-5
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 15
-------
SCHEDULE RC-B -- CONTINUED
C412 <-
MEMORANDA Dollar Amounts in Thousands
-----------------------------------------------------------------------------------------------------------------
RCFD
----
1. Pledged securities(2) ................................................................... 0416 293,518 M.1
2. Maturity and repricing data for debt securities (1,2)(excluding those in
nonaccrual status):
a. Securities issued by the U.S. Treasury, U.S. Government agencies, and
states and political subdivisions in the U.S.; other non-mortgage debt
securities; and mortgage pass-through securities other than those backed
by closed-end first lien 1-4 family residential mortgages with a remaining
maturity or repricing frequency of:(3,4) RCFD
----
(1) Three months or less .......................................................... A549 1,195,407 M.2.a1
(2) Over three months through 12 months ........................................... A550 13,133 M.2.a2
(3) Over one year through three years ............................................. A551 262,865 M.2.a3
(4) Over three years through five years ........................................... A552 61,476 M.2.a4
(5) Over five years through 15 years .............................................. A553 286,279 M.2.a5
(6) Over 15 years ................................................................. A554 118,081 M.2.a6
b. Mortgage pass-through securities backed by closed-end first lien 1-4 family resi-
dential mortgages with a remaining maturity or repricing frequency of:(3,5)
(1) Three months or less .......................................................... A555 18,056 M.2.b1
(2) Over three months through 12 months ........................................... A556 19,468 M.2.b2
(3) Over one year through three years ............................................. A557 1,283 M.2.b3
(4) Over three years through five years ........................................... A558 1,298 M.2.b4
(5) Over five years through 15 years .............................................. A559 29,780 M.2.b5
(6) Over 15 years ................................................................. A560 865,840 M.2.b6
c. Other mortgage-backed securities (include CMOs, REMICs, and stripped MBS; exclude
mortgage pass-through securities) with an expected average life of:(6)
(1) Three years or less .......................................................... A561 4,018 M.2.c1
(2) Over three years ............................................................. A562 20,026 M.2.c2
d. Debt securities with a REMAINING MATURITY of one
year or less (included in Memorandum items 2.a through 2.c above) ................. A248 1,206,737 M.2.d
3. - 6. Not applicable
7. Amortized cost of held-to-maturity securities sold or transferred to
available-for-sale or trading securities during the calendar year-to-date
(report the amortized cost at date of sale or transfer) ................................. 1778 0 M.7
8. Not applicable
9. Structured notes (included in the held-to-maturity and available-for-sale accounts in
Schedule RC-B, items 2, 3, and 5):
a. Amortized cost ..................................................................... 8782 0 M.9.a
b. Fair value ......................................................................... 8783 0 M.9.b
</TABLE>
-----------
(1) Includes held-to-maturity securities at amortized cost and
available-for-sale securities at fair value.
(2) Exclude equity securities, e.g., investments in mutual funds, Federal
Reserve stock, common stock, and preferred stock.
(3) Report fixed rate debt securities by remaining maturity and floating rate
debt securities by repricing frequency.
(4) Sum of Memorandum items 2.a.(1) through 2.a.(6) plus any nonaccrual debt
securities in the categories of debt securities reported in Memorandum item
2.a that are included in Schedule RC-N, item 9, column C, must equal
Schedule RC-B, sum of items 1, 2, 3 and 5, columns A and D, plus mortgage
pass-through securities other than those backed by closed-end first lien
1-4 family residential mortgages included in Schedule RC-B, item 4.a,
columns A and D.
(5) Sum of Memorandum items 2.b.(1) through 2.b.(6) plus any nonaccrual
mortgage pass-through securities backed by closed-end first lien 1-4 family
residential mortgages included in Schedule RC-N, item 9, column C, must
equal Schedule RC-B, item 4.a, sum of columns A and D, less the amount of
mortgage pass-through securities other than those backed by closed-end
first lien 1-4 family residential mortgages included in Schedule RC-B, item
4.a, columns A and D.
(6) Sum of Memorandum items 2.c.(1) and 2.c.(2) plus any nonaccrual "Other
mortgage-backed securities" included in Schedule RC-N, item 9, column C,
must equal Schedule RC-B, item 4.b, sum of columns A and D.
<PAGE> 20
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-6
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 16
-------
</TABLE>
SCHEDULE RC-C - LOANS AND LEASE FINANCING RECEIVABLES
PART I. LOANS AND LEASES
Do not deduct the allowance for loan and lease losses from amounts
reported in this schedule. Report total loans and leases, net of unearned
income. Exclude assets held for trading and commercial paper.
<TABLE>
<CAPTION>
C415 <-
Dollar Amounts in Thousands
-------------------------------------------------------------------------------------------------------------------
-- (Column A) -- -- (Column B) --
RCFD Consolidated Domestic
---- Bank Offices
<S> <C> <C> <C> <C> <C>
1. Loans secured by real estate .......................................... 1410 14,500,097 RCON 1
----
a. Construction and land development ................................. 1415 237,459 1.a
b. Secured by farmland (including farm residential and other
improvements) .................................................... 1420 106,529 1.b
c. Secured by 1-4 family residential properties:
(1) Revolving, open-end loans secured by 1-4 family residential
properties and extended under lines of credit ............... 1797 973,477 1.c.1
(2) All other loans secured by 1-4 family residential properties:
(a) Secured by first liens ................................. 5367 11,131,220 1.c.2a
(b) Secured by junior liens ................................ 5368 1,056,940 1.c.2b
d. Secured by multifamily (5 or more) residential properties ......... 1460 120,638 1.d
e. Secured by nonfarm nonresidential properties ...................... 1480 873,834 1.e
2. Loans to depository institutions:
a. To commercial banks in the U.S. ................................... 1505 2,984,815 2.a
(1) To U.S. branches and agencies of foreign banks ............... 1506 0 2.a1
(2) To other commercial banks in the U.S. ........................ 1507 2,987,690 2.a2
b. To other depository institutions in the U.S. ...................... 1517 265 1517 265 2.b
c. To banks in foreign countries ..................................... 1510 0 2.c
(1) To foreign branches of other U.S. banks ...................... 1513 0 2.c1
(2) To other banks in foreign countries .......................... 1516 1,794 2.c2
3. Loans to finance agricultural production and other loans to farmers ... 1590 181,490 1590 181,490 3.
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) ..................................... 1763 4,610,912 1763 4,610,322 4.a
b. To non-U.S. addressees (domicile) ................................. 1764 16,595 1764 29 4.b
5. Acceptances of other banks:
a. Of U.S. banks ..................................................... 1756 1 1756 1 5.a
b. Of foreign banks .................................................. 1757 596 1757 0 5.b
6. Loans to individuals for household, family, and other personal
expenditures (i.e., consumer loans) (includes purchased paper) ....... 1975 1,856,674 6
a. Credit cards and related plans (includes check credit and other
revolving credit plans) .......................................... 2008 273,955 6.a
b. Other (includes single payment, installment, and all student
loans) ........................................................... 2011 1,584,000 6.b
7. Loans to foreign government and official institutions (including
foreign central banks) ............................................... 2081 0 2081 0 7
8. Obligations (other than securities and leases) of states and political
subdivisions in the U.S. ............................................. 2107 29,031 2107 29,031 8
9. Other loans ........................................................... 1563 181,131 9
a. Loans for purchasing or carrying securities (secured and
unsecured) ....................................................... 1545 31,211 9.a
b. All other loans (exclude consumer loans) .......................... 1564 149,920 9.b
10. Lease financing receivables (net of unearned income) .................. 2165 2,323,798 10
a. Of U.S. addressees (domicile) ..................................... 2182 2,323,798 10.a
b. Of non-U.S. addressees (domicile) ................................. 2183 0 10.b
11. LESS: Any unearned income on loans reflected in items 1-9 above ....... 2123 0 2123 0 11.
12. Total loans and leases, net of unearned income (sum of items 1
through 10 minus item 11) (total of column A must equal
Schedule RC, item 4.a) ............................................... 2122 26,691,355 2122 26,667,653 12
</TABLE>
<PAGE> 21
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-7
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 17
-------
SCHEDULE RC-C - CONTINUED
PART I. CONTINUED
MEMORANDA Dollar Amounts in Thousands
-----------------------------------------------------------------------------------------------------
1. Not applicable
2. Loans and Leases restructured and in compliance with modified terms
(included in Schedule RC-C, part I, above and not reported as past due
or nonaccrual in Schedule RC-N, Memorandum item 1): RCFD
a. Loans secured by real estate: ----
(1) To U.S. addressees (domicile) ........................................................ 1687 0 M.2.a.1
(2) To non-U.S. addressees (domicile) .................................................... 1689 0 M.2.a.2
b. All other loans and lease financing receivables (exclude loans to
individuals for household, family, and other personal expenditures) ...................... 8691 0 M.2.b
c. Commercial and industrial loans to and lease financing receivables
of non-U.S. addressees (domicile) included in Memorandum item 2.b
above .................................................................................... 8692 0 M.2.c
3. Maturity and repricing data for loans and leases (excluding those in nonaccrual status):
a. Closed-end loans secured by first liens on 1-4 family residential properties in domestic
offices (reported in Schedule RC-C, part I, item 1.c.(2)(a), column B)
with a remaining maturity or repricing frequency of: (1, 2) RCON
----
(1) Three months or less ................................................................. A564 8,265,373 M.3.a1
(2) Over three months through 12 months .................................................. A565 629,969 M.3.a2
(3) Over one year through three years .................................................... A566 39,739 M.3.a3
(4) Over three years through five years .................................................. A567 60,867 M.3.a4
(5) Over five years through 15 years ..................................................... A568 1,601,764 M.3.a5
(6) Over 15 years ........................................................................ A569 532,485 M.3.a6
b. All loans and leases (reported in Schedule RC-C, part I, items 1 through 10, column A)
EXCLUDING closed-end loans secured by first liens on 1-4 family residential properties
in domestic offices (reported in Schedule RC-C, part I item 1.c.(2)(a), column B) with a
remaining maturity or repricing frequency of: (1,3) ...................................... RCFD
----
(1) Three months or less ................................................................. A570 7,693,887 M.3.b1
(2) Over three months through 12 months .................................................. A571 1,148,435 M.3.b2
(3) Over one year through three years .................................................... A572 2,904,505 M.3.b3
(4) Over three years through five years .................................................. A573 1,827,747 M.3.b4
(5) Over five years through 15 years ..................................................... A574 1,353,914 M.3.b5
(6) Over 15 years ........................................................................ A575 513,465 M.3.b6
c. Loans and leases (reported in Schedule RC-C, part I, items 1
through 10, column A) with a REMAINING MATURITY of one year or less .................... A247 14,277,960 M.3.c
d. Loans secured by nonfarm nonresidential properties in
domestic offices (reported in Schedule RC-C, part I, item 1.e, column B) with a RCON
----
REMAINING MATURITY of over five years ..................................................... A577 334,094 M.3.d
e. Commercial and industrial loans (reported in Schedule RC-C RCFD
----
part I, Item 4, column A) with a REMAINING MATURITY of over three years ................. A578 2,459,641 M.3.e
</TABLE>
--------
(1) Report fixed rate loans and leases by remaining maturity and floating rate
loans by repricing frequency.
