NATIONWIDE VA SEPARATE ACCOUNT-B
497J, 1996-05-07
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                                 [LETTERHEAD]



May 3, 1996


VIA ELECTRONIC TRANSMISSION
- ---------------------------

The United States Securities and
  Exchange Commission
Judiciary Plaza
450 Fifth Street, N.W.
Washington, D.C.  20549

Subject:  Nationwide VA Separate Account-B of
          Nationwide Life and Annuity Insurance Company
          SEC File No. 33-86408

Ladies and Gentlemen:

Pursuant to Rule 497(j) under the Securities Act of 1933 and on behalf of the
Nationwide VA Separate Account-B (the "Variable Account") and Nationwide Life
and Annuity Insurance Company (the "Company"), we certify that the form of the
Prospectus and Statement of Additional Information that would have been filed
under paragraph (b) under Rule 497 does not differ from the form of the
Prospectus and Statement of Additional Information contained in Post-Effective
Amendment No. 3 to the Registration Statement for the Company and the Variable
Account which was filed with the Securities and Exchange Commission
electronically on April 26, 1996.

If there are any questions in connection with the enclosed, please contact
Steven R. Savini, Esq. at (614) 249-7603.

Very truly yours,

NATIONWIDE LIFE AND ANNUITY INSURANCE COMPANY



Joseph P. Rath
Vice President and Associate
General Counsel

JPR/cw
Attachment


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