<TABLE> <S> <C>
<PAGE>
<ARTICLE> 9
<LEGEND>
THE SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED BALANCE SHEET AND THE CONSOLIDATED STATEMENT OF INCOME FILED AS
PART OF THE QUARTERLY REPORT ON FORM 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
<S> <C>
<PERIOD-TYPE> 9-MOS
<FISCAL-YEAR-END> DEC-31-2000
<PERIOD-START> JAN-01-2000
<PERIOD-END> SEP-30-2000
<CASH> 8,989
<INT-BEARING-DEPOSITS> 12,118
<FED-FUNDS-SOLD> 6,095
<TRADING-ASSETS> 0
<INVESTMENTS-HELD-FOR-SALE> 148,027
<INVESTMENTS-CARRYING> 53,046
<INVESTMENTS-MARKET> 51,885
<LOANS> 162,187
<ALLOWANCE> 2,368
<TOTAL-ASSETS> 406,890
<DEPOSITS> 365,442
<SHORT-TERM> 1,737
<LIABILITIES-OTHER> 2,420
<LONG-TERM> 0
0
0
<COMMON> 10,800
<OTHER-SE> 26,491
<TOTAL-LIABILITIES-AND-EQUITY> 406,890
<INTEREST-LOAN> 9,554
<INTEREST-INVEST> 8,753
<INTEREST-OTHER> 478
<INTEREST-TOTAL> 18,785
<INTEREST-DEPOSIT> 10,072
<INTEREST-EXPENSE> 10,103
<INTEREST-INCOME-NET> 8,682
<LOAN-LOSSES> 280
<SECURITIES-GAINS> 0
<EXPENSE-OTHER> 9,570
<INCOME-PRETAX> 3,150
<INCOME-PRE-EXTRAORDINARY> 2,754
<EXTRAORDINARY> 0
<CHANGES> 0
<NET-INCOME> 2,754
<EPS-BASIC> 1.38
<EPS-DILUTED> 1.38
<YIELD-ACTUAL> 3.57
<LOANS-NON> 172
<LOANS-PAST> 66
<LOANS-TROUBLED> 1,216
<LOANS-PROBLEM> 0
<ALLOWANCE-OPEN> 2,352
<CHARGE-OFFS> 148
<RECOVERIES> 74
<ALLOWANCE-CLOSE> 2,368
<ALLOWANCE-DOMESTIC> 2,368
<ALLOWANCE-FOREIGN> 0
<ALLOWANCE-UNALLOCATED> 350
</TABLE>