(2) Sum of Memorandum items 3.a.(1) through 3.a.(6) plus total nonaccrual
closed-end loans secured by first liens on 1-4 family residential
properties included in Schedule RC-N, Memorandum item 3.c.(2), column C,
must equal total closed-end loans secured by first liens on 1-4 family
residential properties from Schedule RC-C, part I, item 1.c.(2)(a), column
B.
(3) Sum of Memorandum items 3.b.(1) through 3.b.(6) plus total nonaccrual loans
and leases from Schedule RC-N, sum of items 1 through 8, column C, minus
nonaccrual closed-end loans secured by first liens on 1-4 family
residential properties in domestic offices included in Schedule RC-N,
Memorandum item 3.c.(2), column C, must equal total loans and leases from
Schedule RC-C, Part I, sum or items 1 through 10, column A, minus total
closed-end loans secured by first liens on 1-4 family residential
properties in domestic offices from Schedule RC-C, part I, item 1.c.(2)(a),
column B.
<PAGE> 22
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-8
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 18
-------
SCHEDULE RC-C - CONTINUED
PART I. CONTINUED
MEMORANDA Dollar Amounts in Thousands
------------------------------------------------------------------------------------------------------------------
4. Loans to finance commercial real estate, construction, and land RCFD
development activities (not secured by real estate) included in ----
Schedule RC-C, part I, items 4 and 9, column A, page RC-6(1) ................................. 2746 0 M.4
5. Loans and leases held for sale (included in Schedule RC-C, part I, page RC-6) ................. 5369 9,826,950 M.5
6. Adjustable rate closed-end loans secured by first liens on 1-4 family RCON
residential properties in domestic offices (included in Schedule RC-C, ----
part I, item 1.c.(2)(a), column B, page RC-6) ............................................... 5370 4,233,208 M.6
</TABLE>
----------
(1) Exclude loans secured by real estate that are included in Schedule RC-C,
part I, item 1, column A.
SCHEDULE RC-D - TRADING ASSETS AND LIABILITIES
Schedule RC-D is to be completed by banks with $1 billion or more in total
assets or with $2 billion or more in par/notional amount of off-balance sheet
derivative contracts (as reported in Schedule RC-L, items 14.a through 14.e,
columns A through D).
<TABLE>
<CAPTION>
C420 <-
Dollar Amounts in Thousands
-------------------------------------------------------------------------------------------------------------------
ASSETS RCON
----
<S> <C> <C> <C>
1. U.S. Treasury securities in domestic offices ................................................ 3531 214 1
2. U.S. Government agency obligations in domestic offices (exclude mortgage-
backed securities) ......................................................................... 3532 N/A 2
3. Securities issued by states and political subdivisions in the U.S. in domestic offices ...... 3533 N/A 3
4. Mortgage-backed securities (MBS) in domestic offices:
a. Pass-through securities issued or guaranteed by FNMA, FHLMC, or GNMA .................... 3534 4,183 4.a
b. Other mortgage-backed securities issued or guaranteed by FNMA, FHLMC, or GNMA
(include CMOs, REMICs, and stripped MBS) ............................................... 3535 N/A 4.b
c. All other mortgage-backed securities .................................................... 3536 N/A 4.c
5. Other debt securities in domestic offices ................................................... 3537 N/A 5
6. - 8. Not applicable
9. Other trading assets in domestic offices .................................................... 3541 N/A 9
RCFN
----
10. Trading assets in foreign offices ............................................................ 3542 N/A 10
11. Revaluation gains on interest rate, foreign exchange rate, and other commodity and equity
contracts: RCON
----
a. In domestic offices ..................................................................... 3543 41,939 11.a
RCFN
----
b. In foreign offices ...................................................................... 3543 N/A 11.b
RCFD
----
12. Total trading assets (sum of items 1 through 11) (must equal Schedule RC, item 5) ............ 3545 46,336 12
RCFD
LIABILITIES ----
13. Liability for short positions ................................................................ 3546 N/A 13
RCFD
14. Revaluation losses on interest rate, foreign exchange rate, and other commodity and equity ----
contracts .................................................................................. 3547 70,443 14
15. Total trading liabilities (sum of items 13 and 14) (must equal Schedule RC, item 15.b) ....... 3548 70,443 15
</TABLE>
<PAGE> 23
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-9
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 19
-------
</TABLE>
SCHEDULE RC-E - DEPOSIT LIABILITIES
PART I. DEPOSITS IN DOMESTIC OFFICES
<TABLE>
<CAPTION>
C425 <-
Transaction Accounts Nontransaction
Accounts
(Column A) (Column B) (Column C)
Total Memo: Total Total
Transaction Demand nontransaction
Dollar Amounts in Thousands accounts Deposits Accounts
------------------------------------------------------ (including total (included in (including
demand deposits) column A) MMDAs)
DEPOSITS OF: RCON RCON RCON
---- ---- ----
<S> <C> <C> <C> <C> <C> <C> <C>
1. Individuals, partnerships and corporations ...... 2201 5,713,669 2240 5,538,200 2346 12,729,349 1
2. U.S. Government ................................. 2202 10,075 2280 10,075 2520 0 2
3. States and political subdivisions in the U.S. ... 2203 69,586 2290 59,799 2530 147,320 3
4. Commercial banks in the U.S. .................... 2206 290,333 2310 290,333 2550 0 4
5. Other depository institutions in the U.S. ....... 2207 20,336 2312 20,336 2349 0 5
6. Banks in foreign countries ...................... 2213 11,913 2320 11,913 2236 0 6
7. Foreign governments, and official institutions
(including foreign central banks) .............. 2216 0 2300 0 2377 0 7
8. Certified and official checks ................... 2330 2,238 2330 2,238 8
9. Total (sum of items 1 through 8) (sum of
columns A and C must equal Schedule RC,
item 13.a) ..................................... 2215 6,118,150 2210 5,932,894 2385 12,876,669 9
</TABLE>
<TABLE>
<CAPTION>
MEMORANDA Dollar Amounts in Thousands
------------------------------------------------------------------------------------------------------------------------
RCON
1. Selected components of total deposits (i.e., sum of item 9, columns A and C): ----
<S> <C> <C> <C>
a. Total Individual Retirement Accounts (IRAs) and Keogh Plan accounts ........................ 6835 551,680 M.1.a
b. Total brokered deposits .................................................................... 2365 0 M.1.b
c. Fully insured brokered deposits (included in Memorandum item 1.b above):
(1) Issued in denominations of less than $100,000 ......................................... 2343 0 M.1.c1
(2) Issued either in denominations of $100,000 or in denominations greater than
$100,000 and participated out by the broker in shares of $100,000 or less ............. 2344 0 M.1.c2
d. Maturity data for brokered deposits:
(1) Brokered deposits issued in denominations of less than $100,000 with a remaining
maturity of one year or less (included in Memorandum item 1.c.(1) above) .............. A243 0 M.1.d1
(2) Brokered deposits issued in denominations of $100,000 or more with a remaining
maturity of one year or less (included in Memorandum item 1.b above) .................. A244 0 M.1.d2
e. Preferred deposits (uninsured deposits of states and political subdivisions in the U.S.
reported in item 3 above which are secured or collateralized as required under state law)
(TO BE COMPLETED FOR THE DECEMBER REPORT ONLY) ............................................ 5590 N/A M.1.e
2. Components of total nontransaction accounts (sum of Memorandum items 2.a through 2.c
must equal item 9, column C, above): RCON
a. Savings deposits: .......................................................................... ----
(1) Money market deposit accounts (MMDAs) ................................................. 6810 3,979,988 M.2.a1
(2) Other savings deposits (excludes MMDAs) ............................................... 0352 6,489,296 M.2.a2
b. Total time deposits of less than $100,000 .................................................. 6648 2,086,249 M.2.b
c. Total time deposits of $100,000 or more .................................................... 2604 321,136 M.2.c
3. All NOW accounts (included in column A above) .................................................. 2398 185,256 M.3
4. Not applicable
</TABLE>
<PAGE> 24
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-10
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 20
-------
</TABLE>
SCHEDULE RC-E - CONTINUED
Part I. Continued
<TABLE>
<CAPTION>
Memoranda (continued) Dollar Amounts in Thousands
------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
5. Maturity and repricing data for time deposits of less than $100,000:
a. Time deposits of less than $100,000 with a remaining maturity or repricing RCON
frequency of: (1, 2) ----
(1) Three months or less ....................................................... A579 331,775 M.5.a1
(2) Over three months through 12 months ........................................ A580 954,298 M.5.a2
(3) Over one year through three years .......................................... A581 680,562 M.5.a3
(4) Over three years ........................................................... A582 119,614 M.5.a4
b. Time deposits of less than $100,000 with a REMAINING MATURITY
of one year or less (included in Memorandum items 5.a.(1) through 5.a.(4)
above) ......................................................................... A241 1,286,073 M.5.b
6. Maturity and repricing data for time deposits of $100,000 or more:
a. Time deposits of $100,000 or more with a remaining maturity or repricing
frequency of: (1, 3)
(1) Three months or less ....................................................... A584 95,870 M.6.a1
(2) Over three months through 12 months ........................................ A585 123,082 M.6.a2
(3) Over one year through three years .......................................... A586 72,838 M.6.a3
(4) Over three years ........................................................... A587 29,346 M.6.a4
b. Time deposits of $100,000 or more with a REMAINING MATURITY
of one year or less (included in Memorandum items 6.a.(1) through 6.a.(4) above) A242 218,952 M.6.b
</TABLE>
-------
(1) Report fixed rate time deposits by remaining maturity and floating
rate time deposits by repricing frequency.
(2) Sum of Memorandum items 5.a.(1) through 5.a.(4) must equal Schedule RC-E
Memorandum item 2.b above.
(3) Sum of Memorandum items 6.a.(1) through 6.a.(4) must equal Schedule RC-E
Memorandum item 2.c above.
<PAGE> 25
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-11
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 21
-------
</TABLE>
SCHEDULE RC-E - CONTINUED
PART II. DEPOSITS IN FOREIGN OFFICES (INCLUDING EDGE AND
AGREEMENT SUBSIDIARIES AND IBFs)
<TABLE>
<CAPTION>
DEPOSITS OF: Dollar Amounts in Thousands
-------------------------------------------------------------------------------------------------------------------
RCFN
-----
<S> <C> <C> <C>
1. Individuals, partnerships, and corporations ....................................... 2621 4,762,315 1
2. U.S. banks (including IBFs and foreign branches of U.S. banks) .................... 2623 6,667,953 2
3. Foreign banks (including U.S. branches and agencies of foreign banks,
including their IBFs) ............................................................. 2625 402,817 3
4. Foreign governments and official institutions (including foreign central banks) ... 2650 0 4
5. Certified and official checks ..................................................... 2330 0 5
6. All other deposits ................................................................ 2668 69 6
7. Total (sum of items 1 through 6) (must equal Schedule RC, item 13.b) .............. 2200 11,833,154 7
MEMORANDUM Dollar Amounts in Thousands
----------------------------------------------------------------------------------------------------------
RCFN
1. Time deposits with a remaining maturity of one year or less ----
(included in Part II, item 7 above) .............................................. A245 9,372,887 M.1
SCHEDULE RC-F - OTHER ASSETS
C430 <-
Dollar Amounts in Thousands
--------------------------------------------------------------------------------------------------------------------
RCFD
----
1. Income earned, not collected on loans ....................................................... 2164 110,253 1.
2. Net deferred tax assets(1) .................................................................. 2148 0 2.
3. Interest-only strips receivable (not in the form of a security)(2) on:
a. Mortgage loans .......................................................................... A519 0 3.a
b. Other financial assets .................................................................. A520 0 3.b
4. Other (itemize and describe amounts that exceed 25% of this item) ........................... 2168 784,031 4.
TEXT RCFD
----
a. 3549 [Bank-owned life insurance] 3549 226,742 4.a
b. 3550 3550 N/A 4.b
c. 3551 3551 N/A RCFD 4.c
----
5. Total (sum of items 1 through 4) (must equal Schedule RC, item 11) .......................... 2160 894,284 5.
</TABLE>
<TABLE>
<CAPTION>
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
MEMORANDUM RCFD
----
<S> <C> <C> <C>
1. Deferred tax assets disallowed for regulatory capital purposes .......... 5610 0 M.1
</TABLE>
SCHEDULE RC-G - OTHER LIABILITIES
<TABLE>
<CAPTION>
C435 <-
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
RCON
----
<S> <C> <C> <C> <C>
1. a. Interest accrued and unpaid on deposits in domestic offices(3) .................................... 3645 55,605 1.a
RCFD
----
b. Other expenses accrued and unpaid (includes accrued income taxes payable) ......................... 3646 423,358 1.b
2. Net deferred tax liabilities(1) ...................................................................... 3049 182,658 2.
3. Minority interest in consolidated subsidiaries ....................................................... 3000 0 3.
4. Other (itemize and describe amounts that exceed 25% of this item) .................................... 2938 286,258 4.
TEXT RCFD
----
a. 3552 [Trade date settlement account] 3552 122,270 4.a
b. 3553 [Clearing account] 3553 90,936 4.b
c 3554 3554 N/A RCFD 4.c
----
5. Total (sum of items 1 through 4) (must equal Schedule RC, item 20) .................................. 2930 947,879 5.
</TABLE>
--------
(1) See discussion of deferred income taxes in Glossary entry on "income
taxes."
(2) Report interest-only strips receivable in the form of a security as
available-for sale securities in Schedule RC, item 2.b, or as trading
assets in Schedule RC, item 5, as appropriate.
(3) For savings banks, includes 'dividends' accrued and unpaid on deposits.
<PAGE> 26
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-12
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 22
-------
</TABLE>
SCHEDULE RC-H -- SELECTED BALANCE SHEET ITEMS FOR DOMESTIC OFFICES
<TABLE>
<CAPTION>
C440 <-
Dollar Amounts in Thousands
------------------------------------------------------------------------------------------------------------------------
DOMESTIC OFFICES
RCON
----
<S> <C> <C> <C>
1. Customers' liability to this bank on acceptances outstanding .................................. 2155 4,456 1
2. Bank's liability on acceptances executed and outstanding ...................................... 2920 4,456 2
3. Federal funds sold and securities purchased under agreements to resell ........................ 1350 16,644,886 3
4. Federal funds purchased and securities sold under agreements to repurchase .................... 2800 9,264,113 4
5. Other borrowed money .......................................................................... 3190 5,578,138 5
EITHER
6. Net due from own foreign offices, Edge and Agreement subsidiaries, and IBFs ................... 2163 N/A 6
OR
7. Net due to own foreign offices, Edge and Agreement subsidiaries, and IBFs ..................... 2941 11,921,361 7
8. Total assets (excludes net due from foreign offices, Edge and Agreement subsidiaries, and
IBFs) ......................................................................................... 2192 49,973,643 8
9. Total liabilities (excludes net due to foreign offices, Edge and Agreement subsidiaries, and
IBFs .......................................................................................... 3129 35,045,414 9
</TABLE>
IN ITEMS 10-17 REPORT THE AMORTIZED (HISTORICAL) COST OF BOTH HELD-TO-MATURITY
AND AVAILABLE-FOR-SALE SECURITIES IN DOMESTIC OFFICES.
<TABLE>
<CAPTION>
<S> <C> <C> <C>
10. U.S. Treasury securities ..................................................................... 1039 394,048 10
11. U.S. Government agency obligations (exclude mortgage-backed securities) ...................... 1041 73,877 11
12. Securities issued by states and political subdivisions in the U.S. ........................... 1042 200,471 12
13. Mortgage-backed securities (MBS):
a. Pass-through securities:
(1) Issued or guaranteed by FNMA, FHLMC, or GNMA ........................................ 1043 940,156 13.a.1
(2) Other pass-through securities ....................................................... 1044 0 13.a.2
b. Other mortgage-backed securities (include CMOs,
REMICs, and stripped MBS):
(1) Issued or guaranteed by FNMA, FHLMC, or GNMA ........................................ 1209 5,416 13.b.1
(2) All other mortgage-backed securities ................................................ 1280 19,200 13.b.2
14. Other domestic debt securities ............................................................... 1281 1,259,972 14
15. Foreign debt securities ...................................................................... 1282 0 15
16. Equity securities:
a. Investments in mutual funds and other equity securities with readily determinable
fair values ........................................................................... A510 19,805 16.a
b. All other equity securities ............................................................. 1752 319,073 16.b
17. Total amortized (historical) cost of both held-to-maturity and
available-for-sale securities (sum of items 10 through 16) ................................... 1374 3,232,018 17
</TABLE>
MEMORANDUM
(to be completed only by banks with IBFs and other "foreign" offices)
<TABLE>
<CAPTION>
Dollar Amounts in Thousands
------------------------------------------------------------------------------------------------------------------------
RCON
EITHER ----
<S> <C> <C> <C>
1. Net due from the IBF of the domestic offices of the reporting bank............................. 3051 N/A M.1
OR
2. Net due to the IBF of the domestic offices of the reporting bank .............................. 3059 0 M.2
</TABLE>
<PAGE> 27
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-13
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 23
-------
</TABLE>
SCHEDULE RC-I - SELECTED ASSETS AND LIABILITIES OF IBFs
To be completed only by banks with IBFs and other "foreign" offices.
<TABLE>
<CAPTION>
C445 <-
Dollar Amounts in Thousands
----------------------------------------------------------------------------------------------------------------------
RCFN
----
<S> <C> <C> <C>
1. Total IBF assets of the consolidated bank (component of Schedule RC, item 12) ............... 2133 N/A 1
2. Total IBF loans and lease financing receivables (component of Schedule RC-C, part I,
item 12, column A) .......................................................................... 2076 N/A 2
3. IBF commercial and industrial loans (component of Schedule RC-C, part I, item 4,
column A) ................................................................................... 2077 N/A 3
4. Total IBF liabilities (component of Schedule RC, item 21) ................................... 2898 N/A 4
5. IBF deposit liabilities due to banks, including other IBFs (component of Schedule RC-E,
part II, items 2 and 3) ..................................................................... 2379 N/A 5
6. Other IBF deposit liabilities (component of Schedule RC-E, part II, items 1, 4, 5, and 6) ... 2381 N/A 6
</TABLE>
SCHEDULE RC-K - QUARTERLY AVERAGES (1)
<TABLE>
<CAPTION>
C455 <-
Dollar Amounts in Thousands
-----------------------------------------------------------------------------------------------------------------------
ASSETS RCFN
----
<S> <C> <C> <C>
1. Interest-bearing balances due from depository institutions ................................. 3381 (11,487) 1.
2. U.S. Treasury securities and U.S. Government agency obligations(2)
(INCLUDING MORTGAGE-BACKED SECURITIES
ISSUED OR GUARANTEED BY FNMA, FHLMC, OR GNMA) ............................................. 3382 1,338,633 2
3. Securities issued by states and political subdivisions in the U.S.(2) ...................... 3383 249,316 3.
4. a. Other debt securities(2)
(INCLUDING MORTGAGE-BACKED SECURITIES NOT
ISSUED OR GUARANTEED BY FNMA, FHLMC, OR GNMA) ........................................... 3647 1,346,516 4.a
b. Equity securities(3) (includes investments in mutual funds and
Federal Reserve stock) .................................................................. 3648 328,671 4.b
5. Federal funds sold and securities purchased under agreements to resell ..................... 3365 18,317,427 5
6. Loans:
a. Loans in domestic offices: RCON
----
(1) Total loans ....................................................................... 3360 23,200,640 6.a.1
(2) Loans secured by real estate ...................................................... 3385 13,541,111 6.a.2
(3) Loans to finance agricultural production and other loans to farmers ............... 3386 195,429 6.a.3
(4) Commercial and industrial loans ................................................... 3387 5,140,555 6.a.4
(5) Loans to individuals for household, family, and other personal expenditures ....... 3388 1,928,211 6.a.5
RCFN
----
b. Total loans in foreign offices, Edge and Agreement subsidiaries, and IBFs ............. 3360 23,614 6.b
RCFD
----
7. Trading assets ............................................................................. 3401 4,234 7.
8. Lease financing receivables (net of unearned income) ....................................... 3484 1,927,979 8.
9. Total assets(4) ............................................................................ 3368 50,419,887 9
RCON
LIABILITIES ----
10. Interest-bearing transaction accounts in domestic (NOW accounts, ATS accounts,
and telephone and preauthorized transfer accounts) (exclude demand deposits) ............... 3485 232,875 10
11. Nontransaction accounts in domestic offices:
a. Money market deposit accounts (MMDAs) ................................................. 3486 3,743,067 11.a
b. Other savings deposits ................................................................ 3487 3,859,001 11.b
c. Time deposits of $100,000 or more ..................................................... A514 340,701 11.c
d. Time deposits of less than $100,000 ................................................... A529 2,097,459 11.d
RCFN
----
12. Interest-bearing deposits in foreign offices, Edge and Agreement
subsidiaries, and IBFs ..................................................................... 3404 9,895,226 12
RCFD
----
13. Federal funds purchased and securities sold under agreements to repurchase ................. 3353 12,040,347 13
14. Other borrowed money RCFD
(includes mortgage indebtedness and obligations under capitalized leases) .................. ----
3355 6,468,896 14
</TABLE>
------
(1) For all items, banks have the option of reporting either (1) an average of
daily figures for the quarter or (2) an average of weekly figures (i.e.,
the Wednesday of each week of the quarter).
(2) Quarterly averages for all debt securities should be based on amortized
cost.
(3) Quarterly averages for all equity securities should be based on historical
cost.
(4) The quarterly averages for total assets should reflect all debt securities
(not held for trading) at amortized cost, equity securities with readily
determinable fair values at the lower of cost or fair value, and equity
securities without readily determinable fair values at historical cost.
<PAGE> 28
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-14
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 24
-------
</TABLE>
SCHEDULE RC-L - OFF-BALANCE SHEET ITEMS
Please read carefully the instructions for the preparation of Schedule RC-L.
Some of the amounts reported in Schedule RC-L are regarded as volume indicators
and not necessarily as measures of risk.
<TABLE>
<CAPTION>
C460 <-
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
RCFD
1. Unused commitments: ----
<S> <C> <C> <C>
a. Revolving, open-end lines secured by 1-4 family residential
properties, e.g., home equity lines .............................................. 3814 692,289 1.a
b. Credit card lines ................................................................ 3815 0 1.b
c. Commercial real estate, construction, and land development:
(1) Commitments to fund loans secured by real estate ............................ 3816 307,757 1.c.1
(2) Commitments to fund loans not secured by real estate ........................ 6550 0 1.c.2
d. Securities underwriting .......................................................... 3817 0 1.d
e. Other unused commitments ......................................................... 3818 3,069,248 1.e
2. Financial standby letters of credit and foreign office guarantees RCFD 3819 890,817 2.
----
a. Amount of financial standby letters of credit conveyed to others .........3820 348,765 2.a
3. Performance standby letters of credit and foreign office guarantees .................. 3821 162,753 3.
a. Amount of performance standby letters of credit conveyed to others .......3822 18,301 3.a
4. Commercial and similar letters of credit ............................................. 3411 112,132 4.
5. Participations in acceptances (as described in the instructions)
conveyed to others by the reporting bank ............................................ 3428 0 5
6. Participations in acceptances (as described in the instructions)
acquired by the reporting (nonaccepting) bank ....................................... 3429 0 6.
7. Securities borrowed .................................................................. 3432 6,535,902 7.
8. Securities lent (including customers' securities lent where the customer
is indemnified against loss by the reporting bank) .................................. 3433 757,118 8
9. Financial assets transferred with recourse that have been treated as
sold for Call Report purposes :
a. First lien 1-to-4 family residential mortgage loans : RCFD
(1) Outstanding principal balance of mortgages transferred ----
as of the report date ...................................................... A521 7,018 9.a.1
(2) Amount of recourse exposure on these mortgages
as of the report date ...................................................... A522 7,018 9.a.2
b. Other financial assets (excluding small business obligations
reported in item 9.c) :
(1) Outstanding principal balance of assets transferred
as of the report date ...................................................... A523 0 9.b.1
(2) Amount of recourse exposure on these assets
as of the report date ...................................................... A524 0 9.b.2
c. Small business obligations transferred with recourse under Section 208 of
the Reigle Community Development and Regulatory Improvement Act of 1994:
(1) Outstanding principal balance of small business obligations
transferred as of the report date .......................................... A249 0 9.c.1
(2) Amount of retained recourse on these obligations as of the report date ..... A250 0 9.c.2
10. Notional amount of credit derivatives :
a. Credit derivatives on which the reporting bank is the guarantor .................. A534 0 10.a
b. Credit derivatives on which the reporting bank is the beneficiary ................ A535 0 10.b
11. Spot foreign exchange contracts ....................................................... 8765 117,726 11
12. All other off-balance sheet liabilities (exclude off-balance sheet
derivatives) (itemize and describe each component of this item over 25%
of Schedule RC, item 28, "Total equity capital") .................................... 3430 0 12
TEXT RCFD
----
a. 3555 3555 N/A 12.a
b. 3556 3556 N/A 12.b
c. 3557 3557 N/A 12.c
d. 3558 3558 N/A 12.d
</TABLE>
<PAGE> 29
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-15
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 25
-------
</TABLE>
SCHEDULE RC-L - CONTINUED
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C>
13. All other off-balance sheet assets (exclude off-balance sheet RCFD
derivatives)(itemize and describe each component of this item over 25% ----
Schedule RC item 28., "Total equity capital") 5591 0 13
TEXT RCFD
----
a. 5592 5592 N/A 13.a
b. 5593 5593 N/A 13.b
c. 5594 5594 N/A 13.c
d. 5595 5595 N/A 13.d
</TABLE>
<TABLE>
<CAPTION>
OFF-BALANCE SHEET DERIVATIVES C461 <-
POSITION INDICATORS Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------
(Column A) (Column B) (Column C) (Column D)
14. Gross amounts (e.g., notional Interest Foreign Equity Commodity
amounts) (for each column, sum of Rate Exchange Derivative and other
items 14.a through 14.e must equal Contracts Contracts Contracts Contracts
sum of items 15, 16.a and 16.b): RCFD RCFD RCFD RCFD
---- ---- ---- ----
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C>
a. Futures contracts ...................... 8693 0 8694 0 8695 0 8696 0 14.a
b. Forward contracts ...................... 8697 0 8698 824,438 8699 0 8700 0 14.b
c. Exchange-traded option contracts:
(1) Written options ................... 8701 0 8702 0 8703 0 8704 0 14.c1
(2) Purchased Options ................. 8705 0 8706 0 8707 0 8708 0 14.c2
d. Over-the-counter options contracts:
(1) Written options ................... 8709 363,693 8710 0 8711 0 8712 52,383 14.d1
(2) Purchased options ................. 8713 451,179 8714 0 8715 0 8716 52,320 14.d2
e. Swaps .................................. 3450 932,492 3826 0 8719 0 8720 64,215 14.e
15 Total gross notional amount of
derivative contracts held for trading ..... A126 1,447,364 A127 824,438 8723 0 8724 168,918 15
16 Total gross notional amount of
derivative contracts held for
purposes other than trading: .............. RCFD RCFD RCFD RCFD
---- ---- ---- ----
a. Contracts marked to market ............. 8725 0 8726 0 8727 0 8728 0 16.a
b. Contracts not marked to market ......... 8729 300,000 8730 0 8731 0 8732 0 16.b
RCON
c. Interest rate swaps where the bank ----
has agreed to pay a fixed rate ........ A589 200,000 16.c
</TABLE>
<PAGE> 30
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-16
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 26
-------
</TABLE>
SCHEDULE RC-L - CONTINUED
<TABLE>
<CAPTION>
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
OFF-BALANCE SHEET DERIVATIVES (Column A) (Column B) (Column C) (Column D)
POSITION INDICATORS Interest Foreign Equity Commodity
Rate Exchange Derivative and other
17. Gross fair value of derivative contracts: Contracts Contracts Contracts Contracts
a. Contracts held for trading: RCFD RCFD RCFD RCFD
---- ---- ---- ----
<S> <C> <C> <C> <C> <C> <C> <C> <C> <C> <C>
(1) Gross positive fair value ............. 8733 8,598 8734 29,188 8735 0 8736 35,183 17.a1
(2) Gross negative fair value ............. 8737 8,750 8738 28,818 8739 0 8740 35,202 17.a2
b. Contracts held for purposes other than
trading that are marked to market:
(1) Gross positive fair value ............. 8741 0 8742 0 8743 0 8744 0 17.b1
(2) Gross negative fair value ............. 8745 0 8746 0 8747 0 8748 0 17.b2
c. Contracts held for purposes other than
trading that are not marked to market:
(1) Gross positive fair value ............. 8749 1,256 8750 0 8751 0 8752 0 17.c1
(2) Gross negative fair value ............. 8753 1,426 8754 0 8755 0 8756 0 17.c2
</TABLE>
<TABLE>
<CAPTION>
MEMORANDA Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
1-2. Not applicable
3. Unused commitments with an original maturity exceeding one year that are reported in RCFD
Schedule RC-L, items 1.a through 1.e, above (report only the unused portions of ----
commitments that are fee paid or otherwise legally binding) ................................... 3833 3,489,014 M.3
RCFD
a. Participations in commitments with an original maturity ----
exceeding one year conveyed to others ............................................. 3834 199,427 M.3.a
4. To be completed only by banks with $ 1 billion or more in total assets: RCFD
Standby letters of credit and foreign office guarantees (both financial and performance) issued ----
to non-U.S. addressees (domicile) included in Schedule RC-L, items 2 and 3, above ............. 3377 501 M.4
5. Loans to individuals for household, family, and other personal expenditures that
have been securitized and sold (with servicing retained), amounts
outstanding by type of loan: RCFD
a. Loans to purchase private passenger automobiles ----
(TO BE COMPLETED FOR THE SEPTEMBER REPORT ONLY) ............................................ 2741 8,570 M.5.a
b. Credit cards and related plans ( TO BE COMPLETED QUARTERLY ) ............................... 2742 0 M.5.b
c. All other consumer credit (including mobile home loans)
(TO BE COMPLETED FOR THE SEPTEMBER REPORT ONLY) ............................................ 2743 0 M.5.c
</TABLE>
<PAGE> 31
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-17
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 27
-------
</TABLE>
SCHEDULE RC-M-MEMORANDA
<TABLE>
<CAPTION>
C465 <-
Dollar Amounts in Thousands
-----------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
1. Extensions of credit by the reporting bank to its executive officers, directors, principal
shareholders, and their related interests as of the report date: RCFD
a. Aggregate amount of all extensions of credit to all executive officers, directors, principal ----
shareholders, and their related interests ................................................. 6164 3,184 1.a
b. Number of executive officers, directors, and principal shareholders to whom the amount of
all extensions of credit by the reporting bank (including extensions of credit to RCFD Number
related interests) equals or exceeds the lesser of $500,000 or 5 percent ----
of total capital as defined for this purpose in agency regulations ..................6165 2 1.b
2. Federal funds sold and securities purchased under agreements to resell with U.S. branches RCFD
----
and agencies of foreign banks (1) (included in Schedule RC, item 3) ............................ 3405 0 2
3. Not applicable
4. Outstanding principal balance of 1-4 family residential mortgage loans serviced for others
(include both retained servicing and purchased servicing):
a. Mortgages serviced under a GNMA contract .................................................. 5500 0 4.a
b. Mortgages serviced under a FHLMC contract:
(1) Serviced with recourse to servicer ................................................... 5501 0 4.b.1
(2) Serviced without recourse to servicer ................................................ 5502 0 4.b.2
c. Mortgages serviced under a FNMA contract:
(1) Serviced under a regular option contract ............................................. 5503 0 4.c.1
(2) Serviced under a special option contract ............................................. 5504 0 4.c.2
d. Mortgages serviced under other servicing contracts ........................................ 5505 0 4.d
5. To be completed only by banks with $1 billion or more in total assets:
Customers' liability to this bank on acceptances outstanding (sum of items 5.a and 5.b must
equal Schedule RC, item 9):
a. U.S. addressees (domicile) ................................................................. 2103 24,021 5.a
b. Non-U.S. addressees (domicile) ............................................................. 2104 12,274 5.b
6. Intangible assets:
a. Mortgage Servicing Assets .................................................................. 3164 0 6.a
(1) Estimated fair value of mortgage servicing assets ..................................... A590 0 6.a.1
b. Other identifiable intangible assets:
(1) Purchased credit card relationships and nonmortgage servicing assets .................. B026 0 6.b.1
(2) All other identifiable intangible assets .............................................. 5507 2,347 6.b.2
c. Goodwill ................................................................................... 3163 138,239 6.c
d. Total (sum of items 6.a, 6.b.(1), 6.b.(2), and 6.c) (must equal Schedule RC, item 10) ...... 2143 140,586 6.d
e. Amount of intangible assets (included in item 6.b.(2) above) that have been
grandfathered or are otherwise qualifying for regulatory capital purposes .................. 6442 0 6.e
7. Mandatory convertible debt, net of common or perpetual preferred stock dedicated to
redeem the debt ................................................................................ 3295 0 7
</TABLE>
----------
(1) Do not report federal funds sold and securities purchased under agreements
to resell with other commercial banks in the U.S. in this item.
<PAGE> 32
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-18
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 28
-------
</TABLE>
<TABLE>
<CAPTION>
SCHEDULE RC-M - CONTINUED
Dollar Amounts in Thousands
--------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C>
8. a. Other real estate owned: RCFD
----
(1) Direct and indirect investments in real estate ventures .............................. 5372 0 8.a.1
(2) All other real estate owned: RCON
----
(a) Construction and land development in domestic offices ............................ 5508 0 8.a.2a
(b) Farmland in domestic offices ..................................................... 5509 0 8.a.2b
(c) 1-4 family residential properties in domestic offices ............................ 5510 8,190 8.a.2c
(d) Multifamily (5 or more) residential properties in domestic offices ............... 5511 0 8.a.2d
(e) Nonfarm nonresidential properties in domestic offices ............................ 5512 0 8.a.2e
RCFN
----
(f) In foreign offices .............................................................. 5513 0 8.a.2f
RCFD
----
(3) Total (sum of items 8.a.(1) and 8.a.(2)) (must equal Schedule RC, item 7) ............ 2150 8,190 8.a.3
b. Investments in unconsolidated subsidiaries and associated companies:
(1) Direct and indirect investments in real estate ventures .............................. 5374 0 8.b.1
(2) All other investments in unconsolidated subsidiaries and associated companies ........ 5375 0 8.b.2
(3) Total (sum of items 8.b.(1) and 8.b.(2)) (must equal Schedule RC, item 8) ............ 2130 0 8.b.3
9. Noncumulative perpetual preferred stock and related surplus included in Schedule RC,
item 23, "Perpetual preferred stock and related surplus" .................................... 3778 0 9
10. Mutual fund and annuity sales in domestic offices during the quarter (include proprietary, RCON
private label, and third party products): ----
a. Money market funds ..................................................................... 6441 21,478 10.a
b. Equity securities funds ................................................................ 8427 0 10.b
c. Debt securities funds .................................................................. 8428 0 10.c
d. Other mutual funds ..................................................................... 8429 118,285 10.d
e. Annuities .............................................................................. 8430 30,828 10.e
f. Sales of proprietary mutual funds and annuities (included in items 10.a through
10.e above) ............................................................................ 8784 65,781 10.f
11. Net unamortized realized deferred gains (losses) RCFD
on off-balance sheet derivative contracts included ----
in assets and liabilities reported in Schedule RC ............................................ A525 1,195 11
12. Amount of assets netted against nondeposit liabilities and deposits in
foreign offices (other than insured branches in Puerto Rico RCFD
and U.S. territories and possessions) on the balance sheet (Schedule RC) ----
in accordance with generally accepted accounting principles(1) ............................... A526 0 12
13. Outstanding principal balance of loans other than 1-4 family residential
mortgage loans that are serviced for others (to be completed
if this balance is more than $10 million and exceeds ten percent
of total assets) ............................................................................. A591 0 13
----------------------------------------------------------------------------------------------------------------------------------
MEMORANDUM Dollar Amounts in Thousands
------------------------------------------------------------------------------------------------------------------------
RCFD
1. Reciprocal holdings of banking organizations' capital instruments ----
(TO BE COMPLETED FOR THE DECEMBER REPORT ONLY)................................................ 3836 N/A M.1
----------------------------------------------------------------------------------------------------------------------------------
</TABLE>
---------
(1) Exclude netted on-balance sheet amounts associated with off-balance sheet
derivative contracts, deferred tax assets netted against deferred tax
liabilities, and assets netted in accounting for pensions.
<PAGE> 33
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-19
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 29
-------
</TABLE>
SCHEDULE RC-N - PAST DUE AND NONACCRUAL LOANS, LEASES, AND OTHER ASSETS
The FFIEC regards the information reported in all of Memorandum item 1, in items
1 through 10, column A, and in Memorandum items 2 through 4, column A, as
confidential.
<TABLE>
<CAPTION>
C470 <-
Dollar Amounts in Thousands
-----------------------------------------------------------------------------------------------------------------
--(Column A)-- --(Column B)-- --(Column C)--
Past due Past due 90 Nonaccrual
30 through 89 days or more
days and still and still
accruing accruing
<S> <C> <C> <C> <C> <C> <C> <C>
RCFD RCFD RCFD
1. Loans secured by real estate: ---- ---- ----
a. To U.S. addressees (domicile) ...................... 1245 28,687 1246 12,061 1247 10,657 1.a
b. To non-U.S. addressees (domicile) .................. 1248 0 1249 0 1250 0 1.b
2. Loans to depository institutions and acceptances
of other banks: RCFD RCFD RCFD
a. To U.S. banks and other U.S. depository ---- ---- ----
institutions ....................................... 5377 0 5378 0 5379 0 2.a
b. To foreign banks ................................... 5380 0 5381 0 5382 0 2.b
3. Loans to finance agricultural production and
other loans to farmers ................................ 1594 5,917 1597 467 1583 2,365 3.
4. Commercial and industrial loans:
a. To U.S. addressees (domicile) ...................... 1251 60,700 1252 6,941 1253 56,469 4.a
b. To non-U.S. addressees (domicile) .................. 1254 0 1255 0 1256 0 4.b
5. Loans to individuals for household, family, and RCFD RCFD RCFD
other personal expenditures: ---- ---- ----
a. Credit cards and related plans ..................... 5383 1,500 5384 254 5385 0 5.a
b. Other (includes single payment, installment,
and all student loans) ............................. 5386 29,233 5387 1,606 5388 492 5.b
6. Loans to foreign governments and official
institutions .......................................... 5389 0 5390 0 5391 0 6
7. All other loans ....................................... 5459 339 5460 0 5461 0 7
8. Lease financing receivables:
a. Of U.S. addressees (domicile) ...................... 1257 0 1258 0 1259 49,222 8.a
b. Of non-U.S. addressees (domicile) .................. 1271 0 1272 0 1791 0 8.b
9. Debt securities and other assets (exclude other
real estate owned and other repossessed assets) ....... 3505 0 3506 0 3507 0 9
</TABLE>
================================================================================
Amounts reported in items 1 through 8 above include guaranteed and unguaranteed
portions of past due and nonaccrual loans and leases. Report in item 10 below
certain guaranteed loans and leases that have already been included in the
amounts reported in items 1 through 8.
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C> <C> <C>
10. Loans and leases reported in items 1 RCFD RCFD RCFD
through 8 above which are wholly or partially ---- ---- ----
guaranteed by the U.S. Government .................... 5612 11,010 5613 620 5614 43 10
a. Guaranteed portion of loans and leases
included in item 10 above ........................ 5615 10,449 5616 516 5617 29 10.a
</TABLE>
<PAGE> 34
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-20
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 30
-------
</TABLE>
SCHEDULE RC-N - CONTINUED
<TABLE>
<CAPTION>
C473 <-
Dollar Amounts in Thousands
-----------------------------------------------------------------------------------------------------------------
--(Column A)-- --(Column B)--
MEMORANDA Past due Past due 90
30 through 89 days or more
days and still and still --(Column C)--
accruing accruing Nonaccrual
<S> <C> <C> <C> <C> <C> <C> <C>
1. Restructured loans and leases included in
Schedule RC-N, items 1 through 8, above RCFD RCFD RCFD
(and not reported in Schedule RC-C, Part I, ---- ---- ----
Memorandum item 2) ................................ 1658 0 1659 0 1661 0 M.1
2. Loans to finance commercial real estate,
construction, and land development activities RCFD RCFD RCFD
(not secured by real estate) included in ---- ---- ----
Schedule RC-N, items 4 and 7, above ................ 6558 0 6559 0 6560 0 M.2
3. Loans secured by real estate in domestic offices RCON RCON RCON
(included in Schedule RC-N, item 1, above): ---- ---- ----
a. Construction and land development ............... 2759 5,826 2769 3,173 3492 1,143 M.3a
b. Secured by farmland ............................. 3493 562 3494 35 3495 3,288 M.3b
c. Secured by 1-4 family residential properties:
(1) Revolving, open-end loans secured by RCON RCON RCON
1-4 family residential properties and ---- ---- ----
extended under lines of credit .............. 5398 396 5399 306 5400 0 M.3.c1
(2) All other loans secured by 1-4 family
residential properties ...................... 5401 10,121 5402 4,267 5403 1,023 M.3c2
d. Secured by multifamily (5 or more) residential
properties ...................................... 3499 290 3500 2,694 3501 249 M.3d
e. Secured by nonfarm nonresidential properties .... 3502 11,492 3503 1,586 3504 4,954 M.3e
--(Column A)-- --(Column B)--
Past due Past due 90
30 through 89 days or more
days and still and still
accruing accruing
-------------- ----------------
4. Interest rate, foreign exchange rate, and other
commodity and equity contracts: RCFD RCFD
---- ----
a. Book value of amounts carried as assets ...... 3522 0 3528 0 M.4.a
b. Replacement cost of contracts with a
positive replacement cost .................... 3529 0 3530 0 M.4.b
</TABLE>
<TABLE>
<CAPTION>
=================================================================================================================
PERSON TO WHOM QUESTIONS ABOUT THE REPORTS OF CONDITION AND INCOME SHOULD BE DIRECTED: C477 <-
<S> <C> <C>
NAME TITLE AREA CODE/PHONE NUMBER/EXTENSION
8901 Robert F. Goodsell 8901 Manager - Regulatory Reporting 8902 (612) 316-2345
------------------ ------------------------------ --------------
TEXT FAX: AREA CODE/PHONE NUMBER
9116 (612) 667-3659
----------------------
=================================================================================================================
</TABLE>
<PAGE> 35
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-21
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 31
-------
</TABLE>
SCHEDULE RC-O - OTHER DATA FOR DEPOSIT INSURANCE AND FICO ASSESSMENTS
<TABLE>
<CAPTION>
C475 <-
Dollar Amounts in Thousands
------------------------------------------------------------------------------------------------------------------
RCON
1. Unposted debits (see instructions): ----
<S> <C> <C> <C>
a. Actual amount of all unposted debits ....................................................... 0030 N/A 1.a
OR
b. Separate amount of unposted debits:
(1) Actual amount of unposted debits to demand deposits .................................... 0031 0 1.b.1
(2) Actual amount of unposted debits to time and savings deposits (1) ...................... 0032 0 1.b.2
2. Unposted credits (see instructions):
a. Actual amount of all unposted credits ...................................................... 3510 N/A 2.a
OR
b. Separate amount of unposted credits:
(1) Actual amount of unposted credits to demand deposits ................................... 3512 0 2.b.1
(2) Actual amount of unposted credits to time and savings deposits (1) ..................... 3514 0 2.b.2
3. Uninvested trust funds (cash) held in bank's own trust department (not included in total
deposits in domestic offices) ................................................................. 3520 0 3.
4. Deposits of consolidated subsidiaries in domestic offices and in insured branches in Puerto
Rico and U.S. territories and possessions ( not included in total deposits ) :
a. Demand deposits of consolidated subsidiaries ............................................... 2211 32,108 4.a
b. Time and savings deposits (1) of consolidated subsidiaries ................................. 2351 0 4.b
c. Interest accrued and unpaid on deposits of consolidated subsidiaries ....................... 5514 0 4.c
5. Deposits in insured branches in Puerto Rico and U.S. territories and possessions:
a. Demand deposits in insured branches (included in Schedule RC-E, Part II) ................... 2229 0 5.a
b. Time and saving deposits(1) in insured branches (included in Schedule RC-E, Part II) ....... 2383 0 5.b
c. Interest accrued and unpaid on deposits in insured branches
(included in Schedule RC-G, item 1.b) ..................................................... 5515 0 5.c
6. Reserve balances actually passed through to the Federal Reserve by the reporting bank on
behalf of its respondent depository institutions that are also reflected as
deposit liabilities of the reporting bank: RCON
a. Amount reflected in demand deposits (included in Schedule RC-E, Part I, ----
Item 4 or 5 column B) ...................................................................... 2314 0 6.a
b. Amount reflected in time and savings deposits (1) (included in Schedule RC-E, Part I,
Item 4 or 5, column A or C, but not column B) .............................................. 2315 0 6.b
7. Unamortized premiums and discounts on time and savings deposits:(1)
a. Unamortized premiums ....................................................................... 5516 0 7.a
b. Unamortized discounts ...................................................................... 5517 0 7.b
8. To be completed by banks with " Oakar deposits "
a. Deposits purchased or acquired from other FDIC-insured institutions during the quarter
(exclude deposits purchased or acquired from foreign offices other than insured
branches in Puerto Rico and U.S. territories and possessions): RCON
(1) Total deposits purchased or acquired from other ----
FDIC-insured institutions during the quarter ............................................ A531 N/A 8.a.1
(2) Amount of purchased or acquired deposits reported in item 8.a.(1) above RCON
attributable to a secondary fund (i.e., BIF members report deposits ----
attributable to SAIF; SAIF members report deposits attributable to BIF) ................. A532 N/A 8.a.2
b. Total deposits sold or transferred to other FDIC-insured institutions during the quarter
(exclude sales or transfers by the reporting bank of deposits in foreign offices other
than insured branches in Puerto Rico and U.S. territories and possessions) ................. A533 N/A 8.b
</TABLE>
---------
(1) For FDIC and FICO insurance assessment purposes, "time and savings deposits"
consists of nontransaction accounts and all transaction accounts other than
demand deposits.
<PAGE> 36
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-22
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 32
-------
</TABLE>
SCHEDULE RC-O - CONTINUED
<TABLE>
<CAPTION>
Dollar Amounts in Thousands
--------------------------------------------------------------------------------------------------------------------------
RCON
----
<S> <C> <C> <C>
9. Deposits in lifeline accounts ................................................................ 5596 9
10. Benefit-responsive "Depository Institution Investment Contracts" (included in total
deposits in domestic offices) ................................................................ 8432 0 10
11. Adjustments to demand deposits in domestic offices and in insured branches
in Puerto Rico and U.S. territories and possessions reported in Schedule RC-E
for certain reciprocal demand balances:
a. Amount by which demand deposits would be reduced if the reporting bank's
reciprocal demand balances with the domestic offices of U.S. banks and
savings associations and insured branches in Puerto Rico and U.S. territories RCON
and possessions that were reported on a gross basis in Schedule RC-E ----
had been reported on a net basis .......................................................... 8785 0 11.a
b. Amount by which demand deposits would be increased if the reporting bank's
reciprocal demand balances with foreign banks and foreign offices of other
U.S. banks (other than insured branches in Puerto Rico and U.S.
territories and possessions) that were reported on a net basis in
Schedule RC-E had been reported on a gross basis .......................................... A181 0 11.b
c. Amount by which demand deposits would be reduced if cash items in process
of collection were included in the calculation of the reporting bank's net
reciprocal demand balances with the domestic offices of U.S. banks and
savings associations and insured branches in Puerto Rico and U.S.
territories and possessions in Schedule RC-E .............................................. A182 0 11.c
12. Amount of assets netted against deposit liabilities in domestic offices and in insured
branches in Puerto Rico and U.S. territories and possessions on the balance sheet
(Schedule RC) in accordance with generally accepted accounting principles (exclude
amounts related to reciprocal demand balances):
a. Amount of assets netted against demand deposits .......................................... A527 0 12.a
b. Amount of assets netted against time and savings deposits ................................ A528 0 12.b
</TABLE>
<TABLE>
<CAPTION>
MEMORANDA (TO BE COMPLETED EACH QUARTER EXCEPT AS NOTED) Dollar Amounts in Thousands
----------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C>
1. Total deposits in domestic offices of the bank (sum of Memorandum items 1.a.(1) and
1.b.(1) must equal Schedule RC, item 13.a): RCON
a. Deposit accounts of $100,000 or less: ----
(1) Amount of deposit accounts of $100,0000 or less ....................................... 2702 8,038,756 M.1.a1
RCON Number
(2) Number of deposit accounts of $100,000 or less ----
(TO BE COMPLETED FOR THE JUNE REPORT ONLY) ..............................3779 N/A M.1.a2
RCON
b. Deposit accounts of more than $100,000: ----
(1) Amount of deposit accounts of more than $100,000 ..................................... 2710 10,956,063 M.1.b1
(2) Number of deposit accounts of more than $100,000 .......................2722 12,333 M.1.b2
2. Estimated amount of uninsured deposits in domestic offices of the bank:
a. An estimate of your bank's uninsured deposits can be determined by multiplying the
number of deposit accounts of more than $100,000 reported in Memorandum item 1.b.(2)
above by $100,000 and subtracting the result from the amount of deposit accounts of
more than $100,000 reported in Memorandum item 1.b.(1) above
Indicate in the appropriate box at right whether your bank has a method or RCON YES / NO
procedure for determining a better estimate of uninsured deposits than the ----
estimate described above ................................................................. 6861 NO M.2.a
b. If the box marked YES has been checked, report the estimate of uninsured deposits
determined by using your bank's method or procedure ...................................... 5597 N/A M.2.b
3. Has the reporting institution been consolidated with a parent bank
or savings association in that parent bank's or parent savings association's
Call Report or Thrift Financial Report?
If so, report the legal title and FDIC Certificate Number of the
parent bank or parent savings association:
TEXT RCON FDIC CERT NO.
----
A545 A545 N/A M.3
</TABLE>
<PAGE> 37
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-23
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 33
-------
</TABLE>
SCHEDULE RC-R - REGULATORY CAPITAL
This schedule must be completed by all banks as follows: Banks that reported
total assets of $1 billion or more in Schedule RC item 12, for June 30, 1999,
must complete items 2 through 9 and Memoranda items 1 and 2. BANKS WITH ASSETS
OF LESS THAN $1 BILLION MUST COMPLETE ITEMS 1 THROUGH 3 BELOW OR SCHEDULE RCR IN
ITS ENTIRETY, DEPENDING ON THEIR RESPONSE TO ITEM 1 BELOW.
<TABLE>
<CAPTION>
1. TEST FOR DETERMINING THE EXTENT TO WHICH SCHEDULE RC-R MUST BE COMPLETED. C480 <-
TO BE COMPLETED ONLY BY BANKS WITH TOTAL ASSETS OF LESS THAN $1 BILLION.
<S> <C> <C> <C>
Indicate in the appropriate box at the right whether the bank has total capital greater than or RCFD YES / NO
----
equal to eight percent of adjusted total assets .................................................. 6056 N/A 1.
</TABLE>
For purposes of this test, adjusted total assets equals total assets
less cash, U.S. Treasuries, U.S. Government agency obligations, and 80
percent of U.S. Government-sponsored agency obligations plus the allowance
for loan and lease losses and selected off-balance sheet items as reported
on Schedule RC-L (see instructions).
If the box marked YES has been checked, then the bank only has to
complete items 2 and 3 below. If the box marked NO has been checked, the
bank must complete the remainder of this schedule.
A NO response to item 1 does not necessarily mean that the bank's
actual risk-based capital ratio is less than eight percent or that the bank
is not in compliance with the risk-based capital guidelines.
NOTE: ALL BANKS ARE REQUIRED TO COMPLETE
ITEMS 2 AND 3 BELOW.
<TABLE>
<CAPTION>
Dollar Amounts in Thousands
---------------------------------------------------------------------------------------------------------------------------
2. Portion of qualifying limited-life capital instruments (original weighted RCFD
average maturity of at least five years) that is includible in Tier 2 capital : ----
<S> <C> <C> <C> <C>
a. Subordinated debt(1) and intermediate term preferred stock .................................. A515 0 2.a
b. Other limited-life capital instruments ...................................................... A516 0 2.b
3. Amounts used in calculating regulatory capital ratios (report amounts determined by the bank
for its own internal regulatory capital analyses consistent with applicable capital standards):
a. (1) Tier 1 capital ......................................................................... 8274 2,865,603 3.a.1
(2) Tier 2 capital ......................................................................... 8275 252,923 3.a.2
(3) Tier 3 capital ......................................................................... 1395 0 3.a.3
b. Total risk-based capital .................................................................... 3792 3,118,526 3.b
c. Excess allowance for loan and lease losses (amount that
exceeds 1.25% of gross risk-weighted assets) ................................................ A222 0 3.c
d. (1) Net risk-weighted assets (gross risk-weighted assets,
including market risk equivalent assets,
less excess allowance reported in item 3.c above and all other deductions) ............. A223 27,437,802 3.d.1
(2) Market risk equivalent assets (included in item 3.d.(1) above) .......................... 1651 0 3.d.2
e. Maximum contractual dollar amount of recourse exposure in low level recourse
transactions (to be completed only if the bank uses the "direct reduction method"
to report these transactions in Schedule RC-R) .............................................. 1727 0 3.e
f. "Average total assets" (quarterly average reported in Schedule RC-K,
item 9, less all assets deducted from Tier 1 capital)(2) .................................... A224 50,279,300 3.f
</TABLE>
ITEMS 4-9 AND MEMORANDA ITEMS 1 AND 2 ARE TO BE COMPLETED
BY BANKS THAT ANSWERED NO TO ITEM 1 ABOVE AND
BY BANKS WITH TOTAL ASSETS OF $1 BILLION OR MORE.
<TABLE>
<CAPTION>
--(Column A)- -(Column B)--
Assets Credit Equiv-
Recorded valent Amount
on the of Off-Balance
Dollar Amounts in Thousands Balance Sheet Sheet Items(3)
---------------------------------------------------------------------------------------------------------------------------
4. Assets and credit equivalent amount of off-balance sheet items assigned
to the Zero percent risk category: RCFD
----
<S> <C> <C> <C> <C>
a. Assets recorded on the balance sheet ..................................... 5163 1,499,419 RCFD 4.a
----
b. Credit equivalent amount of off-balance sheet items...................... 3796 0 4.b
</TABLE>
-------
(1) Exclude mandatory convertible debt reported in Schedule RC-M, item 7.
(2) Do not deduct excess allowance for loan and lease losses.
(3) Do not report in column B the risk-weighted amount of assets reported in
column A.
<PAGE> 38
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-24
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 34
-------
</TABLE>
SCHEDULE RC-R - CONTINUED
<TABLE>
<CAPTION>
--(Column A)- -(Column B)--
Assets Credit Equiv-
Recorded valent Amount
on the of Off-Balance
Dollar Amounts in Thousands Balance Sheet Sheet Items (2)
----------------------------------------------------------------------------------------------------------------------------
<S> <C> <C> <C> <C> <C>
5. Assets and credit equivalent amounts of off-balance sheet items assigned to the RCFD
20 percent risk category: ---- RCFD
a. Assets recorded on the balance sheet .......................................... 5165 23,213,920 ---- 5.a
b. Credit equivalent amount of off-balance sheet items ........................... 3801 1,218,535 5.b
6. Assets and credit equivalent amounts of off-balance sheet items
assigned to the 50 percent risk category:
a. Assets recorded on the balance sheet .......................................... 3802 10,118,096 6.a
b. Credit equivalent amount of off-balance sheet items ........................... 3803 417,533 6.b
7. Assets and credit equivalent amounts of off-balance sheet items
assigned to the 100 percent risk category:
a. Assets recorded on the balance sheet .......................................... 3804 15,320,737 7.a
b. Credit equivalent amount of off-balance sheet items ........................... 3805 1,962,759 7.b
8. On-balance sheet asset values excluded from and deducted in
the calculation of the risk-based capital ratio(2) ............................... 3806 141,611 8.
9. Total assets recorded on the balance sheet (sum of
items 4.a, 5.a, 6.a, 7.a, and 8, column A) (must equal Schedule RC,
item 12 plus items 4.b and 4.c) .................................................. 3807 50,293,783 9.
MEMORANDA Dollar Amounts in Thousands
----------------------------------------------------------------------------------------------------------------------------
1. Current credit exposure across all off-balance sheet derivative contracts RCFD
----
covered by the risk-based capital standards ................................... 8764 65,886 M.1
</TABLE>
<TABLE>
<CAPTION>
WITH A REMAINING MATURITY OF
--(Column A)-- --(Column B)-- --(Column C)--
One Year Over Over
or less one year five years
2. Notional principal amounts of off-balance thru five years
sheet derivative contracts:(3) RCFD RCFD RCFD
---- ---- ----
<S> <C> <C> <C> <C> <C> <C> <C>
a. Interest rate contracts ............ 3809 210,992 8766 959,789 8767 212,890 M.2.a
b. Foreign exchange contracts ......... 3812 769,511 8769 24,608 8770 N/A M.2.b
c. Gold contracts ..................... 8771 N/A 8772 N/A 8773 N/A M.2.c
d. Other precious metals contracts .... 8774 N/A 8775 N/A 8776 N/A M.2.d
e. Other commodity contracts .......... 8777 61,214 8778 55,321 8779 N/A M.2.e
f. Equity derivative contracts ....... A000 N/A A001 N/A A002 N/A M.2.f
</TABLE>
----------
(1) Do not report in column B the risk-weighted amount of assets reported in
column A.
(2) Include the difference between the fair value and the amortized cost of its
available-for-sale securities in item 8 and report the amortized cost of
these securities in items 4 through 7 above. Item 8 also includes
on-balance sheet asset values (or portions thereof) of off-balance sheet
interest rate, foreign exchange rate, and commodity contracts and those
contracts (e.g. future contracts) not subject to risk-based capital. item 8
margin accounts and accrued receivables not included in the calculation of
credit equivalent amounts of off-balance sheet derivatives as well as any
portion of the allowance for loan and lease losses in excess of the amount
that may be included in Tier 2 capital.
(3) Exclude foreign exchange contracts with an original maturity of 14 days or
less and all futures contracts.
<PAGE> 39
<TABLE>
<CAPTION>
<S> <C> <C> <C> <C> <C>
WELLS FARGO BANK MINNESOTA, N.A. Call Date: 09/30/2000 State #: 27-4095 FFIEC 031
SIXTH STREET AND MARQUETTE AVENUE Vendor ID: D Cert #: 05208 RC-25
MINNEAPOLIS, MN 55479 Transit #: 91000019 -------
Transmitted to EDS as 0097692 on 10/27/00 at 16:43:57 CST 35
-------
</TABLE>
OPTIONAL NARRATIVE STATEMENT CONCERNING THE AMOUNTS
REPORTED IN THE REPORTS OF CONDITION AND INCOME
at close of business on September 30, 2000
Wells Fargo Bank Minnesota, N.A. Minneapolis MN
-------------------------------- ----------- --
LEGAL TITLE OF BANK CITY STATE
The management of the reporting bank may, if it wishes, submit a brief narrative
statement on the amounts reported in the Reports of Condition and Income. This
optional statement will be made available to the public, along with the publicly
available data in the Reports of Condition and Income, in response to any
request for individual bank report data. However the information reported in
column A and in all of Memorandum item 1 of Schedule RC-N is regarded as
confidential and will not be released to the public.
BANKS CHOOSING TO SUBMIT THE NARRATIVE STATEMENT SHOULD ENSURE THAT THE
STATEMENT DOES NOT CONTAIN THE NAMES OR OTHER IDENTIFICATIONS OF INDIVIDUAL BANK
CUSTOMERS, REFERENCES TO THE AMOUNTS REPORTED IN THE CONFIDENTIAL ITEMS IN
SCHEDULE RC-N, OR ANY OTHER INFORMATION THAT THEY ARE NOT WILLING TO HAVE MADE
PUBLIC OR THAT WOULD COMPROMISE THE PRIVACY OF THEIR CUSTOMERS.
All information furnished by the bank in the narrative statement must be
accurate and not misleading. Appropriate efforts shall be taken by the
submitting bank to ensure the statement's accuracy.
If, subsequent to the original submission, material changes are submitted for
the data reported in the Reports of Condition and Income, the existing narrative
statement will be deleted from the files, and from disclosure; the bank at its
option, may replace it with a statement appropriate to the amended area.
The optional narrative statement will appear in agency records and in release to
the public exactly as submitted (or amended as described in the preceding
paragraph) by the management of the bank.
THE STATEMENT WILL NOT EDITED OR SCREENED IN ANY WAY BY THE SUPERVISORY AGENCIES
FOR ACCURACY OR RELEVANCE. DISCLOSURE OF THE STATEMENT SHALL NOT SIGNIFY THAT
ANY FEDERAL SUPERVISORY AGENCY HAS VERIFIED OR CONFIRMED THE ACCURACY OF THE
INFORMATION CONTAINED THEREIN. A STATEMENT TO THIS EFFECT WILL APPEAR ON ANY
PUBLIC RELEASE OF THE OPTIONAL STATEMENT SUBMITTED BY THE MANAGEMENT OF THE
REPORTING BANK.
--------------------------------------------------------------------------------
C471 C472 <-
RCON
----
X = NO COMMENT Y = COMMENT.............................. 6979 [X]
BANK MANAGEMENT STATEMENT (please type or print clearly):
TEXT (70 CHARACTERS PER LINE)
----------------------------------------------------------------
----------------------------------------------------------------
----------------------------------------------------------------
----------------------------------------------------------------
----------------------------------------------------------------
----------------------------------------------------------------
SIGNATURE OF EXECUTIVE OFFICER OF BANK DATE OF SIGNATURE
<PAGE> 40
THIS PAGE IS TO BE COMPLETED BY ALL BANKS
--------------------------------------------------------------------------------
[36]
WELLS FARGO BANK MINNESOTA, N.A. OMB No. For FDIC: 1557-0081
SIXTH STREET AND MARQUETTE AVENUE OMB No. For FDIC: 3064-0052
MINNEAPOLIS, MN 55479 OMB No. For Federal Reserve: 7100-0036
Expiration Date: 3/31/2002
SPECIAL REPORT
C700 <-
Dollar Amounts in Thousands
--------------------------------------------------------------------------------
Close of Busi-
ness Date: FDIC Cert. #
[09/30/2000] [05208]
--------------------------------------------------------------------------------
lOANS TO EXECUTIVE OFFICERS (COMPLETE AS OF EACH CALL REPORT DATE)
--------------------------------------------------------------------------------
The following information is required by Public Laws 90-44 and 102-242, but
does not constitute a part of the Report of Condition. With each Report of
Condition, these Laws require all banks to furnish a report of all loans or
other extensions of credit to their executive officers made since the date of
the previous Report of Condition. Data regarding individual loans or other
extensions of credit are not required. If no such loans or other extensions of
credit were made during the period, insert "none" against subitem (a). (Exclude
the first $15,000 of indebtedness of each executive officer under bank credit
card plan.) See Section 215.2 and 215.3 of Title 12 of the Code of Federal
Regulations. (Federal Reserve Board Regulation O) for the definitions of
"executive officer" and "extension of credit", respectively. Exclude loans and
other extensions of credit to directors and principal shareholders who are not
executive officers.
<TABLE>
RCFD
<S> <C> <C>
a. Number of loans made to executive officers since the previous Call
Report date ......................................................... 3561 [ 0 ]a.
b. Total dollar amount of above loans (in thousands of dollars)......... 3562 [ 0 ]b.
c. Range of interest charged on above loans RCFD FROM RCFD TO
(example: 9-3/4% = 9.75)................................ 7701 [0.00%] 7702 [0.00%]c.
</TABLE>
/s/ ROBERT F. GOODSELL 10/27/00
--------------------------------------------------------------------------------
SIGNATURE AND TITLE OF OFFICER AUTHORIZED TO DATE
SIGN REPORT: (Month, Day, Year):
--------------------------------------------------------------------------------
FDIC 8040/53 (3-98)
